Cost of Living Comparison Between Singapore and Surrey Cost of Living Comparison Between Singapore and Surrey

Monthly Cost of Living

Monthly costs for one person with rent: $3,651 in Singapore versus $2,711 in Surrey.

Estimated couple costs with rent: $5,223 in Singapore versus $4,087 in Surrey.

Monthly costs for a family of three with rent: $6,796 in Singapore versus $5,462 in Surrey.

Living in Singapore is roughly 35% more expensive than Surrey, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Singapore 172% above, Surrey 102% above.

Meal at Budget Restaurant

$10.73 SGD 13.85

$18.30 CA$25.53

-41.37%

Three-Course Dinner for Two, Mid-Range

$78.5 SGD 101

$81.4 CA$114

-3.62%

Fast Food Meal (McDonalds, etc)

$7.88 SGD 10.18

$10.87 CA$15.15

-27.51%

Cappuccino

$4.92 SGD 6.35

$4.20 CA$5.85

17.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 SGD 2.11

$2.13 CA$2.97

-23.47%

Water (0.33 liter bottle)

$1.23 SGD 1.59

$1.74 CA$2.43

-29.31%

Local Beer (0.5 liter draught)

$7.85 SGD 10.13

$5.84 CA$8.14

34.42%

Imported Beer (0.33 liter bottle)

$9.61 SGD 12.40

$6.81 CA$9.50

41.12%

Milk (1 liter)

$3.07 SGD 3.97

$2.61 CA$3.64

17.62%

White Bread (500g)

$2.41 SGD 3.11

$2.63 CA$3.66

-8.37%

Rice (white) (1kg)

$2.81 SGD 3.62

$5.39 CA$7.52

-47.87%

Eggs

$3.37 SGD 4.36

$3.72 CA$5.19

-9.41%

Local Cheese (1kg)

$19.34 SGD 24.97

$10.28 CA$14.33

88.13%

Chicken Fillets (1kg)

$11.36 SGD 14.66

$11.63 CA$16.21

-2.32%

Beef Round Steak (1kg)

$22.95 SGD 29.63

$24.42 CA$34.05

-6.02%

Apples (1kg)

$4.52 SGD 5.84

$3.44 CA$4.80

31.40%

Banana (1kg)

$2.94 SGD 3.80

$1.34 CA$1.88

119.40%

Oranges (1kg)

$4.86 SGD 6.28

$3.12 CA$4.35

55.77%

Tomato (1kg)

$2.63 SGD 3.40

$3.45 CA$4.81

-23.77%

Potato (1kg)

$2.47 SGD 3.19

$2.36 CA$3.28

4.66%

Onion (1kg)

$2.16 SGD 2.79

$2.07 CA$2.89

4.35%

Lettuce (1 head)

$2.01 SGD 2.60

$2.51 CA$3.50

-19.92%

Water (1.5 liter bottle)

$1.51 SGD 1.95

$1.93 CA$2.69

-21.76%

Cigarettes 20 Pack (Marlboro, Camel)

$13.24 SGD 17.09

$14.88 CA$20.75

-11.02%

Wine (Bottle)

$25.27 SGD 32.62

$14.60 CA$20.36

73.08%

Local Beer (0.5 liter bottle)

$4.31 SGD 5.57

$4.00 CA$5.57

7.75%

Imported Beer (0.33 liter bottle)

$5.20 SGD 6.72

$4.01 CA$5.59

29.68%

One-way Ticket (Public Transport)

$1.58 SGD 2.04

$3.18 CA$4.44

-50.31%

Public Transport Monthly Pass (Regular Price)

$93.7 SGD 121

$127 CA$176

-25.94%

Taxi Start (Normal Tariff)

$3.51 SGD 4.53

$2.69 CA$3.76

30.48%

Taxi (Normal Tariff) (1km)

$0.77 SGD 1.00

$1.50 CA$2.09

-48.67%

Taxi 1hour Waiting (Normal Tariff)

$16.11 SGD 20.80

$28.96 CA$40.39

-44.37%

Gasoline (1 liter)

$2.20 SGD 2.84

$1.32 CA$1.84

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$142.1K SGD 183.5K

$25.0K CA$34.8K

469.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$129.1K SGD 166.7K

$21.0K CA$29.3K

515.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 SGD 206

$192 CA$268

-16.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.36 SGD 23.70

$42.16 CA$58.8

-56.45%

Internet (50+ Mbps, Unlimited Data)

$36.57 SGD 47.21

$66.8 CA$93.1

-45.22%

Gym Membership (Monthly)

$117 SGD 151

$44.80 CA$62.5

160.98%

Tennis Court (1 Hour on Weekend)

$12.39 SGD 16.00

$18.19 CA$25.36

-31.89%

Cinema Ticket

$11.65 SGD 15.04

$12.65 CA$17.64

-7.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,184 SGD 1,529

$903 CA$1,259

31.13%

International Primary School, 1 Child (Yearly)

$29.9K SGD 38.6K

$12.7K CA$17.7K

135.11%

Jeans (Levis 501 Or Similar)

$82.2 SGD 106

$54.9 CA$76.6

49.75%

Summer Dress (H&M, Zara, etc)

$43.04 SGD 55.6

$52.9 CA$73.8

-18.70%

Sport Shoes (Adidas, Nike)

$107 SGD 139

$104 CA$145

3.43%

Men's Leather Business Shoes

$131 SGD 169

$96.3 CA$134

36.00%

1-bedroom Apartment, City Center (Monthly)

$3,101 SGD 4,003

$1,629 CA$2,272

90.36%

1-bedroom Apartment, Outside City Center (Monthly)

$2,280 SGD 2,943

$1,400 CA$1,952

62.87%

3-bedroom Apartment, City Center (Monthly)

$6,201 SGD 8,006

$3,102 CA$4,325

99.93%

3-bedroom Apartment, Outside City Center (Monthly)

$3,793 SGD 4,897

$2,490 CA$3,472

52.35%

Buy Apartment in City Center (m2)

$23.5K SGD 30.3K

$9,842 CA$13.7K

138.62%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.3K

$8,780 CA$12.2K

88.15%

Average Monthly Net Salary (After Tax)

$4,285 SGD 5,532

$3,088 CA$4,306

38.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

6.54

-51.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: May 30, 2026

Last update for Surrey: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,101 in Singapore and $1,629 in Surrey. Housing cost is often the main lever when comparing two cities.

Singapore pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Singapore vs $81.0 in Surrey. Groceries flip the comparison at $457 vs $408, with Surrey cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Surrey: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 35% gap adds up to real monthly savings that compound significantly over time.

Singapore pays 39% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,101 in Singapore versus $1,629 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,651 per month in Singapore versus $2,711 in Surrey – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 35% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Surrey is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 35% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.