Last update: Oct 2026

Cost of Living Comparison Between New City, NY and Surrey, Canada

For one person, living is cheaper in Surrey: $2,338 a month against $4,571 in New City, NY, rent and utilities included – about $26,800 less a year. Rent and utilities account for most of the difference.

New City, NY, United States
Surrey, Canada
New City, NY
🇺🇸 United States
$4,571
/mo nomad
Surrey
🇨🇦 Canada
$2,338
/mo nomad
Monthly Cost of Living

How much you'll spend in New City, NY and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New City, NY and in Surrey actually costs, broken down by who's living it.

A single person spends $4,571 per month in New City, NY vs $2,338 in Surrey, rent included.

  • New City, NY $4,571
  • Surrey $2,338

A couple spends around $6,346 per month in New City, NY vs $3,564 in Surrey, rent included.

  • New City, NY $6,346
  • Surrey $3,564

A family of three spends $8,121 per month in New City, NY vs $4,791 in Surrey, rent included.

  • New City, NY $8,121
  • Surrey $4,791

New City, NY costs about 96% more than Surrey, and outside of rent the biggest gap is in groceries.

Both New City, NY and Surrey sit above the global median – New City, NY by 236%, Surrey by 72%.

Currency
🍽 Eating Out
New City, NY
Surrey
Difference
Meal at Budget Restaurant
$13.79 $13.79
$18.11 CA$25.42
-23.85%
Three-Course Dinner for Two, Mid-Range
$85.8 $85.8
$57.5 CA$80.7
49.18%
Fast Food Meal (McDonalds, etc)
$11.06 $11.06
$10.06 CA$14.12
9.94%
Cappuccino
$5.54 $5.54
$3.52 CA$4.94
57.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.13 $2.13
$2.01 CA$2.83
5.97%
Water (0.33 liter bottle)
$1.54 $1.54
$1.50 CA$2.10
2.67%
Local Beer (0.5 liter draught)
$8.19 $8.19
$6.01 CA$8.44
36.27%
Imported Beer (0.33 liter bottle)
$8.09 $8.09
$5.63 CA$7.91
43.69%
🛒 Groceries & Markets
New City, NY
Surrey
Difference
Milk (1 liter)
$1.22 $1.22
$2.47 CA$3.47
-50.61%
White Bread (500g)
$4.31 $4.31
$2.10 CA$2.95
105.24%
Rice (white) (1kg)
$6.63 $6.63
$3.64 CA$5.11
82.14%
Eggs
$5.89 $5.89
$3.22 CA$4.52
82.92%
Local Cheese (1kg)
$12.41 $12.41
$9.77 CA$13.71
27.02%
Chicken Fillets (1kg)
$11.85 $11.85
$10.57 CA$14.84
12.11%
Beef Round Steak (1kg)
$17.51 $17.51
$20.34 CA$28.54
-13.91%
Apples (1kg)
$5.38 $5.38
$3.33 CA$4.67
61.56%
Banana (1kg)
$1.31 $1.31
$1.30 CA$1.82
0.77%
Oranges (1kg)
$6.50 $6.50
$2.94 CA$4.12
121.09%
Tomato (1kg)
$6.01 $6.01
$3.02 CA$4.24
99.01%
Potato (1kg)
$5.63 $5.63
$2.59 CA$3.63
117.37%
Onion (1kg)
$3.75 $3.75
$2.15 CA$3.02
74.42%
Lettuce (1 head)
$2.32 $2.32
$2.00 CA$2.81
16.00%
Water (1.5 liter bottle)
$1.14 $1.14
$1.83 CA$2.57
-37.70%
Cigarettes 20 Pack (Marlboro, Camel)
$11.87 $11.87
$14.11 CA$19.81
-15.88%
Wine (Bottle)
$10.05 $10.05
$14.20 CA$19.93
-29.23%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.45 CA$3.44
-28.57%
Imported Beer (0.33 liter bottle)
$5.56 $5.56
$3.23 CA$4.53
72.14%
🚌 Getting Around
New City, NY
Surrey
Difference
One-way Ticket (Public Transport)
$2.96 $2.96
$2.55 CA$3.58
16.08%
Public Transport Monthly Pass (Regular Price)
$124 $124
$110 CA$155
11.97%
Taxi Start (Normal Tariff)
$3.05 $3.05
$2.64 CA$3.70
15.53%
Taxi (Normal Tariff) (1km)
$2.02 $2.02
$1.60 CA$2.24
26.25%
Taxi 1hour Waiting (Normal Tariff)
$23.74 $23.74
$28.02 CA$39.32
-15.27%
Gasoline (1 liter)
$1.06 $1.06
$1.38 CA$1.93
-23.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K $27.9K
$28.2K CA$39.5K
-0.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$21.7K CA$30.5K
21.51%
🧾 Monthly Utilities & Internet
New City, NY
Surrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$197 $197
$187 CA$262
5.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.5 $75.5
$37.14 CA$52.1
103.18%
Internet (50+ Mbps, Unlimited Data)
$64.4 $64.4
$65.7 CA$92.3
-2.08%
🎉 Sport & Entertainment
New City, NY
Surrey
Difference
Gym Membership (Monthly)
-
$31.83 CA$44.67
-
Tennis Court (1 Hour on Weekend)
-
$25.35 CA$35.57
-
Cinema Ticket
$14.30 $14.30
$12.18 CA$17.09
17.41%
🧸 Childcare & Education
New City, NY
Surrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,027 $2,027
$668 CA$938
203.22%
International Primary School, 1 Child (Yearly)
$23.3K $23.3K
$12.1K CA$16.9K
93.09%
👕👟 Clothing & Footwear
New City, NY
Surrey
Difference
Jeans (Levis 501 Or Similar)
$40.78 $40.78
$55.0 CA$77.2
-25.81%
Summer Dress (H&M, Zara, etc)
$56.5 $56.5
$61.1 CA$85.8
-7.53%
Sport Shoes (Adidas, Nike)
$68.9 $68.9
$99.5 CA$140
-30.77%
Men's Leather Business Shoes
$148 $148
$90.8 CA$127
63.28%
🏠 Accommodation & Living
New City, NY
Surrey
Difference
1-bedroom Apartment, City Center (Monthly)
$3,098 $3,098
$1,376 CA$1,931
125.15%
1-bedroom Apartment, Outside City Center (Monthly)
$3,201 $3,201
$1,094 CA$1,535
192.70%
3-bedroom Apartment, City Center (Monthly)
$5,649 $5,649
$2,606 CA$3,657
116.79%
3-bedroom Apartment, Outside City Center (Monthly)
$5,040 $5,040
$2,095 CA$2,940
140.56%
Buy Apartment in City Center (m2)
-
$6,631 CA$9,306
-
Buy Apartment Outside City Center (m2)
-
$5,166 CA$7,249
-
💵 Salaries & Financials
New City, NY
Surrey
Difference
Average Monthly Net Salary (After Tax)
$8,097 $8,097
$3,156 CA$4,429
156.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
4.87
35.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New City, NY: October 25, 2026

Last update for Surrey: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New City, NY
$3.2K
Surrey
$1.1K 65.8% $2.1K
Groceries & Markets
New City, NY
$433
Surrey
$357 17.5% $76
Monthly Utilities & Internet
New City, NY
$337
Surrey
$289 14.2% $48
Eating Out
New City, NY
$282
Surrey
$273 3.2% $9
Getting Around
New City, NY
$149
Surrey
$131 11.7% $17
Clothing & Footwear
New City, NY
$141
Surrey
$138 2.5% $3.6
Sport & Entertainment
New City, NY
$29 *
Surrey
$56 96.5% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,098 in New City, NY versus $1,376 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New City, NY are about 2.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86 in New City, NY versus $57 in Surrey. Monthly groceries follow the same trend: $433 vs $357 – making Surrey the more affordable choice for daily food spending.

Good to know
🇺🇸 New City, NY
🇨🇦 Surrey
🕒 Local time
12:02 12:02 PM
09:02 9:02 AM
3 h behind New City, NY
🌤 Weather
👥 Population
34,135
517,887
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

On the map
Between locations
  • New City, NY Surrey 3,860 km ≈ 5 h nonstop flight
From you
  • New City, NY
  • Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New City, NY vs Surrey: Cost of Living - Frequently Asked Questions
How do living costs in New City, NY and in Surrey compare overall?
Monthly costs with rent: $4,571 in New City, NY, $2,338 in Surrey – roughly 96% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in New City, NY compared to Surrey?
For a comfortable life, plan on about $6,857 per month in New City, NY and $3,507 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New City, NY and Surrey?
Rent is clearly cheaper in Surrey, especially for central apartments: a one-bedroom in the center costs $1,376 there versus $3,098 in New City, NY.
What is the difference in childcare costs between New City, NY and Surrey?
Kindergarten costs $2,027 per month in New City, NY and $668 in Surrey. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 21% more in New City, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Surrey, where all-in costs run around $2,338, than in New City, NY at $4,571. In Surrey it covers expenses comfortably, while in New City, NY it requires careful planning or may not stretch far enough.
Where should families live: New City, NY or Surrey?
Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between New City, NY and Surrey?
If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, New City, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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