Last update: Oct 2026

Cost of Living Comparison Between Surat and Bangalore

For one person, living is cheaper in Bangalore: $552 a month against $812 in Surat, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Surat outweigh lower spending on other living expenses.

40

Cost of Living Index in Surat
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Surat Living Index
27

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index

Jump to prices

Surat

🇮🇳 India

$812

/mo nomad

Bangalore

🇮🇳 India

$552

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in Bangalore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in Bangalore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $812 in Surat versus $552 in Bangalore.

Surat $812
Bangalore $552

Estimated couple costs with rent: $842 in Surat versus $936 in Bangalore.

Surat $842
Bangalore $936

Monthly costs for a family of three with rent: $873 in Surat versus $1,320 in Bangalore.

Surat $873
Bangalore $1,320

Living in Surat is roughly 47% more expensive than in Bangalore, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Surat 40% lower, Bangalore 59% lower.

Meal at Budget Restaurant

$3.23 ₹307

$3.20 ₹304

0.94%

Three-Course Dinner for Two, Mid-Range

$10.58 ₹1,005

$17.72 ₹1,683

-40.29%

Fast Food Meal (McDonalds, etc)

$3.11 ₹295

$4.74 ₹450

-34.39%

Cappuccino

$1.78 ₹169

$2.24 ₹213

-20.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 ₹33.52

$0.38 ₹36.15

-7.89%

Water (0.33 liter bottle)

$0.16 ₹14.97

$0.13 ₹11.88

23.08%

Local Beer (0.5 liter draught)

$3.12 ₹296

$2.29 ₹217

36.24%

Imported Beer (0.33 liter bottle)

$3.37 ₹320

$3.69 ₹351

-8.67%

Milk (1 liter)

$0.70 ₹66.9

$0.63 ₹60.1

11.11%

White Bread (500g)

$0.47 ₹44.16

$0.59 ₹55.6

-20.34%

Rice (white) (1kg)

$0.72 ₹67.9

$0.81 ₹77.1

-11.11%

Eggs

$0.91 ₹86.2

$1.12 ₹106

-18.75%

Local Cheese (1kg)

$4.60 ₹437

$5.97 ₹567

-22.95%

Chicken Fillets (1kg)

$2.78 ₹264

$3.75 ₹356

-25.87%

Apples (1kg)

$1.66 ₹158

$2.80 ₹266

-40.71%

Banana (1kg)

$0.61 ₹58.1

$0.76 ₹72.6

-19.74%

Oranges (1kg)

$0.76 ₹71.9

$1.18 ₹112

-35.59%

Tomato (1kg)

$0.54 ₹51.4

$0.38 ₹36.11

42.11%

Potato (1kg)

$0.34 ₹32.75

$0.38 ₹35.71

-10.53%

Onion (1kg)

$0.40 ₹38.01

$0.36 ₹34.07

11.11%

Lettuce (1 head)

$0.45 ₹42.96

$0.42 ₹40.05

7.14%

Water (1.5 liter bottle)

$0.33 ₹30.86

$0.32 ₹30.81

3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹484

$4.80 ₹456

6.25%

Wine (Bottle)

$7.80 ₹741

$9.31 ₹884

-16.22%

Local Beer (0.5 liter bottle)

$1.88 ₹178

$1.95 ₹185

-3.59%

Imported Beer (0.33 liter bottle)

$3.09 ₹293

$3.00 ₹284

3.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.28 ₹596

$6.37 ₹605

-1.41%

One-way Ticket (Public Transport)

$0.23 ₹21.86

$0.54 ₹50.9

-57.41%

Public Transport Monthly Pass (Regular Price)

$5.16 ₹490

$15.55 ₹1,477

-66.82%

Taxi Start (Normal Tariff)

$0.59 ₹56.0

$1.02 ₹97.2

-42.16%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.96

$0.30 ₹28.63

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₹102

$2.04 ₹194

-47.06%

Gasoline (1 liter)

$1.09 ₹103

$1.10 ₹105

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.0K ₹1.1M

$12.5K ₹1.2M

-3.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.4K ₹1.7M

$18.7K ₹1.8M

-1.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.99 ₹3,418

$30.94 ₹2,937

16.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.58 ₹340

$4.10 ₹389

-12.68%

Internet (50+ Mbps, Unlimited Data)

$7.21 ₹685

$10.39 ₹987

-30.61%

Gym Membership (Monthly)

$18.30 ₹1,737

$18.87 ₹1,792

-3.02%

Tennis Court (1 Hour on Weekend)

$5.26 ₹499

$5.79 ₹550

-9.15%

Cinema Ticket

$2.92 ₹277

$4.82 ₹457

-39.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.17 ₹3,150

$102 ₹9,657

-67.39%

International Primary School, 1 Child (Yearly)

$902 ₹85.6K

$3,257 ₹309.3K

-72.32%

Jeans (Levis 501 Or Similar)

$22.44 ₹2,130

$33.54 ₹3,185

-33.09%

Summer Dress (H&M, Zara, etc)

$24.15 ₹2,293

$30.76 ₹2,921

-21.49%

Sport Shoes (Adidas, Nike)

$41.46 ₹3,936

$52.7 ₹5,002

-21.30%

Men's Leather Business Shoes

$32.05 ₹3,044

$40.37 ₹3,834

-20.61%

1-bedroom Apartment, City Center (Monthly)

$218 ₹20.7K

$307 ₹29.1K

-28.80%

1-bedroom Apartment, Outside City Center (Monthly)

$496 ₹47.1K

$176 ₹16.7K

181.97%

3-bedroom Apartment, City Center (Monthly)

$373 ₹35.4K

$782 ₹74.2K

-52.26%

3-bedroom Apartment, Outside City Center (Monthly)

$205 ₹19.5K

$482 ₹45.8K

-57.46%

Buy Apartment in City Center (m2)

$669 ₹63.5K

$1,857 ₹176.3K

-63.99%

Buy Apartment Outside City Center (m2)

$305 ₹29.0K

$1,074 ₹102.0K

-71.56%

Average Monthly Net Salary (After Tax)

$319 ₹30.2K

$940 ₹89.2K

-66.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

8.46

8.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: October 13, 2026

Last update for Bangalore: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$496 61.1%

Bangalore

$176 31.9% 64.5% $320

Groceries & Markets

Surat

$102 12.6%

Bangalore

$124 22.4% 20.8% $21

Eating Out

Surat

$81 10%

Bangalore

$88 15.9% 8.4% $6.8

Clothing & Footwear

Surat

$54 6.7%

Bangalore

$71 12.8% 31% $17

Monthly Utilities & Internet

Surat

$47 5.8%

Bangalore

$45 8.2% 2.9% $1.4

Sport & Entertainment

Surat

$24 3%

Bangalore

$29 5.2% 18.1% $4.4

Getting Around

Surat

$7.7 0.9%

Bangalore

$20 3.7% 164% $13

Cost Breakdown

A one-bedroom apartment in the center runs $218 in Surat and $307 in Bangalore. Housing cost is often the main lever when comparing two cities.

Bangalore pays 195% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Surat vs $18.00 in Bangalore for a mid-range dinner for two. Groceries echo the gap at $102 vs $124 per month, with Surat cheaper across the board.

Good to know

🇮🇳 Surat

🇮🇳 Bangalore

🕒 Local time

17:34 5:34 PM

Same time as Surat

🌤 Weather

👥 Population

6,936,534

8,495,492

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Between locations

Surat Bangalore 1,050 km ≈ 1 h 45 min nonstop flight

From you

Surat
Bangalore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs Bangalore: Cost of Living - Frequently Asked Questions

Surat and Bangalore differ by about 47% in total monthly costs ($812 vs $552 including rent). Bangalore is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 195% lower in Bangalore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $218 in Surat versus $307 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 201% less than in Surat. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $33.17 in Surat versus $102 in Bangalore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $552 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Safety-wise, Surat and Bangalore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bangalore gentler on the wallet – expenses run 47% less than in Surat. Beyond cost, consider language, visa policies, and how big the international community is in each city.