Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Surrey

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,236 in Surrey, rent and utilities included – about $10,700 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
110

Cost of Living Index in Surrey
Learn more

Surrey Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Surrey

🇨🇦 Canada

$2,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Surrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,236 in Surrey.

Ubud, Bali $1,348
Surrey $2,236

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,522 in Surrey.

Ubud, Bali $2,312
Surrey $3,522

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,808 in Surrey.

Ubud, Bali $3,276
Surrey $4,808

Living in Ubud, Bali costs roughly 40% less than in Surrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Surrey 67% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$17.87 CA$25.48

-81.37%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$55.2 CA$78.7

-35.81%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$10.26 CA$14.62

-43.86%

Cappuccino

$2.63 Rp 47.0K

$3.63 CA$5.18

-27.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.11 CA$3.00

-17.54%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.57 CA$2.23

-50.96%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$5.65 CA$8.05

-52.04%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$5.95 CA$8.48

-24.03%

Milk (1 liter)

$1.53 Rp 27.4K

$2.40 CA$3.42

-36.25%

White Bread (500g)

$2.20 Rp 39.2K

$2.04 CA$2.91

7.84%

Rice (white) (1kg)

$1.22 Rp 21.8K

$3.57 CA$5.09

-65.83%

Eggs

$2.14 Rp 38.2K

$3.23 CA$4.61

-33.75%

Local Cheese (1kg)

$17.73 Rp 316.9K

$9.63 CA$13.73

84.11%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$10.29 CA$14.66

-62.49%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$19.56 CA$27.89

-38.50%

Apples (1kg)

$3.61 Rp 64.5K

$3.14 CA$4.48

14.97%

Banana (1kg)

$1.51 Rp 27.1K

$1.31 CA$1.86

15.27%

Oranges (1kg)

$2.32 Rp 41.4K

$2.94 CA$4.20

-21.09%

Tomato (1kg)

$2.00 Rp 35.8K

$2.95 CA$4.20

-32.20%

Potato (1kg)

$1.81 Rp 32.4K

$2.54 CA$3.62

-28.74%

Onion (1kg)

$2.39 Rp 42.7K

$2.05 CA$2.92

16.59%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.98 CA$2.82

-50.00%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.80 CA$2.56

-71.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$13.93 CA$19.86

-84.35%

Wine (Bottle)

$22.98 Rp 410.7K

$14.12 CA$20.12

62.75%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$2.46 CA$3.51

-2.44%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.05 CA$4.35

-1.64%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$2.67 CA$3.81

-91.01%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$106 CA$150

-93.38%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$2.57 CA$3.66

-82.88%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.49 CA$2.13

-71.81%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$27.20 CA$38.77

-79.96%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.31 CA$1.86

-35.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$27.8K CA$39.6K

-12.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$18.5K CA$26.3K

72.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$185 CA$263

-56.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$36.28 CA$51.7

-81.86%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$63.2 CA$90.1

-71.14%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$34.52 CA$49.21

59.70%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$25.21 CA$35.93

-26.58%

Cinema Ticket

$4.24 Rp 75.9K

$12.70 CA$18.10

-66.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$832 CA$1,186

-41.62%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$11.9K CA$17.0K

-52.34%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$55.2 CA$78.7

-18.14%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$60.3 CA$85.9

-42.63%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$96.4 CA$137

-17.89%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$88.2 CA$126

-11.95%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,327 CA$1,891

-15.07%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,050 CA$1,497

-35.80%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,676 CA$3,815

35.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$2,085 CA$2,972

-16.79%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$9,553 CA$13.6K

-70.39%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$8,388 CA$12.0K

-72.50%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,988 CA$4,260

-94.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.87

182.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Surrey: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Surrey

$1.1K 46.1% 55.8% $376

Groceries & Markets

Ubud, Bali

$290 21.4%

Surrey

$348 15.3% 20.1% $58

Eating Out

Ubud, Bali

$108 8%

Surrey

$272 12% 152% $164

Clothing & Footwear

Ubud, Bali

$106 7.8%

Surrey

$135 5.9% 26.8% $29

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Surrey

$284 12.5% 169% $179

Sport & Entertainment

Ubud, Bali

$64 4.7%

Surrey

$60 2.6% 5.8% $3.7

Getting Around

Ubud, Bali

$11 0.8%

Surrey

$126 5.6% 1102% $116

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,327 in Surrey. Housing cost is often the main lever when comparing two cities.

Surrey pays 1704% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $55.0 in Surrey for a mid-range dinner for two. Groceries echo the gap at $290 vs $348 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Surrey

🕒 Local time

18:32 6:32 PM

03:32 3:32 AM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

517,887

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Surrey 13,010 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surrey: Cost of Living - Frequently Asked Questions

Ubud, Bali and Surrey differ by about 66% in total monthly costs ($1,348 vs $2,236 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1704% lower in Surrey. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,327 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $55.0 in Surrey. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,348 per month in Ubud, Bali versus $2,236 in Surrey – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,348 in Ubud, Bali versus $2,236 in Surrey, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Surrey. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Surrey. Beyond cost, consider language, visa policies, and how big the international community is in each city.