For one person, living is cheaper in Delhi: $536 a month against $799 in Surat, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Surat outweigh lower spending on other living expenses.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Surat actually costs, broken down by who's living it.
A single person spends $536 per month in Delhi vs $799 in Surat, rent included.
Delhi $536
Surat $799
A couple spends around $901 per month in Delhi vs $853 in Surat, rent included.
Delhi $901
Surat $853
A family of three spends $1,266 per month in Delhi vs $906 in Surat, rent included.
Delhi $1,266
Surat $906
🙂
Delhi is about 33% cheaper than Surat.
📊
Both Delhi and Surat are more affordable than the global median – Delhi61% lower, Surat41% lower.
Currency
No currencies found
🍽 Eating Out
Delhi
Surat
Difference
Meal at Budget Restaurant
$3.66₹349
$3.14₹299
16.56%
Three-Course Dinner for Two, Mid-Range
$20.76₹1,976
$10.59₹1,008
96.03%
Fast Food Meal(McDonalds, etc)
$3.74₹356
$3.22₹306
16.15%
Cappuccino
$2.48₹237
$1.76₹167
40.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.38₹36.21
$0.39₹37.24
-2.56%
Water(0.33 liter bottle)
$0.17₹15.85
$0.14₹13.62
21.43%
Local Beer(0.5 liter draught)
$2.04₹195
$3.21₹306
-36.45%
Imported Beer(0.33 liter bottle)
$3.07₹293
$3.39₹323
-9.44%
🛒 Groceries & Markets
Delhi
Surat
Difference
Milk(1 liter)
$0.70₹66.4
$0.72₹68.3
-2.78%
White Bread(500g)
$0.52₹49.25
$0.46₹43.91
13.04%
Rice(white)(1kg)
$0.82₹78.2
$0.72₹68.7
13.89%
Eggs
$1.17₹112
$0.90₹85.8
30.00%
Local Cheese(1kg)
$4.31₹411
$4.63₹441
-6.91%
Chicken Fillets(1kg)
$3.36₹320
$2.74₹261
22.63%
Apples(1kg)
$1.96₹186
$1.67₹159
17.37%
Banana(1kg)
$0.74₹70.6
$0.57₹54.7
29.82%
Oranges(1kg)
$0.99₹94.1
$0.76₹72.1
30.26%
Tomato(1kg)
$0.49₹46.72
$0.55₹52.3
-10.91%
Potato(1kg)
$0.29₹27.29
$0.39₹36.89
-25.64%
Onion(1kg)
$0.41₹38.63
$0.43₹41.11
-4.65%
Lettuce(1 head)
$0.44₹41.95
$0.46₹44.28
-4.35%
Water(1.5 liter bottle)
$0.31₹29.80
$0.30₹28.13
3.33%
Cigarettes 20 Pack(Marlboro, Camel)
$5.03₹479
$4.94₹470
1.82%
Wine(Bottle)
$8.37₹797
$7.81₹744
7.17%
Local Beer(0.5 liter bottle)
$1.67₹159
$1.86₹178
-10.22%
Imported Beer(0.33 liter bottle)
$2.81₹268
$3.05₹290
-7.87%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$6.64₹633
$6.18₹589
7.44%
🚌 Getting Around
Delhi
Surat
Difference
One-way Ticket(Public Transport)
$0.41₹38.58
$0.20₹19.04
105.00%
Public Transport Monthly Pass(Regular Price)
$15.60₹1,485
$3.21₹306
385.98%
Taxi Start(Normal Tariff)
$1.08₹102
$0.56₹53.7
92.86%
Taxi(Normal Tariff)(1km)
$0.25₹23.74
$0.22₹20.96
13.64%
Taxi 1hour Waiting(Normal Tariff)
$1.57₹149
$1.08₹103
45.37%
Gasoline(1 liter)
$1.11₹106
$1.13₹108
-1.77%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.1K₹1.1M
$11.4K₹1.1M
-2.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K₹1.9M
$18.3K₹1.7M
6.91%
🧾 Monthly Utilities & Internet
Delhi
Surat
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$43.87₹4,178
$36.87₹3,511
18.99%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.27₹407
$3.56₹339
19.94%
Internet(50+ Mbps, Unlimited Data)
$6.82₹649
$7.44₹708
-8.33%
🎉 Sport & Entertainment
Delhi
Surat
Difference
Gym Membership(Monthly)
$26.06₹2,481
$18.56₹1,767
40.41%
Tennis Court(1 Hour on Weekend)
$8.09₹771
$5.45₹519
48.44%
Cinema Ticket
$5.34₹509
$2.98₹284
79.19%
🧸 Childcare & Education
Delhi
Surat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$100₹9,534
$32.79₹3,122
205.37%
International Primary School, 1 Child(Yearly)
$2,288₹217.9K
$937₹89.2K
144.19%
👕👟 Clothing & Footwear
Delhi
Surat
Difference
Jeans(Levis 501 Or Similar)
$24.84₹2,366
$22.65₹2,157
9.67%
Summer Dress(H&M, Zara, etc)
$29.18₹2,779
$24.76₹2,357
17.85%
Sport Shoes(Adidas, Nike)
$53.2₹5,063
$40.73₹3,878
30.54%
Men's Leather Business Shoes
$44.74₹4,260
$32.31₹3,077
38.47%
🏠 Accommodation & Living
Delhi
Surat
Difference
1-bedroom Apartment, City Center(Monthly)
$277₹26.4K
$208₹19.8K
33.16%
1-bedroom Apartment, Outside City Center(Monthly)
$159₹15.1K
$484₹46.1K
-67.20%
3-bedroom Apartment, City Center(Monthly)
$798₹76.0K
$387₹36.9K
106.25%
3-bedroom Apartment, Outside City Center(Monthly)
$420₹40.0K
$241₹23.0K
73.84%
Buy Apartment in City Center(m2)
$2,558₹243.6K
$645₹61.4K
296.71%
Buy Apartment Outside City Center(m2)
$1,172₹111.6K
$364₹34.6K
222.39%
💵 Salaries & Financials
Delhi
Surat
Difference
Average Monthly Net Salary(After Tax)
$598₹57.0K
$319₹30.4K
87.59%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.35
9.17
-8.94%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Delhi: October 25, 2026
Last update for Surat: October 25, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Delhi
$159 29.6%
Surat
$484 60.6% ↑ 205%$325
🛒Groceries & Markets
Delhi
$108 20.2%
Surat
$102 12.8% ↓ 6%$6.5
🍽Eating Out
Delhi
$89 16.6%
Surat
$81 10.1% ↓ 9.1%$8.1
👕👟Clothing & Footwear
Delhi
$68 12.8%
Surat
$54 6.8% ↓ 20.7%$14
🧾Monthly Utilities & Internet
Delhi
$55 10.3%
Surat
$48 6% ↓ 12.9%$7.1
🎉Sport & Entertainment
Delhi
$37 6.9%
Surat
$25 3.1% ↓ 33.3%$12
🚌Getting Around
Delhi
$20 3.7%
Surat
$5.7 0.7% ↓ 70.9%$14
🏠Accommodation & Living
Delhi
$420 33.2%
Surat
$241 26.7% ↓ 42.5%$178
🛒Groceries & Markets
Delhi
$233 18.4%
Surat
$217 23.9% ↓ 7.2%$17
🍽Eating Out
Delhi
$280 22.1%
Surat
$210 23.2% ↓ 25%$70
👕👟Clothing & Footwear
Delhi
$152 12%
Surat
$120 13.3% ↓ 20.7%$31
🧾Monthly Utilities & Internet
Delhi
$59 4.7%
Surat
$51 5.7% ↓ 13.2%$7.8
🎉Sport & Entertainment
Delhi
$82 6.5%
Surat
$54 6% ↓ 33.2%$27
🚌Getting Around
Delhi
$40 3.2%
Surat
$12 1.3% ↓ 70.6%$28
Cost Breakdown
🏠A central one-bedroom costs $277 in Delhi versus $208 in Surat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 88% higher in Delhi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $21 in Delhi versus $11 in Surat. Monthly groceries follow the same trend: $108 vs $102 – making Surat the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Delhi vs Surat: Cost of Living - Frequently Asked Questions
What salary covers living expenses in Delhi compared to Surat?
For a comfortable life, plan on about $803 per month in Delhi and $1,199 in Surat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Delhi and Surat?
Rent is clearly cheaper in Surat, especially for central apartments: a one-bedroom in the center costs $208 there versus $277 in Delhi.
Which city has cheaper restaurants?
A mid-range dinner for two costs $21 in Delhi and $11 in Surat. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Delhi or Surat?
Monthly expenses with rent come to $536 in Delhi and $799 in Surat. That’s a gap of about 49%.
How far does $1,200 go in Delhi compared to Surat?
$1,200 covers both cities comfortably – all-in costs are $536 in Delhi and $799 in Surat, leaving budget for savings and extras in both cases.
How does quality of life compare between Delhi and Surat?
It depends on your priorities. Surat has an edge in some lifestyle areas, with costs from $536 in Delhi to $799 in Surat. Climate, culture, job market, and personal taste all factor in.