Cost of Living Comparison Between Fredericksburg, VA and Surrey Cost of Living Comparison Between Fredericksburg, VA and Surrey

Monthly Cost of Living

A single person spends $2,643 per month in Fredericksburg, VA vs $2,757 in Surrey, rent included.

A couple spends around $3,920 per month in Fredericksburg, VA vs $4,123 in Surrey, rent included.

A family of three spends $5,197 per month in Fredericksburg, VA vs $5,489 in Surrey, rent included.

Fredericksburg, VA is about 4% cheaper than Surrey, driven mainly by Getting Around.

Both Fredericksburg, VA and Surrey sit above the global median – Fredericksburg, VA by 98%, Surrey by 106%.

Meal at Budget Restaurant

$27.74 $27.74

$18.24 CA$25.57

52.08%

Three-Course Dinner for Two, Mid-Range

$81.3 $81.3

$82.3 CA$115

-1.25%

Fast Food Meal (McDonalds, etc)

$10.29 $10.29

$10.86 CA$15.22

-5.25%

Cappuccino

$4.94 $4.94

$4.19 CA$5.87

17.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 $2.98

$2.04 CA$2.86

46.08%

Water (0.33 liter bottle)

$2.12 $2.12

$1.82 CA$2.56

16.48%

Local Beer (0.5 liter draught)

$5.92 $5.92

$6.01 CA$8.43

-1.50%

Imported Beer (0.33 liter bottle)

$9.71 $9.71

$6.93 CA$9.71

40.12%

Milk (1 liter)

$1.14 $1.14

$2.54 CA$3.56

-55.12%

White Bread (500g)

$4.02 $4.02

$2.66 CA$3.73

51.13%

Rice (white) (1kg)

$4.32 $4.32

$5.52 CA$7.74

-21.74%

Eggs

$2.87 $2.87

$3.70 CA$5.19

-22.43%

Local Cheese (1kg)

$17.67 $17.67

$10.14 CA$14.22

74.26%

Chicken Fillets (1kg)

$15.20 $15.20

$11.89 CA$16.68

27.84%

Beef Round Steak (1kg)

$19.47 $19.47

$24.41 CA$34.23

-20.24%

Apples (1kg)

$6.36 $6.36

$3.48 CA$4.87

82.76%

Banana (1kg)

$1.51 $1.51

$1.34 CA$1.88

12.69%

Oranges (1kg)

$5.20 $5.20

$3.01 CA$4.21

72.76%

Tomato (1kg)

$6.32 $6.32

$3.45 CA$4.83

83.19%

Potato (1kg)

$3.43 $3.43

$2.42 CA$3.40

41.74%

Onion (1kg)

$3.89 $3.89

$2.05 CA$2.88

89.76%

Lettuce (1 head)

$2.45 $2.45

$2.41 CA$3.38

1.66%

Water (1.5 liter bottle)

$2.44 $2.44

$2.02 CA$2.83

20.79%

Cigarettes 20 Pack (Marlboro, Camel)

$8.10 $8.10

$14.68 CA$20.58

-44.82%

Wine (Bottle)

$16.15 $16.15

$14.38 CA$20.16

12.31%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$3.84 CA$5.39

-55.99%

Imported Beer (0.33 liter bottle)

$2.58 $2.58

$3.98 CA$5.58

-35.18%

One-way Ticket (Public Transport)

$2.01 $2.01

$3.20 CA$4.49

-37.19%

Public Transport Monthly Pass (Regular Price)

$130 CA$182

Taxi Start (Normal Tariff)

$3.69 $3.69

$2.69 CA$3.78

37.17%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.55 CA$2.18

-1.94%

Taxi 1hour Waiting (Normal Tariff)

$30.28 $30.28

$28.38 CA$39.78

6.69%

Gasoline (1 liter)

$0.82 $0.82

$1.31 CA$1.83

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$24.9K CA$34.9K

20.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$21.1K CA$29.5K

21.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$185 CA$260

10.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.84 $42.84

$41.93 CA$58.8

2.17%

Internet (50+ Mbps, Unlimited Data)

$69.0 $69.0

$66.2 CA$92.8

4.19%

Gym Membership (Monthly)

$24.78 $24.78

$44.12 CA$61.9

-43.83%

Tennis Court (1 Hour on Weekend)

$18.64 CA$26.13

Cinema Ticket

$11.54 $11.54

$12.60 CA$17.66

-8.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,734 $2,734

$890 CA$1,248

207.02%

International Primary School, 1 Child (Yearly)

$40.2K $40.2K

$12.7K CA$17.7K

217.75%

Jeans (Levis 501 Or Similar)

$56.8 $56.8

$55.3 CA$77.6

2.67%

Summer Dress (H&M, Zara, etc)

$50.4 $50.4

$52.8 CA$74.0

-4.53%

Sport Shoes (Adidas, Nike)

$87.2 $87.2

$105 CA$147

-16.82%

Men's Leather Business Shoes

$139 $139

$94.1 CA$132

47.59%

1-bedroom Apartment, City Center (Monthly)

$1,695 $1,695

$1,655 CA$2,320

2.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,277 $1,277

$1,406 CA$1,972

-9.24%

3-bedroom Apartment, City Center (Monthly)

$3,025 $3,025

$3,086 CA$4,327

-1.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,191 $2,191

$2,469 CA$3,462

-11.28%

Buy Apartment in City Center (m2)

$3,224 $3,224

$9,699 CA$13.6K

-66.76%

Buy Apartment Outside City Center (m2)

$3,209 $3,209

$8,433 CA$11.8K

-61.94%

Average Monthly Net Salary (After Tax)

$4,495 $4,495

$3,007 CA$4,215

49.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.54

-1.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredericksburg, VA: July 11, 2026

Last update for Surrey: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,695 in Fredericksburg, VA versus $1,655 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Fredericksburg, VA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $81.0 in Fredericksburg, VA versus $82.0 in Surrey. Groceries tell a different story – $464 in Fredericksburg, VA vs $408 in Surrey – so Surrey wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredericksburg, VA vs Surrey: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,643 in Fredericksburg, VA, $2,757 in Surrey – roughly 4% apart. Surrey costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,965 per month in Fredericksburg, VA and $4,136 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fredericksburg, VA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $81.0 in Fredericksburg, VA and $82.0 in Surrey. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 14% cheaper in Surrey – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $2,643 in Fredericksburg, VA and $2,757 in Surrey. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Fredericksburg, VA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Fredericksburg, VA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surrey makes more sense. Both are solid long-term options with distinct trade-offs.