Cost of Living Comparison Between Ubud, Bali and Surrey Cost of Living Comparison Between Ubud, Bali and Surrey

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,706 in Surrey.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $4,121 in Surrey.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $5,535 in Surrey.

Living in Ubud, Bali costs roughly 49% less than in Surrey, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Surrey 103% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$18.30 CA$25.65

-80.49%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$80.0 CA$112

-59.61%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$10.99 CA$15.40

-54.41%

Cappuccino

$2.82 Rp 51.0K

$4.10 CA$5.75

-31.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.03 CA$2.84

-33.50%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.74 CA$2.44

-58.05%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$6.05 CA$8.47

-51.57%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$7.03 CA$9.86

-43.95%

Milk (1 liter)

$1.78 Rp 32.1K

$2.64 CA$3.70

-32.58%

White Bread (500g)

$2.45 Rp 44.2K

$2.61 CA$3.66

-6.13%

Rice (white) (1kg)

$1.15 Rp 20.7K

$5.39 CA$7.56

-78.66%

Eggs

$2.41 Rp 43.6K

$3.58 CA$5.02

-32.68%

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.36 CA$14.51

38.32%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$11.66 CA$16.34

-64.07%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$24.92 CA$34.92

-51.61%

Apples (1kg)

$3.64 Rp 65.7K

$3.34 CA$4.68

8.98%

Banana (1kg)

$1.57 Rp 28.3K

$1.33 CA$1.86

18.05%

Oranges (1kg)

$2.79 Rp 50.3K

$3.07 CA$4.31

-9.12%

Tomato (1kg)

$2.24 Rp 40.5K

$3.41 CA$4.77

-34.31%

Potato (1kg)

$1.98 Rp 35.7K

$2.46 CA$3.45

-19.51%

Onion (1kg)

$2.28 Rp 41.1K

$1.99 CA$2.79

14.57%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.41 CA$3.37

-56.43%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.98 CA$2.77

-60.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$14.61 CA$20.48

-78.17%

Wine (Bottle)

$23.49 Rp 424.1K

$13.99 CA$19.60

67.91%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$3.85 CA$5.39

-24.68%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$4.03 CA$5.64

-31.51%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$3.20 CA$4.48

-91.56%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$127 CA$178

-93.40%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.78 CA$3.90

-83.81%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.49 CA$2.09

-69.13%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$28.40 CA$39.80

-78.63%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.31 CA$1.83

-34.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$25.3K CA$35.5K

4.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$20.9K CA$29.3K

55.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$192 CA$269

-58.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$42.36 CA$59.4

-90.34%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$66.1 CA$92.6

-63.92%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$44.22 CA$62.0

123.38%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$18.70 CA$26.21

-66.04%

Cinema Ticket

$4.01 Rp 72.3K

$12.50 CA$17.51

-67.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$909 CA$1,273

-67.28%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$12.6K CA$17.6K

-47.56%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$55.6 CA$77.9

-3.82%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$52.8 CA$74.0

-27.88%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$103 CA$145

-14.06%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$95.1 CA$133

-19.42%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$1,630 CA$2,284

-37.44%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$1,367 CA$1,916

-50.24%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$3,074 CA$4,307

12.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$2,424 CA$3,397

-13.79%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$9,719 CA$13.6K

-71.92%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$8,636 CA$12.1K

-73.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,016 CA$4,226

-94.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.54

103.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Surrey: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,630 in Surrey. Housing cost is often the main lever when comparing two cities.

Surrey pays 1743% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $80.0 in Surrey for a mid-range dinner for two. Groceries echo the gap at $298 vs $407 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surrey: Cost of Living - Frequently Asked Questions

Ubud, Bali and Surrey differ by about 94% in total monthly costs ($1,392 vs $2,706 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1743% lower in Surrey. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $1,630 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $80.0 in Surrey. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $2,706 in Surrey – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,392 in Ubud, Bali versus $2,706 in Surrey, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Surrey. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 94% less than in Surrey. Beyond cost, consider language, visa policies, and how big the international community is in each city.