Cost of Living Comparison Between Fredericksburg, VA and Surrey Cost of Living Comparison Between Fredericksburg, VA and Surrey

Monthly Cost of Living

A single person spends $2,545 per month in Fredericksburg, VA vs $2,372 in Surrey, rent included.

A couple spends around $3,644 per month in Fredericksburg, VA vs $3,591 in Surrey, rent included.

A family of three spends $4,743 per month in Fredericksburg, VA vs $4,810 in Surrey, rent included.

Fredericksburg, VA costs about 7% more than Surrey, driven mainly by Eating Out.

Both Fredericksburg, VA and Surrey sit above the global median – Fredericksburg, VA by 85%, Surrey by 73%.

Meal at Budget Restaurant

$28.20 $28.20

$17.95 CA$24.84

57.10%

Three-Course Dinner for Two, Mid-Range

$78.5 $78.5

$58.5 CA$80.9

34.16%

Fast Food Meal (McDonalds, etc)

$11.41 $11.41

$10.81 CA$14.96

5.55%

Cappuccino

$5.60 $5.60

$3.57 CA$4.94

56.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.16 CA$2.99

48.61%

Water (0.33 liter bottle)

$2.38 $2.38

$1.69 CA$2.35

40.83%

Local Beer (0.5 liter draught)

$5.86 $5.86

$5.78 CA$7.99

1.38%

Imported Beer (0.33 liter bottle)

$9.99 $9.99

$6.20 CA$8.58

61.13%

Milk (1 liter)

$1.28 $1.28

$2.60 CA$3.60

-50.77%

White Bread (500g)

$3.75 $3.75

$2.14 CA$2.96

75.23%

Rice (white) (1kg)

$1.76 $1.76

$3.74 CA$5.17

-52.94%

Eggs

$3.48 $3.48

$3.35 CA$4.64

3.88%

Local Cheese (1kg)

$8.73 $8.73

$9.90 CA$13.69

-11.82%

Chicken Fillets (1kg)

$9.60 $9.60

$10.68 CA$14.78

-10.11%

Beef Round Steak (1kg)

$10.83 $10.83

$20.23 CA$27.99

-46.47%

Apples (1kg)

$1.33 $1.33

$3.28 CA$4.54

-59.45%

Banana (1kg)

$1.20 $1.20

$1.36 CA$1.88

-11.76%

Oranges (1kg)

$5.14 $5.14

$3.02 CA$4.19

70.20%

Tomato (1kg)

$6.31 $6.31

$3.05 CA$4.22

106.89%

Potato (1kg)

$2.91 $2.91

$2.71 CA$3.75

7.38%

Onion (1kg)

$3.82 $3.82

$2.09 CA$2.89

82.78%

Lettuce (1 head)

$2.64 $2.64

$2.02 CA$2.79

30.69%

Water (1.5 liter bottle)

$2.78 $2.78

$1.79 CA$2.48

55.31%

Cigarettes 20 Pack (Marlboro, Camel)

$8.46 $8.46

$14.29 CA$19.77

-40.80%

Wine (Bottle)

$11.76 $11.76

$14.31 CA$19.80

-17.82%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.57 CA$3.55

-33.46%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$3.14 CA$4.34

-50.96%

One-way Ticket (Public Transport)

$2.59 CA$3.59

Public Transport Monthly Pass (Regular Price)

$109 CA$151

Taxi Start (Normal Tariff)

$3.95 $3.95

$2.74 CA$3.79

44.16%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.58 CA$2.19

-0.63%

Taxi 1hour Waiting (Normal Tariff)

$24.79 $24.79

$28.49 CA$39.42

-12.99%

Gasoline (1 liter)

$0.89 $0.89

$1.29 CA$1.79

-31.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$28.7K CA$39.7K

25.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$19.3K CA$26.7K

33.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$190 CA$263

-3.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.34 $42.34

$37.48 CA$51.9

12.97%

Internet (50+ Mbps, Unlimited Data)

$76.6 $76.6

$65.7 CA$90.9

16.49%

Gym Membership (Monthly)

$25.48 $25.48

$35.61 CA$49.27

-28.45%

Tennis Court (1 Hour on Weekend)

$25.88 CA$35.81

Cinema Ticket

$11.41 $11.41

$12.86 CA$17.79

-11.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,197 $3,197

$865 CA$1,197

269.49%

International Primary School, 1 Child (Yearly)

$42.3K $42.3K

$12.1K CA$16.7K

249.68%

Jeans (Levis 501 Or Similar)

$73.4 $73.4

$56.4 CA$78.0

30.28%

Summer Dress (H&M, Zara, etc)

$44.18 $44.18

$62.4 CA$86.3

-29.15%

Sport Shoes (Adidas, Nike)

$86.0 $86.0

$99.7 CA$138

-13.78%

Men's Leather Business Shoes

$136 $136

$89.0 CA$123

53.33%

1-bedroom Apartment, City Center (Monthly)

$1,708 $1,708

$1,367 CA$1,892

24.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,301 $1,301

$1,096 CA$1,516

18.79%

3-bedroom Apartment, City Center (Monthly)

$3,498 $3,498

$2,805 CA$3,881

24.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,992 $1,992

$2,166 CA$2,997

-8.04%

Buy Apartment in City Center (m2)

$3,269 $3,269

$9,783 CA$13.5K

-66.59%

Buy Apartment Outside City Center (m2)

$3,238 $3,238

$8,727 CA$12.1K

-62.89%

Average Monthly Net Salary (After Tax)

$4,624 $4,624

$3,093 CA$4,279

49.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.23

4.87

27.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredericksburg, VA: August 31, 2026

Last update for Surrey: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,708 in Fredericksburg, VA versus $1,367 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Fredericksburg, VA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Fredericksburg, VA versus $58.0 in Surrey. Groceries tell a different story – $340 in Fredericksburg, VA vs $361 in Surrey – so Fredericksburg, VA wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredericksburg, VA vs Surrey: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,545 in Fredericksburg, VA, $2,372 in Surrey – roughly 7% apart. Fredericksburg, VA costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,818 per month in Fredericksburg, VA and $3,558 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $78.0 in Fredericksburg, VA and $58.0 in Surrey. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 6% cheaper in Fredericksburg, VA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Surrey, where all-in costs run around $2,372, than in Fredericksburg, VA at $2,545. In Surrey it covers expenses comfortably, while in Fredericksburg, VA it requires careful planning or may not stretch far enough.

Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fredericksburg, VA makes more sense. Both are solid long-term options with distinct trade-offs.