Last update: Oct 2026

Cost of Living Comparison Between Surrey, Canada and Cupertino, CA

For one person, living is cheaper in Surrey: $2,338 a month against $3,331 in Cupertino, CA, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Surrey
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Surrey Living Index
162

Cost of Living Index in Cupertino, CA
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Cupertino, CA Living Index

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Surrey

🇨🇦 Canada

$2,338

/mo nomad

Cupertino, CA

🇺🇸 United States

$3,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Cupertino, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Cupertino, CA actually costs, broken down by who's living it.

A single person spends $2,338 per month in Surrey vs $3,331 in Cupertino, CA, rent included.

Surrey $2,338
Cupertino, CA $3,331

A couple spends around $3,564 per month in Surrey vs $5,299 in Cupertino, CA, rent included.

Surrey $3,564
Cupertino, CA $5,299

A family of three spends $4,791 per month in Surrey vs $7,267 in Cupertino, CA, rent included.

Surrey $4,791
Cupertino, CA $7,267

Surrey is about 30% cheaper than Cupertino, CA, and outside of rent the biggest gap is in eating out.

Both Surrey and Cupertino, CA sit above the global median – Surrey by 72%, Cupertino, CA by 145%.

Meal at Budget Restaurant

$18.11 CA$25.42

$24.52 $24.52

-26.14%

Three-Course Dinner for Two, Mid-Range

$57.5 CA$80.7

$50.1 $50.1

14.78%

Fast Food Meal (McDonalds, etc)

$10.06 CA$14.12

$9.97 $9.97

0.90%

Cappuccino

$3.52 CA$4.94

$6.03 $6.03

-41.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.83

$2.56 $2.56

-21.48%

Water (0.33 liter bottle)

$1.50 CA$2.10

$2.19 $2.19

-31.51%

Local Beer (0.5 liter draught)

$6.01 CA$8.44

$6.82 $6.82

-11.88%

Imported Beer (0.33 liter bottle)

$5.63 CA$7.91

$7.85 $7.85

-28.28%

Milk (1 liter)

$2.47 CA$3.47

$1.28 $1.28

92.97%

White Bread (500g)

$2.10 CA$2.95

$3.40 $3.40

-38.24%

Rice (white) (1kg)

$3.64 CA$5.11

$4.28 $4.28

-14.95%

Eggs

$3.22 CA$4.52

$5.10 $5.10

-36.86%

Local Cheese (1kg)

$9.77 CA$13.71

$6.78 $6.78

44.10%

Chicken Fillets (1kg)

$10.57 CA$14.84

$13.15 $13.15

-19.62%

Beef Round Steak (1kg)

$20.34 CA$28.54

$13.40 $13.40

51.79%

Apples (1kg)

$3.33 CA$4.67

$3.86 $3.86

-13.73%

Banana (1kg)

$1.30 CA$1.82

$2.24 $2.24

-41.96%

Oranges (1kg)

$2.94 CA$4.12

$2.14 $2.14

37.38%

Tomato (1kg)

$3.02 CA$4.24

$2.80 $2.80

7.86%

Potato (1kg)

$2.59 CA$3.63

$2.46 $2.46

5.28%

Onion (1kg)

$2.15 CA$3.02

$3.03 $3.03

-29.04%

Lettuce (1 head)

$2.00 CA$2.81

$2.47 $2.47

-19.03%

Water (1.5 liter bottle)

$1.83 CA$2.57

$0.99 $0.99

84.85%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.81

$11.70 $11.70

20.60%

Wine (Bottle)

$14.20 CA$19.93

$12.99 $12.99

9.31%

Local Beer (0.5 liter bottle)

$2.45 CA$3.44

$1.90 $1.90

28.95%

Imported Beer (0.33 liter bottle)

$3.23 CA$4.53

$1.90 $1.90

70.00%

One-way Ticket (Public Transport)

$2.55 CA$3.58

$3.05 $3.05

-16.39%

Public Transport Monthly Pass (Regular Price)

$110 CA$155

$138 $138

-20.05%

Taxi Start (Normal Tariff)

$2.64 CA$3.70

$4.26 $4.26

-38.03%

Taxi (Normal Tariff) (1km)

$1.60 CA$2.24

$1.99 $1.99

-19.60%

Taxi 1hour Waiting (Normal Tariff)

$28.02 CA$39.32

$29.85 $29.85

-6.13%

Gasoline (1 liter)

$1.38 CA$1.93

$1.47 $1.47

-6.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.5K

$28.7K $28.7K

-1.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.5K

$27.1K $27.1K

-19.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 CA$262

$250 $250

-25.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.14 CA$52.1

$61.2 $61.2

-39.32%

Internet (50+ Mbps, Unlimited Data)

$65.7 CA$92.3

$66.7 $66.7

-1.41%

Gym Membership (Monthly)

$31.83 CA$44.67

$35.35 $35.35

-9.96%

Tennis Court (1 Hour on Weekend)

$25.35 CA$35.57

Cinema Ticket

$12.18 CA$17.09

$15.74 $15.74

-22.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 CA$938

$2,120 $2,120

-68.46%

International Primary School, 1 Child (Yearly)

$12.1K CA$16.9K

$25.0K $25.0K

-51.81%

Jeans (Levis 501 Or Similar)

$55.0 CA$77.2

$57.4 $57.4

-4.28%

Summer Dress (H&M, Zara, etc)

$61.1 CA$85.8

$35.22 $35.22

73.48%

Sport Shoes (Adidas, Nike)

$99.5 CA$140

$88.6 $88.6

12.24%

Men's Leather Business Shoes

$90.8 CA$127

$58.6 $58.6

54.83%

1-bedroom Apartment, City Center (Monthly)

$1,376 CA$1,931

$2,594 $2,594

-46.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 CA$1,535

$1,906 $1,906

-42.61%

3-bedroom Apartment, City Center (Monthly)

$2,606 CA$3,657

$5,018 $5,018

-48.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,095 CA$2,940

$4,331 $4,331

-51.63%

Buy Apartment in City Center (m2)

$6,631 CA$9,306

Buy Apartment Outside City Center (m2)

$5,166 CA$7,249

Average Monthly Net Salary (After Tax)

$3,156 CA$4,429

$7,384 $7,384

-57.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

6.53

-25.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 25, 2026

Last update for Cupertino, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.8%

Cupertino, CA

$1.9K 57.2% 74.2% $812

Groceries & Markets

Surrey

$357 15.3%

Cupertino, CA

$340 10.2% 4.6% $17

Monthly Utilities & Internet

Surrey

$289 12.4%

Cupertino, CA

$378 11.4% 30.7% $89

Eating Out

Surrey

$273 11.7%

Cupertino, CA

$367 11% 34.7% $95

Clothing & Footwear

Surrey

$138 5.9%

Cupertino, CA

$108 3.2% 21.7% $30

Getting Around

Surrey

$131 5.6%

Cupertino, CA

$165 4.9% 25.4% $33

Sport & Entertainment

Surrey

$56 2.4%

Cupertino, CA

$67 2% 18.9% $11

Cost Breakdown

A central one-bedroom costs $1,376 in Surrey versus $2,594 in Cupertino, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Cupertino, CA are about 2.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57 in Surrey versus $50 in Cupertino, CA. Monthly groceries follow the same trend: $357 vs $340 – making Cupertino, CA the more affordable choice for daily food spending.

Good to know

🇨🇦 Surrey

🇺🇸 Cupertino, CA

🕒 Local time

14:20 2:20 PM

Same time as Surrey

🌤 Weather

👥 Population

517,887

58,302

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to CAD in detail →

On the map

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Between locations

Surrey Cupertino, CA 1,320 km ≈ 2 h 15 min nonstop flight

From you

Surrey
Cupertino, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Cupertino, CA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,338 in Surrey, $3,331 in Cupertino, CA – Surrey comes out roughly 30% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,507 per month in Surrey and $4,996 in Cupertino, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surrey, especially for central apartments: a one-bedroom in the center costs $1,376 there versus $2,594 in Cupertino, CA.

Interestingly, groceries are about 5% cheaper in Cupertino, CA – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $57 in Surrey and $50 in Cupertino, CA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Surrey, where all-in costs run around $2,338, than in Cupertino, CA at $3,331. In Surrey it covers expenses comfortably, while in Cupertino, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Surrey. If higher salaries or specific career opportunities are the priority, Cupertino, CA makes more sense. Both are solid long-term options with distinct trade-offs.