Last update: Oct 2026

Cost of Living Comparison Between Surat and Austin, TX

For one person, living is cheaper in Surat: $806 a month against $2,704 in Austin, TX, rent and utilities included – about $22,800 less a year. Rent and utilities account for about half of the difference.

39

Cost of Living Index in Surat
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Surat Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Surat

🇮🇳 India

$806

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $806 in Surat versus $2,704 in Austin, TX.

Surat $806
Austin, TX $2,704

Estimated couple costs with rent: $826 in Surat versus $4,133 in Austin, TX.

Surat $826
Austin, TX $4,133

Monthly costs for a family of three with rent: $847 in Surat versus $5,562 in Austin, TX.

Surat $847
Austin, TX $5,562

Living in Surat costs roughly 70% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Surat is 40% below, Austin, TX is 102% above.

Meal at Budget Restaurant

$3.18 ₹307

$20.22 $20.22

-84.27%

Three-Course Dinner for Two, Mid-Range

$10.40 ₹1,006

$85.0 $85.0

-87.77%

Fast Food Meal (McDonalds, etc)

$3.14 ₹304

$12.35 $12.35

-74.57%

Cappuccino

$1.83 ₹177

$5.47 $5.47

-66.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.38

$3.82 $3.82

-90.58%

Water (0.33 liter bottle)

$0.15 ₹14.56

$2.50 $2.50

-94.00%

Local Beer (0.5 liter draught)

$2.92 ₹282

$8.06 $8.06

-63.77%

Imported Beer (0.33 liter bottle)

$3.19 ₹309

$8.99 $8.99

-64.52%

Milk (1 liter)

$0.73 ₹70.9

$1.13 $1.13

-35.40%

White Bread (500g)

$0.47 ₹45.50

$3.78 $3.78

-87.57%

Rice (white) (1kg)

$0.66 ₹63.5

$3.25 $3.25

-79.69%

Eggs

$0.95 ₹91.5

$4.14 $4.14

-77.05%

Local Cheese (1kg)

$4.34 ₹420

$13.08 $13.08

-66.82%

Chicken Fillets (1kg)

$2.73 ₹265

$14.31 $14.31

-80.92%

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$1.70 ₹164

$4.38 $4.38

-61.19%

Banana (1kg)

$0.62 ₹59.6

$1.45 $1.45

-57.24%

Oranges (1kg)

$0.80 ₹77.4

$4.54 $4.54

-82.38%

Tomato (1kg)

$0.54 ₹52.2

$4.19 $4.19

-87.11%

Potato (1kg)

$0.35 ₹33.56

$2.63 $2.63

-86.69%

Onion (1kg)

$0.43 ₹41.73

$2.36 $2.36

-81.78%

Lettuce (1 head)

$0.48 ₹46.59

$1.76 $1.76

-72.73%

Water (1.5 liter bottle)

$0.30 ₹28.89

$2.16 $2.16

-86.11%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹495

$9.81 $9.81

-47.81%

Wine (Bottle)

$7.60 ₹735

$14.72 $14.72

-48.37%

Local Beer (0.5 liter bottle)

$1.86 ₹180

$2.78 $2.78

-33.09%

Imported Beer (0.33 liter bottle)

$3.01 ₹291

$3.48 $3.48

-13.51%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.06 ₹586

One-way Ticket (Public Transport)

$0.22 ₹21.19

$1.49 $1.49

-85.23%

Public Transport Monthly Pass (Regular Price)

$5.27 ₹510

$40.51 $40.51

-86.99%

Taxi Start (Normal Tariff)

$0.59 ₹57.2

$2.67 $2.67

-77.90%

Taxi (Normal Tariff) (1km)

$0.22 ₹21.32

$1.58 $1.58

-86.08%

Taxi 1hour Waiting (Normal Tariff)

$1.07 ₹103

$35.29 $35.29

-96.97%

Gasoline (1 liter)

$1.13 ₹110

$0.99 $0.99

14.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.1K ₹1.2M

$35.8K $35.8K

-66.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₹1.8M

$27.2K $27.2K

-32.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.72 ₹3,554

$219 $219

-83.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.64 ₹353

$58.0 $58.0

-93.72%

Internet (50+ Mbps, Unlimited Data)

$7.44 ₹720

$68.4 $68.4

-89.12%

Gym Membership (Monthly)

$18.59 ₹1,799

$57.9 $57.9

-67.89%

Tennis Court (1 Hour on Weekend)

$5.16 ₹499

$14.82 $14.82

-65.18%

Cinema Ticket

$2.88 ₹278

$14.13 $14.13

-79.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.35 ₹3,227

$1,509 $1,509

-97.79%

International Primary School, 1 Child (Yearly)

$891 ₹86.2K

$21.5K $21.5K

-95.85%

Jeans (Levis 501 Or Similar)

$22.51 ₹2,179

$51.7 $51.7

-56.43%

Summer Dress (H&M, Zara, etc)

$24.53 ₹2,374

$44.05 $44.05

-44.31%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,958

$85.1 $85.1

-51.93%

Men's Leather Business Shoes

$32.42 ₹3,137

$105 $105

-69.21%

1-bedroom Apartment, City Center (Monthly)

$216 ₹20.9K

$1,932 $1,932

-88.81%

1-bedroom Apartment, Outside City Center (Monthly)

$499 ₹48.3K

$1,272 $1,272

-60.80%

3-bedroom Apartment, City Center (Monthly)

$375 ₹36.3K

$3,670 $3,670

-89.79%

3-bedroom Apartment, Outside City Center (Monthly)

$201 ₹19.5K

$2,525 $2,525

-92.04%

Buy Apartment in City Center (m2)

$660 ₹63.8K

$7,617 $7,617

-91.34%

Buy Apartment Outside City Center (m2)

$309 ₹29.9K

$3,199 $3,199

-90.35%

Average Monthly Net Salary (After Tax)

$313 ₹30.3K

$5,105 $5,105

-93.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

6.79

35.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: October 4, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$499 61.3%

Austin, TX

$1.3K 48.2% 155% $774

Groceries & Markets

Surat

$101 12.4%

Austin, TX

$403 15.3% 299% $302

Eating Out

Surat

$80 9.8%

Austin, TX

$348 13.2% 337% $268

Clothing & Footwear

Surat

$54 6.7%

Austin, TX

$129 4.9% 138% $75

Monthly Utilities & Internet

Surat

$48 5.9%

Austin, TX

$346 13.1% 623% $298

Sport & Entertainment

Surat

$24 3%

Austin, TX

$86 3.3% 254% $62

Getting Around

Surat

$7.8 1%

Austin, TX

$57 2.2% 627% $49

Cost Breakdown

A one-bedroom apartment in the center runs $216 in Surat and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1530% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $10.00 in Surat vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $101 vs $403 per month, with Surat cheaper across the board.

Good to know

🇮🇳 Surat

🇺🇸 Austin, TX

🕒 Local time

08:49 8:49 AM

22:19 10:19 PM

10 h 30 min behind Surat

🌤 Weather

👥 Population

6,936,534

974,447

💱 Currency

Indian Rupee INR ₹

United States Dollar USD $

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Surat Austin, TX 14,200 km ≈ 18 h nonstop flight

From you

Surat
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs Austin, TX: Cost of Living - Frequently Asked Questions

Surat wins on cost – living expenses run 235% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Surat the obvious pick if budget is a priority.

On paper, salaries run 1530% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $216 in Surat versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $806 per month in Surat versus $2,704 in Austin, TX – a 235% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surat runs roughly 669% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $806 in Surat versus $2,704 in Austin, TX, a $1,500 budget is realistic in Surat but tight or insufficient in Austin, TX. The gap between the two cities makes Surat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surat and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surat gentler on the wallet – expenses run 235% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.