Cost of Living Comparison Between Singapore and Surrey Cost of Living Comparison Between Singapore and Surrey

Monthly Cost of Living

Monthly costs for one person with rent: $3,534 in Singapore versus $2,760 in Surrey.

Estimated couple costs with rent: $5,201 in Singapore versus $4,115 in Surrey.

Monthly costs for a family of three with rent: $6,868 in Singapore versus $5,470 in Surrey.

Living in Singapore is roughly 28% more expensive than in Surrey, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Singapore 164% above, Surrey 107% above.

Meal at Budget Restaurant

$11.07 SGD 14.29

$18.10 CA$25.49

-38.84%

Three-Course Dinner for Two, Mid-Range

$77.6 SGD 100

$81.2 CA$114

-4.39%

Fast Food Meal (McDonalds, etc)

$7.93 SGD 10.23

$10.94 CA$15.41

-27.51%

Cappuccino

$4.90 SGD 6.33

$4.29 CA$6.05

14.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.71 SGD 2.21

$2.04 CA$2.87

-16.18%

Water (0.33 liter bottle)

$1.20 SGD 1.54

$1.80 CA$2.54

-33.33%

Local Beer (0.5 liter draught)

$8.01 SGD 10.33

$5.79 CA$8.15

38.34%

Imported Beer (0.33 liter bottle)

$9.57 SGD 12.36

$6.89 CA$9.70

38.90%

Milk (1 liter)

$2.98 SGD 3.85

$2.62 CA$3.69

13.74%

White Bread (500g)

$2.37 SGD 3.06

$2.74 CA$3.86

-13.50%

Rice (white) (1kg)

$2.80 SGD 3.62

$5.43 CA$7.65

-48.43%

Eggs

$3.28 SGD 4.24

$3.64 CA$5.13

-9.89%

Local Cheese (1kg)

$19.09 SGD 24.64

$10.19 CA$14.36

87.34%

Chicken Fillets (1kg)

$11.36 SGD 14.66

$12.00 CA$16.90

-5.33%

Beef Round Steak (1kg)

$22.45 SGD 28.98

$24.83 CA$34.97

-9.59%

Apples (1kg)

$4.44 SGD 5.74

$3.50 CA$4.93

26.86%

Banana (1kg)

$3.03 SGD 3.92

$1.29 CA$1.81

134.88%

Oranges (1kg)

$5.00 SGD 6.45

$2.99 CA$4.21

67.22%

Tomato (1kg)

$2.70 SGD 3.48

$3.52 CA$4.96

-23.30%

Potato (1kg)

$2.42 SGD 3.13

$2.35 CA$3.31

2.98%

Onion (1kg)

$2.16 SGD 2.79

$2.00 CA$2.82

8.00%

Lettuce (1 head)

$2.02 SGD 2.60

$2.45 CA$3.45

-17.55%

Water (1.5 liter bottle)

$1.50 SGD 1.94

$2.01 CA$2.84

-25.37%

Cigarettes 20 Pack (Marlboro, Camel)

$13.34 SGD 17.22

$14.88 CA$20.95

-10.35%

Wine (Bottle)

$22.85 SGD 29.49

$14.07 CA$19.81

62.40%

Local Beer (0.5 liter bottle)

$4.23 SGD 5.46

$3.83 CA$5.40

10.44%

Imported Beer (0.33 liter bottle)

$5.28 SGD 6.81

$3.84 CA$5.41

37.50%

One-way Ticket (Public Transport)

$1.52 SGD 1.96

$3.12 CA$4.39

-51.28%

Public Transport Monthly Pass (Regular Price)

$91.9 SGD 119

$125 CA$177

-26.72%

Taxi Start (Normal Tariff)

$3.69 SGD 4.76

$2.84 CA$4.00

29.93%

Taxi (Normal Tariff) (1km)

$0.72 SGD 0.92

$1.55 CA$2.19

-53.55%

Taxi 1hour Waiting (Normal Tariff)

$16.44 SGD 21.22

$28.59 CA$40.27

-42.50%

Gasoline (1 liter)

$2.25 SGD 2.91

$1.37 CA$1.94

64.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$139.2K SGD 179.7K

$25.3K CA$35.6K

451.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$128.3K SGD 165.6K

$21.0K CA$29.6K

510.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 SGD 202

$187 CA$263

-16.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.58 SGD 23.98

$41.34 CA$58.2

-55.06%

Internet (50+ Mbps, Unlimited Data)

$36.67 SGD 47.34

$66.6 CA$93.8

-44.91%

Gym Membership (Monthly)

$117 SGD 151

$44.82 CA$63.1

161.69%

Tennis Court (1 Hour on Weekend)

$12.29 SGD 15.86

$18.50 CA$26.05

-33.57%

Cinema Ticket

$11.63 SGD 15.01

$12.36 CA$17.41

-5.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,193 SGD 1,541

$888 CA$1,251

34.36%

International Primary School, 1 Child (Yearly)

$29.6K SGD 38.2K

$12.5K CA$17.6K

136.75%

Jeans (Levis 501 Or Similar)

$83.4 SGD 108

$54.9 CA$77.3

51.94%

Summer Dress (H&M, Zara, etc)

$42.23 SGD 54.5

$53.9 CA$75.9

-21.64%

Sport Shoes (Adidas, Nike)

$107 SGD 138

$105 CA$148

1.98%

Men's Leather Business Shoes

$131 SGD 169

$95.3 CA$134

37.71%

1-bedroom Apartment, City Center (Monthly)

$3,100 SGD 4,002

$1,623 CA$2,286

91.01%

1-bedroom Apartment, Outside City Center (Monthly)

$2,268 SGD 2,928

$1,396 CA$1,966

62.51%

3-bedroom Apartment, City Center (Monthly)

$6,263 SGD 8,085

$3,011 CA$4,241

107.99%

3-bedroom Apartment, Outside City Center (Monthly)

$3,803 SGD 4,909

$2,445 CA$3,444

55.53%

Buy Apartment in City Center (m2)

$22.8K SGD 29.4K

$9,586 CA$13.5K

137.73%

Buy Apartment Outside City Center (m2)

$16.3K SGD 21.1K

$8,475 CA$11.9K

92.53%

Average Monthly Net Salary (After Tax)

$3,978 SGD 5,135

$3,122 CA$4,398

27.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

6.54

-51.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: July 21, 2026

Last update for Surrey: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,100 in Singapore and $1,623 in Surrey. Housing cost is often the main lever when comparing two cities.

Singapore pays 27% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Singapore vs $81.0 in Surrey. Groceries flip the comparison at $448 vs $410, with Surrey cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Surrey: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 28% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 27% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,100 in Singapore versus $1,623 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,534 per month in Singapore versus $2,760 in Surrey – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 36% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Surrey is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 28% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.