🙂A single person spends $2,727 per month in Surrey vs $4,549 in New City, NY, rent included.
🙂A couple spends around $4,080 per month in Surrey vs $6,325 in New City, NY, rent included.
🙂A family of three spends $5,433 per month in Surrey vs $8,101 in New City, NY, rent included.
🙂Surrey is about 40% cheaper than New City, NY, driven mainly by Eating Out.
📊Both Surrey and New City, NY sit above the global median – Surrey by 104%, New City, NY by 240%.
Currency
🍽 Eating Out
Surrey
New City, NY
Difference
Meal at Budget Restaurant
$18.15CA$24.86
$14.14$14.14
28.36%
Three-Course Dinner for Two, Mid-Range
$81.9CA$112
$73.9$73.9
10.86%
Fast Food Meal(McDonalds, etc)
$11.18CA$15.32
$10.88$10.88
2.76%
Cappuccino
$4.18CA$5.73
$5.11$5.11
-18.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.14CA$2.93
$2.47$2.47
-13.36%
Water(0.33 liter bottle)
$1.82CA$2.49
$1.88$1.88
-3.19%
Local Beer(0.5 liter draught)
$5.81CA$7.96
$7.03$7.03
-17.35%
Imported Beer(0.33 liter bottle)
$7.04CA$9.65
$8.96$8.96
-21.43%
🛒 Groceries & Markets
Surrey
New City, NY
Difference
Milk(1 liter)
$2.56CA$3.50
$0.93$0.93
175.27%
White Bread(500g)
$2.60CA$3.57
$3.76$3.76
-30.85%
Rice(white)(1kg)
$5.61CA$7.69
$5.11$5.11
9.78%
Eggs
$3.65CA$5.00
$4.75$4.75
-23.16%
Local Cheese(1kg)
$10.49CA$14.38
$21.25$21.25
-50.64%
Chicken Fillets(1kg)
$11.62CA$15.92
$12.01$12.01
-3.25%
Beef Round Steak(1kg)
$24.75CA$33.90
$17.21$17.21
43.81%
Apples(1kg)
$3.35CA$4.59
$4.85$4.85
-30.93%
Banana(1kg)
$1.28CA$1.76
$1.31$1.31
-2.29%
Oranges(1kg)
$2.97CA$4.08
$3.90$3.90
-23.85%
Tomato(1kg)
$3.34CA$4.58
$4.08$4.08
-18.14%
Potato(1kg)
$2.48CA$3.40
$2.92$2.92
-15.07%
Onion(1kg)
$2.02CA$2.77
$3.89$3.89
-48.07%
Lettuce(1 head)
$2.51CA$3.44
$2.38$2.38
5.46%
Water(1.5 liter bottle)
$1.95CA$2.67
$1.12$1.12
74.11%
Cigarettes 20 Pack(Marlboro, Camel)
$15.01CA$20.56
$12.21$12.21
22.93%
Wine(Bottle)
$14.60CA$20.00
$9.91$9.91
47.33%
Local Beer(0.5 liter bottle)
$3.93CA$5.38
$1.76$1.76
123.30%
Imported Beer(0.33 liter bottle)
$3.84CA$5.26
$5.95$5.95
-35.46%
🚌 Getting Around
Surrey
New City, NY
Difference
One-way Ticket(Public Transport)
$3.08CA$4.22
$2.77$2.77
11.19%
Public Transport Monthly Pass(Regular Price)
$128CA$175
$127$127
1.15%
Taxi Start(Normal Tariff)
$2.75CA$3.76
$2.95$2.95
-6.78%
Taxi(Normal Tariff)(1km)
$1.47CA$2.01
$2.02$2.02
-27.23%
Taxi 1hour Waiting(Normal Tariff)
$29.10CA$39.87
$24.15$24.15
20.50%
Gasoline(1 liter)
$1.32CA$1.81
$0.92$0.92
43.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6KCA$33.6K
$31.9K$31.9K
-22.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8KCA$28.6K
$25.7K$25.7K
-18.91%
🧾 Monthly Utilities & Internet
Surrey
New City, NY
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$188CA$257
$124$124
51.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.29CA$56.6
$45.22$45.22
-8.69%
Internet(50+ Mbps, Unlimited Data)
$66.0CA$90.4
$64.3$64.3
2.61%
🎉 Sport & Entertainment
Surrey
New City, NY
Difference
Gym Membership(Monthly)
$45.18CA$61.9
$42.51$42.51
6.28%
Tennis Court(1 Hour on Weekend)
$18.75CA$25.69
-
-
Cinema Ticket
$12.40CA$16.99
$16.79$16.79
-26.15%
🧸 Childcare & Education
Surrey
New City, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$884CA$1,211
$2,011$2,011
-56.04%
International Primary School, 1 Child(Yearly)
$12.7KCA$17.3K
$23.9K$23.9K
-47.07%
👕👟 Clothing & Footwear
Surrey
New City, NY
Difference
Jeans(Levis 501 Or Similar)
$56.8CA$77.9
$50.1$50.1
13.43%
Summer Dress(H&M, Zara, etc)
$54.8CA$75.1
$63.4$63.4
-13.61%
Sport Shoes(Adidas, Nike)
$103CA$141
$68.8$68.8
49.43%
Men's Leather Business Shoes
$94.5CA$130
$134$134
-29.52%
🏠 Accommodation & Living
Surrey
New City, NY
Difference
1-bedroom Apartment, City Center(Monthly)
$1,627CA$2,229
$3,114$3,114
-47.75%
1-bedroom Apartment, Outside City Center(Monthly)
$1,389CA$1,903
$3,210$3,210
-56.73%
3-bedroom Apartment, City Center(Monthly)
$3,114CA$4,266
$5,582$5,582
-44.21%
3-bedroom Apartment, Outside City Center(Monthly)
$2,458CA$3,368
$5,131$5,131
-52.10%
Buy Apartment in City Center(m2)
$10.5KCA$14.4K
-
-
Buy Apartment Outside City Center(m2)
$8,524CA$11.7K
-
-
💵 Salaries & Financials
Surrey
New City, NY
Difference
Average Monthly Net Salary(After Tax)
$3,110CA$4,261
$8,127$8,127
-61.73%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.54
6.62
-1.21%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surrey: April 28, 2026
Last update for New City, NY: April 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,627 in Surrey versus $3,114 in New City, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 161% higher in New City, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $82.0 in Surrey versus $74.0 in New City, NY. Groceries tell a different story – $407 in Surrey vs $410 in New City, NY – so Surrey wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surrey vs New City, NY: Cost of Living - Frequently Asked Questions
How do living costs in Surrey and New City, NY compare overall?
Monthly costs with rent: $2,727 in Surrey, $4,549 in New City, NY – roughly 67% apart. New City, NY costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Surrey compared to New City, NY?
For a comfortable life, plan on about $4,091 per month in Surrey and $6,824 in New City, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Surrey and New City, NY?
Rent is clearly cheaper in Surrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Surrey and New City, NY?
Kindergarten costs $884 per month in Surrey and $2,011 in New City, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 1% more in New City, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $2,727 in Surrey and $4,549 in New City, NY. You'll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Surrey or New City, NY?
Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Surrey or New City, NY safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Surrey and New City, NY?
If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, New City, NY makes more sense. Both are solid long-term options with distinct trade-offs.