Last update: Oct 2026

Cost of Living Comparison Between Surrey, Canada and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,338 in Surrey, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

112

Cost of Living Index in Surrey
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Surrey Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Surrey

🇨🇦 Canada

$2,338

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,338 in Surrey versus $1,349 in Ubud, Bali.

Surrey $2,338
Ubud, Bali $1,349

Estimated couple costs with rent: $3,564 in Surrey versus $2,305 in Ubud, Bali.

Surrey $3,564
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,791 in Surrey versus $3,261 in Ubud, Bali.

Surrey $4,791
Ubud, Bali $3,261

Living in Surrey is roughly 73% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$18.11 CA$25.31

$3.32 Rp 60.2K

445.48%

Three-Course Dinner for Two, Mid-Range

$57.5 CA$80.3

$35.64 Rp 645.8K

61.28%

Fast Food Meal (McDonalds, etc)

$10.06 CA$14.06

$5.53 Rp 100.3K

81.92%

Cappuccino

$3.52 CA$4.92

$2.72 Rp 49.3K

29.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.81

$1.70 Rp 30.8K

18.24%

Water (0.33 liter bottle)

$1.50 CA$2.10

$0.76 Rp 13.8K

97.37%

Local Beer (0.5 liter draught)

$6.01 CA$8.40

$2.65 Rp 48.1K

126.79%

Imported Beer (0.33 liter bottle)

$5.63 CA$7.87

$4.38 Rp 79.4K

28.54%

Milk (1 liter)

$2.47 CA$3.46

$1.49 Rp 27.0K

65.77%

White Bread (500g)

$2.10 CA$2.94

$2.28 Rp 41.2K

-7.89%

Rice (white) (1kg)

$3.64 CA$5.09

$1.19 Rp 21.6K

205.88%

Eggs

$3.22 CA$4.50

$2.04 Rp 36.9K

57.84%

Local Cheese (1kg)

$9.77 CA$13.65

$17.70 Rp 320.8K

-44.80%

Chicken Fillets (1kg)

$10.57 CA$14.78

$3.96 Rp 71.8K

166.92%

Beef Round Steak (1kg)

$20.34 CA$28.42

$12.19 Rp 220.9K

66.86%

Apples (1kg)

$3.33 CA$4.65

$3.66 Rp 66.2K

-9.02%

Banana (1kg)

$1.30 CA$1.82

$1.52 Rp 27.5K

-14.47%

Oranges (1kg)

$2.94 CA$4.10

$2.23 Rp 40.4K

31.84%

Tomato (1kg)

$3.02 CA$4.23

$1.97 Rp 35.7K

53.30%

Potato (1kg)

$2.59 CA$3.62

$1.85 Rp 33.5K

40.00%

Onion (1kg)

$2.15 CA$3.01

$2.42 Rp 43.9K

-11.16%

Lettuce (1 head)

$2.00 CA$2.80

$0.99 Rp 17.9K

102.02%

Water (1.5 liter bottle)

$1.83 CA$2.56

$0.51 Rp 9,303

258.82%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.72

$2.22 Rp 40.3K

535.59%

Wine (Bottle)

$14.20 CA$19.85

$22.24 Rp 403.0K

-36.15%

Local Beer (0.5 liter bottle)

$2.45 CA$3.43

$2.26 Rp 41.0K

8.41%

Imported Beer (0.33 liter bottle)

$3.23 CA$4.51

$2.97 Rp 53.8K

8.75%

One-way Ticket (Public Transport)

$2.55 CA$3.57

$0.25 Rp 4,548

920.00%

Public Transport Monthly Pass (Regular Price)

$110 CA$154

$7.82 Rp 141.8K

1311.89%

Taxi Start (Normal Tariff)

$2.64 CA$3.69

$0.44 Rp 7,964

500.00%

Taxi (Normal Tariff) (1km)

$1.60 CA$2.23

$0.43 Rp 7,793

272.09%

Taxi 1hour Waiting (Normal Tariff)

$28.02 CA$39.15

$5.41 Rp 98.0K

417.93%

Gasoline (1 liter)

$1.38 CA$1.92

$0.82 Rp 14.9K

68.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.3K

$23.8K Rp 432.0M

18.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.3K

$31.7K Rp 575.3M

-31.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 CA$261

$79.1 Rp 1.4M

135.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.14 CA$51.9

$6.45 Rp 116.8K

475.81%

Internet (50+ Mbps, Unlimited Data)

$65.7 CA$91.9

$18.58 Rp 336.7K

253.82%

Gym Membership (Monthly)

$31.83 CA$44.48

$49.48 Rp 896.7K

-35.67%

Tennis Court (1 Hour on Weekend)

$25.35 CA$35.42

$17.65 Rp 319.8K

43.63%

Cinema Ticket

$12.18 CA$17.02

$4.27 Rp 77.4K

185.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 CA$934

$491 Rp 8.9M

36.27%

International Primary School, 1 Child (Yearly)

$12.1K CA$16.9K

$5,674 Rp 102.8M

112.72%

Jeans (Levis 501 Or Similar)

$55.0 CA$76.8

$44.64 Rp 808.9K

23.14%

Summer Dress (H&M, Zara, etc)

$61.1 CA$85.4

$34.95 Rp 633.4K

74.82%

Sport Shoes (Adidas, Nike)

$99.5 CA$139

$79.9 Rp 1.4M

24.52%

Men's Leather Business Shoes

$90.8 CA$127

$79.4 Rp 1.4M

14.28%

1-bedroom Apartment, City Center (Monthly)

$1,376 CA$1,923

$1,125 Rp 20.4M

22.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 CA$1,528

$671 Rp 12.2M

62.86%

3-bedroom Apartment, City Center (Monthly)

$2,606 CA$3,641

$3,565 Rp 64.6M

-26.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,095 CA$2,927

$1,723 Rp 31.2M

21.56%

Buy Apartment in City Center (m2)

$6,631 CA$9,265

$2,732 Rp 49.5M

142.74%

Buy Apartment Outside City Center (m2)

$5,166 CA$7,218

$2,284 Rp 41.4M

126.16%

Average Monthly Net Salary (After Tax)

$3,156 CA$4,410

$164 Rp 3.0M

1826.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

13.78

-64.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.8%

Ubud, Bali

$672 49.8% 38.6% $422

Groceries & Markets

Surrey

$357 15.3%

Ubud, Bali

$288 21.4% 19.2% $68

Monthly Utilities & Internet

Surrey

$289 12.4%

Ubud, Bali

$104 7.7% 64% $185

Eating Out

Surrey

$273 11.7%

Ubud, Bali

$108 8% 60.5% $165

Clothing & Footwear

Surrey

$138 5.9%

Ubud, Bali

$108 8% 22% $30

Getting Around

Surrey

$131 5.6%

Ubud, Bali

$11 0.9% 91.3% $120

Sport & Entertainment

Surrey

$56 2.4%

Ubud, Bali

$58 4.3% 3.3% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,376 in Surrey and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Surrey pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $57 in Surrey vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $357 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Surrey

🇮🇩 Ubud, Bali

🕒 Local time

17:03 5:03 PM

08:03 8:03 AM

15 h ahead of Surrey

🌤 Weather

👥 Population

517,887

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Between locations

Surrey Ubud, Bali 13,010 km ≈ 17 h nonstop flight

From you

Surrey
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,338 in Surrey and $1,349 in Ubud, Bali, so Ubud, Bali is about 42% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Surrey is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,376 in Surrey versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $57 in Surrey. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,338 per month in Surrey versus $1,349 in Ubud, Bali – Ubud, Bali is about 42% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 42% less than in Surrey. Beyond cost, consider language, visa policies, and how big the international community is in each city.