😐Monthly costs for one person with rent: $676 in Surabaya versus $625 in Palembang.
😐Estimated couple costs with rent: $1,202 in Surabaya versus $1,007 in Palembang.
😐Monthly costs for a family of three with rent: $1,728 in Surabaya versus $1,389 in Palembang.
🌍Living in Surabaya is roughly 8% more expensive than in Palembang, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Surabaya51% lower, Palembang54% lower.
Currency
🍽 Eating Out
Surabaya
Palembang
Difference
Meal at Budget Restaurant
$1.73Rp 30.6K
$1.16Rp 20.5K
49.14%
Three-Course Dinner for Two, Mid-Range
$11.51Rp 203.8K
$16.43Rp 290.9K
-29.95%
Fast Food Meal(McDonalds, etc)
$3.25Rp 57.5K
$2.75Rp 48.6K
18.18%
Cappuccino
$1.58Rp 27.9K
$1.29Rp 22.9K
22.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.62Rp 10.9K
$0.84Rp 14.9K
-26.19%
Water(0.33 liter bottle)
$0.26Rp 4,554
$0.25Rp 4,340
4.00%
Local Beer(0.5 liter draught)
$2.22Rp 39.3K
$1.73Rp 30.6K
28.32%
Imported Beer(0.33 liter bottle)
$4.36Rp 77.2K
$3.35Rp 59.4K
30.15%
🛒 Groceries & Markets
Surabaya
Palembang
Difference
Milk(1 liter)
$1.27Rp 22.5K
$1.13Rp 20.0K
12.39%
White Bread(500g)
$1.30Rp 23.0K
$1.10Rp 19.5K
18.18%
Rice(white)(1kg)
$0.90Rp 15.9K
$0.84Rp 14.8K
7.14%
Eggs
$1.23Rp 21.8K
$1.29Rp 22.9K
-4.65%
Local Cheese(1kg)
$7.62Rp 134.9K
$7.39Rp 130.8K
3.11%
Chicken Fillets(1kg)
$3.09Rp 54.8K
$2.92Rp 51.7K
5.82%
Beef Round Steak(1kg)
$7.60Rp 134.6K
$7.61Rp 134.7K
-0.13%
Apples(1kg)
$2.12Rp 37.5K
$2.19Rp 38.8K
-3.20%
Banana(1kg)
$1.28Rp 22.7K
$1.17Rp 20.7K
9.40%
Oranges(1kg)
$1.92Rp 34.0K
$1.97Rp 34.9K
-2.54%
Tomato(1kg)
$1.57Rp 27.7K
$1.39Rp 24.6K
12.95%
Potato(1kg)
$1.34Rp 23.7K
$1.40Rp 24.9K
-4.29%
Onion(1kg)
$2.03Rp 35.9K
$2.21Rp 39.1K
-8.14%
Lettuce(1 head)
$0.99Rp 17.6K
$0.75Rp 13.3K
32.00%
Water(1.5 liter bottle)
$0.41Rp 7,186
$0.41Rp 7,239
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.92Rp 34.0K
$2.22Rp 39.4K
-13.51%
Wine(Bottle)
$25.23Rp 446.8K
$20.38Rp 360.9K
23.80%
Local Beer(0.5 liter bottle)
$1.77Rp 31.4K
$1.84Rp 32.6K
-3.80%
Imported Beer(0.33 liter bottle)
$2.92Rp 51.7K
$3.02Rp 53.5K
-3.31%
🚌 Getting Around
Surabaya
Palembang
Difference
One-way Ticket(Public Transport)
$0.33Rp 5,825
$0.45Rp 7,968
-26.67%
Taxi Start(Normal Tariff)
$0.52Rp 9,236
$0.53Rp 9,459
-1.89%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,630
$0.31Rp 5,494
38.71%
Taxi 1hour Waiting(Normal Tariff)
$2.76Rp 48.9K
$2.72Rp 48.2K
1.47%
Gasoline(1 liter)
$0.77Rp 13.6K
$0.76Rp 13.4K
1.32%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8KRp 439.2M
$22.8KRp 403.9M
8.73%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 575.4M
$30.4KRp 538.9M
6.76%
🧾 Monthly Utilities & Internet
Surabaya
Palembang
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$86.6Rp 1.5M
$67.9Rp 1.2M
27.54%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.68Rp 82.9K
$4.52Rp 80.1K
3.54%
Internet(50+ Mbps, Unlimited Data)
$19.47Rp 344.7K
$19.12Rp 338.6K
1.83%
🎉 Sport & Entertainment
Surabaya
Palembang
Difference
Gym Membership(Monthly)
$18.72Rp 331.4K
$19.87Rp 351.9K
-5.79%
Tennis Court(1 Hour on Weekend)
$6.96Rp 123.2K
$7.34Rp 129.9K
-5.18%
Cinema Ticket
$2.70Rp 47.8K
$2.76Rp 48.9K
-2.17%
🧸 Childcare & Education
Surabaya
Palembang
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$283Rp 5.0M
$97.1Rp 1.7M
191.24%
International Primary School, 1 Child(Yearly)
$9,866Rp 174.7M
$6,938Rp 122.8M
42.20%
👕👟 Clothing & Footwear
Surabaya
Palembang
Difference
Jeans(Levis 501 Or Similar)
$71.9Rp 1.3M
$43.91Rp 777.4K
63.81%
Summer Dress(H&M, Zara, etc)
$40.23Rp 712.4K
$29.03Rp 514.0K
38.58%
Sport Shoes(Adidas, Nike)
$83.0Rp 1.5M
$73.1Rp 1.3M
13.44%
Men's Leather Business Shoes
$75.9Rp 1.3M
$72.9Rp 1.3M
4.10%
🏠 Accommodation & Living
Surabaya
Palembang
Difference
1-bedroom Apartment, City Center(Monthly)
$282Rp 5.0M
$234Rp 4.2M
20.19%
1-bedroom Apartment, Outside City Center(Monthly)
$150Rp 2.7M
$156Rp 2.8M
-3.83%
3-bedroom Apartment, City Center(Monthly)
$1,256Rp 22.2M
$539Rp 9.5M
133.05%
3-bedroom Apartment, Outside City Center(Monthly)
$619Rp 11.0M
$422Rp 7.5M
46.70%
Buy Apartment in City Center(m2)
$2,218Rp 39.3M
$1,249Rp 22.1M
77.58%
Buy Apartment Outside City Center(m2)
$1,072Rp 19.0M
$739Rp 13.1M
45.09%
💵 Salaries & Financials
Surabaya
Palembang
Difference
Average Monthly Net Salary(After Tax)
$277Rp 4.9M
$312Rp 5.5M
-11.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.5
9.46
-20.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: September 15, 2026
Last update for Palembang: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $282 in Surabaya and $234 in Palembang. Housing cost is often the main lever when comparing two cities.
💰Palembang pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $12.00 in Surabaya vs $16.00 in Palembang. Groceries flip the comparison at $211 vs $196, with Palembang cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Palembang: Cost of Living - Frequently Asked Questions
Is Palembang cheaper than Surabaya?
Palembang is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 8% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Surabaya or Palembang?
On paper, salaries run 13% lower in Palembang. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Surabaya and Palembang?
Rent for a central apartment: $282 in Surabaya versus $234 in Palembang. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $283 in Surabaya versus $97.1 in Palembang. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Surabaya or in Palembang?
Dining out is cheaper in Palembang – a meal for two runs $16.00 versus $12.00 in Surabaya. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Surabaya or Palembang?
Either city works on $1,000 a month, though Palembang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Surabaya or in Palembang?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Palembang gentler on the wallet – expenses run 8% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.