🙂Monthly costs for one person with rent: $661 in Palembang versus $702 in Surabaya.
🙂Estimated couple costs with rent: $1,043 in Palembang versus $1,117 in Surabaya.
🙂Monthly costs for a family of three with rent: $1,426 in Palembang versus $1,532 in Surabaya.
🌍Living in Palembang costs roughly 6% less than in Surabaya, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Palembang51% lower, Surabaya47% lower.
Currency
🍽 Eating Out
Palembang
Surabaya
Difference
Meal at Budget Restaurant
$1.20Rp 21.6K
$1.58Rp 28.4K
-24.05%
Three-Course Dinner for Two, Mid-Range
$17.90Rp 321.1K
$12.11Rp 217.2K
47.81%
Fast Food Meal(McDonalds, etc)
$3.05Rp 54.7K
$3.05Rp 54.8K
-
Cappuccino
$1.40Rp 25.2K
$1.80Rp 32.3K
-22.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.90Rp 16.2K
$0.64Rp 11.5K
40.63%
Water(0.33 liter bottle)
$0.26Rp 4,653
$0.28Rp 5,039
-7.14%
Local Beer(0.5 liter draught)
$1.79Rp 32.0K
$2.40Rp 43.1K
-25.42%
Imported Beer(0.33 liter bottle)
$3.75Rp 67.2K
$4.09Rp 73.3K
-8.31%
🛒 Groceries & Markets
Palembang
Surabaya
Difference
Milk(1 liter)
$1.31Rp 23.5K
$1.38Rp 24.7K
-5.07%
White Bread(500g)
$1.10Rp 19.8K
$1.50Rp 26.9K
-26.67%
Rice(white)(1kg)
$1.38Rp 24.7K
$0.94Rp 16.9K
46.81%
Eggs
$1.27Rp 22.7K
$1.50Rp 26.9K
-15.33%
Local Cheese(1kg)
$7.96Rp 142.9K
$9.24Rp 165.8K
-13.85%
Chicken Fillets(1kg)
$3.14Rp 56.3K
$3.19Rp 57.2K
-1.57%
Beef Round Steak(1kg)
$8.48Rp 152.2K
$8.13Rp 145.8K
4.31%
Apples(1kg)
$2.30Rp 41.3K
$2.41Rp 43.2K
-4.56%
Banana(1kg)
$1.46Rp 26.2K
$1.56Rp 28.1K
-6.41%
Oranges(1kg)
$1.85Rp 33.3K
$2.20Rp 39.4K
-15.91%
Tomato(1kg)
$1.57Rp 28.1K
$1.50Rp 26.9K
4.67%
Potato(1kg)
$1.37Rp 24.5K
$1.33Rp 23.8K
3.01%
Onion(1kg)
$1.98Rp 35.5K
$1.73Rp 31.1K
14.45%
Lettuce(1 head)
$0.97Rp 17.4K
$1.19Rp 21.3K
-18.49%
Water(1.5 liter bottle)
$0.50Rp 9,028
$0.45Rp 8,076
11.11%
Cigarettes 20 Pack(Marlboro, Camel)
$2.42Rp 43.5K
$2.45Rp 44.0K
-1.22%
Wine(Bottle)
$20.22Rp 362.7K
$25.13Rp 450.8K
-19.54%
Local Beer(0.5 liter bottle)
$2.05Rp 36.8K
$1.86Rp 33.4K
10.22%
Imported Beer(0.33 liter bottle)
$3.23Rp 57.9K
$3.31Rp 59.4K
-2.42%
🚌 Getting Around
Palembang
Surabaya
Difference
One-way Ticket(Public Transport)
$0.48Rp 8,661
$0.44Rp 7,846
9.09%
Public Transport Monthly Pass(Regular Price)
$9.59Rp 172.1K
$9.48Rp 170.1K
1.16%
Taxi Start(Normal Tariff)
$0.57Rp 10.2K
$0.48Rp 8,577
18.75%
Taxi(Normal Tariff)(1km)
$0.34Rp 6,143
$0.31Rp 5,605
9.68%
Taxi 1hour Waiting(Normal Tariff)
$2.84Rp 50.9K
$2.73Rp 49.0K
4.03%
Gasoline(1 liter)
$0.76Rp 13.6K
$0.86Rp 15.4K
-11.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8KRp 445.6M
$20.5KRp 368.0M
21.10%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1KRp 503.8M
$35.0KRp 628.6M
-19.85%
🧾 Monthly Utilities & Internet
Palembang
Surabaya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2Rp 1.3M
$83.0Rp 1.5M
-15.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.18Rp 74.9K
$4.31Rp 77.4K
-3.02%
Internet(50+ Mbps, Unlimited Data)
$23.42Rp 420.1K
$19.61Rp 351.9K
19.43%
🎉 Sport & Entertainment
Palembang
Surabaya
Difference
Gym Membership(Monthly)
$22.79Rp 408.7K
$21.82Rp 391.5K
4.45%
Tennis Court(1 Hour on Weekend)
$6.02Rp 108.0K
$4.59Rp 82.4K
31.15%
Cinema Ticket
$2.98Rp 53.5K
$2.87Rp 51.6K
3.83%
🧸 Childcare & Education
Palembang
Surabaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$94.2Rp 1.7M
$186Rp 3.3M
-49.31%
International Primary School, 1 Child(Yearly)
$7,485Rp 134.3M
$9,556Rp 171.4M
-21.66%
👕👟 Clothing & Footwear
Palembang
Surabaya
Difference
Jeans(Levis 501 Or Similar)
$41.82Rp 750.1K
$62.9Rp 1.1M
-33.51%
Summer Dress(H&M, Zara, etc)
$30.61Rp 549.1K
$38.85Rp 696.9K
-21.21%
Sport Shoes(Adidas, Nike)
$65.9Rp 1.2M
$77.8Rp 1.4M
-15.31%
Men's Leather Business Shoes
$72.9Rp 1.3M
$83.1Rp 1.5M
-12.34%
🏠 Accommodation & Living
Palembang
Surabaya
Difference
1-bedroom Apartment, City Center(Monthly)
$262Rp 4.7M
$244Rp 4.4M
7.37%
1-bedroom Apartment, Outside City Center(Monthly)
$158Rp 2.8M
$136Rp 2.4M
16.51%
3-bedroom Apartment, City Center(Monthly)
$593Rp 10.6M
$792Rp 14.2M
-25.14%
3-bedroom Apartment, Outside City Center(Monthly)
$328Rp 5.9M
$399Rp 7.2M
-17.72%
Buy Apartment in City Center(m2)
$976Rp 17.5M
$2,202Rp 39.5M
-55.66%
Buy Apartment Outside City Center(m2)
$601Rp 10.8M
$1,045Rp 18.8M
-42.52%
💵 Salaries & Financials
Palembang
Surabaya
Difference
Average Monthly Net Salary(After Tax)
$300Rp 5.4M
$269Rp 4.8M
11.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
8.33
9.84%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Palembang: July 13, 2026
Last update for Surabaya: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $262 in Palembang and $244 in Surabaya. Housing cost is often the main lever when comparing two cities.
💰Palembang pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $18.00 in Palembang vs $12.00 in Surabaya. Groceries flip the comparison at $210 vs $228, with Palembang cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Palembang vs Surabaya: Cost of Living - Frequently Asked Questions
Is Surabaya cheaper than Palembang?
Palembang is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out. The 6% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Palembang or Surabaya?
Average pay runs 12% higher in Palembang, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Palembang and Surabaya?
Rent for a central apartment: $262 in Palembang versus $244 in Surabaya. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Palembang and in Surabaya?
All in, you'll spend $661 per month in Palembang versus $702 in Surabaya – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Palembang runs roughly 1% less than in Surabaya. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Palembang or Surabaya?
Either city works on $1,000 a month, though Palembang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Palembang or in Surabaya?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Palembang gentler on the wallet – expenses run 6% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.