Last update: Oct 2026

Cost of Living Comparison Between Subic Bay Freeport Zone and Ubud, Bali

For one person, living is cheaper in Subic Bay Freeport Zone: $641 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Subic Bay Freeport Zone
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Subic Bay Freeport Zone Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Subic Bay Freeport Zone

🇵🇭 Philippines

$641

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Subic Bay Freeport Zone and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Subic Bay Freeport Zone and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $641 per month in Subic Bay Freeport Zone vs $1,349 in Ubud, Bali, rent included.

Subic Bay Freeport Zone $641
Ubud, Bali $1,349

A couple spends around $978 per month in Subic Bay Freeport Zone vs $2,305 in Ubud, Bali, rent included.

Subic Bay Freeport Zone $978
Ubud, Bali $2,305

A family of three spends $1,315 per month in Subic Bay Freeport Zone vs $3,261 in Ubud, Bali, rent included.

Subic Bay Freeport Zone $1,315
Ubud, Bali $3,261

Subic Bay Freeport Zone is about 52% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.60 ₱293

$3.32 Rp 60.2K

38.55%

Three-Course Dinner for Two, Mid-Range

$14.04 ₱895

$35.64 Rp 645.8K

-60.61%

Fast Food Meal (McDonalds, etc)

$5.13 ₱327

$5.53 Rp 100.3K

-7.23%

Cappuccino

$2.21 ₱141

$2.72 Rp 49.3K

-18.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ₱43.06

$1.70 Rp 30.8K

-60.00%

Water (0.33 liter bottle)

$0.33 ₱21.33

$0.76 Rp 13.8K

-56.58%

Local Beer (0.5 liter draught)

$1.39 ₱88.6

$2.65 Rp 48.1K

-47.55%

Imported Beer (0.33 liter bottle)

$2.01 ₱128

$4.38 Rp 79.4K

-54.11%

Milk (1 liter)

$1.58 ₱100

$1.49 Rp 27.0K

6.04%

White Bread (500g)

$1.09 ₱69.6

$2.28 Rp 41.2K

-52.19%

Rice (white) (1kg)

$0.85 ₱54.2

$1.19 Rp 21.6K

-28.57%

Eggs

$1.93 ₱123

$2.04 Rp 36.9K

-5.39%

Local Cheese (1kg)

$4.86 ₱310

$17.70 Rp 320.8K

-72.54%

Chicken Fillets (1kg)

$3.99 ₱255

$3.96 Rp 71.8K

0.76%

Beef Round Steak (1kg)

$7.56 ₱481

$12.19 Rp 220.9K

-37.98%

Apples (1kg)

$2.13 ₱136

$3.66 Rp 66.2K

-41.80%

Banana (1kg)

$1.73 ₱110

$1.52 Rp 27.5K

13.82%

Oranges (1kg)

$2.54 ₱162

$2.23 Rp 40.4K

13.90%

Tomato (1kg)

$1.15 ₱73.3

$1.97 Rp 35.7K

-41.62%

Potato (1kg)

$2.21 ₱141

$1.85 Rp 33.5K

19.46%

Onion (1kg)

$2.08 ₱133

$2.42 Rp 43.9K

-14.05%

Lettuce (1 head)

$0.92 ₱58.7

$0.99 Rp 17.9K

-7.07%

Water (1.5 liter bottle)

$0.61 ₱38.59

$0.51 Rp 9,303

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱181

$2.22 Rp 40.3K

27.93%

Wine (Bottle)

$7.35 ₱468

$22.24 Rp 403.0K

-66.95%

Local Beer (0.5 liter bottle)

$0.92 ₱58.8

$2.26 Rp 41.0K

-59.29%

Imported Beer (0.33 liter bottle)

$1.83 ₱117

$2.97 Rp 53.8K

-38.38%

One-way Ticket (Public Transport)

$0.18 ₱11.78

$0.25 Rp 4,548

-28.00%

Public Transport Monthly Pass (Regular Price)

$12.86 ₱819

$7.82 Rp 141.8K

64.45%

Taxi Start (Normal Tariff)

$0.80 ₱51.3

$0.44 Rp 7,964

81.82%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.38

$0.43 Rp 7,793

-51.16%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₱118

$5.41 Rp 98.0K

-65.80%

Gasoline (1 liter)

$1.03 ₱65.9

$0.82 Rp 14.9K

25.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ₱1.2M

$23.8K Rp 432.0M

-19.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K ₱1.3M

$31.7K Rp 575.3M

-37.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ₱8,582

$79.1 Rp 1.4M

70.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.33 ₱913

$6.45 Rp 116.8K

122.17%

Internet (50+ Mbps, Unlimited Data)

$16.57 ₱1,056

$18.58 Rp 336.7K

-10.82%

Gym Membership (Monthly)

$30.08 ₱1,917

$49.48 Rp 896.7K

-39.21%

Tennis Court (1 Hour on Weekend)

$5.28 ₱337

$17.65 Rp 319.8K

-70.08%

Cinema Ticket

$5.23 ₱333

$4.27 Rp 77.4K

22.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$127 ₱8,082

$491 Rp 8.9M

-74.14%

International Primary School, 1 Child (Yearly)

$7,688 ₱489.9K

$5,674 Rp 102.8M

35.49%

Jeans (Levis 501 Or Similar)

$29.05 ₱1,851

$44.64 Rp 808.9K

-34.92%

Summer Dress (H&M, Zara, etc)

$20.80 ₱1,325

$34.95 Rp 633.4K

-40.49%

Sport Shoes (Adidas, Nike)

$63.5 ₱4,047

$79.9 Rp 1.4M

-20.50%

Men's Leather Business Shoes

$46.93 ₱2,991

$79.4 Rp 1.4M

-40.91%

1-bedroom Apartment, City Center (Monthly)

$124 ₱7,900

$1,125 Rp 20.4M

-88.98%

1-bedroom Apartment, Outside City Center (Monthly)

$77.0 ₱4,908

$671 Rp 12.2M

-88.53%

3-bedroom Apartment, City Center (Monthly)

$323 ₱20.6K

$3,565 Rp 64.6M

-90.94%

3-bedroom Apartment, Outside City Center (Monthly)

$186 ₱11.9K

$1,723 Rp 31.2M

-89.20%

Buy Apartment in City Center (m2)

$2,434 ₱155.1K

$2,732 Rp 49.5M

-10.88%

Buy Apartment Outside City Center (m2)

$1,143 ₱72.8K

$2,284 Rp 41.4M

-49.97%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.78

-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Subic Bay Freeport Zone: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Subic Bay Freeport Zone

$177 27.6%

Ubud, Bali

$288 21.4% 63.2% $112

Monthly Utilities & Internet

Subic Bay Freeport Zone

$166 25.8%

Ubud, Bali

$104 7.7% 37.1% $62

Eating Out

Subic Bay Freeport Zone

$94 14.6%

Ubud, Bali

$108 8% 14.8% $14

Accommodation & Living

Subic Bay Freeport Zone

$77 12%

Ubud, Bali

$672 49.8% 772% $594

Clothing & Footwear

Subic Bay Freeport Zone

$72 11.3%

Ubud, Bali

$108 8% 49% $35

Sport & Entertainment

Subic Bay Freeport Zone

$41 6.3%

Ubud, Bali

$58 4.3% 43.1% $17

Getting Around

Subic Bay Freeport Zone

$15 2.4%

Ubud, Bali

$11 0.9% 26.1% $4

Cost Breakdown

A central one-bedroom costs $124 in Subic Bay Freeport Zone versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $14 in Subic Bay Freeport Zone versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $177 vs $288 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

Good to know

🇵🇭 Subic Bay Freeport Zone

🇮🇩 Ubud, Bali

🕒 Local time

21:37 9:37 PM

Same time as Subic Bay Freeport Zone

🌤 Weather

👥 Population

221,178

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Subic Bay Freeport Zone Ubud, Bali 2,650 km ≈ 3 h 45 min nonstop flight

From you

Subic Bay Freeport Zone
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Subic Bay Freeport Zone vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 110% more than Subic Bay Freeport Zone, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $962 per month in Subic Bay Freeport Zone and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments: a one-bedroom in the center costs $124 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $14 in Subic Bay Freeport Zone and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $641 in Subic Bay Freeport Zone and $1,349 in Ubud, Bali. That makes Subic Bay Freeport Zone about 52% cheaper.

A $800 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $641, than in Ubud, Bali at $1,349. In Subic Bay Freeport Zone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Subic Bay Freeport Zone – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.