Last update: Oct 2026

Cost of Living Comparison Between Victoria, Canada and Surrey, Canada

Name: Surrey
Address: Surrey, CA

For one person, living is cheaper in Surrey: $2,338 a month against $2,554 in Victoria, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Victoria
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Victoria Living Index
112

Cost of Living Index in Surrey
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Surrey Living Index

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Victoria

🇨🇦 Canada

$2,554

/mo nomad

Surrey

🇨🇦 Canada

$2,338

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria and in Surrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,554 in Victoria versus $2,338 in Surrey.

Victoria $2,554
Surrey $2,338

Estimated couple costs with rent: $3,830 in Victoria versus $3,564 in Surrey.

Victoria $3,830
Surrey $3,564

Monthly costs for a family of three with rent: $5,107 in Victoria versus $4,791 in Surrey.

Victoria $5,107
Surrey $4,791

Living in Victoria is roughly 9% more expensive than in Surrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Victoria 88% above, Surrey 72% above.

Meal at Budget Restaurant

$19.57 CA$27.46

$18.11 CA$25.42

8.06%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$98.6

$57.5 CA$80.7

22.29%

Fast Food Meal (McDonalds, etc)

$10.92 CA$15.33

$10.06 CA$14.12

8.55%

Cappuccino

$4.27 CA$5.99

$3.52 CA$4.94

21.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 CA$3.28

$2.01 CA$2.83

16.42%

Water (0.33 liter bottle)

$1.88 CA$2.65

$1.50 CA$2.10

25.33%

Local Beer (0.5 liter draught)

$5.57 CA$7.82

$6.01 CA$8.44

-7.32%

Imported Beer (0.33 liter bottle)

$6.63 CA$9.31

$5.63 CA$7.91

17.76%

Milk (1 liter)

$2.79 CA$3.92

$2.47 CA$3.47

12.96%

White Bread (500g)

$3.08 CA$4.32

$2.10 CA$2.95

46.67%

Rice (white) (1kg)

$4.06 CA$5.69

$3.64 CA$5.11

11.54%

Eggs

$4.25 CA$5.96

$3.22 CA$4.52

31.99%

Local Cheese (1kg)

$27.60 CA$38.73

$9.77 CA$13.71

182.50%

Chicken Fillets (1kg)

$12.88 CA$18.07

$10.57 CA$14.84

21.85%

Beef Round Steak (1kg)

$14.43 CA$20.25

$20.34 CA$28.54

-29.06%

Apples (1kg)

$4.09 CA$5.74

$3.33 CA$4.67

22.82%

Banana (1kg)

$1.47 CA$2.06

$1.30 CA$1.82

13.08%

Oranges (1kg)

$3.90 CA$5.48

$2.94 CA$4.12

32.65%

Tomato (1kg)

$4.16 CA$5.84

$3.02 CA$4.24

37.75%

Potato (1kg)

$3.54 CA$4.97

$2.59 CA$3.63

36.68%

Onion (1kg)

$2.88 CA$4.04

$2.15 CA$3.02

33.95%

Lettuce (1 head)

$3.24 CA$4.55

$2.00 CA$2.81

62.00%

Water (1.5 liter bottle)

$2.51 CA$3.52

$1.83 CA$2.57

37.16%

Cigarettes 20 Pack (Marlboro, Camel)

$15.04 CA$21.10

$14.11 CA$19.81

6.59%

Wine (Bottle)

$17.77 CA$24.94

$14.20 CA$19.93

25.14%

Local Beer (0.5 liter bottle)

$3.85 CA$5.40

$2.45 CA$3.44

57.14%

Imported Beer (0.33 liter bottle)

$3.62 CA$5.08

$3.23 CA$4.53

12.07%

One-way Ticket (Public Transport)

$2.10 CA$2.95

$2.55 CA$3.58

-17.65%

Public Transport Monthly Pass (Regular Price)

$60.0 CA$84.2

$110 CA$155

-45.64%

Taxi Start (Normal Tariff)

$2.78 CA$3.91

$2.64 CA$3.70

5.30%

Taxi (Normal Tariff) (1km)

$1.59 CA$2.23

$1.60 CA$2.24

-0.63%

Taxi 1hour Waiting (Normal Tariff)

$34.64 CA$48.62

$28.02 CA$39.32

23.63%

Gasoline (1 liter)

$1.39 CA$1.95

$1.38 CA$1.93

0.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.1K

$28.2K CA$39.5K

1.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$29.8K

$21.7K CA$30.5K

-2.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 CA$146

$187 CA$262

-44.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.11 CA$61.9

$37.14 CA$52.1

18.77%

Internet (50+ Mbps, Unlimited Data)

$62.1 CA$87.2

$65.7 CA$92.3

-5.52%

Gym Membership (Monthly)

$41.39 CA$58.1

$31.83 CA$44.67

30.03%

Tennis Court (1 Hour on Weekend)

$17.05 CA$23.93

$25.35 CA$35.57

-32.74%

Cinema Ticket

$10.58 CA$14.85

$12.18 CA$17.09

-13.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$890 CA$1,248

$668 CA$938

33.08%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.4K

$12.1K CA$16.9K

91.55%

Jeans (Levis 501 Or Similar)

$55.4 CA$77.8

$55.0 CA$77.2

0.80%

Summer Dress (H&M, Zara, etc)

$43.45 CA$61.0

$61.1 CA$85.8

-28.89%

Sport Shoes (Adidas, Nike)

$91.9 CA$129

$99.5 CA$140

-7.61%

Men's Leather Business Shoes

$107 CA$150

$90.8 CA$127

17.64%

1-bedroom Apartment, City Center (Monthly)

$1,557 CA$2,186

$1,376 CA$1,931

13.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,300 CA$1,825

$1,094 CA$1,535

18.91%

3-bedroom Apartment, City Center (Monthly)

$2,730 CA$3,831

$2,606 CA$3,657

4.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,233 CA$3,134

$2,095 CA$2,940

6.61%

Buy Apartment in City Center (m2)

$5,638 CA$7,912

$6,631 CA$9,306

-14.98%

Buy Apartment Outside City Center (m2)

$4,578 CA$6,425

$5,166 CA$7,249

-11.37%

Average Monthly Net Salary (After Tax)

$3,229 CA$4,532

$3,156 CA$4,429

2.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.31

4.87

-11.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: October 26, 2026

Last update for Surrey: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria

$1.3K 50.9%

Surrey

$1.1K 46.8% 15.9% $207

Groceries & Markets

Victoria

$470 18.4%

Surrey

$357 15.3% 24% $113

Eating Out

Victoria

$299 11.7%

Surrey

$273 11.7% 8.7% $26

Monthly Utilities & Internet

Victoria

$210 8.2%

Surrey

$289 12.4% 37.6% $79

Clothing & Footwear

Victoria

$134 5.2%

Surrey

$138 5.9% 2.9% $3.9

Getting Around

Victoria

$79 3.1%

Surrey

$131 5.6% 65.8% $52

Sport & Entertainment

Victoria

$63 2.5%

Surrey

$56 2.4% 10.2% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,557 in Victoria and $1,376 in Surrey. Housing cost is often the main lever when comparing two cities.

Dining out: $70 in Victoria vs $57 in Surrey for a mid-range dinner for two. Groceries echo the gap at $470 vs $357 per month, with Surrey cheaper across the board.

Good to know

🇨🇦 Victoria

🇨🇦 Surrey

🕒 Local time

11:04 11:04 AM

Same time as Victoria

🌤 Weather

👥 Population

85,792

517,887

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Victoria Surrey 93 km

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Victoria
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Surrey: Cost of Living - Frequently Asked Questions

Victoria and Surrey differ by about 9% in total monthly costs ($2,554 vs $2,338 including rent). Surrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,832 in Victoria and $3,507 in Surrey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,557 in Victoria versus $1,376 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Surrey – a meal for two runs $57 versus $70 in Victoria. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,554 per month in Victoria versus $2,338 in Surrey – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $3,000 a month, though Surrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Surrey is more practical. Housing and childcare are both notably cheaper than in Victoria, and the savings on those two alone free up budget for education, activities, and family trips.