Last update: Oct 2026

Cost of Living Comparison Between Surrey, Canada and New City, NY

For one person, living is cheaper in Surrey: $2,338 a month against $4,571 in New City, NY, rent and utilities included – about $26,800 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Surrey
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Surrey Living Index
220

Cost of Living Index in New City, NY
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New City, NY Living Index

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Surrey

🇨🇦 Canada

$2,338

/mo nomad

New City, NY

🇺🇸 United States

$4,571

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in New City, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in New City, NY actually costs, broken down by who's living it.

A single person spends $2,338 per month in Surrey vs $4,571 in New City, NY, rent included.

Surrey $2,338
New City, NY $4,571

A couple spends around $3,564 per month in Surrey vs $6,346 in New City, NY, rent included.

Surrey $3,564
New City, NY $6,346

A family of three spends $4,791 per month in Surrey vs $8,121 in New City, NY, rent included.

Surrey $4,791
New City, NY $8,121

Surrey is about 49% cheaper than New City, NY, and outside of rent the biggest gap is in groceries.

Both Surrey and New City, NY sit above the global median – Surrey by 72%, New City, NY by 236%.

Meal at Budget Restaurant

$18.11 CA$25.31

$13.79 $13.79

31.33%

Three-Course Dinner for Two, Mid-Range

$57.5 CA$80.3

$85.8 $85.8

-32.97%

Fast Food Meal (McDonalds, etc)

$10.06 CA$14.06

$11.06 $11.06

-9.04%

Cappuccino

$3.52 CA$4.92

$5.54 $5.54

-36.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.81

$2.13 $2.13

-5.63%

Water (0.33 liter bottle)

$1.50 CA$2.10

$1.54 $1.54

-2.60%

Local Beer (0.5 liter draught)

$6.01 CA$8.40

$8.19 $8.19

-26.62%

Imported Beer (0.33 liter bottle)

$5.63 CA$7.87

$8.09 $8.09

-30.41%

Milk (1 liter)

$2.47 CA$3.46

$1.22 $1.22

102.46%

White Bread (500g)

$2.10 CA$2.94

$4.31 $4.31

-51.28%

Rice (white) (1kg)

$3.64 CA$5.09

$6.63 $6.63

-45.10%

Eggs

$3.22 CA$4.50

$5.89 $5.89

-45.33%

Local Cheese (1kg)

$9.77 CA$13.65

$12.41 $12.41

-21.27%

Chicken Fillets (1kg)

$10.57 CA$14.78

$11.85 $11.85

-10.80%

Beef Round Steak (1kg)

$20.34 CA$28.42

$17.51 $17.51

16.16%

Apples (1kg)

$3.33 CA$4.65

$5.38 $5.38

-38.10%

Banana (1kg)

$1.30 CA$1.82

$1.31 $1.31

-0.76%

Oranges (1kg)

$2.94 CA$4.10

$6.50 $6.50

-54.77%

Tomato (1kg)

$3.02 CA$4.23

$6.01 $6.01

-49.75%

Potato (1kg)

$2.59 CA$3.62

$5.63 $5.63

-54.00%

Onion (1kg)

$2.15 CA$3.01

$3.75 $3.75

-42.67%

Lettuce (1 head)

$2.00 CA$2.80

$2.32 $2.32

-13.79%

Water (1.5 liter bottle)

$1.83 CA$2.56

$1.14 $1.14

60.53%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.72

$11.87 $11.87

18.87%

Wine (Bottle)

$14.20 CA$19.85

$10.05 $10.05

41.29%

Local Beer (0.5 liter bottle)

$2.45 CA$3.43

$1.75 $1.75

40.00%

Imported Beer (0.33 liter bottle)

$3.23 CA$4.51

$5.56 $5.56

-41.91%

One-way Ticket (Public Transport)

$2.55 CA$3.57

$2.96 $2.96

-13.85%

Public Transport Monthly Pass (Regular Price)

$110 CA$154

$124 $124

-10.69%

Taxi Start (Normal Tariff)

$2.64 CA$3.69

$3.05 $3.05

-13.44%

Taxi (Normal Tariff) (1km)

$1.60 CA$2.23

$2.02 $2.02

-20.79%

Taxi 1hour Waiting (Normal Tariff)

$28.02 CA$39.15

$23.74 $23.74

18.03%

Gasoline (1 liter)

$1.38 CA$1.92

$1.06 $1.06

30.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.3K

$27.9K $27.9K

0.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.3K

$26.4K $26.4K

-17.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 CA$261

$197 $197

-5.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.14 CA$51.9

$75.5 $75.5

-50.78%

Internet (50+ Mbps, Unlimited Data)

$65.7 CA$91.9

$64.4 $64.4

2.13%

Gym Membership (Monthly)

$31.83 CA$44.48

Tennis Court (1 Hour on Weekend)

$25.35 CA$35.42

Cinema Ticket

$12.18 CA$17.02

$14.30 $14.30

-14.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 CA$934

$2,027 $2,027

-67.02%

International Primary School, 1 Child (Yearly)

$12.1K CA$16.9K

$23.3K $23.3K

-48.21%

Jeans (Levis 501 Or Similar)

$55.0 CA$76.8

$40.78 $40.78

34.80%

Summer Dress (H&M, Zara, etc)

$61.1 CA$85.4

$56.5 $56.5

8.14%

Sport Shoes (Adidas, Nike)

$99.5 CA$139

$68.9 $68.9

44.44%

Men's Leather Business Shoes

$90.8 CA$127

$148 $148

-38.75%

1-bedroom Apartment, City Center (Monthly)

$1,376 CA$1,923

$3,098 $3,098

-55.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 CA$1,528

$3,201 $3,201

-65.84%

3-bedroom Apartment, City Center (Monthly)

$2,606 CA$3,641

$5,649 $5,649

-53.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,095 CA$2,927

$5,040 $5,040

-58.43%

Buy Apartment in City Center (m2)

$6,631 CA$9,265

Buy Apartment Outside City Center (m2)

$5,166 CA$7,218

Average Monthly Net Salary (After Tax)

$3,156 CA$4,410

$8,097 $8,097

-61.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

6.62

-26.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 25, 2026

Last update for New City, NY: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.8%

New City, NY

$3.2K 70% 193% $2.1K

Groceries & Markets

Surrey

$357 15.3%

New City, NY

$433 9.5% 21.2% $76

Monthly Utilities & Internet

Surrey

$289 12.4%

New City, NY

$337 7.4% 16.5% $48

Eating Out

Surrey

$273 11.7%

New City, NY

$282 6.2% 3.3% $9

Clothing & Footwear

Surrey

$138 5.9%

New City, NY

$141 3.1% 2.6% $3.6

Getting Around

Surrey

$131 5.6%

New City, NY

$149 3.3% 13.2% $17

Sport & Entertainment

Surrey

$56 2.4%

New City, NY

$29 * 0.6% 49.1% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,376 in Surrey versus $3,098 in New City, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New City, NY are about 2.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57 in Surrey versus $86 in New City, NY. Monthly groceries follow the same trend: $357 vs $433 – making Surrey the more affordable choice for daily food spending.

Good to know

🇨🇦 Surrey

🇺🇸 New City, NY

🕒 Local time

09:31 9:31 AM

11:31 11:31 AM

2 h ahead of Surrey

🌤 Weather

👥 Population

517,887

34,135

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to CAD in detail →

On the map

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Between locations

Surrey New City, NY 3,860 km ≈ 5 h nonstop flight

From you

Surrey
New City, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs New City, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,338 in Surrey, $4,571 in New City, NY – Surrey comes out roughly 49% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,507 per month in Surrey and $6,857 in New City, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surrey, especially for central apartments: a one-bedroom in the center costs $1,376 there versus $3,098 in New City, NY.

Kindergarten costs $668 per month in Surrey and $2,027 in New City, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in New City, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Surrey, where all-in costs run around $2,338, than in New City, NY at $4,571. In Surrey it covers expenses comfortably, while in New City, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Surrey. If higher salaries or specific career opportunities are the priority, New City, NY makes more sense. Both are solid long-term options with distinct trade-offs.