Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Sumy

For one person, living is cheaper in Sumy: $973 a month against $2,663 in Austin, TX, rent and utilities included – about $20,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
47

Cost of Living Index in Sumy
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Sumy Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Sumy

🇺🇦 Ukraine

$973

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Sumy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Sumy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $973 in Sumy.

Austin, TX $2,663
Sumy $973

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,669 in Sumy.

Austin, TX $4,133
Sumy $1,669

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,365 in Sumy.

Austin, TX $5,603
Sumy $2,365

Living in Austin, TX is roughly 174% more expensive than in Sumy, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Sumy is 28% below.

Meal at Budget Restaurant

$20.77 $20.77

$11.13 ₴500

86.61%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$33.38 ₴1,498

153.42%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$7.95 ₴357

54.97%

Cappuccino

$5.63 $5.63

$1.69 ₴75.7

233.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.75 ₴33.57

396.00%

Water (0.33 liter bottle)

$2.50 $2.50

$0.55 ₴24.78

354.55%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.35 ₴60.8

496.30%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.96 ₴87.8

359.69%

Milk (1 liter)

$1.12 $1.12

$1.35 ₴60.6

-17.04%

White Bread (500g)

$3.75 $3.75

$0.83 ₴37.37

351.81%

Rice (white) (1kg)

$3.26 $3.26

$1.45 ₴64.9

124.83%

Eggs

$4.17 $4.17

$2.06 ₴92.3

102.43%

Local Cheese (1kg)

$12.90 $12.90

$10.31 ₴463

25.12%

Chicken Fillets (1kg)

$14.16 $14.16

$5.36 ₴241

164.18%

Beef Round Steak (1kg)

$16.22 $16.22

$8.79 ₴395

84.53%

Apples (1kg)

$4.33 $4.33

$1.20 ₴53.9

260.83%

Banana (1kg)

$1.46 $1.46

$1.55 ₴69.5

-5.81%

Oranges (1kg)

$4.51 $4.51

$1.88 ₴84.2

139.89%

Tomato (1kg)

$4.34 $4.34

$2.81 ₴126

54.45%

Potato (1kg)

$2.58 $2.58

$0.65 ₴29.22

296.92%

Onion (1kg)

$2.35 $2.35

$0.46 ₴20.52

410.87%

Lettuce (1 head)

$1.78 $1.78

$1.39 ₴62.3

28.06%

Water (1.5 liter bottle)

$2.22 $2.22

$0.66 ₴29.53

236.36%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.86 ₴128

245.45%

Wine (Bottle)

$15.08 $15.08

$5.63 ₴253

167.85%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.90 ₴40.26

224.44%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$0.90 ₴40.28

284.44%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.34 ₴15.38

338.24%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$8.44 ₴379

394.31%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.23 ₴100

22.42%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.46 ₴20.57

260.87%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$4.37 ₴196

707.78%

Gasoline (1 liter)

$0.95 $0.95

$1.51 ₴67.9

-37.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$29.1K ₴1.3M

23.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$22.2K ₴996.4K

21.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$100.0 ₴4,488

129.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$7.01 ₴315

747.22%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$6.54 ₴293

968.96%

Gym Membership (Monthly)

$57.2 $57.2

$46.50 ₴2,087

23.10%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$21.44 ₴962

-23.83%

Cinema Ticket

$14.28 $14.28

$3.56 ₴160

301.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$238 ₴10.7K

533.89%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$15.3K ₴686.2K

40.36%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$74.6 ₴3,346

-29.16%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$31.08 ₴1,395

40.99%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$97.4 ₴4,372

-12.98%

Men's Leather Business Shoes

$103 $103

$121 ₴5,432

-14.88%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$545 ₴24.4K

250.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$306 ₴13.7K

316.80%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$998 ₴44.8K

267.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$845 ₴37.9K

200.55%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,641 ₴73.6K

364.10%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,360 ₴61.0K

132.15%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$380 ₴17.1K

1246.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

15.9

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Sumy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Sumy

$306 31.4% 76% $968

Groceries & Markets

Austin, TX

$405 15.2%

Sumy

$191 19.6% 52.9% $214

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Sumy

$114 11.7% 68.3% $245

Eating Out

Austin, TX

$354 13.3%

Sumy

$149 15.3% 57.9% $205

Clothing & Footwear

Austin, TX

$128 4.8%

Sumy

$146 15% 13.9% $18

Sport & Entertainment

Austin, TX

$86 3.2%

Sumy

$54 5.5% 37.5% $32

Getting Around

Austin, TX

$59 2.2%

Sumy

$14 1.5% 75.6% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $545 in Sumy. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1247% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $33.00 in Sumy for a mid-range dinner for two. Groceries echo the gap at $405 vs $191 per month, with Sumy cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇦 Sumy

🕒 Local time

05:14 5:14 AM

13:14 1:14 PM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

267,633

💱 Currency

United States Dollar USD $

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1 USD = 0.89 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, EUR to USD – United States Dollar Converter

🇺🇦 Ukrainian Hryvnia (₴)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

UAH to USD in detail →

On the map

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Between locations

Austin, TX Sumy 9,860 km ≈ 13 h nonstop flight

From you

Austin, TX
Sumy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Sumy: Cost of Living - Frequently Asked Questions

Sumy wins on cost – living expenses run 174% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Sumy the obvious pick if budget is a priority.

Average pay runs 1247% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $545 in Sumy. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $973 in Sumy – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sumy runs roughly 394% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $973 in Sumy versus $2,663 in Austin, TX, a $1,000 budget is realistic in Sumy but tight or insufficient in Austin, TX. The gap between the two cities makes Sumy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sumy gentler on the wallet – expenses run 174% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.