Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Surat

For one person, living is cheaper in Surat: $806 a month against $2,704 in Austin, TX, rent and utilities included – about $22,800 less a year. Rent and utilities account for about half of the difference.

129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
39

Cost of Living Index in Surat
Learn more

Surat Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Surat

🇮🇳 India

$806

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Surat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Surat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $806 in Surat.

Austin, TX $2,704
Surat $806

Estimated couple costs with rent: $4,133 in Austin, TX versus $826 in Surat.

Austin, TX $4,133
Surat $826

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $847 in Surat.

Austin, TX $5,562
Surat $847

Living in Austin, TX is roughly 235% more expensive than in Surat, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, Surat is 40% below.

Meal at Budget Restaurant

$20.22 $20.22

$3.18 ₹307

535.85%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$10.40 ₹1,006

717.60%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$3.14 ₹304

293.31%

Cappuccino

$5.47 $5.47

$1.83 ₹177

198.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.36 ₹34.38

961.11%

Water (0.33 liter bottle)

$2.50 $2.50

$0.15 ₹14.56

1566.67%

Local Beer (0.5 liter draught)

$8.06 $8.06

$2.92 ₹282

176.03%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$3.19 ₹309

181.82%

Milk (1 liter)

$1.13 $1.13

$0.73 ₹70.9

54.79%

White Bread (500g)

$3.78 $3.78

$0.47 ₹45.50

704.26%

Rice (white) (1kg)

$3.25 $3.25

$0.66 ₹63.5

392.42%

Eggs

$4.14 $4.14

$0.95 ₹91.5

335.79%

Local Cheese (1kg)

$13.08 $13.08

$4.34 ₹420

201.38%

Chicken Fillets (1kg)

$14.31 $14.31

$2.73 ₹265

424.18%

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$4.38 $4.38

$1.70 ₹164

157.65%

Banana (1kg)

$1.45 $1.45

$0.62 ₹59.6

133.87%

Oranges (1kg)

$4.54 $4.54

$0.80 ₹77.4

467.50%

Tomato (1kg)

$4.19 $4.19

$0.54 ₹52.2

675.93%

Potato (1kg)

$2.63 $2.63

$0.35 ₹33.56

651.43%

Onion (1kg)

$2.36 $2.36

$0.43 ₹41.73

448.84%

Lettuce (1 head)

$1.76 $1.76

$0.48 ₹46.59

266.67%

Water (1.5 liter bottle)

$2.16 $2.16

$0.30 ₹28.89

620.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$5.12 ₹495

91.60%

Wine (Bottle)

$14.72 $14.72

$7.60 ₹735

93.68%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.86 ₹180

49.46%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.01 ₹291

15.61%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.06 ₹586

One-way Ticket (Public Transport)

$1.49 $1.49

$0.22 ₹21.19

577.27%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$5.27 ₹510

668.69%

Taxi Start (Normal Tariff)

$2.67 $2.67

$0.59 ₹57.2

352.54%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.22 ₹21.32

618.18%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$1.07 ₹103

3198.13%

Gasoline (1 liter)

$0.99 $0.99

$1.13 ₹110

-12.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$12.1K ₹1.2M

194.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$18.3K ₹1.8M

48.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$36.72 ₹3,554

497.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$3.64 ₹353

1493.13%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$7.44 ₹720

818.82%

Gym Membership (Monthly)

$57.9 $57.9

$18.59 ₹1,799

211.46%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$5.16 ₹499

187.21%

Cinema Ticket

$14.13 $14.13

$2.88 ₹278

390.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$33.35 ₹3,227

4425.04%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$891 ₹86.2K

2308.16%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$22.51 ₹2,179

129.50%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$24.53 ₹2,374

79.58%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$40.90 ₹3,958

108.04%

Men's Leather Business Shoes

$105 $105

$32.42 ₹3,137

224.83%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$216 ₹20.9K

793.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$499 ₹48.3K

155.10%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$375 ₹36.3K

879.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$201 ₹19.5K

1155.80%

Buy Apartment in City Center (m2)

$7,617 $7,617

$660 ₹63.8K

1054.60%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$309 ₹29.9K

935.88%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$313 ₹30.3K

1529.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

9.17

-25.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Surat: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Surat

$499 61.3% 60.8% $774

Groceries & Markets

Austin, TX

$403 15.3%

Surat

$101 12.4% 74.9% $302

Eating Out

Austin, TX

$348 13.2%

Surat

$80 9.8% 77.1% $268

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Surat

$48 5.9% 86.2% $298

Clothing & Footwear

Austin, TX

$129 4.9%

Surat

$54 6.7% 57.9% $75

Sport & Entertainment

Austin, TX

$86 3.3%

Surat

$24 3% 71.8% $62

Getting Around

Austin, TX

$57 2.2%

Surat

$7.8 1% 86.2% $49

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $216 in Surat. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1530% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $10.00 in Surat for a mid-range dinner for two. Groceries echo the gap at $403 vs $101 per month, with Surat cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇳 Surat

🕒 Local time

23:58 11:58 PM

10:28 10:28 AM

10 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

6,936,534

💱 Currency

United States Dollar USD $

Indian Rupee INR ₹

📈 Exchange rate

1 USD = 0.892 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, EUR to USD – United States Dollar Converter

🇮🇳 Indian Rupee (₹)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

INR to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Surat 14,200 km ≈ 18 h nonstop flight

From you

Austin, TX
Surat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Surat: Cost of Living - Frequently Asked Questions

Surat wins on cost – living expenses run 235% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Surat the obvious pick if budget is a priority.

Average pay runs 1530% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $216 in Surat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $806 in Surat – a 235% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surat runs roughly 669% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $806 in Surat versus $2,704 in Austin, TX, a $1,500 budget is realistic in Surat but tight or insufficient in Austin, TX. The gap between the two cities makes Surat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Surat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surat gentler on the wallet – expenses run 235% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.