🙂A single person spends $2,727 per month in Surrey vs $3,257 in Cupertino, CA, rent included.
🙂A couple spends around $4,080 per month in Surrey vs $5,214 in Cupertino, CA, rent included.
🙂A family of three spends $5,433 per month in Surrey vs $7,170 in Cupertino, CA, rent included.
🙂Surrey is about 16% cheaper than Cupertino, CA, driven mainly by Eating Out.
📊Both Surrey and Cupertino, CA sit above the global median – Surrey by 104%, Cupertino, CA by 143%.
Currency
🍽 Eating Out
Surrey
Cupertino, CA
Difference
Meal at Budget Restaurant
$18.15CA$24.86
$22.12$22.12
-17.95%
Three-Course Dinner for Two, Mid-Range
$81.9CA$112
$67.6$67.6
21.27%
Fast Food Meal(McDonalds, etc)
$11.18CA$15.32
$10.03$10.03
11.47%
Cappuccino
$4.18CA$5.73
$5.45$5.45
-23.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.14CA$2.93
$2.45$2.45
-12.65%
Water(0.33 liter bottle)
$1.82CA$2.49
$2.57$2.57
-29.18%
Local Beer(0.5 liter draught)
$5.81CA$7.96
$6.02$6.02
-3.49%
Imported Beer(0.33 liter bottle)
$7.04CA$9.65
$8.53$8.53
-17.47%
🛒 Groceries & Markets
Surrey
Cupertino, CA
Difference
Milk(1 liter)
$2.56CA$3.50
$1.27$1.27
101.57%
White Bread(500g)
$2.60CA$3.57
$3.59$3.59
-27.58%
Rice(white)(1kg)
$5.61CA$7.69
$4.51$4.51
24.39%
Eggs
$3.65CA$5.00
$3.48$3.48
4.89%
Local Cheese(1kg)
$10.49CA$14.38
$8.66$8.66
21.13%
Chicken Fillets(1kg)
$11.62CA$15.92
$11.00$11.00
5.64%
Beef Round Steak(1kg)
$24.75CA$33.90
$11.08$11.08
123.38%
Apples(1kg)
$3.35CA$4.59
$6.42$6.42
-47.82%
Banana(1kg)
$1.28CA$1.76
$1.78$1.78
-28.09%
Oranges(1kg)
$2.97CA$4.08
$4.49$4.49
-33.85%
Tomato(1kg)
$3.34CA$4.58
$5.38$5.38
-37.92%
Potato(1kg)
$2.48CA$3.40
$3.90$3.90
-36.41%
Onion(1kg)
$2.02CA$2.77
$5.82$5.82
-65.29%
Lettuce(1 head)
$2.51CA$3.44
$1.87$1.87
34.22%
Water(1.5 liter bottle)
$1.95CA$2.67
$2.05$2.05
-4.88%
Cigarettes 20 Pack(Marlboro, Camel)
$15.01CA$20.56
$9.81$9.81
53.01%
Wine(Bottle)
$14.60CA$20.00
$11.78$11.78
23.94%
Local Beer(0.5 liter bottle)
$3.93CA$5.38
$2.14$2.14
83.64%
Imported Beer(0.33 liter bottle)
$3.84CA$5.26
$2.45$2.45
56.73%
🚌 Getting Around
Surrey
Cupertino, CA
Difference
One-way Ticket(Public Transport)
$3.08CA$4.22
$2.01$2.01
53.23%
Public Transport Monthly Pass(Regular Price)
$128CA$175
$138$138
-7.03%
Taxi Start(Normal Tariff)
$2.75CA$3.76
$3.40$3.40
-19.12%
Taxi(Normal Tariff)(1km)
$1.47CA$2.01
$1.65$1.65
-10.91%
Taxi 1hour Waiting(Normal Tariff)
$29.10CA$39.87
$28.82$28.82
0.97%
Gasoline(1 liter)
$1.32CA$1.81
$1.28$1.28
3.13%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6KCA$33.6K
$30.7K$30.7K
-19.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8KCA$28.6K
$26.6K$26.6K
-21.64%
🧾 Monthly Utilities & Internet
Surrey
Cupertino, CA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$188CA$257
$182$182
3.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.29CA$56.6
$52.0$52.0
-20.58%
Internet(50+ Mbps, Unlimited Data)
$66.0CA$90.4
$65.1$65.1
1.46%
🎉 Sport & Entertainment
Surrey
Cupertino, CA
Difference
Gym Membership(Monthly)
$45.18CA$61.9
$44.34$44.34
1.89%
Tennis Court(1 Hour on Weekend)
$18.75CA$25.69
-
-
Cinema Ticket
$12.40CA$16.99
$17.69$17.69
-29.90%
🧸 Childcare & Education
Surrey
Cupertino, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$884CA$1,211
$2,134$2,134
-58.58%
International Primary School, 1 Child(Yearly)
$12.7KCA$17.3K
$23.3K$23.3K
-45.74%
👕👟 Clothing & Footwear
Surrey
Cupertino, CA
Difference
Jeans(Levis 501 Or Similar)
$56.8CA$77.9
$31.63$31.63
79.70%
Summer Dress(H&M, Zara, etc)
$54.8CA$75.1
$34.54$34.54
58.60%
Sport Shoes(Adidas, Nike)
$103CA$141
$69.7$69.7
47.48%
Men's Leather Business Shoes
$94.5CA$130
$69.9$69.9
35.29%
🏠 Accommodation & Living
Surrey
Cupertino, CA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,627CA$2,229
$2,418$2,418
-32.71%
1-bedroom Apartment, Outside City Center(Monthly)
$1,389CA$1,903
$1,877$1,877
-26.00%
3-bedroom Apartment, City Center(Monthly)
$3,114CA$4,266
$4,545$4,545
-31.49%
3-bedroom Apartment, Outside City Center(Monthly)
$2,458CA$3,368
$4,213$4,213
-41.65%
Buy Apartment in City Center(m2)
$10.5KCA$14.4K
-
-
Buy Apartment Outside City Center(m2)
$8,524CA$11.7K
-
-
💵 Salaries & Financials
Surrey
Cupertino, CA
Difference
Average Monthly Net Salary(After Tax)
$3,110CA$4,261
$7,504$7,504
-58.55%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.54
6.53
0.15%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surrey: April 28, 2026
Last update for Cupertino, CA: April 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,627 in Surrey versus $2,418 in Cupertino, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 141% higher in Cupertino, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $82.0 in Surrey versus $68.0 in Cupertino, CA. Monthly groceries follow the same trend: $407 vs $377 – making Cupertino, CA the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surrey vs Cupertino, CA: Cost of Living - Frequently Asked Questions
How do living costs in Surrey and Cupertino, CA compare overall?
Monthly costs with rent: $2,727 in Surrey, $3,257 in Cupertino, CA – roughly 19% apart. Cupertino, CA costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Surrey compared to Cupertino, CA?
For a comfortable life, plan on about $4,091 per month in Surrey and $4,886 in Cupertino, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Surrey and Cupertino, CA?
Rent is clearly cheaper in Surrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 8% cheaper in Cupertino, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $82.0 in Surrey and $68.0 in Cupertino, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $2,727 in Surrey and $3,257 in Cupertino, CA. You'll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Surrey or Cupertino, CA?
Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Surrey or Cupertino, CA safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Surrey and Cupertino, CA?
If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cupertino, CA makes more sense. Both are solid long-term options with distinct trade-offs.