Last update: Nov 2026

Cost of Living Comparison Between Surat and Bali

For one person, living is cheaper in Surat: $808 a month against $1,187 in Bali, rent and utilities included – about $4,500 less a year. Other living expenses account for most of the difference.

39

Cost of Living Index in Surat
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Surat Living Index
57

Cost of Living Index in Bali
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Bali Living Index

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Surat

🇮🇳 India

$808

/mo nomad

Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in Bali actually costs, broken down by who's living it.

A single person spends $808 per month in Surat vs $1,187 in Bali, rent included.

Surat $808
Bali $1,187

A couple spends around $861 per month in Surat vs $2,004 in Bali, rent included.

Surat $861
Bali $2,004

A family of three spends $914 per month in Surat vs $2,822 in Bali, rent included.

Surat $914
Bali $2,822

Surat is about 32% cheaper than Bali, and outside of rent the biggest gap is in groceries.

Both Surat and Bali are more affordable than the global median – Surat 40% lower, Bali 12% lower.

Meal at Budget Restaurant

$3.10 ₹291

$2.80 Rp 50.7K

10.71%

Three-Course Dinner for Two, Mid-Range

$10.72 ₹1,006

$28.85 Rp 522.3K

-62.84%

Fast Food Meal (McDonalds, etc)

$3.25 ₹305

$4.76 Rp 86.2K

-31.72%

Cappuccino

$1.87 ₹175

$2.23 Rp 40.4K

-16.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 ₹29.81

$1.30 Rp 23.5K

-75.38%

Water (0.33 liter bottle)

$0.15 ₹13.96

$0.56 Rp 10.2K

-73.21%

Local Beer (0.5 liter draught)

$3.13 ₹294

$2.23 Rp 40.5K

40.36%

Imported Beer (0.33 liter bottle)

$3.45 ₹324

$3.55 Rp 64.3K

-2.82%

Milk (1 liter)

$0.71 ₹66.4

$1.41 Rp 25.4K

-49.65%

White Bread (500g)

$0.48 ₹44.94

$2.18 Rp 39.5K

-77.98%

Rice (white) (1kg)

$0.72 ₹67.2

$1.05 Rp 18.9K

-31.43%

Eggs

$0.96 ₹90.1

$1.92 Rp 34.8K

-50.00%

Local Cheese (1kg)

$4.45 ₹418

$14.84 Rp 268.7K

-70.01%

Chicken Fillets (1kg)

$2.86 ₹268

$3.86 Rp 69.9K

-25.91%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$1.68 ₹158

$3.34 Rp 60.4K

-49.70%

Banana (1kg)

$0.63 ₹58.9

$1.46 Rp 26.4K

-56.85%

Oranges (1kg)

$0.78 ₹73.6

$2.22 Rp 40.3K

-64.86%

Tomato (1kg)

$0.57 ₹53.7

$1.80 Rp 32.7K

-68.33%

Potato (1kg)

$0.38 ₹35.86

$1.72 Rp 31.1K

-77.91%

Onion (1kg)

$0.44 ₹41.24

$2.23 Rp 40.3K

-80.27%

Lettuce (1 head)

$0.50 ₹46.89

$0.92 Rp 16.6K

-45.65%

Water (1.5 liter bottle)

$0.30 ₹27.88

$0.46 Rp 8,333

-34.78%

Cigarettes 20 Pack (Marlboro, Camel)

$5.11 ₹480

$2.06 Rp 37.2K

148.06%

Wine (Bottle)

$7.47 ₹702

$20.38 Rp 368.9K

-63.35%

Local Beer (0.5 liter bottle)

$1.88 ₹176

$2.16 Rp 39.2K

-12.96%

Imported Beer (0.33 liter bottle)

$3.00 ₹282

$2.85 Rp 51.6K

5.26%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.28 ₹590

One-way Ticket (Public Transport)

$0.22 ₹20.70

$0.25 Rp 4,544

-12.00%

Public Transport Monthly Pass (Regular Price)

$3.14 ₹295

$8.68 Rp 157.2K

-63.82%

Taxi Start (Normal Tariff)

$0.65 ₹60.7

$0.44 Rp 7,980

47.73%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.77

$0.43 Rp 7,789

-53.49%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₹101

$5.38 Rp 97.5K

-79.93%

Gasoline (1 liter)

$1.15 ₹108

$0.85 Rp 15.4K

35.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$23.7K Rp 429.8M

-51.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₹1.8M

$32.9K Rp 594.7M

-42.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.48 ₹3,519

$76.7 Rp 1.4M

-51.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.69 ₹347

$6.33 Rp 114.5K

-41.71%

Internet (50+ Mbps, Unlimited Data)

$7.46 ₹700

$18.93 Rp 342.7K

-60.59%

Gym Membership (Monthly)

$18.93 ₹1,778

$41.65 Rp 754.0K

-54.55%

Tennis Court (1 Hour on Weekend)

$5.23 ₹491

$14.78 Rp 267.5K

-64.61%

Cinema Ticket

$2.99 ₹281

$3.58 Rp 64.8K

-16.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.96 ₹3,189

$437 Rp 7.9M

-92.23%

International Primary School, 1 Child (Yearly)

$1,265 ₹118.8K

$11.0K Rp 199.8M

-88.54%

Jeans (Levis 501 Or Similar)

$22.77 ₹2,138

$43.09 Rp 780.0K

-47.16%

Summer Dress (H&M, Zara, etc)

$25.28 ₹2,374

$33.51 Rp 606.6K

-24.56%

Sport Shoes (Adidas, Nike)

$41.77 ₹3,922

$75.0 Rp 1.4M

-44.33%

Men's Leather Business Shoes

$32.83 ₹3,082

$73.9 Rp 1.3M

-55.55%

1-bedroom Apartment, City Center (Monthly)

$207 ₹19.4K

$957 Rp 17.3M

-78.37%

1-bedroom Apartment, Outside City Center (Monthly)

$490 ₹46.0K

$570 Rp 10.3M

-13.96%

3-bedroom Apartment, City Center (Monthly)

$392 ₹36.8K

$3,028 Rp 54.8M

-87.05%

3-bedroom Apartment, Outside City Center (Monthly)

$242 ₹22.7K

$1,446 Rp 26.2M

-83.28%

Buy Apartment in City Center (m2)

$664 ₹62.4K

$2,096 Rp 37.9M

-68.30%

Buy Apartment Outside City Center (m2)

$370 ₹34.7K

$1,885 Rp 34.1M

-80.38%

Average Monthly Net Salary (After Tax)

$283 ₹26.6K

$215 Rp 3.9M

31.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

13.78

-33.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: November 2, 2026

Last update for Bali: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$490 60.7%

Bali

$570 48% 16.2% $80

Groceries & Markets

Surat

$102 12.7%

Bali

$263 22.2% 157% $161

Eating Out

Surat

$81 10.1%

Bali

$89 7.5% 9.6% $7.9

Clothing & Footwear

Surat

$55 6.8%

Bali

$101 8.6% 83.9% $46

Monthly Utilities & Internet

Surat

$49 6%

Bali

$102 8.6% 110% $53

Sport & Entertainment

Surat

$25 3.1%

Bali

$49 4.1% 95.9% $24

Getting Around

Surat

$5.7 0.7%

Bali

$12 1% 117% $6.6

Cost Breakdown

A central one-bedroom costs $207 in Surat versus $957 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Surat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11 in Surat versus $29 in Bali. Monthly groceries follow the same trend: $102 vs $263 – making Surat the more affordable choice for daily food spending.

Good to know

🇮🇳 Surat

🇮🇩 Bali

🕒 Local time

07:53 7:53 AM

10:23 10:23 AM

2 h 30 min ahead of Surat

🌤 Weather

👥 Population

6,936,534

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 7, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Surat Bali 5,690 km ≈ 8 h nonstop flight

From you

Surat
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 47% more than Surat, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,213 per month in Surat and $1,780 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surat, especially for central apartments: a one-bedroom in the center costs $207 there versus $957 in Bali.

A mid-range dinner for two costs $11 in Surat and $29 in Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $808 in Surat and $1,187 in Bali. That makes Surat about 32% cheaper.

A $1,000 monthly budget goes further in Surat, where all-in costs run around $808, than in Bali at $1,187. In Surat it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Surat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Surat is the easier option financially – housing and daily costs are lower, and overall it costs about 32% less, which matters a lot on a fixed budget or early-career salary.