😐Monthly costs for one person with rent: $702 in Surabaya versus $661 in Palembang.
😐Estimated couple costs with rent: $1,117 in Surabaya versus $1,043 in Palembang.
😐Monthly costs for a family of three with rent: $1,532 in Surabaya versus $1,426 in Palembang.
🌍Living in Surabaya is roughly 6% more expensive than in Palembang, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Surabaya47% lower, Palembang51% lower.
Currency
🍽 Eating Out
Surabaya
Palembang
Difference
Meal at Budget Restaurant
$1.58Rp 28.4K
$1.20Rp 21.6K
31.67%
Three-Course Dinner for Two, Mid-Range
$12.11Rp 217.6K
$17.90Rp 321.6K
-32.35%
Fast Food Meal(McDonalds, etc)
$3.05Rp 54.9K
$3.05Rp 54.8K
-
Cappuccino
$1.80Rp 32.4K
$1.40Rp 25.2K
28.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.64Rp 11.5K
$0.90Rp 16.2K
-28.89%
Water(0.33 liter bottle)
$0.28Rp 5,048
$0.26Rp 4,661
7.69%
Local Beer(0.5 liter draught)
$2.40Rp 43.2K
$1.79Rp 32.1K
34.08%
Imported Beer(0.33 liter bottle)
$4.09Rp 73.5K
$3.75Rp 67.3K
9.07%
🛒 Groceries & Markets
Surabaya
Palembang
Difference
Milk(1 liter)
$1.38Rp 24.7K
$1.31Rp 23.5K
5.34%
White Bread(500g)
$1.50Rp 26.9K
$1.10Rp 19.9K
36.36%
Rice(white)(1kg)
$0.94Rp 17.0K
$1.38Rp 24.8K
-31.88%
Eggs
$1.50Rp 26.9K
$1.27Rp 22.8K
18.11%
Local Cheese(1kg)
$9.24Rp 166.1K
$7.96Rp 143.1K
16.08%
Chicken Fillets(1kg)
$3.19Rp 57.3K
$3.14Rp 56.4K
1.59%
Beef Round Steak(1kg)
$8.13Rp 146.0K
$8.48Rp 152.5K
-4.13%
Apples(1kg)
$2.41Rp 43.3K
$2.30Rp 41.4K
4.78%
Banana(1kg)
$1.56Rp 28.1K
$1.46Rp 26.2K
6.85%
Oranges(1kg)
$2.20Rp 39.5K
$1.85Rp 33.3K
18.92%
Tomato(1kg)
$1.50Rp 27.0K
$1.57Rp 28.2K
-4.46%
Potato(1kg)
$1.33Rp 23.8K
$1.37Rp 24.6K
-2.92%
Onion(1kg)
$1.73Rp 31.1K
$1.98Rp 35.5K
-12.63%
Lettuce(1 head)
$1.19Rp 21.4K
$0.97Rp 17.4K
22.68%
Water(1.5 liter bottle)
$0.45Rp 8,091
$0.50Rp 9,044
-10.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.45Rp 44.1K
$2.42Rp 43.5K
1.24%
Wine(Bottle)
$25.13Rp 451.6K
$20.22Rp 363.4K
24.28%
Local Beer(0.5 liter bottle)
$1.86Rp 33.5K
$2.05Rp 36.9K
-9.27%
Imported Beer(0.33 liter bottle)
$3.31Rp 59.5K
$3.23Rp 58.0K
2.48%
🚌 Getting Around
Surabaya
Palembang
Difference
One-way Ticket(Public Transport)
$0.44Rp 7,860
$0.48Rp 8,676
-8.33%
Public Transport Monthly Pass(Regular Price)
$9.48Rp 170.4K
$9.59Rp 172.4K
-1.15%
Taxi Start(Normal Tariff)
$0.48Rp 8,592
$0.57Rp 10.3K
-15.79%
Taxi(Normal Tariff)(1km)
$0.31Rp 5,615
$0.34Rp 6,154
-8.82%
Taxi 1hour Waiting(Normal Tariff)
$2.73Rp 49.1K
$2.84Rp 51.0K
-3.87%
Gasoline(1 liter)
$0.86Rp 15.4K
$0.76Rp 13.6K
13.16%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.5KRp 368.6M
$24.8KRp 446.4M
-17.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0KRp 629.7M
$28.1KRp 504.7M
24.77%
🧾 Monthly Utilities & Internet
Surabaya
Palembang
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.0Rp 1.5M
$70.2Rp 1.3M
18.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.31Rp 77.5K
$4.18Rp 75.1K
3.11%
Internet(50+ Mbps, Unlimited Data)
$19.61Rp 352.5K
$23.42Rp 420.8K
-16.27%
🎉 Sport & Entertainment
Surabaya
Palembang
Difference
Gym Membership(Monthly)
$21.82Rp 392.2K
$22.79Rp 409.5K
-4.26%
Tennis Court(1 Hour on Weekend)
$4.59Rp 82.6K
$6.02Rp 108.2K
-23.75%
Cinema Ticket
$2.87Rp 51.7K
$2.98Rp 53.6K
-3.69%
🧸 Childcare & Education
Surabaya
Palembang
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$186Rp 3.3M
$94.2Rp 1.7M
97.26%
International Primary School, 1 Child(Yearly)
$9,556Rp 171.7M
$7,485Rp 134.5M
27.66%
👕👟 Clothing & Footwear
Surabaya
Palembang
Difference
Jeans(Levis 501 Or Similar)
$62.9Rp 1.1M
$41.82Rp 751.5K
50.41%
Summer Dress(H&M, Zara, etc)
$38.85Rp 698.2K
$30.61Rp 550.0K
26.92%
Sport Shoes(Adidas, Nike)
$77.8Rp 1.4M
$65.9Rp 1.2M
18.08%
Men's Leather Business Shoes
$83.1Rp 1.5M
$72.9Rp 1.3M
14.08%
🏠 Accommodation & Living
Surabaya
Palembang
Difference
1-bedroom Apartment, City Center(Monthly)
$244Rp 4.4M
$262Rp 4.7M
-6.86%
1-bedroom Apartment, Outside City Center(Monthly)
$136Rp 2.4M
$158Rp 2.8M
-14.17%
3-bedroom Apartment, City Center(Monthly)
$792Rp 14.2M
$593Rp 10.7M
33.59%
3-bedroom Apartment, Outside City Center(Monthly)
$399Rp 7.2M
$328Rp 5.9M
21.54%
Buy Apartment in City Center(m2)
$2,202Rp 39.6M
$976Rp 17.5M
125.54%
Buy Apartment Outside City Center(m2)
$1,045Rp 18.8M
$601Rp 10.8M
73.98%
💵 Salaries & Financials
Surabaya
Palembang
Difference
Average Monthly Net Salary(After Tax)
$269Rp 4.8M
$300Rp 5.4M
-10.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.33
9.15
-8.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: July 11, 2026
Last update for Palembang: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $244 in Surabaya and $262 in Palembang. Housing cost is often the main lever when comparing two cities.
💰Palembang pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $12.00 in Surabaya vs $18.00 in Palembang. Groceries flip the comparison at $228 vs $210, with Palembang cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Palembang: Cost of Living - Frequently Asked Questions
Is Palembang cheaper than Surabaya?
Palembang is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out. The 6% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Surabaya or Palembang?
On paper, salaries run 12% lower in Palembang. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Surabaya and Palembang?
Rent for a central apartment: $244 in Surabaya versus $262 in Palembang. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Surabaya and in Palembang?
All in, you'll spend $702 per month in Surabaya versus $661 in Palembang – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Palembang runs roughly 1% less than in Surabaya. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Surabaya or Palembang?
Either city works on $1,000 a month, though Palembang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Surabaya or in Palembang?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Palembang gentler on the wallet – expenses run 6% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.