Last update: Oct 2026

Cost of Living Comparison Between Bangalore and Surat

For one person, living is cheaper in Bangalore: $562 a month against $799 in Surat, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Surat outweigh lower spending on other living expenses.

27

Cost of Living Index in Bangalore
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Bangalore Living Index
39

Cost of Living Index in Surat
Learn more

Surat Living Index

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Bangalore

🇮🇳 India

$562

/mo nomad

Surat

🇮🇳 India

$799

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Surat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Surat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $562 in Bangalore versus $799 in Surat.

Bangalore $562
Surat $799

Estimated couple costs with rent: $949 in Bangalore versus $853 in Surat.

Bangalore $949
Surat $853

Monthly costs for a family of three with rent: $1,336 in Bangalore versus $906 in Surat.

Bangalore $1,336
Surat $906

Living in Bangalore costs roughly 30% less than in Surat.

Both cities sit below the global median: Bangalore 59% lower, Surat 41% lower.

Meal at Budget Restaurant

$3.20 ₹303

$3.14 ₹298

1.91%

Three-Course Dinner for Two, Mid-Range

$18.12 ₹1,720

$10.59 ₹1,005

71.10%

Fast Food Meal (McDonalds, etc)

$4.66 ₹442

$3.22 ₹305

44.72%

Cappuccino

$2.33 ₹221

$1.76 ₹167

32.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.73

$0.39 ₹37.13

12.82%

Water (0.33 liter bottle)

$0.14 ₹13.28

$0.14 ₹13.58

Local Beer (0.5 liter draught)

$2.38 ₹225

$3.21 ₹305

-25.86%

Imported Beer (0.33 liter bottle)

$3.63 ₹345

$3.39 ₹322

7.08%

Milk (1 liter)

$0.65 ₹62.0

$0.72 ₹68.1

-9.72%

White Bread (500g)

$0.58 ₹55.0

$0.46 ₹43.78

26.09%

Rice (white) (1kg)

$0.77 ₹73.2

$0.72 ₹68.5

6.94%

Eggs

$1.09 ₹103

$0.90 ₹85.5

21.11%

Local Cheese (1kg)

$6.35 ₹603

$4.63 ₹439

37.15%

Chicken Fillets (1kg)

$3.81 ₹362

$2.74 ₹260

39.05%

Apples (1kg)

$2.80 ₹266

$1.67 ₹158

67.66%

Banana (1kg)

$0.76 ₹72.2

$0.57 ₹54.5

33.33%

Oranges (1kg)

$1.26 ₹119

$0.76 ₹71.9

65.79%

Tomato (1kg)

$0.42 ₹39.80

$0.55 ₹52.2

-23.64%

Potato (1kg)

$0.36 ₹34.10

$0.39 ₹36.78

-7.69%

Onion (1kg)

$0.40 ₹37.58

$0.43 ₹40.99

-6.98%

Lettuce (1 head)

$0.39 ₹37.44

$0.46 ₹44.15

-15.22%

Water (1.5 liter bottle)

$0.30 ₹28.07

$0.30 ₹28.04

Cigarettes 20 Pack (Marlboro, Camel)

$4.65 ₹442

$4.94 ₹469

-5.87%

Wine (Bottle)

$9.06 ₹860

$7.81 ₹742

16.01%

Local Beer (0.5 liter bottle)

$1.89 ₹180

$1.86 ₹177

1.61%

Imported Beer (0.33 liter bottle)

$2.99 ₹284

$3.05 ₹289

-1.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.52 ₹619

$6.18 ₹587

5.50%

One-way Ticket (Public Transport)

$0.54 ₹51.4

$0.20 ₹18.98

170.00%

Public Transport Monthly Pass (Regular Price)

$12.52 ₹1,189

$3.21 ₹305

290.03%

Taxi Start (Normal Tariff)

$1.07 ₹101

$0.56 ₹53.5

91.07%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.58

$0.22 ₹20.90

36.36%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹195

$1.08 ₹102

90.74%

Gasoline (1 liter)

$1.10 ₹104

$1.13 ₹108

-2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.1M

$11.4K ₹1.1M

-2.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$18.3K ₹1.7M

4.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.15 ₹2,958

$36.87 ₹3,500

-15.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.11 ₹390

$3.56 ₹338

15.45%

Internet (50+ Mbps, Unlimited Data)

$10.56 ₹1,002

$7.44 ₹706

41.94%

Gym Membership (Monthly)

$21.90 ₹2,079

$18.56 ₹1,762

18.00%

Tennis Court (1 Hour on Weekend)

$5.86 ₹557

$5.45 ₹517

7.52%

Cinema Ticket

$4.64 ₹440

$2.98 ₹283

55.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₹9,732

$32.79 ₹3,113

212.63%

International Primary School, 1 Child (Yearly)

$2,902 ₹275.5K

$937 ₹89.0K

209.76%

Jeans (Levis 501 Or Similar)

$32.91 ₹3,124

$22.65 ₹2,151

45.30%

Summer Dress (H&M, Zara, etc)

$30.69 ₹2,913

$24.76 ₹2,350

23.95%

Sport Shoes (Adidas, Nike)

$56.0 ₹5,319

$40.73 ₹3,867

37.56%

Men's Leather Business Shoes

$40.75 ₹3,869

$32.31 ₹3,068

26.12%

1-bedroom Apartment, City Center (Monthly)

$312 ₹29.6K

$208 ₹19.8K

49.90%

1-bedroom Apartment, Outside City Center (Monthly)

$182 ₹17.3K

$484 ₹46.0K

-62.37%

3-bedroom Apartment, City Center (Monthly)

$842 ₹80.0K

$387 ₹36.7K

117.64%

3-bedroom Apartment, Outside City Center (Monthly)

$488 ₹46.4K

$241 ₹22.9K

102.27%

Buy Apartment in City Center (m2)

$1,878 ₹178.3K

$645 ₹61.2K

191.23%

Buy Apartment Outside City Center (m2)

$1,045 ₹99.2K

$364 ₹34.5K

187.50%

Average Monthly Net Salary (After Tax)

$928 ₹88.1K

$319 ₹30.3K

190.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

9.17

-7.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: October 25, 2026

Last update for Surat: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$182 32.4%

Surat

$484 60.6% 166% $302

Groceries & Markets

Bangalore

$124 22.1%

Surat

$102 12.8% 17.9% $22

Eating Out

Bangalore

$89 15.8%

Surat

$81 10.1% 9.2% $8.2

Clothing & Footwear

Bangalore

$72 12.9%

Surat

$54 6.8% 24.9% $18

Monthly Utilities & Internet

Bangalore

$46 8.2%

Surat

$48 6% 4.5% $2

Sport & Entertainment

Bangalore

$31 5.6%

Surat

$25 3.1% 21.4% $6.7

Getting Around

Bangalore

$17 3.1%

Surat

$5.7 0.7% 67.1% $12

Cost Breakdown

A one-bedroom apartment in the center runs $312 in Bangalore and $208 in Surat. Housing cost is often the main lever when comparing two cities.

Bangalore pays about 2.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18 in Bangalore vs $11 in Surat for a mid-range dinner for two. Groceries echo the gap at $124 vs $102 per month, with Surat cheaper across the board.

Good to know

🇮🇳 Bangalore

🇮🇳 Surat

🕒 Local time

17:10 5:10 PM

Same time as Bangalore

🌤 Weather

👥 Population

8,495,492

6,936,534

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

On the map

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Between locations

Bangalore Surat 1,050 km ≈ 1 h 45 min nonstop flight

From you

Bangalore
Surat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Surat: Cost of Living - Frequently Asked Questions

Average pay in Bangalore is about 2.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $312 in Bangalore versus $208 in Surat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Surat runs roughly 74% less than in Bangalore. The price difference matters if you commute daily and watch your budget.

Childcare runs $103 in Bangalore versus $33 in Surat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.