Cost of Living Comparison Between Surigao and Chiang Mai Cost of Living Comparison Between Surigao and Chiang Mai

Monthly Cost of Living

A single person spends $792 per month in Surigao vs $852 in Chiang Mai, rent included.

A couple spends around $1,221 per month in Surigao vs $1,354 in Chiang Mai, rent included.

A family of three spends $1,650 per month in Surigao vs $1,857 in Chiang Mai, rent included.

Surigao is about 7% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Surigao and Chiang Mai are more affordable than the global median – Surigao 41% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Surigao
Chiang Mai
Difference
Meal at Budget Restaurant
$3.57 ₱220
$1.96 ฿64.0
82.14%
Three-Course Dinner for Two, Mid-Range
$17.55 ₱1,082
$18.81 ฿615
-6.70%
Fast Food Meal (McDonalds, etc)
$3.22 ₱199
$7.92 ฿259
-59.34%
Cappuccino
$2.40 ₱148
$1.91 ฿62.6
25.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.79 ₱48.56
$0.84 ฿27.41
-5.95%
Water (0.33 liter bottle)
$0.37 ₱22.58
$0.35 ฿11.51
5.71%
Local Beer (0.5 liter draught)
$1.30 ₱79.9
$2.21 ฿72.1
-41.18%
Imported Beer (0.33 liter bottle)
$2.17 ₱134
$3.80 ฿124
-42.89%
🛒 Groceries & Markets
Surigao
Chiang Mai
Difference
Milk (1 liter)
$1.83 ₱113
$1.64 ฿53.5
11.59%
White Bread (500g)
$1.26 ₱77.9
$1.62 ฿53.1
-22.22%
Rice (white) (1kg)
$1.02 ₱62.7
$1.18 ฿38.62
-13.56%
Eggs
$2.06 ₱127
$2.01 ฿65.8
2.49%
Local Cheese (1kg)
$8.25 ₱509
$15.89 ฿520
-48.08%
Chicken Fillets (1kg)
$4.17 ₱257
$3.01 ฿98.5
38.54%
Beef Round Steak (1kg)
$7.90 ₱487
$10.77 ฿352
-26.65%
Apples (1kg)
$2.95 ₱182
$2.61 ฿85.5
13.03%
Banana (1kg)
$1.54 ₱94.7
$1.22 ฿39.88
26.23%
Oranges (1kg)
$2.66 ₱164
$1.70 ฿55.7
56.47%
Tomato (1kg)
$1.55 ₱95.3
$1.58 ฿51.5
-1.90%
Potato (1kg)
$2.25 ₱139
$1.32 ฿43.14
70.45%
Onion (1kg)
$2.63 ₱162
$1.17 ฿38.23
124.79%
Lettuce (1 head)
$1.12 ₱69.0
$0.67 ฿21.98
67.16%
Water (1.5 liter bottle)
$0.77 ₱47.39
$0.56 ฿18.32
37.50%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 ₱173
$4.53 ฿148
-37.97%
Wine (Bottle)
$8.11 ₱500
$18.20 ฿595
-55.44%
Local Beer (0.5 liter bottle)
$1.20 ₱74.0
$1.83 ฿60.0
-34.43%
Imported Beer (0.33 liter bottle)
$2.04 ₱126
$3.23 ฿106
-36.84%
🚌 Getting Around
Surigao
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.28 ₱17.35
$0.89 ฿29.00
-68.54%
Public Transport Monthly Pass (Regular Price)
-
$19.38 ฿634
-
Taxi Start (Normal Tariff)
$0.81 ₱50.2
$1.35 ฿44.20
-40.00%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.51
$1.35 ฿44.05
-83.70%
Taxi 1hour Waiting (Normal Tariff)
$2.14 ₱132
$8.25 ฿270
-74.06%
Gasoline (1 liter)
$1.09 ₱67.3
$1.27 ฿41.64
-14.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K ₱1.6M
$21.2K ฿691.8K
26.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K ₱1.2M
$22.5K ฿735.3K
-10.88%
🧾 Monthly Utilities & Internet
Surigao
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$114 ₱7,045
$70.2 ฿2,294
62.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.41 ₱1,506
$13.77 ฿450
77.27%
Internet (50+ Mbps, Unlimited Data)
$39.69 ₱2,448
$17.60 ฿575
125.51%
🎉 Sport & Entertainment
Surigao
Chiang Mai
Difference
Gym Membership (Monthly)
$34.14 ₱2,106
$41.57 ฿1,360
-17.87%
Tennis Court (1 Hour on Weekend)
$4.41 ₱272
$6.60 ฿216
-33.18%
Cinema Ticket
$5.89 ₱363
$5.78 ฿189
1.90%
🧸 Childcare & Education
Surigao
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$149 ₱9,178
$306 ฿10.0K
-51.40%
International Primary School, 1 Child (Yearly)
$4,233 ₱261.1K
$14.8K ฿484.8K
-71.45%
👕👟 Clothing & Footwear
Surigao
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$46.53 ₱2,870
$54.4 ฿1,778
-14.42%
Summer Dress (H&M, Zara, etc)
$26.78 ₱1,652
$26.14 ฿855
2.45%
Sport Shoes (Adidas, Nike)
$76.3 ₱4,706
$84.5 ฿2,764
-9.75%
Men's Leather Business Shoes
$53.0 ₱3,269
$69.4 ฿2,270
-23.68%
🏠 Accommodation & Living
Surigao
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$262 ₱16.2K
$424 ฿13.9K
-38.14%
1-bedroom Apartment, Outside City Center (Monthly)
$179 ₱11.1K
$238 ฿7,788
-24.76%
3-bedroom Apartment, City Center (Monthly)
$577 ₱35.6K
$825 ฿27.0K
-29.99%
3-bedroom Apartment, Outside City Center (Monthly)
$392 ₱24.2K
$515 ฿16.8K
-23.93%
Buy Apartment in City Center (m2)
$2,292 ₱141.3K
$2,049 ฿67.0K
11.81%
Buy Apartment Outside City Center (m2)
-
$1,523 ฿49.8K
-
💵 Salaries & Financials
Surigao
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$635 ฿20.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
5
33.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surigao: April 28, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $262 in Surigao versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $18.00 in Surigao versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $207 vs $243 – making Surigao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surigao vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Surigao or Chiang Mai?
Chiang Mai costs about 8% more than Surigao, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Surigao vs Chiang Mai?
For a comfortable life, plan on about $1,187 per month in Surigao and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Surigao or Chiang Mai?
Rent is clearly cheaper in Surigao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Surigao vs Chiang Mai?
A mid-range dinner for two costs $18.00 in Surigao and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Surigao or Chiang Mai?
Groceries cost about 18% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Surigao or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $792 in Surigao and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Surigao or Chiang Mai?
For digital nomads, it depends on budget. Surigao costs $792 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Surigao compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Surigao or Chiang Mai?
If budget matters most, go with Surigao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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