Last update: Oct 2026

Cost of Living Comparison Between Sumy and Kyiv

For one person, living is cheaper in Sumy: $941 a month against $996 in Kyiv, rent and utilities included – about $660 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Sumy
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Sumy Living Index
48

Cost of Living Index in Kyiv
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Kyiv Living Index

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Sumy

🇺🇦 Ukraine

$941

/mo nomad

Kyiv

🇺🇦 Ukraine

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumy and in Kyiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumy and in Kyiv actually costs, broken down by who's living it.

Monthly costs for one person with rent: $941 in Sumy versus $996 in Kyiv.

Sumy $941
Kyiv $996

Estimated couple costs with rent: $1,610 in Sumy versus $1,575 in Kyiv.

Sumy $1,610
Kyiv $1,575

Monthly costs for a family of three with rent: $2,279 in Sumy versus $2,153 in Kyiv.

Sumy $2,279
Kyiv $2,153

Living in Sumy costs roughly 6% less than in Kyiv, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Sumy 31% lower, Kyiv 27% lower.

Meal at Budget Restaurant

$10.89 ₴496

$10.78 ₴491

1.02%

Three-Course Dinner for Two, Mid-Range

$32.99 ₴1,502

$32.91 ₴1,499

0.24%

Fast Food Meal (McDonalds, etc)

$7.49 ₴341

$7.54 ₴343

-0.66%

Cappuccino

$1.80 ₴81.7

$1.81 ₴82.3

-0.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₴35.63

$0.76 ₴34.82

2.63%

Water (0.33 liter bottle)

$0.53 ₴24.28

$0.59 ₴26.69

-10.17%

Local Beer (0.5 liter draught)

$1.33 ₴60.7

$1.34 ₴60.9

-0.75%

Imported Beer (0.33 liter bottle)

$1.94 ₴88.4

$1.99 ₴90.7

-2.51%

Milk (1 liter)

$1.27 ₴58.1

$1.34 ₴60.9

-5.22%

White Bread (500g)

$0.84 ₴38.32

$0.83 ₴37.70

1.20%

Rice (white) (1kg)

$1.42 ₴64.8

$1.49 ₴67.8

-4.70%

Eggs

$1.95 ₴88.6

$2.03 ₴92.6

-3.94%

Local Cheese (1kg)

$10.13 ₴461

$10.09 ₴460

0.40%

Chicken Fillets (1kg)

$5.29 ₴241

$5.11 ₴233

3.52%

Beef Round Steak (1kg)

$8.46 ₴385

$8.65 ₴394

-2.20%

Apples (1kg)

$1.18 ₴53.7

$1.21 ₴55.2

-2.48%

Banana (1kg)

$1.51 ₴68.6

$1.56 ₴71.1

-3.21%

Oranges (1kg)

$1.81 ₴82.3

$1.84 ₴83.9

-1.63%

Tomato (1kg)

$2.69 ₴122

$2.69 ₴123

Potato (1kg)

$0.58 ₴26.53

$0.58 ₴26.22

Onion (1kg)

$0.44 ₴20.12

$0.45 ₴20.45

-2.22%

Lettuce (1 head)

$1.48 ₴67.4

$1.48 ₴67.5

Water (1.5 liter bottle)

$0.59 ₴26.89

$0.64 ₴29.25

-7.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.85 ₴130

$3.35 ₴153

-14.93%

Wine (Bottle)

$5.47 ₴249

$5.42 ₴247

0.92%

Local Beer (0.5 liter bottle)

$0.85 ₴38.84

$0.91 ₴41.50

-6.59%

Imported Beer (0.33 liter bottle)

$0.96 ₴43.65

$1.35 ₴61.5

-28.89%

One-way Ticket (Public Transport)

$0.32 ₴14.42

$0.69 ₴31.24

-53.62%

Public Transport Monthly Pass (Regular Price)

$9.23 ₴420

$12.38 ₴564

-25.44%

Taxi Start (Normal Tariff)

$2.20 ₴100

$2.21 ₴100

-0.45%

Taxi (Normal Tariff) (1km)

$0.46 ₴20.95

$0.45 ₴20.69

2.22%

Taxi 1hour Waiting (Normal Tariff)

$4.20 ₴191

$4.70 ₴214

-10.64%

Gasoline (1 liter)

$1.57 ₴71.5

$1.82 ₴82.7

-13.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K ₴1.4M

$30.9K ₴1.4M

-1.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ₴1.1M

$25.2K ₴1.1M

-4.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.1 ₴4,510

$96.8 ₴4,409

2.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.80 ₴310

$6.86 ₴312

-0.87%

Internet (50+ Mbps, Unlimited Data)

$6.53 ₴297

$6.30 ₴287

3.65%

Gym Membership (Monthly)

$30.27 ₴1,378

$37.13 ₴1,691

-18.48%

Tennis Court (1 Hour on Weekend)

$20.95 ₴954

$18.04 ₴821

16.13%

Cinema Ticket

$3.60 ₴164

$5.60 ₴255

-35.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$229 ₴10.4K

$424 ₴19.3K

-46.02%

International Primary School, 1 Child (Yearly)

$15.0K ₴682.6K

$15.1K ₴688.0K

-0.78%

Jeans (Levis 501 Or Similar)

$71.7 ₴3,262

$73.2 ₴3,333

-2.12%

Summer Dress (H&M, Zara, etc)

$30.39 ₴1,384

$39.13 ₴1,781

-22.34%

Sport Shoes (Adidas, Nike)

$94.6 ₴4,306

$94.9 ₴4,322

-0.37%

Men's Leather Business Shoes

$116 ₴5,264

$118 ₴5,378

-2.13%

1-bedroom Apartment, City Center (Monthly)

$544 ₴24.8K

$647 ₴29.5K

-15.99%

1-bedroom Apartment, Outside City Center (Monthly)

$303 ₴13.8K

$337 ₴15.3K

-10.04%

3-bedroom Apartment, City Center (Monthly)

$992 ₴45.2K

$1,386 ₴63.1K

-28.38%

3-bedroom Apartment, Outside City Center (Monthly)

$822 ₴37.4K

$651 ₴29.7K

26.20%

Buy Apartment in City Center (m2)

$1,081 ₴49.2K

$2,590 ₴117.9K

-58.25%

Buy Apartment Outside City Center (m2)

$845 ₴38.5K

$1,160 ₴52.8K

-27.12%

Average Monthly Net Salary (After Tax)

$378 ₴17.2K

$820 ₴37.3K

-53.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.9

17.88

-11.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumy: October 26, 2026

Last update for Kyiv: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sumy

$303 32.2%

Kyiv

$337 33.8% 11.2% $34

Groceries & Markets

Sumy

$185 19.7%

Kyiv

$188 18.9% 1.6% $2.9

Eating Out

Sumy

$147 15.6%

Kyiv

$147 14.7% 0.3% $0.4

Clothing & Footwear

Sumy

$141 14.9%

Kyiv

$146 14.7% 4.2% $5.9

Monthly Utilities & Internet

Sumy

$112 12%

Kyiv

$110 11% 2.1% $2.4

Sport & Entertainment

Sumy

$37 4%

Kyiv

$48 4.9% 28.9% $11

Getting Around

Sumy

$15 1.6%

Kyiv

$20 2% 30.7% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $544 in Sumy and $647 in Kyiv. Housing cost is often the main lever when comparing two cities.

Kyiv pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $33 in Sumy vs $33 in Kyiv for a mid-range dinner for two. Groceries echo the gap at $185 vs $188 per month, with Sumy cheaper across the board.

Good to know

🇺🇦 Sumy

🇺🇦 Kyiv

🕒 Local time

21:46 9:46 PM

Same time as Sumy

🌤 Weather

👥 Population

267,633

2,908,249 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

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Between locations

Sumy Kyiv 310 km

From you

Sumy
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumy vs Kyiv: Cost of Living - Frequently Asked Questions

Sumy is about 6% cheaper overall, especially in leisure, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 54% lower in Sumy. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $544 in Sumy versus $647 in Kyiv. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Sumy runs roughly 25% less than in Kyiv. The price difference matters if you commute daily and watch your budget.

Childcare runs $229 in Sumy versus $424 in Kyiv. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $800. Sumy is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Sumy wins on affordability, Kyiv on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.