Cost of Living Comparison Between New City, NY and Surrey Cost of Living Comparison Between New City, NY and Surrey

Monthly Cost of Living

A single person spends $4,424 per month in New City, NY vs $2,737 in Surrey, rent included.

A couple spends around $6,209 per month in New City, NY vs $4,155 in Surrey, rent included.

A family of three spends $7,995 per month in New City, NY vs $5,573 in Surrey, rent included.

New City, NY costs about 62% more than Surrey, driven mainly by Eating Out.

Both New City, NY and Surrey sit above the global median – New City, NY by 229%, Surrey by 104%.

Meal at Budget Restaurant

$14.27 $14.27

$18.61 CA$25.99

-23.32%

Three-Course Dinner for Two, Mid-Range

$76.4 $76.4

$79.9 CA$112

-4.41%

Fast Food Meal (McDonalds, etc)

$11.12 $11.12

$10.92 CA$15.25

1.83%

Cappuccino

$4.90 $4.90

$4.14 CA$5.78

18.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$2.04 CA$2.85

15.69%

Water (0.33 liter bottle)

$1.94 $1.94

$1.73 CA$2.42

12.14%

Local Beer (0.5 liter draught)

$7.14 $7.14

$5.84 CA$8.16

22.26%

Imported Beer (0.33 liter bottle)

$9.07 $9.07

$7.19 CA$10.04

26.15%

Milk (1 liter)

$0.93 $0.93

$2.65 CA$3.71

-64.91%

White Bread (500g)

$3.78 $3.78

$2.64 CA$3.69

43.18%

Rice (white) (1kg)

$5.30 $5.30

$5.56 CA$7.77

-4.68%

Eggs

$4.78 $4.78

$3.59 CA$5.02

33.15%

Local Cheese (1kg)

$21.61 $21.61

$10.42 CA$14.55

107.39%

Chicken Fillets (1kg)

$11.93 $11.93

$11.79 CA$16.47

1.19%

Beef Round Steak (1kg)

$17.53 $17.53

$24.99 CA$34.90

-29.85%

Apples (1kg)

$5.08 $5.08

$3.46 CA$4.83

46.82%

Banana (1kg)

$1.29 $1.29

$1.34 CA$1.87

-3.73%

Oranges (1kg)

$3.93 $3.93

$3.08 CA$4.30

27.60%

Tomato (1kg)

$4.25 $4.25

$3.53 CA$4.92

20.40%

Potato (1kg)

$2.87 $2.87

$2.40 CA$3.35

19.58%

Onion (1kg)

$3.86 $3.86

$2.02 CA$2.82

91.09%

Lettuce (1 head)

$2.38 $2.38

$2.48 CA$3.47

-4.03%

Water (1.5 liter bottle)

$1.17 $1.17

$2.03 CA$2.83

-42.36%

Cigarettes 20 Pack (Marlboro, Camel)

$11.80 $11.80

$14.57 CA$20.35

-19.01%

Wine (Bottle)

$9.90 $9.90

$14.30 CA$19.98

-30.77%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$3.82 CA$5.33

-53.40%

Imported Beer (0.33 liter bottle)

$5.85 $5.85

$3.98 CA$5.55

46.98%

One-way Ticket (Public Transport)

$2.80 $2.80

$3.09 CA$4.32

-9.39%

Public Transport Monthly Pass (Regular Price)

$124 $124

$129 CA$181

-3.95%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.69 CA$3.76

14.50%

Taxi (Normal Tariff) (1km)

$2.09 $2.09

$1.47 CA$2.06

42.18%

Taxi 1hour Waiting (Normal Tariff)

$23.98 $23.98

$28.31 CA$39.53

-15.29%

Gasoline (1 liter)

$0.92 $0.92

$1.35 CA$1.89

-31.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$24.7K CA$34.5K

28.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$20.7K CA$29.0K

19.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 $127

$188 CA$263

-32.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.32 $44.32

$42.02 CA$58.7

5.47%

Internet (50+ Mbps, Unlimited Data)

$64.6 $64.6

$67.8 CA$94.7

-4.72%

Gym Membership (Monthly)

$43.31 $43.31

$44.10 CA$61.6

-1.79%

Tennis Court (1 Hour on Weekend)

$18.11 CA$25.29

Cinema Ticket

$16.82 $16.82

$12.33 CA$17.22

36.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,969 $1,969

$907 CA$1,267

116.96%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$12.6K CA$17.5K

88.46%

Jeans (Levis 501 Or Similar)

$49.90 $49.90

$57.0 CA$79.5

-12.38%

Summer Dress (H&M, Zara, etc)

$62.5 $62.5

$53.6 CA$74.8

16.68%

Sport Shoes (Adidas, Nike)

$68.8 $68.8

$105 CA$147

-34.54%

Men's Leather Business Shoes

$132 $132

$94.8 CA$132

39.32%

1-bedroom Apartment, City Center (Monthly)

$3,052 $3,052

$1,631 CA$2,278

87.09%

1-bedroom Apartment, Outside City Center (Monthly)

$3,208 $3,208

$1,363 CA$1,904

135.34%

3-bedroom Apartment, City Center (Monthly)

$5,607 $5,607

$3,112 CA$4,346

80.16%

3-bedroom Apartment, Outside City Center (Monthly)

$5,071 $5,071

$2,444 CA$3,413

107.46%

Buy Apartment in City Center (m2)

$9,608 CA$13.4K

Buy Apartment Outside City Center (m2)

$8,793 CA$12.3K

Average Monthly Net Salary (After Tax)

$8,217 $8,217

$3,153 CA$4,403

160.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.54

1.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New City, NY: June 9, 2026

Last update for Surrey: June 8, 2026

Cost Breakdown

A central one-bedroom costs $3,052 in New City, NY versus $1,631 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 161% higher in New City, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in New City, NY versus $80.0 in Surrey. Groceries tell a different story – $415 in New City, NY vs $411 in Surrey – so Surrey wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New City, NY vs Surrey: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,424 in New City, NY, $2,737 in Surrey – roughly 62% apart. New City, NY costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $6,635 per month in New City, NY and $4,105 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,969 per month in New City, NY and $907 in Surrey. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 1% more in New City, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $4,424 in New City, NY and $2,737 in Surrey. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, New City, NY makes more sense. Both are solid long-term options with distinct trade-offs.