Cost of Living Comparison Between New City, NY and Surrey Cost of Living Comparison Between New City, NY and Surrey

Monthly Cost of Living

A single person spends $4,468 per month in New City, NY vs $2,706 in Surrey, rent included.

A couple spends around $6,190 per month in New City, NY vs $4,121 in Surrey, rent included.

A family of three spends $7,913 per month in New City, NY vs $5,535 in Surrey, rent included.

New City, NY costs about 65% more than Surrey, driven mainly by Eating Out.

Both New City, NY and Surrey sit above the global median – New City, NY by 236%, Surrey by 103%.

Meal at Budget Restaurant

$14.08 $14.08

$18.30 CA$25.69

-23.06%

Three-Course Dinner for Two, Mid-Range

$75.1 $75.1

$80.0 CA$112

-6.14%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$10.99 CA$15.42

1.46%

Cappuccino

$4.96 $4.96

$4.10 CA$5.76

20.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$2.03 CA$2.85

19.70%

Water (0.33 liter bottle)

$1.88 $1.88

$1.74 CA$2.45

8.05%

Local Beer (0.5 liter draught)

$7.16 $7.16

$6.05 CA$8.49

18.35%

Imported Beer (0.33 liter bottle)

$9.04 $9.04

$7.03 CA$9.87

28.59%

Milk (1 liter)

$0.88 $0.88

$2.64 CA$3.71

-66.67%

White Bread (500g)

$3.86 $3.86

$2.61 CA$3.66

47.89%

Rice (white) (1kg)

$5.31 $5.31

$5.39 CA$7.57

-1.48%

Eggs

$4.74 $4.74

$3.58 CA$5.03

32.40%

Local Cheese (1kg)

$21.77 $21.77

$10.36 CA$14.54

110.14%

Chicken Fillets (1kg)

$11.81 $11.81

$11.66 CA$16.37

1.29%

Beef Round Steak (1kg)

$17.57 $17.57

$24.92 CA$34.98

-29.49%

Apples (1kg)

$4.90 $4.90

$3.34 CA$4.69

46.71%

Banana (1kg)

$1.28 $1.28

$1.33 CA$1.87

-3.76%

Oranges (1kg)

$3.91 $3.91

$3.07 CA$4.31

27.36%

Tomato (1kg)

$4.17 $4.17

$3.41 CA$4.78

22.29%

Potato (1kg)

$2.92 $2.92

$2.46 CA$3.45

18.70%

Onion (1kg)

$3.81 $3.81

$1.99 CA$2.80

91.46%

Lettuce (1 head)

$2.32 $2.32

$2.41 CA$3.38

-3.73%

Water (1.5 liter bottle)

$1.18 $1.18

$1.98 CA$2.78

-40.40%

Cigarettes 20 Pack (Marlboro, Camel)

$11.84 $11.84

$14.61 CA$20.51

-18.96%

Wine (Bottle)

$9.81 $9.81

$13.99 CA$19.63

-29.88%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$3.85 CA$5.40

-56.10%

Imported Beer (0.33 liter bottle)

$5.92 $5.92

$4.03 CA$5.65

46.90%

One-way Ticket (Public Transport)

$2.77 $2.77

$3.20 CA$4.49

-13.44%

Public Transport Monthly Pass (Regular Price)

$124 $124

$127 CA$178

-2.61%

Taxi Start (Normal Tariff)

$2.98 $2.98

$2.78 CA$3.91

7.19%

Taxi (Normal Tariff) (1km)

$2.07 $2.07

$1.49 CA$2.10

38.93%

Taxi 1hour Waiting (Normal Tariff)

$24.02 $24.02

$28.40 CA$39.86

-15.42%

Gasoline (1 liter)

$0.91 $0.91

$1.31 CA$1.84

-30.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K $32.0K

$25.3K CA$35.6K

26.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$20.9K CA$29.4K

23.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 $125

$192 CA$270

-35.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.47 $45.47

$42.36 CA$59.5

7.34%

Internet (50+ Mbps, Unlimited Data)

$65.8 $65.8

$66.1 CA$92.8

-0.48%

Gym Membership (Monthly)

$42.23 $42.23

$44.22 CA$62.1

-4.50%

Tennis Court (1 Hour on Weekend)

$18.70 CA$26.25

Cinema Ticket

$17.15 $17.15

$12.50 CA$17.54

37.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$909 CA$1,275

122.31%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$12.6K CA$17.7K

88.37%

Jeans (Levis 501 Or Similar)

$49.69 $49.69

$55.6 CA$78.0

-10.55%

Summer Dress (H&M, Zara, etc)

$62.4 $62.4

$52.8 CA$74.2

18.02%

Sport Shoes (Adidas, Nike)

$70.1 $70.1

$103 CA$145

-32.07%

Men's Leather Business Shoes

$133 $133

$95.1 CA$133

40.16%

1-bedroom Apartment, City Center (Monthly)

$3,052 $3,052

$1,630 CA$2,288

87.24%

1-bedroom Apartment, Outside City Center (Monthly)

$3,157 $3,157

$1,367 CA$1,919

130.96%

3-bedroom Apartment, City Center (Monthly)

$5,701 $5,701

$3,074 CA$4,314

85.49%

3-bedroom Apartment, Outside City Center (Monthly)

$5,134 $5,134

$2,424 CA$3,403

111.77%

Buy Apartment in City Center (m2)

$9,719 CA$13.6K

Buy Apartment Outside City Center (m2)

$8,636 CA$12.1K

Average Monthly Net Salary (After Tax)

$8,247 $8,247

$3,016 CA$4,233

173.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.54

1.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New City, NY: July 28, 2026

Last update for Surrey: July 26, 2026

Cost Breakdown

A central one-bedroom costs $3,052 in New City, NY versus $1,630 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 173% higher in New City, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in New City, NY versus $80.0 in Surrey. Groceries tell a different story – $413 in New City, NY vs $407 in Surrey – so Surrey wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New City, NY vs Surrey: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,468 in New City, NY, $2,706 in Surrey – roughly 65% apart. New City, NY costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $6,702 per month in New City, NY and $4,059 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,020 per month in New City, NY and $909 in Surrey. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 2% more in New City, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $4,468 in New City, NY and $2,706 in Surrey. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, New City, NY makes more sense. Both are solid long-term options with distinct trade-offs.