Cost of Living Comparison Between Singapore and Surrey Cost of Living Comparison Between Singapore and Surrey

Monthly Cost of Living

Monthly costs for one person with rent: $3,651 in Singapore versus $2,759 in Surrey.

Estimated couple costs with rent: $5,227 in Singapore versus $4,117 in Surrey.

Monthly costs for a family of three with rent: $6,803 in Singapore versus $5,476 in Surrey.

Living in Singapore is roughly 32% more expensive than Surrey, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Singapore 172% above, Surrey 106% above.

Meal at Budget Restaurant

$11.07 SGD 14.06

$18.54 CA$25.40

-40.29%

Three-Course Dinner for Two, Mid-Range

$77.3 SGD 98.2

$82.1 CA$112

-5.81%

Fast Food Meal (McDonalds, etc)

$8.03 SGD 10.20

$10.98 CA$15.05

-26.87%

Cappuccino

$5.09 SGD 6.47

$4.24 CA$5.80

20.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 SGD 2.19

$2.05 CA$2.81

-15.61%

Water (0.33 liter bottle)

$1.18 SGD 1.49

$1.82 CA$2.49

-35.16%

Local Beer (0.5 liter draught)

$7.70 SGD 9.78

$5.96 CA$8.16

29.19%

Imported Beer (0.33 liter bottle)

$9.56 SGD 12.14

$6.90 CA$9.45

38.55%

Milk (1 liter)

$2.95 SGD 3.75

$2.65 CA$3.63

11.32%

White Bread (500g)

$2.35 SGD 2.98

$2.70 CA$3.69

-12.96%

Rice (white) (1kg)

$2.81 SGD 3.56

$5.58 CA$7.64

-49.64%

Eggs

$3.29 SGD 4.17

$3.60 CA$4.93

-8.61%

Local Cheese (1kg)

$19.42 SGD 24.67

$10.36 CA$14.19

87.45%

Chicken Fillets (1kg)

$11.28 SGD 14.33

$11.66 CA$15.97

-3.26%

Beef Round Steak (1kg)

$22.99 SGD 29.20

$24.34 CA$33.35

-5.55%

Apples (1kg)

$4.42 SGD 5.62

$3.37 CA$4.61

31.16%

Banana (1kg)

$2.92 SGD 3.71

$1.33 CA$1.83

119.55%

Oranges (1kg)

$4.82 SGD 6.12

$2.98 CA$4.08

61.74%

Tomato (1kg)

$2.73 SGD 3.47

$3.36 CA$4.61

-18.75%

Potato (1kg)

$2.41 SGD 3.06

$2.34 CA$3.20

2.99%

Onion (1kg)

$2.25 SGD 2.86

$2.01 CA$2.75

11.94%

Lettuce (1 head)

$2.04 SGD 2.59

$2.51 CA$3.44

-18.73%

Water (1.5 liter bottle)

$1.57 SGD 1.99

$1.92 CA$2.64

-18.23%

Cigarettes 20 Pack (Marlboro, Camel)

$13.01 SGD 16.53

$14.77 CA$20.23

-11.92%

Wine (Bottle)

$25.39 SGD 32.25

$14.67 CA$20.10

73.07%

Local Beer (0.5 liter bottle)

$4.17 SGD 5.30

$3.80 CA$5.21

9.74%

Imported Beer (0.33 liter bottle)

$5.22 SGD 6.64

$4.00 CA$5.47

30.50%

One-way Ticket (Public Transport)

$1.59 SGD 2.03

$3.16 CA$4.33

-49.68%

Public Transport Monthly Pass (Regular Price)

$92.9 SGD 118

$127 CA$174

-26.74%

Taxi Start (Normal Tariff)

$3.62 SGD 4.60

$2.83 CA$3.87

27.92%

Taxi (Normal Tariff) (1km)

$0.77 SGD 0.98

$1.54 CA$2.11

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$16.35 SGD 20.77

$29.06 CA$39.81

-43.74%

Gasoline (1 liter)

$2.18 SGD 2.77

$1.36 CA$1.86

60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$141.4K SGD 179.6K

$25.3K CA$34.7K

458.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$131.0K SGD 166.3K

$21.0K CA$28.8K

522.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 SGD 203

$189 CA$259

-15.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.77 SGD 23.84

$42.09 CA$57.7

-55.41%

Internet (50+ Mbps, Unlimited Data)

$37.67 SGD 47.84

$66.3 CA$90.9

-43.19%

Gym Membership (Monthly)

$119 SGD 152

$43.84 CA$60.1

172.40%

Tennis Court (1 Hour on Weekend)

$12.39 SGD 15.74

$18.37 CA$25.17

-32.55%

Cinema Ticket

$11.92 SGD 15.14

$12.55 CA$17.20

-5.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,212 SGD 1,540

$910 CA$1,247

33.23%

International Primary School, 1 Child (Yearly)

$29.2K SGD 37.0K

$12.4K CA$17.0K

135.50%

Jeans (Levis 501 Or Similar)

$81.5 SGD 104

$54.9 CA$75.2

48.42%

Summer Dress (H&M, Zara, etc)

$42.85 SGD 54.4

$54.3 CA$74.4

-21.06%

Sport Shoes (Adidas, Nike)

$107 SGD 136

$103 CA$142

3.43%

Men's Leather Business Shoes

$127 SGD 161

$96.8 CA$133

30.75%

1-bedroom Apartment, City Center (Monthly)

$3,129 SGD 3,974

$1,658 CA$2,271

88.78%

1-bedroom Apartment, Outside City Center (Monthly)

$2,251 SGD 2,859

$1,404 CA$1,923

60.35%

3-bedroom Apartment, City Center (Monthly)

$6,231 SGD 7,913

$3,055 CA$4,185

103.96%

3-bedroom Apartment, Outside City Center (Monthly)

$3,818 SGD 4,849

$2,407 CA$3,297

58.67%

Buy Apartment in City Center (m2)

$23.6K SGD 29.9K

$10.3K CA$14.2K

127.98%

Buy Apartment Outside City Center (m2)

$16.0K SGD 20.3K

$8,277 CA$11.3K

93.31%

Average Monthly Net Salary (After Tax)

$4,332 SGD 5,501

$3,141 CA$4,303

37.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

6.54

-51.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: April 21, 2026

Last update for Surrey: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,129 in Singapore and $1,658 in Surrey. Housing cost is often the main lever when comparing two cities.

Singapore pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77 in Singapore vs $82 in Surrey. Groceries flip the comparison at $454 vs $407, with Surrey cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Surrey: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 32% gap adds up to real monthly savings that compound significantly over time.

Singapore pays 38% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,129 in Singapore versus $1,658 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,651 per month in Singapore versus $2,759 in Surrey – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 36% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Surrey is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 32% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.