Last update: Oct 2026

Cost of Living Comparison Between Surrey and Fredericksburg, VA

For one person, living is cheaper in Surrey: $2,298 a month against $2,513 in Fredericksburg, VA, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Fredericksburg, VA outweigh lower spending on other living expenses.

111

Cost of Living Index in Surrey
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Surrey Living Index
122

Cost of Living Index in Fredericksburg, VA
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Fredericksburg, VA Living Index

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Surrey

🇨🇦 Canada

$2,298

/mo nomad

Fredericksburg, VA

🇺🇸 United States

$2,513

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Fredericksburg, VA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Fredericksburg, VA actually costs, broken down by who's living it.

A single person spends $2,298 per month in Surrey vs $2,513 in Fredericksburg, VA, rent included.

Surrey $2,298
Fredericksburg, VA $2,513

A couple spends around $3,545 per month in Surrey vs $3,618 in Fredericksburg, VA, rent included.

Surrey $3,545
Fredericksburg, VA $3,618

A family of three spends $4,792 per month in Surrey vs $4,723 in Fredericksburg, VA, rent included.

Surrey $4,792
Fredericksburg, VA $4,723

Surrey is about 9% cheaper than Fredericksburg, VA, and outside of rent the biggest gap is in transport.

Both Surrey and Fredericksburg, VA sit above the global median – Surrey by 70%, Fredericksburg, VA by 85%.

Meal at Budget Restaurant

$17.78 CA$25.13

$25.98 $25.98

-31.56%

Three-Course Dinner for Two, Mid-Range

$56.7 CA$80.2

$80.5 $80.5

-29.52%

Fast Food Meal (McDonalds, etc)

$9.97 CA$14.10

$11.40 $11.40

-12.54%

Cappuccino

$3.45 CA$4.88

$5.55 $5.55

-37.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.90

$3.15 $3.15

-34.92%

Water (0.33 liter bottle)

$1.49 CA$2.11

$2.40 $2.40

-37.92%

Local Beer (0.5 liter draught)

$5.93 CA$8.38

$5.89 $5.89

0.68%

Imported Beer (0.33 liter bottle)

$5.74 CA$8.12

$9.81 $9.81

-41.49%

Milk (1 liter)

$2.40 CA$3.40

$1.34 $1.34

79.10%

White Bread (500g)

$2.13 CA$3.01

$3.70 $3.70

-42.43%

Rice (white) (1kg)

$3.65 CA$5.16

$1.79 $1.79

103.91%

Eggs

$3.25 CA$4.60

$3.51 $3.51

-7.41%

Local Cheese (1kg)

$9.96 CA$14.08

$8.69 $8.69

14.61%

Chicken Fillets (1kg)

$10.52 CA$14.87

$9.46 $9.46

11.21%

Beef Round Steak (1kg)

$19.84 CA$28.05

$10.89 $10.89

82.19%

Apples (1kg)

$3.17 CA$4.49

$1.32 $1.32

140.15%

Banana (1kg)

$1.29 CA$1.83

$1.21 $1.21

6.61%

Oranges (1kg)

$2.88 CA$4.08

$5.04 $5.04

-42.86%

Tomato (1kg)

$3.05 CA$4.31

$5.75 $5.75

-46.96%

Potato (1kg)

$2.55 CA$3.60

$2.89 $2.89

-11.76%

Onion (1kg)

$2.07 CA$2.92

$3.76 $3.76

-44.95%

Lettuce (1 head)

$2.06 CA$2.91

$2.70 $2.70

-23.70%

Water (1.5 liter bottle)

$1.82 CA$2.57

$2.73 $2.73

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.89 CA$19.64

$8.31 $8.31

67.15%

Wine (Bottle)

$14.25 CA$20.15

$11.87 $11.87

20.05%

Local Beer (0.5 liter bottle)

$2.57 CA$3.64

$1.70 $1.70

51.18%

Imported Beer (0.33 liter bottle)

$3.20 CA$4.53

$1.53 $1.53

109.15%

One-way Ticket (Public Transport)

$2.59 CA$3.66

Public Transport Monthly Pass (Regular Price)

$106 CA$150

Taxi Start (Normal Tariff)

$2.69 CA$3.80

$3.98 $3.98

-32.41%

Taxi (Normal Tariff) (1km)

$1.56 CA$2.20

$1.54 $1.54

1.30%

Taxi 1hour Waiting (Normal Tariff)

$27.91 CA$39.45

$24.50 $24.50

13.92%

Gasoline (1 liter)

$1.35 CA$1.91

$0.97 $0.97

39.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.4K

$35.3K $35.3K

-21.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K CA$30.5K

$25.7K $25.7K

-16.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 CA$266

$179 $179

5.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.36 CA$51.4

$42.82 $42.82

-15.09%

Internet (50+ Mbps, Unlimited Data)

$63.9 CA$90.3

$77.3 $77.3

-17.36%

Gym Membership (Monthly)

$34.86 CA$49.28

$24.71 $24.71

41.08%

Tennis Court (1 Hour on Weekend)

$25.11 CA$35.49

Cinema Ticket

$12.36 CA$17.48

$11.73 $11.73

5.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$838 CA$1,185

$3,186 $3,186

-73.70%

International Primary School, 1 Child (Yearly)

$11.9K CA$16.9K

$41.3K $41.3K

-71.06%

Jeans (Levis 501 Or Similar)

$55.5 CA$78.5

$72.4 $72.4

-23.36%

Summer Dress (H&M, Zara, etc)

$61.5 CA$87.0

$43.95 $43.95

40.00%

Sport Shoes (Adidas, Nike)

$98.5 CA$139

$85.9 $85.9

14.64%

Men's Leather Business Shoes

$88.6 CA$125

$123 $123

-28.25%

1-bedroom Apartment, City Center (Monthly)

$1,305 CA$1,844

$1,729 $1,729

-24.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,062 CA$1,502

$1,292 $1,292

-17.79%

3-bedroom Apartment, City Center (Monthly)

$2,674 CA$3,780

$3,493 $3,493

-23.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,121 CA$2,998

$1,991 $1,991

6.49%

Buy Apartment in City Center (m2)

$9,582 CA$13.5K

$3,268 $3,268

193.22%

Buy Apartment Outside City Center (m2)

$8,397 CA$11.9K

$3,203 $3,203

162.16%

Average Monthly Net Salary (After Tax)

$3,142 CA$4,442

$4,631 $4,631

-32.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

6.4

-23.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 18, 2026

Last update for Fredericksburg, VA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.2%

Fredericksburg, VA

$1.3K 51.4% 21.6% $230

Groceries & Markets

Surrey

$355 15.5%

Fredericksburg, VA

$335 13.4% 5.5% $19

Monthly Utilities & Internet

Surrey

$289 12.6%

Fredericksburg, VA

$299 11.9% 3.4% $9.9

Eating Out

Surrey

$269 11.7%

Fredericksburg, VA

$380 15.1% 41.3% $111

Clothing & Footwear

Surrey

$137 6%

Fredericksburg, VA

$147 5.8% 7.1% $9.7

Getting Around

Surrey

$127 5.5%

Fredericksburg, VA

$12 * 0.5% 90.8% $115

Sport & Entertainment

Surrey

$60 2.6%

Fredericksburg, VA

$48 1.9% 19.2% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,305 in Surrey versus $1,729 in Fredericksburg, VA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Fredericksburg, VA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Surrey versus $80.0 in Fredericksburg, VA. Groceries tell a different story – $355 in Surrey vs $335 in Fredericksburg, VA – so Fredericksburg, VA wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Surrey

🇺🇸 Fredericksburg, VA

🕒 Local time

08:40 8:40 AM

11:40 11:40 AM

3 h ahead of Surrey

🌤 Weather

👥 Population

517,887

28,118

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Surrey Fredericksburg, VA 3,780 km ≈ 5 h nonstop flight

From you

Surrey
Fredericksburg, VA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Fredericksburg, VA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,298 in Surrey, $2,513 in Fredericksburg, VA – roughly 9% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,447 per month in Surrey and $3,769 in Fredericksburg, VA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $57.0 in Surrey and $80.0 in Fredericksburg, VA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 6% cheaper in Fredericksburg, VA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Surrey, where all-in costs run around $2,298, than in Fredericksburg, VA at $2,513. In Surrey it covers expenses comfortably, while in Fredericksburg, VA it requires careful planning or may not stretch far enough.

Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fredericksburg, VA makes more sense. Both are solid long-term options with distinct trade-offs.