🙂Monthly costs for one person with rent: $625 in Palembang versus $676 in Surabaya.
🙂Estimated couple costs with rent: $1,007 in Palembang versus $1,202 in Surabaya.
🙂Monthly costs for a family of three with rent: $1,389 in Palembang versus $1,728 in Surabaya.
🌍Living in Palembang costs roughly 8% less than in Surabaya, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Palembang54% lower, Surabaya51% lower.
Currency
🍽 Eating Out
Palembang
Surabaya
Difference
Meal at Budget Restaurant
$1.16Rp 20.5K
$1.73Rp 30.6K
-32.95%
Three-Course Dinner for Two, Mid-Range
$16.43Rp 290.9K
$11.51Rp 203.8K
42.75%
Fast Food Meal(McDonalds, etc)
$2.75Rp 48.6K
$3.25Rp 57.5K
-15.38%
Cappuccino
$1.29Rp 22.9K
$1.58Rp 27.9K
-18.35%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84Rp 14.9K
$0.62Rp 10.9K
35.48%
Water(0.33 liter bottle)
$0.25Rp 4,340
$0.26Rp 4,554
-3.85%
Local Beer(0.5 liter draught)
$1.73Rp 30.6K
$2.22Rp 39.3K
-22.07%
Imported Beer(0.33 liter bottle)
$3.35Rp 59.4K
$4.36Rp 77.2K
-23.17%
🛒 Groceries & Markets
Palembang
Surabaya
Difference
Milk(1 liter)
$1.13Rp 20.0K
$1.27Rp 22.5K
-11.02%
White Bread(500g)
$1.10Rp 19.5K
$1.30Rp 23.0K
-15.38%
Rice(white)(1kg)
$0.84Rp 14.8K
$0.90Rp 15.9K
-6.67%
Eggs
$1.29Rp 22.9K
$1.23Rp 21.8K
4.88%
Local Cheese(1kg)
$7.39Rp 130.8K
$7.62Rp 134.9K
-3.02%
Chicken Fillets(1kg)
$2.92Rp 51.7K
$3.09Rp 54.8K
-5.50%
Beef Round Steak(1kg)
$7.61Rp 134.7K
$7.60Rp 134.6K
0.13%
Apples(1kg)
$2.19Rp 38.8K
$2.12Rp 37.5K
3.30%
Banana(1kg)
$1.17Rp 20.7K
$1.28Rp 22.7K
-8.59%
Oranges(1kg)
$1.97Rp 34.9K
$1.92Rp 34.0K
2.60%
Tomato(1kg)
$1.39Rp 24.6K
$1.57Rp 27.7K
-11.46%
Potato(1kg)
$1.40Rp 24.9K
$1.34Rp 23.7K
4.48%
Onion(1kg)
$2.21Rp 39.1K
$2.03Rp 35.9K
8.87%
Lettuce(1 head)
$0.75Rp 13.3K
$0.99Rp 17.6K
-24.24%
Water(1.5 liter bottle)
$0.41Rp 7,239
$0.41Rp 7,186
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.22Rp 39.4K
$1.92Rp 34.0K
15.63%
Wine(Bottle)
$20.38Rp 360.9K
$25.23Rp 446.8K
-19.22%
Local Beer(0.5 liter bottle)
$1.84Rp 32.6K
$1.77Rp 31.4K
3.95%
Imported Beer(0.33 liter bottle)
$3.02Rp 53.5K
$2.92Rp 51.7K
3.42%
🚌 Getting Around
Palembang
Surabaya
Difference
One-way Ticket(Public Transport)
$0.45Rp 7,968
$0.33Rp 5,825
36.36%
Taxi Start(Normal Tariff)
$0.53Rp 9,459
$0.52Rp 9,236
1.92%
Taxi(Normal Tariff)(1km)
$0.31Rp 5,494
$0.43Rp 7,630
-27.91%
Taxi 1hour Waiting(Normal Tariff)
$2.72Rp 48.2K
$2.76Rp 48.9K
-1.45%
Gasoline(1 liter)
$0.76Rp 13.4K
$0.77Rp 13.6K
-1.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KRp 403.9M
$24.8KRp 439.2M
-8.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4KRp 538.9M
$32.5KRp 575.4M
-6.33%
🧾 Monthly Utilities & Internet
Palembang
Surabaya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$67.9Rp 1.2M
$86.6Rp 1.5M
-21.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.52Rp 80.1K
$4.68Rp 82.9K
-3.42%
Internet(50+ Mbps, Unlimited Data)
$19.12Rp 338.6K
$19.47Rp 344.7K
-1.80%
🎉 Sport & Entertainment
Palembang
Surabaya
Difference
Gym Membership(Monthly)
$19.87Rp 351.9K
$18.72Rp 331.4K
6.14%
Tennis Court(1 Hour on Weekend)
$7.34Rp 129.9K
$6.96Rp 123.2K
5.46%
Cinema Ticket
$2.76Rp 48.9K
$2.70Rp 47.8K
2.22%
🧸 Childcare & Education
Palembang
Surabaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$97.1Rp 1.7M
$283Rp 5.0M
-65.66%
International Primary School, 1 Child(Yearly)
$6,938Rp 122.8M
$9,866Rp 174.7M
-29.68%
👕👟 Clothing & Footwear
Palembang
Surabaya
Difference
Jeans(Levis 501 Or Similar)
$43.91Rp 777.4K
$71.9Rp 1.3M
-38.95%
Summer Dress(H&M, Zara, etc)
$29.03Rp 514.0K
$40.23Rp 712.4K
-27.84%
Sport Shoes(Adidas, Nike)
$73.1Rp 1.3M
$83.0Rp 1.5M
-11.85%
Men's Leather Business Shoes
$72.9Rp 1.3M
$75.9Rp 1.3M
-3.94%
🏠 Accommodation & Living
Palembang
Surabaya
Difference
1-bedroom Apartment, City Center(Monthly)
$234Rp 4.2M
$282Rp 5.0M
-16.80%
1-bedroom Apartment, Outside City Center(Monthly)
$156Rp 2.8M
$150Rp 2.7M
3.98%
3-bedroom Apartment, City Center(Monthly)
$539Rp 9.5M
$1,256Rp 22.2M
-57.09%
3-bedroom Apartment, Outside City Center(Monthly)
$422Rp 7.5M
$619Rp 11.0M
-31.83%
Buy Apartment in City Center(m2)
$1,249Rp 22.1M
$2,218Rp 39.3M
-43.69%
Buy Apartment Outside City Center(m2)
$739Rp 13.1M
$1,072Rp 19.0M
-31.08%
💵 Salaries & Financials
Palembang
Surabaya
Difference
Average Monthly Net Salary(After Tax)
$312Rp 5.5M
$277Rp 4.9M
12.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.46
7.5
26.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Palembang: September 14, 2026
Last update for Surabaya: September 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $234 in Palembang and $282 in Surabaya. Housing cost is often the main lever when comparing two cities.
💰Palembang pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $16.00 in Palembang vs $12.00 in Surabaya. Groceries flip the comparison at $196 vs $211, with Palembang cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Palembang vs Surabaya: Cost of Living - Frequently Asked Questions
Is Surabaya cheaper than Palembang?
Palembang is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 8% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Palembang or Surabaya?
Average pay runs 13% higher in Palembang, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Palembang and Surabaya?
Rent for a central apartment: $234 in Palembang versus $282 in Surabaya. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $97.1 in Palembang versus $283 in Surabaya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Palembang or in Surabaya?
Dining out is cheaper in Palembang – a meal for two runs $16.00 versus $12.00 in Surabaya. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Palembang or Surabaya?
Either city works on $1,000 a month, though Palembang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Palembang or in Surabaya?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Palembang gentler on the wallet – expenses run 8% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.