Last update: Oct 2026

Cost of Living Comparison Between Fredericksburg, VA and Surrey

For one person, living is cheaper in Surrey: $2,298 a month against $2,513 in Fredericksburg, VA, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Fredericksburg, VA outweigh lower spending on other living expenses.

122

Cost of Living Index in Fredericksburg, VA
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Fredericksburg, VA Living Index
111

Cost of Living Index in Surrey
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Surrey Living Index

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Fredericksburg, VA

🇺🇸 United States

$2,513

/mo nomad

Surrey

🇨🇦 Canada

$2,298

/mo nomad

Monthly Cost of Living

How much you'll spend in Fredericksburg, VA and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fredericksburg, VA and in Surrey actually costs, broken down by who's living it.

A single person spends $2,513 per month in Fredericksburg, VA vs $2,298 in Surrey, rent included.

Fredericksburg, VA $2,513
Surrey $2,298

A couple spends around $3,618 per month in Fredericksburg, VA vs $3,545 in Surrey, rent included.

Fredericksburg, VA $3,618
Surrey $3,545

A family of three spends $4,723 per month in Fredericksburg, VA vs $4,792 in Surrey, rent included.

Fredericksburg, VA $4,723
Surrey $4,792

Fredericksburg, VA costs about 9% more than Surrey, and outside of rent the biggest gap is in transport.

Both Fredericksburg, VA and Surrey sit above the global median – Fredericksburg, VA by 85%, Surrey by 70%.

Meal at Budget Restaurant

$25.98 $25.98

$17.78 CA$25.13

46.12%

Three-Course Dinner for Two, Mid-Range

$80.5 $80.5

$56.7 CA$80.2

41.88%

Fast Food Meal (McDonalds, etc)

$11.40 $11.40

$9.97 CA$14.10

14.34%

Cappuccino

$5.55 $5.55

$3.45 CA$4.88

60.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$2.05 CA$2.90

53.66%

Water (0.33 liter bottle)

$2.40 $2.40

$1.49 CA$2.11

61.07%

Local Beer (0.5 liter draught)

$5.89 $5.89

$5.93 CA$8.38

-0.67%

Imported Beer (0.33 liter bottle)

$9.81 $9.81

$5.74 CA$8.12

70.91%

Milk (1 liter)

$1.34 $1.34

$2.40 CA$3.40

-44.17%

White Bread (500g)

$3.70 $3.70

$2.13 CA$3.01

73.71%

Rice (white) (1kg)

$1.79 $1.79

$3.65 CA$5.16

-50.96%

Eggs

$3.51 $3.51

$3.25 CA$4.60

8.00%

Local Cheese (1kg)

$8.69 $8.69

$9.96 CA$14.08

-12.75%

Chicken Fillets (1kg)

$9.46 $9.46

$10.52 CA$14.87

-10.08%

Beef Round Steak (1kg)

$10.89 $10.89

$19.84 CA$28.05

-45.11%

Apples (1kg)

$1.32 $1.32

$3.17 CA$4.49

-58.36%

Banana (1kg)

$1.21 $1.21

$1.29 CA$1.83

-6.20%

Oranges (1kg)

$5.04 $5.04

$2.88 CA$4.08

75.00%

Tomato (1kg)

$5.75 $5.75

$3.05 CA$4.31

88.52%

Potato (1kg)

$2.89 $2.89

$2.55 CA$3.60

13.33%

Onion (1kg)

$3.76 $3.76

$2.07 CA$2.92

81.64%

Lettuce (1 head)

$2.70 $2.70

$2.06 CA$2.91

31.07%

Water (1.5 liter bottle)

$2.73 $2.73

$1.82 CA$2.57

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$8.31 $8.31

$13.89 CA$19.64

-40.17%

Wine (Bottle)

$11.87 $11.87

$14.25 CA$20.15

-16.70%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.57 CA$3.64

-33.85%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$3.20 CA$4.53

-52.19%

One-way Ticket (Public Transport)

$2.59 CA$3.66

Public Transport Monthly Pass (Regular Price)

$106 CA$150

Taxi Start (Normal Tariff)

$3.98 $3.98

$2.69 CA$3.80

47.96%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.56 CA$2.20

-1.28%

Taxi 1hour Waiting (Normal Tariff)

$24.50 $24.50

$27.91 CA$39.45

-12.22%

Gasoline (1 liter)

$0.97 $0.97

$1.35 CA$1.91

-28.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$27.8K CA$39.4K

26.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$21.5K CA$30.5K

19.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$188 CA$266

-5.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.82 $42.82

$36.36 CA$51.4

17.77%

Internet (50+ Mbps, Unlimited Data)

$77.3 $77.3

$63.9 CA$90.3

21.00%

Gym Membership (Monthly)

$24.71 $24.71

$34.86 CA$49.28

-29.12%

Tennis Court (1 Hour on Weekend)

$25.11 CA$35.49

Cinema Ticket

$11.73 $11.73

$12.36 CA$17.48

-5.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,186 $3,186

$838 CA$1,185

280.27%

International Primary School, 1 Child (Yearly)

$41.3K $41.3K

$11.9K CA$16.9K

245.55%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$55.5 CA$78.5

30.47%

Summer Dress (H&M, Zara, etc)

$43.95 $43.95

$61.5 CA$87.0

-28.57%

Sport Shoes (Adidas, Nike)

$85.9 $85.9

$98.5 CA$139

-12.77%

Men's Leather Business Shoes

$123 $123

$88.6 CA$125

39.38%

1-bedroom Apartment, City Center (Monthly)

$1,729 $1,729

$1,305 CA$1,844

32.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,292 $1,292

$1,062 CA$1,502

21.63%

3-bedroom Apartment, City Center (Monthly)

$3,493 $3,493

$2,674 CA$3,780

30.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,991 $1,991

$2,121 CA$2,998

-6.10%

Buy Apartment in City Center (m2)

$3,268 $3,268

$9,582 CA$13.5K

-65.90%

Buy Apartment Outside City Center (m2)

$3,203 $3,203

$8,397 CA$11.9K

-61.85%

Average Monthly Net Salary (After Tax)

$4,631 $4,631

$3,142 CA$4,442

47.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

4.87

31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredericksburg, VA: October 19, 2026

Last update for Surrey: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fredericksburg, VA

$1.3K 51.4%

Surrey

$1.1K 46.2% 17.8% $230

Eating Out

Fredericksburg, VA

$380 15.1%

Surrey

$269 11.7% 29.2% $111

Groceries & Markets

Fredericksburg, VA

$335 13.4%

Surrey

$355 15.5% 5.8% $19

Monthly Utilities & Internet

Fredericksburg, VA

$299 11.9%

Surrey

$289 12.6% 3.3% $9.9

Clothing & Footwear

Fredericksburg, VA

$147 5.8%

Surrey

$137 6% 6.6% $9.7

Sport & Entertainment

Fredericksburg, VA

$48 1.9%

Surrey

$60 2.6% 23.7% $11

Getting Around

Fredericksburg, VA

$12 * 0.5%

Surrey

$127 5.5% 985% $115

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,729 in Fredericksburg, VA versus $1,305 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Fredericksburg, VA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Fredericksburg, VA versus $57.0 in Surrey. Groceries tell a different story – $335 in Fredericksburg, VA vs $355 in Surrey – so Fredericksburg, VA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Fredericksburg, VA

🇨🇦 Surrey

🕒 Local time

10:54 10:54 AM

07:54 7:54 AM

3 h behind Fredericksburg, VA

🌤 Weather

👥 Population

28,118

517,887

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Highest

Between locations

Fredericksburg, VA Surrey 3,780 km ≈ 5 h nonstop flight

From you

Fredericksburg, VA
Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredericksburg, VA vs Surrey: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,513 in Fredericksburg, VA, $2,298 in Surrey – roughly 9% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,769 per month in Fredericksburg, VA and $3,447 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $80.0 in Fredericksburg, VA and $57.0 in Surrey. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 6% cheaper in Fredericksburg, VA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Surrey, where all-in costs run around $2,298, than in Fredericksburg, VA at $2,513. In Surrey it covers expenses comfortably, while in Fredericksburg, VA it requires careful planning or may not stretch far enough.

Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fredericksburg, VA makes more sense. Both are solid long-term options with distinct trade-offs.