Last update: Oct 2026

Cost of Living Comparison Between Sumy and Austin, TX

For one person, living is cheaper in Sumy: $973 a month against $2,663 in Austin, TX, rent and utilities included – about $20,300 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Sumy
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Sumy Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Sumy

🇺🇦 Ukraine

$973

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumy and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumy and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $973 in Sumy versus $2,663 in Austin, TX.

Sumy $973
Austin, TX $2,663

Estimated couple costs with rent: $1,669 in Sumy versus $4,133 in Austin, TX.

Sumy $1,669
Austin, TX $4,133

Monthly costs for a family of three with rent: $2,365 in Sumy versus $5,603 in Austin, TX.

Sumy $2,365
Austin, TX $5,603

Living in Sumy costs roughly 63% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Sumy is 28% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$11.13 ₴500

$20.77 $20.77

-46.41%

Three-Course Dinner for Two, Mid-Range

$33.38 ₴1,498

$84.6 $84.6

-60.54%

Fast Food Meal (McDonalds, etc)

$7.95 ₴357

$12.32 $12.32

-35.47%

Cappuccino

$1.69 ₴75.7

$5.63 $5.63

-69.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ₴33.57

$3.72 $3.72

-79.84%

Water (0.33 liter bottle)

$0.55 ₴24.78

$2.50 $2.50

-78.00%

Local Beer (0.5 liter draught)

$1.35 ₴60.8

$8.05 $8.05

-83.23%

Imported Beer (0.33 liter bottle)

$1.96 ₴87.8

$9.01 $9.01

-78.25%

Milk (1 liter)

$1.35 ₴60.6

$1.12 $1.12

20.54%

White Bread (500g)

$0.83 ₴37.37

$3.75 $3.75

-77.87%

Rice (white) (1kg)

$1.45 ₴64.9

$3.26 $3.26

-55.52%

Eggs

$2.06 ₴92.3

$4.17 $4.17

-50.60%

Local Cheese (1kg)

$10.31 ₴463

$12.90 $12.90

-20.08%

Chicken Fillets (1kg)

$5.36 ₴241

$14.16 $14.16

-62.15%

Beef Round Steak (1kg)

$8.79 ₴395

$16.22 $16.22

-45.81%

Apples (1kg)

$1.20 ₴53.9

$4.33 $4.33

-72.29%

Banana (1kg)

$1.55 ₴69.5

$1.46 $1.46

6.16%

Oranges (1kg)

$1.88 ₴84.2

$4.51 $4.51

-58.31%

Tomato (1kg)

$2.81 ₴126

$4.34 $4.34

-35.25%

Potato (1kg)

$0.65 ₴29.22

$2.58 $2.58

-74.81%

Onion (1kg)

$0.46 ₴20.52

$2.35 $2.35

-80.43%

Lettuce (1 head)

$1.39 ₴62.3

$1.78 $1.78

-21.91%

Water (1.5 liter bottle)

$0.66 ₴29.53

$2.22 $2.22

-70.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₴128

$9.88 $9.88

-71.05%

Wine (Bottle)

$5.63 ₴253

$15.08 $15.08

-62.67%

Local Beer (0.5 liter bottle)

$0.90 ₴40.26

$2.92 $2.92

-69.18%

Imported Beer (0.33 liter bottle)

$0.90 ₴40.28

$3.46 $3.46

-73.99%

One-way Ticket (Public Transport)

$0.34 ₴15.38

$1.49 $1.49

-77.18%

Public Transport Monthly Pass (Regular Price)

$8.44 ₴379

$41.72 $41.72

-79.77%

Taxi Start (Normal Tariff)

$2.23 ₴100

$2.73 $2.73

-18.32%

Taxi (Normal Tariff) (1km)

$0.46 ₴20.57

$1.66 $1.66

-72.29%

Taxi 1hour Waiting (Normal Tariff)

$4.37 ₴196

$35.30 $35.30

-87.62%

Gasoline (1 liter)

$1.51 ₴67.9

$0.95 $0.95

58.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K ₴1.3M

$36.0K $36.0K

-19.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₴996.4K

$27.1K $27.1K

-18.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100.0 ₴4,488

$229 $229

-56.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.01 ₴315

$59.4 $59.4

-88.20%

Internet (50+ Mbps, Unlimited Data)

$6.54 ₴293

$69.9 $69.9

-90.65%

Gym Membership (Monthly)

$46.50 ₴2,087

$57.2 $57.2

-18.76%

Tennis Court (1 Hour on Weekend)

$21.44 ₴962

$16.33 $16.33

31.29%

Cinema Ticket

$3.56 ₴160

$14.28 $14.28

-75.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 ₴10.7K

$1,506 $1,506

-84.22%

International Primary School, 1 Child (Yearly)

$15.3K ₴686.2K

$21.5K $21.5K

-28.76%

Jeans (Levis 501 Or Similar)

$74.6 ₴3,346

$52.8 $52.8

41.17%

Summer Dress (H&M, Zara, etc)

$31.08 ₴1,395

$43.82 $43.82

-29.07%

Sport Shoes (Adidas, Nike)

$97.4 ₴4,372

$84.8 $84.8

14.91%

Men's Leather Business Shoes

$121 ₴5,432

$103 $103

17.48%

1-bedroom Apartment, City Center (Monthly)

$545 ₴24.4K

$1,907 $1,907

-71.44%

1-bedroom Apartment, Outside City Center (Monthly)

$306 ₴13.7K

$1,274 $1,274

-76.01%

3-bedroom Apartment, City Center (Monthly)

$998 ₴44.8K

$3,664 $3,664

-72.75%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₴37.9K

$2,538 $2,538

-66.73%

Buy Apartment in City Center (m2)

$1,641 ₴73.6K

$7,614 $7,614

-78.45%

Buy Apartment Outside City Center (m2)

$1,360 ₴61.0K

$3,157 $3,157

-56.92%

Average Monthly Net Salary (After Tax)

$380 ₴17.1K

$5,121 $5,121

-92.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.9

6.79

134.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumy: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sumy

$306 31.4%

Austin, TX

$1.3K 47.8% 317% $968

Groceries & Markets

Sumy

$191 19.6%

Austin, TX

$405 15.2% 112% $214

Eating Out

Sumy

$149 15.3%

Austin, TX

$354 13.3% 137% $205

Clothing & Footwear

Sumy

$146 15%

Austin, TX

$128 4.8% 12.2% $18

Monthly Utilities & Internet

Sumy

$114 11.7%

Austin, TX

$358 13.5% 216% $245

Sport & Entertainment

Sumy

$54 5.5%

Austin, TX

$86 3.2% 60% $32

Getting Around

Sumy

$14 1.5%

Austin, TX

$59 2.2% 310% $44

Cost Breakdown

A one-bedroom apartment in the center runs $545 in Sumy and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1247% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Sumy vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $191 vs $405 per month, with Sumy cheaper across the board.

Good to know

🇺🇦 Sumy

🇺🇸 Austin, TX

🕒 Local time

12:27 12:27 PM

04:27 4:27 AM

8 h behind Sumy

🌤 Weather

👥 Population

267,633

974,447

💱 Currency

Ukrainian Hryvnia UAH ₴

United States Dollar USD $

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to UAH in detail →

On the map

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Between locations

Sumy Austin, TX 9,860 km ≈ 13 h nonstop flight

From you

Sumy
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumy vs Austin, TX: Cost of Living - Frequently Asked Questions

Sumy wins on cost – living expenses run 174% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Sumy the obvious pick if budget is a priority.

On paper, salaries run 1247% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $545 in Sumy versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $973 per month in Sumy versus $2,663 in Austin, TX – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sumy runs roughly 394% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $973 in Sumy versus $2,663 in Austin, TX, a $1,000 budget is realistic in Sumy but tight or insufficient in Austin, TX. The gap between the two cities makes Sumy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sumy gentler on the wallet – expenses run 174% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.