Cost of Living Comparison Between Singapore and Surrey Cost of Living Comparison Between Singapore and Surrey

Monthly Cost of Living

Monthly costs for one person with rent: $3,475 in Singapore versus $2,380 in Surrey.

Estimated couple costs with rent: $5,242 in Singapore versus $3,617 in Surrey.

Monthly costs for a family of three with rent: $7,008 in Singapore versus $4,853 in Surrey.

Living in Singapore is roughly 46% more expensive than in Surrey, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Singapore 152% above, Surrey 73% above.

Meal at Budget Restaurant

$11.82 SGD 14.98

$18.12 CA$25.13

-34.77%

Three-Course Dinner for Two, Mid-Range

$66.6 SGD 84.4

$57.2 CA$79.3

16.46%

Fast Food Meal (McDonalds, etc)

$8.67 SGD 10.99

$10.60 CA$14.70

-18.21%

Cappuccino

$5.29 SGD 6.70

$3.67 CA$5.08

44.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 SGD 2.40

$2.10 CA$2.91

-9.52%

Water (0.33 liter bottle)

$1.21 SGD 1.53

$1.67 CA$2.31

-27.54%

Local Beer (0.5 liter draught)

$8.32 SGD 10.54

$5.91 CA$8.20

40.78%

Imported Beer (0.33 liter bottle)

$10.29 SGD 13.03

$6.10 CA$8.47

68.69%

Milk (1 liter)

$2.98 SGD 3.77

$2.48 CA$3.44

20.16%

White Bread (500g)

$2.56 SGD 3.24

$2.07 CA$2.86

23.67%

Rice (white) (1kg)

$2.71 SGD 3.43

$3.72 CA$5.16

-27.15%

Eggs

$3.60 SGD 4.56

$3.21 CA$4.46

12.15%

Local Cheese (1kg)

$21.01 SGD 26.62

$10.05 CA$13.94

109.05%

Chicken Fillets (1kg)

$9.90 SGD 12.55

$10.50 CA$14.57

-5.71%

Beef Round Steak (1kg)

$24.94 SGD 31.60

$20.41 CA$28.31

22.20%

Apples (1kg)

$4.46 SGD 5.65

$3.30 CA$4.57

35.15%

Banana (1kg)

$3.05 SGD 3.87

$1.36 CA$1.88

124.26%

Oranges (1kg)

$4.81 SGD 6.10

$3.08 CA$4.27

56.17%

Tomato (1kg)

$2.29 SGD 2.90

$3.07 CA$4.26

-25.41%

Potato (1kg)

$2.61 SGD 3.31

$2.66 CA$3.69

-1.88%

Onion (1kg)

$2.26 SGD 2.86

$2.17 CA$3.01

4.15%

Lettuce (1 head)

$1.86 SGD 2.35

$2.03 CA$2.81

-8.37%

Water (1.5 liter bottle)

$1.42 SGD 1.80

$1.86 CA$2.58

-23.66%

Cigarettes 20 Pack (Marlboro, Camel)

$14.08 SGD 17.84

$14.22 CA$19.72

-0.98%

Wine (Bottle)

$23.60 SGD 29.90

$14.35 CA$19.90

64.46%

Local Beer (0.5 liter bottle)

$4.80 SGD 6.09

$2.60 CA$3.60

84.62%

Imported Beer (0.33 liter bottle)

$4.66 SGD 5.90

$3.31 CA$4.59

40.79%

One-way Ticket (Public Transport)

$1.62 SGD 2.05

$2.65 CA$3.68

-38.87%

Public Transport Monthly Pass (Regular Price)

$100 SGD 127

$112 CA$155

-10.48%

Taxi Start (Normal Tariff)

$3.71 SGD 4.70

$2.73 CA$3.78

35.90%

Taxi (Normal Tariff) (1km)

$0.81 SGD 1.02

$1.61 CA$2.24

-49.69%

Taxi 1hour Waiting (Normal Tariff)

$16.66 SGD 21.11

$28.60 CA$39.66

-41.75%

Gasoline (1 liter)

$2.44 SGD 3.09

$1.34 CA$1.86

82.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$156.3K SGD 198.1K

$28.2K CA$39.1K

454.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.4K SGD 188.0K

$19.4K CA$26.8K

666.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 SGD 206

$190 CA$264

-14.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.54 SGD 15.89

$37.56 CA$52.1

-66.61%

Internet (50+ Mbps, Unlimited Data)

$27.91 SGD 35.37

$66.9 CA$92.8

-58.27%

Gym Membership (Monthly)

$109 SGD 138

$35.12 CA$48.71

209.62%

Tennis Court (1 Hour on Weekend)

$11.63 SGD 14.73

$25.61 CA$35.51

-54.59%

Cinema Ticket

$11.84 SGD 15.00

$12.85 CA$17.82

-7.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,471 SGD 1,864

$863 CA$1,197

70.54%

International Primary School, 1 Child (Yearly)

$29.6K SGD 37.6K

$12.3K CA$17.0K

142.03%

Jeans (Levis 501 Or Similar)

$79.5 SGD 101

$57.4 CA$79.6

38.53%

Summer Dress (H&M, Zara, etc)

$53.1 SGD 67.3

$63.1 CA$87.5

-15.79%

Sport Shoes (Adidas, Nike)

$112 SGD 141

$102 CA$141

9.55%

Men's Leather Business Shoes

$130 SGD 164

$91.3 CA$127

41.87%

1-bedroom Apartment, City Center (Monthly)

$3,051 SGD 3,866

$1,341 CA$1,859

127.58%

1-bedroom Apartment, Outside City Center (Monthly)

$2,163 SGD 2,740

$1,061 CA$1,471

103.87%

3-bedroom Apartment, City Center (Monthly)

$5,870 SGD 7,438

$2,773 CA$3,846

111.70%

3-bedroom Apartment, Outside City Center (Monthly)

$3,862 SGD 4,893

$2,211 CA$3,066

74.68%

Buy Apartment in City Center (m2)

$23.7K SGD 30.1K

$9,645 CA$13.4K

145.98%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.3K

$8,562 CA$11.9K

96.05%

Average Monthly Net Salary (After Tax)

$4,259 SGD 5,397

$3,107 CA$4,310

37.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.43

4.87

-50.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: September 5, 2026

Last update for Surrey: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,051 in Singapore and $1,341 in Surrey. Housing cost is often the main lever when comparing two cities.

Singapore pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Singapore vs $57.0 in Surrey for a mid-range dinner for two. Groceries echo the gap at $457 vs $360 per month, with Surrey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Surrey: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 46% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 37% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,051 in Singapore versus $1,341 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,475 per month in Singapore versus $2,380 in Surrey – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 12% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,380 in Surrey versus $3,475 in Singapore, a $3,000 budget is realistic in Surrey but tight or insufficient in Singapore. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 46% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.