Last update: Oct 2026

Cost of Living Comparison Between Surat and Athens

For one person, living is cheaper in Surat: $806 a month against $1,806 in Athens, rent and utilities included – about $12,000 less a year. Other living expenses account for most of the difference.

39

Cost of Living Index in Surat
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Surat Living Index
87

Cost of Living Index in Athens
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Athens Living Index

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Surat

🇮🇳 India

$806

/mo nomad

Athens

🇬🇷 Greece

$1,806

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $806 in Surat versus $1,806 in Athens.

Surat $806
Athens $1,806

Estimated couple costs with rent: $826 in Surat versus $2,731 in Athens.

Surat $826
Athens $2,731

Monthly costs for a family of three with rent: $847 in Surat versus $3,656 in Athens.

Surat $847
Athens $3,656

Living in Surat costs roughly 55% less than in Athens, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Surat is 40% below, Athens is 35% above.

Meal at Budget Restaurant

$3.18 ₹307

$16.66 €14.87

-80.91%

Three-Course Dinner for Two, Mid-Range

$10.40 ₹1,006

$66.2 €59.1

-84.29%

Fast Food Meal (McDonalds, etc)

$3.14 ₹304

$11.06 €9.87

-71.61%

Cappuccino

$1.83 ₹177

$4.14 €3.69

-55.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.38

$2.80 €2.50

-87.14%

Water (0.33 liter bottle)

$0.15 ₹14.56

$0.57 €0.51

-73.68%

Local Beer (0.5 liter draught)

$2.92 ₹282

$5.64 €5.03

-48.23%

Imported Beer (0.33 liter bottle)

$3.19 ₹309

$5.46 €4.87

-41.58%

Milk (1 liter)

$0.73 ₹70.9

$1.96 €1.75

-62.76%

White Bread (500g)

$0.47 ₹45.50

$1.41 €1.26

-66.67%

Rice (white) (1kg)

$0.66 ₹63.5

$2.83 €2.53

-76.68%

Eggs

$0.95 ₹91.5

$5.04 €4.50

-81.15%

Local Cheese (1kg)

$4.34 ₹420

$15.35 €13.70

-71.73%

Chicken Fillets (1kg)

$2.73 ₹265

$10.34 €9.23

-73.60%

Beef Round Steak (1kg)

$18.97 €16.93

Apples (1kg)

$1.70 ₹164

$2.17 €1.93

-21.66%

Banana (1kg)

$0.62 ₹59.6

$1.91 €1.70

-67.54%

Oranges (1kg)

$0.80 ₹77.4

$1.38 €1.23

-42.03%

Tomato (1kg)

$0.54 ₹52.2

$2.20 €1.96

-75.45%

Potato (1kg)

$0.35 ₹33.56

$1.10 €0.98

-68.18%

Onion (1kg)

$0.43 ₹41.73

$1.13 €1.00

-61.95%

Lettuce (1 head)

$0.48 ₹46.59

$1.10 €0.99

-56.36%

Water (1.5 liter bottle)

$0.30 ₹28.89

$0.83 €0.74

-63.86%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹495

$5.60 €4.99

-8.57%

Wine (Bottle)

$7.60 ₹735

$10.19 €9.09

-25.42%

Local Beer (0.5 liter bottle)

$1.86 ₹180

$2.18 €1.95

-14.68%

Imported Beer (0.33 liter bottle)

$3.01 ₹291

$2.45 €2.19

22.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.06 ₹586

One-way Ticket (Public Transport)

$0.22 ₹21.19

$1.38 €1.23

-84.06%

Public Transport Monthly Pass (Regular Price)

$5.27 ₹510

$30.87 €27.55

-82.93%

Taxi Start (Normal Tariff)

$0.59 ₹57.2

$4.37 €3.90

-86.50%

Taxi (Normal Tariff) (1km)

$0.22 ₹21.32

$1.04 €0.93

-78.85%

Taxi 1hour Waiting (Normal Tariff)

$1.07 ₹103

$17.11 €15.27

-93.75%

Gasoline (1 liter)

$1.13 ₹110

$2.31 €2.07

-51.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.1K ₹1.2M

$28.0K €25.0K

-56.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₹1.8M

$28.0K €25.0K

-34.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.72 ₹3,554

$210 €187

-82.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.64 ₹353

$26.70 €23.83

-86.37%

Internet (50+ Mbps, Unlimited Data)

$7.44 ₹720

$30.13 €26.89

-75.31%

Gym Membership (Monthly)

$18.59 ₹1,799

$54.6 €48.72

-65.95%

Tennis Court (1 Hour on Weekend)

$5.16 ₹499

$26.03 €23.23

-80.18%

Cinema Ticket

$2.88 ₹278

$10.78 €9.62

-73.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.35 ₹3,227

$575 €513

-94.20%

International Primary School, 1 Child (Yearly)

$891 ₹86.2K

$13.1K €11.7K

-93.21%

Jeans (Levis 501 Or Similar)

$22.51 ₹2,179

$93.2 €83.1

-75.84%

Summer Dress (H&M, Zara, etc)

$24.53 ₹2,374

$40.68 €36.30

-39.70%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,958

$104 €92.9

-60.69%

Men's Leather Business Shoes

$32.42 ₹3,137

$128 €115

-74.74%

1-bedroom Apartment, City Center (Monthly)

$216 ₹20.9K

$756 €674

-71.40%

1-bedroom Apartment, Outside City Center (Monthly)

$499 ₹48.3K

$652 €582

-23.54%

3-bedroom Apartment, City Center (Monthly)

$375 ₹36.3K

$1,294 €1,154

-71.03%

3-bedroom Apartment, Outside City Center (Monthly)

$201 ₹19.5K

$1,163 €1,038

-82.71%

Buy Apartment in City Center (m2)

$660 ₹63.8K

$4,008 €3,577

-83.54%

Buy Apartment Outside City Center (m2)

$309 ₹29.9K

$3,452 €3,081

-91.05%

Average Monthly Net Salary (After Tax)

$313 ₹30.3K

$1,243 €1,110

-74.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

4.48

104.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: October 4, 2026

Last update for Athens: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$499 61.3%

Athens

$652 36.5% 30.8% $154

Groceries & Markets

Surat

$101 12.4%

Athens

$315 17.6% 211% $214

Eating Out

Surat

$80 9.8%

Athens

$269 15% 237% $189

Clothing & Footwear

Surat

$54 6.7%

Athens

$165 9.2% 204% $111

Monthly Utilities & Internet

Surat

$48 5.9%

Athens

$267 14.9% 458% $219

Sport & Entertainment

Surat

$24 3%

Athens

$76 4.3% 213% $52

Getting Around

Surat

$7.8 1%

Athens

$46 2.6% 486% $38

Cost Breakdown

A one-bedroom apartment in the center runs $216 in Surat and $756 in Athens. Housing cost is often the main lever when comparing two cities.

Athens pays 297% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $10.00 in Surat vs $66.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $101 vs $315 per month, with Surat cheaper across the board.

Good to know

🇮🇳 Surat

🇬🇷 Athens

🕒 Local time

07:08 7:08 AM

04:38 4:38 AM

2 h 30 min behind Surat

🌤 Weather

👥 Population

6,936,534

3,090,508 Capital

💱 Currency

Indian Rupee INR ₹

Euro EUR €

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to INR in detail →

On the map

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Between locations

Surat Athens 5,030 km ≈ 7 h nonstop flight

From you

Surat
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs Athens: Cost of Living - Frequently Asked Questions

Surat wins on cost – living expenses run 124% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Surat the obvious pick if budget is a priority.

On paper, salaries run 297% lower in Athens. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $216 in Surat versus $756 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Surat – a meal for two runs $10.00 versus $66.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $806 per month in Surat versus $1,806 in Athens – a 124% gap that adds up to real savings over time for anyone picking the cheaper option.

At $806 in Surat versus $1,806 in Athens, a $1,500 budget is realistic in Surat but tight or insufficient in Athens. The gap between the two cities makes Surat the clear choice for anyone on this budget.

Both work as nomad bases, but Surat delivers better value – similar infrastructure at $806 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Surat hard to pass up.

Safety-wise, Surat and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surat gentler on the wallet – expenses run 124% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.