Last update: Oct 2026

Cost of Living Comparison Between Bali and Surat

For one person, living is cheaper in Surat: $808 a month against $1,187 in Bali, rent and utilities included – about $4,500 less a year. Other living expenses account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
39

Cost of Living Index in Surat
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Surat Living Index

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Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Surat

🇮🇳 India

$808

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Surat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Surat actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $808 in Surat, rent included.

Bali $1,187
Surat $808

A couple spends around $2,004 per month in Bali vs $861 in Surat, rent included.

Bali $2,004
Surat $861

A family of three spends $2,822 per month in Bali vs $914 in Surat, rent included.

Bali $2,822
Surat $914

Bali costs about 47% more than Surat, and outside of rent the biggest gap is in groceries.

Both Bali and Surat are more affordable than the global median – Bali 12% lower, Surat 40% lower.

Meal at Budget Restaurant

$2.80 Rp 50.7K

$3.10 ₹291

-9.68%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 522.3K

$10.72 ₹1,006

169.12%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.2K

$3.25 ₹305

46.46%

Cappuccino

$2.23 Rp 40.4K

$1.87 ₹175

19.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.5K

$0.32 ₹29.81

306.25%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.15 ₹13.96

273.33%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$3.13 ₹294

-28.75%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.3K

$3.45 ₹324

2.90%

Milk (1 liter)

$1.41 Rp 25.4K

$0.71 ₹66.4

98.59%

White Bread (500g)

$2.18 Rp 39.5K

$0.48 ₹44.94

354.17%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.72 ₹67.2

45.83%

Eggs

$1.92 Rp 34.8K

$0.96 ₹90.1

100.00%

Local Cheese (1kg)

$14.84 Rp 268.7K

$4.45 ₹418

233.48%

Chicken Fillets (1kg)

$3.86 Rp 69.9K

$2.86 ₹268

34.97%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$3.34 Rp 60.4K

$1.68 ₹158

98.81%

Banana (1kg)

$1.46 Rp 26.4K

$0.63 ₹58.9

131.75%

Oranges (1kg)

$2.22 Rp 40.3K

$0.78 ₹73.6

184.62%

Tomato (1kg)

$1.80 Rp 32.7K

$0.57 ₹53.7

215.79%

Potato (1kg)

$1.72 Rp 31.1K

$0.38 ₹35.86

352.63%

Onion (1kg)

$2.23 Rp 40.3K

$0.44 ₹41.24

406.82%

Lettuce (1 head)

$0.92 Rp 16.6K

$0.50 ₹46.89

84.00%

Water (1.5 liter bottle)

$0.46 Rp 8,333

$0.30 ₹27.88

53.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.2K

$5.11 ₹480

-59.69%

Wine (Bottle)

$20.38 Rp 368.9K

$7.47 ₹702

172.82%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.2K

$1.88 ₹176

14.89%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.6K

$3.00 ₹282

-5.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.28 ₹590

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.22 ₹20.70

13.64%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 157.2K

$3.14 ₹295

176.43%

Taxi Start (Normal Tariff)

$0.44 Rp 7,980

$0.65 ₹60.7

-32.31%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,789

$0.20 ₹18.77

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.5K

$1.08 ₹101

398.15%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.15 ₹108

-26.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 429.8M

$11.4K ₹1.1M

107.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 594.7M

$18.8K ₹1.8M

74.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$37.48 ₹3,519

104.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.5K

$3.69 ₹347

71.54%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 342.7K

$7.46 ₹700

153.75%

Gym Membership (Monthly)

$41.65 Rp 754.0K

$18.93 ₹1,778

120.02%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 267.5K

$5.23 ₹491

182.60%

Cinema Ticket

$3.58 Rp 64.8K

$2.99 ₹281

19.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$33.96 ₹3,189

1186.28%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.8M

$1,265 ₹118.8K

772.64%

Jeans (Levis 501 Or Similar)

$43.09 Rp 780.0K

$22.77 ₹2,138

89.24%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 606.6K

$25.28 ₹2,374

32.56%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$41.77 ₹3,922

79.63%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$32.83 ₹3,082

124.95%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$207 ₹19.4K

362.34%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$490 ₹46.0K

16.22%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.8M

$392 ₹36.8K

672.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.2M

$242 ₹22.7K

498.05%

Buy Apartment in City Center (m2)

$2,096 Rp 37.9M

$664 ₹62.4K

215.49%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.1M

$370 ₹34.7K

409.76%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$283 ₹26.6K

-23.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.17

50.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Surat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Surat

$490 60.7% 14% $80

Groceries & Markets

Bali

$263 22.2%

Surat

$102 12.7% 61.1% $161

Monthly Utilities & Internet

Bali

$102 8.6%

Surat

$49 6% 52.3% $53

Clothing & Footwear

Bali

$101 8.6%

Surat

$55 6.8% 45.6% $46

Eating Out

Bali

$89 7.5%

Surat

$81 10.1% 8.8% $7.9

Sport & Entertainment

Bali

$49 4.1%

Surat

$25 3.1% 48.9% $24

Getting Around

Bali

$12 1%

Surat

$5.7 0.7% 53.8% $6.6

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $207 in Surat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Surat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $11 in Surat. Monthly groceries follow the same trend: $263 vs $102 – making Surat the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Surat

🕒 Local time

04:57 4:57 AM

02:27 2:27 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

6,936,534

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Surat 5,690 km ≈ 8 h nonstop flight

From you

Bali
Surat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Surat: Cost of Living - Frequently Asked Questions

Bali costs about 47% more than Surat, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $1,213 in Surat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surat, especially for central apartments: a one-bedroom in the center costs $207 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $11 in Surat. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $808 in Surat. That makes Surat about 32% cheaper.

A $1,000 monthly budget goes further in Surat, where all-in costs run around $808, than in Bali at $1,187. In Surat it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Surat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Surat is the easier option financially – housing and daily costs are lower, and overall it costs about 32% less, which matters a lot on a fixed budget or early-career salary.