Cost of Living Comparison Between Ubud, Bali and Surrey Cost of Living Comparison Between Ubud, Bali and Surrey

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,737 in Surrey.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $4,155 in Surrey.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $5,573 in Surrey.

Living in Ubud, Bali costs roughly 49% less than in Surrey, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Surrey 104% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$18.61 CA$25.99

-80.82%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$79.9 CA$112

-59.32%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$10.92 CA$15.25

-55.49%

Cappuccino

$2.75 Rp 49.2K

$4.14 CA$5.78

-33.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.04 CA$2.85

-35.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.73 CA$2.42

-59.54%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$5.84 CA$8.16

-50.17%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$7.19 CA$10.04

-47.29%

Milk (1 liter)

$1.71 Rp 30.6K

$2.65 CA$3.71

-35.47%

White Bread (500g)

$2.47 Rp 44.3K

$2.64 CA$3.69

-6.44%

Rice (white) (1kg)

$1.20 Rp 21.5K

$5.56 CA$7.77

-78.42%

Eggs

$2.44 Rp 43.8K

$3.59 CA$5.02

-32.03%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.42 CA$14.55

38.00%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$11.79 CA$16.47

-63.44%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$24.99 CA$34.90

-51.14%

Apples (1kg)

$3.68 Rp 66.0K

$3.46 CA$4.83

6.36%

Banana (1kg)

$1.55 Rp 27.8K

$1.34 CA$1.87

15.67%

Oranges (1kg)

$2.79 Rp 49.9K

$3.08 CA$4.30

-9.42%

Tomato (1kg)

$2.33 Rp 41.8K

$3.53 CA$4.92

-33.99%

Potato (1kg)

$1.97 Rp 35.3K

$2.40 CA$3.35

-17.92%

Onion (1kg)

$2.31 Rp 41.4K

$2.02 CA$2.82

14.36%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.48 CA$3.47

-57.26%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$2.03 CA$2.83

-64.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$14.57 CA$20.35

-77.49%

Wine (Bottle)

$22.79 Rp 408.4K

$14.30 CA$19.98

59.37%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$3.82 CA$5.33

-26.44%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.98 CA$5.55

-30.15%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$3.09 CA$4.32

-90.61%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$129 CA$181

-93.77%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.69 CA$3.76

-83.27%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.47 CA$2.06

-69.39%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$28.31 CA$39.53

-77.96%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.35 CA$1.89

-37.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$24.7K CA$34.5K

5.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.7K CA$29.0K

52.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$188 CA$263

-57.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$42.02 CA$58.7

-90.34%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$67.8 CA$94.7

-63.99%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$44.10 CA$61.6

121.47%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$18.11 CA$25.29

-64.38%

Cinema Ticket

$4.04 Rp 72.4K

$12.33 CA$17.22

-67.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$907 CA$1,267

-66.50%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$12.6K CA$17.5K

-47.27%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$57.0 CA$79.5

-4.78%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$53.6 CA$74.8

-27.58%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$105 CA$147

-18.07%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$94.8 CA$132

-19.10%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,631 CA$2,278

-39.58%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,363 CA$1,904

-51.74%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$3,112 CA$4,346

8.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$2,444 CA$3,413

-15.48%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$9,608 CA$13.4K

-71.47%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$8,793 CA$12.3K

-74.67%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$3,153 CA$4,403

-94.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.54

103.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Surrey: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,631 in Surrey. Housing cost is often the main lever when comparing two cities.

Surrey pays 1829% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $80.0 in Surrey for a mid-range dinner for two. Groceries echo the gap at $297 vs $411 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surrey: Cost of Living - Frequently Asked Questions

Ubud, Bali and Surrey differ by about 95% in total monthly costs ($1,404 vs $2,737 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Surrey earns 1829% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,631 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $80.0 in Surrey. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $2,737 in Surrey – a 95% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,404 in Ubud, Bali versus $2,737 in Surrey, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Surrey. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 95% less than in Surrey. Beyond cost, consider language, visa policies, and how big the international community is in each city.