Last update: Oct 2026

Cost of Living Comparison Between Cupertino, CA and Surrey, Canada

For one person, living is cheaper in Surrey: $2,338 a month against $3,331 in Cupertino, CA, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

Cupertino, CA, United States
Surrey, Canada
Cupertino, CA
🇺🇸 United States
$3,331
/mo nomad
Surrey
🇨🇦 Canada
$2,338
/mo nomad
Monthly Cost of Living

How much you'll spend in Cupertino, CA and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cupertino, CA and in Surrey actually costs, broken down by who's living it.

A single person spends $3,331 per month in Cupertino, CA vs $2,338 in Surrey, rent included.

  • Cupertino, CA $3,331
  • Surrey $2,338

A couple spends around $5,299 per month in Cupertino, CA vs $3,564 in Surrey, rent included.

  • Cupertino, CA $5,299
  • Surrey $3,564

A family of three spends $7,267 per month in Cupertino, CA vs $4,791 in Surrey, rent included.

  • Cupertino, CA $7,267
  • Surrey $4,791

Cupertino, CA costs about 42% more than Surrey, and outside of rent the biggest gap is in eating out.

Both Cupertino, CA and Surrey sit above the global median – Cupertino, CA by 145%, Surrey by 72%.

Currency
🍽 Eating Out
Cupertino, CA
Surrey
Difference
Meal at Budget Restaurant
$24.52 $24.52
$18.11 CA$25.42
35.39%
Three-Course Dinner for Two, Mid-Range
$50.1 $50.1
$57.5 CA$80.7
-12.87%
Fast Food Meal (McDonalds, etc)
$9.97 $9.97
$10.06 CA$14.12
-0.89%
Cappuccino
$6.03 $6.03
$3.52 CA$4.94
71.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.56 $2.56
$2.01 CA$2.83
27.36%
Water (0.33 liter bottle)
$2.19 $2.19
$1.50 CA$2.10
46.00%
Local Beer (0.5 liter draught)
$6.82 $6.82
$6.01 CA$8.44
13.48%
Imported Beer (0.33 liter bottle)
$7.85 $7.85
$5.63 CA$7.91
39.43%
🛒 Groceries & Markets
Cupertino, CA
Surrey
Difference
Milk (1 liter)
$1.28 $1.28
$2.47 CA$3.47
-48.18%
White Bread (500g)
$3.40 $3.40
$2.10 CA$2.95
61.90%
Rice (white) (1kg)
$4.28 $4.28
$3.64 CA$5.11
17.58%
Eggs
$5.10 $5.10
$3.22 CA$4.52
58.39%
Local Cheese (1kg)
$6.78 $6.78
$9.77 CA$13.71
-30.60%
Chicken Fillets (1kg)
$13.15 $13.15
$10.57 CA$14.84
24.41%
Beef Round Steak (1kg)
$13.40 $13.40
$20.34 CA$28.54
-34.12%
Apples (1kg)
$3.86 $3.86
$3.33 CA$4.67
15.92%
Banana (1kg)
$2.24 $2.24
$1.30 CA$1.82
72.31%
Oranges (1kg)
$2.14 $2.14
$2.94 CA$4.12
-27.21%
Tomato (1kg)
$2.80 $2.80
$3.02 CA$4.24
-7.28%
Potato (1kg)
$2.46 $2.46
$2.59 CA$3.63
-5.02%
Onion (1kg)
$3.03 $3.03
$2.15 CA$3.02
40.93%
Lettuce (1 head)
$2.47 $2.47
$2.00 CA$2.81
23.50%
Water (1.5 liter bottle)
$0.99 $0.99
$1.83 CA$2.57
-45.90%
Cigarettes 20 Pack (Marlboro, Camel)
$11.70 $11.70
$14.11 CA$19.81
-17.08%
Wine (Bottle)
$12.99 $12.99
$14.20 CA$19.93
-8.52%
Local Beer (0.5 liter bottle)
$1.90 $1.90
$2.45 CA$3.44
-22.45%
Imported Beer (0.33 liter bottle)
$1.90 $1.90
$3.23 CA$4.53
-41.18%
🚌 Getting Around
Cupertino, CA
Surrey
Difference
One-way Ticket (Public Transport)
$3.05 $3.05
$2.55 CA$3.58
19.61%
Public Transport Monthly Pass (Regular Price)
$138 $138
$110 CA$155
25.08%
Taxi Start (Normal Tariff)
$4.26 $4.26
$2.64 CA$3.70
61.36%
Taxi (Normal Tariff) (1km)
$1.99 $1.99
$1.60 CA$2.24
24.37%
Taxi 1hour Waiting (Normal Tariff)
$29.85 $29.85
$28.02 CA$39.32
6.53%
Gasoline (1 liter)
$1.47 $1.47
$1.38 CA$1.93
6.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K $28.7K
$28.2K CA$39.5K
1.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$21.7K CA$30.5K
24.72%
🧾 Monthly Utilities & Internet
Cupertino, CA
Surrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$250 $250
$187 CA$262
34.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.2 $61.2
$37.14 CA$52.1
64.81%
Internet (50+ Mbps, Unlimited Data)
$66.7 $66.7
$65.7 CA$92.3
1.43%
🎉 Sport & Entertainment
Cupertino, CA
Surrey
Difference
Gym Membership (Monthly)
$35.35 $35.35
$31.83 CA$44.67
11.06%
Tennis Court (1 Hour on Weekend)
-
$25.35 CA$35.57
-
Cinema Ticket
$15.74 $15.74
$12.18 CA$17.09
29.23%
🧸 Childcare & Education
Cupertino, CA
Surrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,120 $2,120
$668 CA$938
217.08%
International Primary School, 1 Child (Yearly)
$25.0K $25.0K
$12.1K CA$16.9K
107.50%
👕👟 Clothing & Footwear
Cupertino, CA
Surrey
Difference
Jeans (Levis 501 Or Similar)
$57.4 $57.4
$55.0 CA$77.2
4.48%
Summer Dress (H&M, Zara, etc)
$35.22 $35.22
$61.1 CA$85.8
-42.36%
Sport Shoes (Adidas, Nike)
$88.6 $88.6
$99.5 CA$140
-10.91%
Men's Leather Business Shoes
$58.6 $58.6
$90.8 CA$127
-35.41%
🏠 Accommodation & Living
Cupertino, CA
Surrey
Difference
1-bedroom Apartment, City Center (Monthly)
$2,594 $2,594
$1,376 CA$1,931
88.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,906 $1,906
$1,094 CA$1,535
74.24%
3-bedroom Apartment, City Center (Monthly)
$5,018 $5,018
$2,606 CA$3,657
92.56%
3-bedroom Apartment, Outside City Center (Monthly)
$4,331 $4,331
$2,095 CA$2,940
106.73%
Buy Apartment in City Center (m2)
-
$6,631 CA$9,306
-
Buy Apartment Outside City Center (m2)
-
$5,166 CA$7,249
-
💵 Salaries & Financials
Cupertino, CA
Surrey
Difference
Average Monthly Net Salary (After Tax)
$7,384 $7,384
$3,156 CA$4,429
133.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
4.87
34.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cupertino, CA: October 25, 2026

Last update for Surrey: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cupertino, CA
$1.9K
Surrey
$1.1K 42.6% $812
Monthly Utilities & Internet
Cupertino, CA
$378
Surrey
$289 23.5% $89
Eating Out
Cupertino, CA
$367
Surrey
$273 25.7% $95
Groceries & Markets
Cupertino, CA
$340
Surrey
$357 4.9% $17
Getting Around
Cupertino, CA
$165
Surrey
$131 20.2% $33
Clothing & Footwear
Cupertino, CA
$108
Surrey
$138 27.7% $30
Sport & Entertainment
Cupertino, CA
$67
Surrey
$56 15.9% $11

Cost Breakdown

A central one-bedroom costs $2,594 in Cupertino, CA versus $1,376 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Cupertino, CA are about 2.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Cupertino, CA versus $57 in Surrey. Monthly groceries follow the same trend: $340 vs $357 – making Cupertino, CA the more affordable choice for daily food spending.

Good to know
🇺🇸 Cupertino, CA
🇨🇦 Surrey
🕒 Local time
11:40 11:40 AM
11:40 11:40 AM
Same time as Cupertino, CA
🌤 Weather
👥 Population
58,302
517,887
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

On the map
Between locations
  • Cupertino, CA Surrey 1,320 km ≈ 2 h 15 min nonstop flight
From you
  • Cupertino, CA
  • Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cupertino, CA vs Surrey: Cost of Living - Frequently Asked Questions
How do living costs in Cupertino, CA and in Surrey compare overall?
Monthly costs with rent: $3,331 in Cupertino, CA, $2,338 in Surrey – roughly 42% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Cupertino, CA compared to Surrey?
For a comfortable life, plan on about $4,996 per month in Cupertino, CA and $3,507 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Cupertino, CA and Surrey?
Rent is clearly cheaper in Surrey, especially for central apartments: a one-bedroom in the center costs $1,376 there versus $2,594 in Cupertino, CA.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 5% cheaper in Cupertino, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $50 in Cupertino, CA and $57 in Surrey. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Surrey, where all-in costs run around $2,338, than in Cupertino, CA at $3,331. In Surrey it covers expenses comfortably, while in Cupertino, CA it requires careful planning or may not stretch far enough.
Where should families live: Cupertino, CA or Surrey?
Families tend to lean toward Surrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Cupertino, CA and Surrey?
If budget matters most, go with Surrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cupertino, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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