Last update: Oct 2026

Cost of Living Comparison Between Surat and Delhi

For one person, living is cheaper in Delhi: $536 a month against $799 in Surat, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Surat outweigh lower spending on other living expenses.

39

Cost of Living Index in Surat
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Surat Living Index
26

Cost of Living Index in Delhi
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Delhi Living Index

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Surat

🇮🇳 India

$799

/mo nomad

Delhi

🇮🇳 India

$536

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in Delhi actually costs, broken down by who's living it.

A single person spends $799 per month in Surat vs $536 in Delhi, rent included.

Surat $799
Delhi $536

A couple spends around $853 per month in Surat vs $901 in Delhi, rent included.

Surat $853
Delhi $901

A family of three spends $906 per month in Surat vs $1,266 in Delhi, rent included.

Surat $906
Delhi $1,266

Surat costs about 49% more than Delhi.

Both Surat and Delhi are more affordable than the global median – Surat 41% lower, Delhi 61% lower.

Meal at Budget Restaurant

$3.14 ₹298

$3.66 ₹348

-14.21%

Three-Course Dinner for Two, Mid-Range

$10.59 ₹1,007

$20.76 ₹1,974

-48.99%

Fast Food Meal (McDonalds, etc)

$3.22 ₹306

$3.74 ₹356

-13.90%

Cappuccino

$1.76 ₹167

$2.48 ₹236

-29.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.19

$0.38 ₹36.17

2.63%

Water (0.33 liter bottle)

$0.14 ₹13.61

$0.17 ₹15.83

-17.65%

Local Beer (0.5 liter draught)

$3.21 ₹305

$2.04 ₹194

57.35%

Imported Beer (0.33 liter bottle)

$3.39 ₹323

$3.07 ₹292

10.42%

Milk (1 liter)

$0.72 ₹68.3

$0.70 ₹66.3

2.86%

White Bread (500g)

$0.46 ₹43.86

$0.52 ₹49.19

-11.54%

Rice (white) (1kg)

$0.72 ₹68.6

$0.82 ₹78.1

-12.20%

Eggs

$0.90 ₹85.7

$1.17 ₹112

-23.08%

Local Cheese (1kg)

$4.63 ₹440

$4.31 ₹410

7.42%

Chicken Fillets (1kg)

$2.74 ₹261

$3.36 ₹319

-18.45%

Apples (1kg)

$1.67 ₹159

$1.96 ₹186

-14.80%

Banana (1kg)

$0.57 ₹54.6

$0.74 ₹70.5

-22.97%

Oranges (1kg)

$0.76 ₹72.0

$0.99 ₹94.0

-23.23%

Tomato (1kg)

$0.55 ₹52.2

$0.49 ₹46.67

12.24%

Potato (1kg)

$0.39 ₹36.84

$0.29 ₹27.26

34.48%

Onion (1kg)

$0.43 ₹41.06

$0.41 ₹38.58

4.88%

Lettuce (1 head)

$0.46 ₹44.22

$0.44 ₹41.90

4.55%

Water (1.5 liter bottle)

$0.30 ₹28.09

$0.31 ₹29.77

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 ₹470

$5.03 ₹478

-1.79%

Wine (Bottle)

$7.81 ₹743

$8.37 ₹796

-6.69%

Local Beer (0.5 liter bottle)

$1.86 ₹177

$1.67 ₹158

11.38%

Imported Beer (0.33 liter bottle)

$3.05 ₹290

$2.81 ₹267

8.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.18 ₹588

$6.64 ₹632

-6.93%

One-way Ticket (Public Transport)

$0.20 ₹19.02

$0.41 ₹38.54

-51.22%

Public Transport Monthly Pass (Regular Price)

$3.21 ₹306

$15.60 ₹1,484

-79.42%

Taxi Start (Normal Tariff)

$0.56 ₹53.6

$1.08 ₹102

-48.15%

Taxi (Normal Tariff) (1km)

$0.22 ₹20.94

$0.25 ₹23.71

-12.00%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₹102

$1.57 ₹149

-31.21%

Gasoline (1 liter)

$1.13 ₹108

$1.11 ₹106

1.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$11.1K ₹1.1M

2.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₹1.7M

$19.6K ₹1.9M

-6.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.87 ₹3,507

$43.87 ₹4,172

-15.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.56 ₹338

$4.27 ₹406

-16.63%

Internet (50+ Mbps, Unlimited Data)

$7.44 ₹707

$6.82 ₹648

9.09%

Gym Membership (Monthly)

$18.56 ₹1,765

$26.06 ₹2,478

-28.78%

Tennis Court (1 Hour on Weekend)

$5.45 ₹518

$8.09 ₹770

-32.63%

Cinema Ticket

$2.98 ₹284

$5.34 ₹508

-44.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$32.79 ₹3,118

$100 ₹9,523

-67.25%

International Primary School, 1 Child (Yearly)

$937 ₹89.1K

$2,288 ₹217.6K

-59.05%

Jeans (Levis 501 Or Similar)

$22.65 ₹2,154

$24.84 ₹2,363

-8.82%

Summer Dress (H&M, Zara, etc)

$24.76 ₹2,354

$29.18 ₹2,776

-15.15%

Sport Shoes (Adidas, Nike)

$40.73 ₹3,874

$53.2 ₹5,056

-23.40%

Men's Leather Business Shoes

$32.31 ₹3,073

$44.74 ₹4,255

-27.78%

1-bedroom Apartment, City Center (Monthly)

$208 ₹19.8K

$277 ₹26.3K

-24.90%

1-bedroom Apartment, Outside City Center (Monthly)

$484 ₹46.0K

$159 ₹15.1K

204.91%

3-bedroom Apartment, City Center (Monthly)

$387 ₹36.8K

$798 ₹75.9K

-51.51%

3-bedroom Apartment, Outside City Center (Monthly)

$241 ₹23.0K

$420 ₹39.9K

-42.48%

Buy Apartment in City Center (m2)

$645 ₹61.3K

$2,558 ₹243.3K

-74.79%

Buy Apartment Outside City Center (m2)

$364 ₹34.6K

$1,172 ₹111.5K

-68.98%

Average Monthly Net Salary (After Tax)

$319 ₹30.3K

$598 ₹56.9K

-46.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

8.35

9.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: October 25, 2026

Last update for Delhi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$484 60.6%

Delhi

$159 29.6% 67.2% $325

Groceries & Markets

Surat

$102 12.8%

Delhi

$108 20.2% 6.4% $6.5

Eating Out

Surat

$81 10.1%

Delhi

$89 16.6% 10% $8.1

Clothing & Footwear

Surat

$54 6.8%

Delhi

$68 12.8% 26.1% $14

Monthly Utilities & Internet

Surat

$48 6%

Delhi

$55 10.3% 14.8% $7.1

Sport & Entertainment

Surat

$25 3.1%

Delhi

$37 6.9% 49.8% $12

Getting Around

Surat

$5.7 0.7%

Delhi

$20 3.7% 244% $14

Cost Breakdown

A central one-bedroom costs $208 in Surat versus $277 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 88% higher in Delhi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11 in Surat versus $21 in Delhi. Monthly groceries follow the same trend: $102 vs $108 – making Surat the more affordable choice for daily food spending.

Good to know

🇮🇳 Surat

🇮🇳 Delhi

🕒 Local time

21:17 9:17 PM

Same time as Surat

🌤 Weather

👥 Population

6,936,534

16,787,941 Capital

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

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Between locations

Surat Delhi 940 km ≈ 1 h 45 min nonstop flight

From you

Surat
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs Delhi: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,199 per month in Surat and $803 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surat, especially for central apartments: a one-bedroom in the center costs $208 there versus $277 in Delhi.

A mid-range dinner for two costs $11 in Surat and $21 in Delhi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $799 in Surat and $536 in Delhi. That’s a gap of about 49%.

$1,200 covers both cities comfortably – all-in costs are $799 in Surat and $536 in Delhi, leaving budget for savings and extras in both cases.

It depends on your priorities. Surat has an edge in some lifestyle areas, with costs from $536 in Delhi to $799 in Surat. Climate, culture, job market, and personal taste all factor in.