Last update: Oct 2026

Cost of Living Comparison Between Singapore and Surrey, Canada

Name: Surrey
Address: Surrey, CA

For one person, living is cheaper in Surrey: $2,338 a month against $3,544 in Singapore, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Singapore
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Singapore Living Index
112

Cost of Living Index in Surrey
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Surrey Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,544

/mo nomad

Surrey

🇨🇦 Canada

$2,338

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Surrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,544 in Singapore versus $2,338 in Surrey.

Singapore $3,544
Surrey $2,338

Estimated couple costs with rent: $5,318 in Singapore versus $3,564 in Surrey.

Singapore $5,318
Surrey $3,564

Monthly costs for a family of three with rent: $7,093 in Singapore versus $4,791 in Surrey.

Singapore $7,093
Surrey $4,791

Living in Singapore is roughly 52% more expensive than in Surrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 160% above, Surrey 72% above.

Meal at Budget Restaurant

$11.62 SGD 14.90

$18.11 CA$25.42

-35.84%

Three-Course Dinner for Two, Mid-Range

$74.4 SGD 95.4

$57.5 CA$80.7

29.49%

Fast Food Meal (McDonalds, etc)

$8.35 SGD 10.70

$10.06 CA$14.12

-17.00%

Cappuccino

$5.24 SGD 6.71

$3.52 CA$4.94

48.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 SGD 2.34

$2.01 CA$2.83

-8.96%

Water (0.33 liter bottle)

$1.28 SGD 1.64

$1.50 CA$2.10

-14.67%

Local Beer (0.5 liter draught)

$8.33 SGD 10.68

$6.01 CA$8.44

38.60%

Imported Beer (0.33 liter bottle)

$9.99 SGD 12.80

$5.63 CA$7.91

77.44%

Milk (1 liter)

$2.99 SGD 3.83

$2.47 CA$3.47

21.05%

White Bread (500g)

$2.58 SGD 3.31

$2.10 CA$2.95

22.86%

Rice (white) (1kg)

$2.77 SGD 3.55

$3.64 CA$5.11

-23.90%

Eggs

$3.76 SGD 4.82

$3.22 CA$4.52

16.77%

Local Cheese (1kg)

$20.85 SGD 26.73

$9.77 CA$13.71

113.41%

Chicken Fillets (1kg)

$10.01 SGD 12.83

$10.57 CA$14.84

-5.30%

Beef Round Steak (1kg)

$25.28 SGD 32.41

$20.34 CA$28.54

24.29%

Apples (1kg)

$4.52 SGD 5.79

$3.33 CA$4.67

35.74%

Banana (1kg)

$3.19 SGD 4.09

$1.30 CA$1.82

145.38%

Oranges (1kg)

$4.57 SGD 5.86

$2.94 CA$4.12

55.44%

Tomato (1kg)

$2.17 SGD 2.78

$3.02 CA$4.24

-28.15%

Potato (1kg)

$2.48 SGD 3.18

$2.59 CA$3.63

-4.25%

Onion (1kg)

$2.33 SGD 2.99

$2.15 CA$3.02

8.37%

Lettuce (1 head)

$1.91 SGD 2.44

$2.00 CA$2.81

-4.50%

Water (1.5 liter bottle)

$1.45 SGD 1.85

$1.83 CA$2.57

-20.77%

Cigarettes 20 Pack (Marlboro, Camel)

$13.85 SGD 17.76

$14.11 CA$19.81

-1.84%

Wine (Bottle)

$23.38 SGD 29.97

$14.20 CA$19.93

64.65%

Local Beer (0.5 liter bottle)

$4.69 SGD 6.02

$2.45 CA$3.44

91.43%

Imported Beer (0.33 liter bottle)

$4.80 SGD 6.16

$3.23 CA$4.53

48.61%

One-way Ticket (Public Transport)

$1.52 SGD 1.95

$2.55 CA$3.58

-40.39%

Public Transport Monthly Pass (Regular Price)

$96.6 SGD 124

$110 CA$155

-12.47%

Taxi Start (Normal Tariff)

$3.71 SGD 4.76

$2.64 CA$3.70

40.53%

Taxi (Normal Tariff) (1km)

$0.81 SGD 1.03

$1.60 CA$2.24

-49.38%

Taxi 1hour Waiting (Normal Tariff)

$16.41 SGD 21.04

$28.02 CA$39.32

-41.43%

Gasoline (1 liter)

$2.53 SGD 3.25

$1.38 CA$1.93

83.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$156.9K SGD 201.2K

$28.2K CA$39.5K

457.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$154.6K SGD 198.2K

$21.7K CA$30.5K

611.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 SGD 218

$187 CA$262

-8.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.89

$37.14 CA$52.1

-66.64%

Internet (50+ Mbps, Unlimited Data)

$28.02 SGD 35.92

$65.7 CA$92.3

-57.38%

Gym Membership (Monthly)

$111 SGD 143

$31.83 CA$44.67

249.98%

Tennis Court (1 Hour on Weekend)

$12.09 SGD 15.50

$25.35 CA$35.57

-52.31%

Cinema Ticket

$12.21 SGD 15.65

$12.18 CA$17.09

0.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,878 SGD 2,408

$668 CA$938

180.91%

International Primary School, 1 Child (Yearly)

$29.1K SGD 37.3K

$12.1K CA$16.9K

141.26%

Jeans (Levis 501 Or Similar)

$76.8 SGD 98.5

$55.0 CA$77.2

39.69%

Summer Dress (H&M, Zara, etc)

$51.5 SGD 66.1

$61.1 CA$85.8

-15.66%

Sport Shoes (Adidas, Nike)

$107 SGD 138

$99.5 CA$140

7.84%

Men's Leather Business Shoes

$123 SGD 158

$90.8 CA$127

35.64%

1-bedroom Apartment, City Center (Monthly)

$3,098 SGD 3,972

$1,376 CA$1,931

125.16%

1-bedroom Apartment, Outside City Center (Monthly)

$2,213 SGD 2,837

$1,094 CA$1,535

102.37%

3-bedroom Apartment, City Center (Monthly)

$5,983 SGD 7,671

$2,606 CA$3,657

129.61%

3-bedroom Apartment, Outside City Center (Monthly)

$4,088 SGD 5,241

$2,095 CA$2,940

95.13%

Buy Apartment in City Center (m2)

$23.1K SGD 29.6K

$6,631 CA$9,306

248.59%

Buy Apartment Outside City Center (m2)

$16.7K SGD 21.4K

$5,166 CA$7,249

223.33%

Average Monthly Net Salary (After Tax)

$4,464 SGD 5,724

$3,156 CA$4,429

41.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

4.87

-49.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 25, 2026

Last update for Surrey: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62.5%

Surrey

$1.1K 46.8% 50.6% $1.1K

Groceries & Markets

Singapore

$458 12.9%

Surrey

$357 15.3% 22.1% $101

Eating Out

Singapore

$255 7.2%

Surrey

$273 11.7% 7% $18

Monthly Utilities & Internet

Singapore

$210 5.9%

Surrey

$289 12.4% 37.6% $79

Clothing & Footwear

Singapore

$161 4.6%

Surrey

$138 5.9% 14.6% $24

Sport & Entertainment

Singapore

$136 3.8%

Surrey

$56 2.4% 58.6% $80

Getting Around

Singapore

$110 3.1%

Surrey

$131 5.6% 18.8% $21

Cost Breakdown

A one-bedroom apartment in the center runs $3,098 in Singapore and $1,376 in Surrey. Housing cost is often the main lever when comparing two cities.

Singapore pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74 in Singapore vs $57 in Surrey for a mid-range dinner for two. Groceries echo the gap at $458 vs $357 per month, with Surrey cheaper across the board.

Good to know

🇸🇬 Singapore

🇨🇦 Surrey

🕒 Local time

07:15 7:15 AM

16:15 4:15 PM

15 h behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

517,887

💱 Currency

Singapore Dollar SGD $

Canadian Dollar CAD $

📈 Exchange rate

1 SGD = 0.78 USD

1 SGD = 0.701 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 28, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.701 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Surrey 12,850 km ≈ 17 h nonstop flight

From you

Singapore
Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Surrey: Cost of Living - Frequently Asked Questions

Surrey is about 34% cheaper overall, especially in groceries, leisure, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 41% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,098 in Singapore versus $1,376 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,544 per month in Singapore versus $2,338 in Surrey – Surrey is about 34% cheaper, which adds up to real savings over time.

A monthly transit pass in Singapore runs roughly 12% less than in Surrey. The price difference matters if you commute daily and watch your budget.

At $2,338 in Surrey versus $3,544 in Singapore, a $3,000 budget is realistic in Surrey but tight or insufficient in Singapore. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Surrey wins on affordability, Singapore on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.