Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $749 in Subic Bay Freeport Zone, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,277 in Subic Bay Freeport Zone, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,805 in Subic Bay Freeport Zone, rent included.

Ubud, Bali costs about 87% more than Subic Bay Freeport Zone, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Subic Bay Freeport Zone is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$4.46 ₱271

-19.96%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$15.76 ₱957

106.22%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.48 ₱211

39.66%

Cappuccino

$2.75 Rp 49.2K

$2.51 ₱152

9.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.83 ₱50.3

59.04%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.45 ₱27.37

55.56%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.50 ₱90.8

94.00%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.37 ₱144

59.92%

Milk (1 liter)

$1.71 Rp 30.6K

$1.88 ₱114

-9.04%

White Bread (500g)

$2.47 Rp 44.3K

$1.56 ₱94.8

58.33%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.95 ₱57.8

26.32%

Eggs

$2.44 Rp 43.8K

$2.08 ₱127

17.31%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.17 ₱496

76.01%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.09 ₱309

-15.32%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.57 ₱824

-10.02%

Apples (1kg)

$3.68 Rp 66.0K

$2.99 ₱181

23.08%

Banana (1kg)

$1.55 Rp 27.8K

$1.76 ₱107

-11.93%

Oranges (1kg)

$2.79 Rp 49.9K

$1.35 ₱82.2

106.67%

Tomato (1kg)

$2.33 Rp 41.8K

$1.14 ₱69.0

104.39%

Potato (1kg)

$1.97 Rp 35.3K

$1.66 ₱101

18.67%

Onion (1kg)

$2.31 Rp 41.4K

$1.40 ₱85.1

65.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.07 ₱64.9

-0.93%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.85 ₱51.4

-14.12%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.47 ₱150

32.79%

Wine (Bottle)

$22.79 Rp 408.4K

$7.93 ₱481

187.39%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.76 ₱46.17

269.74%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.28 ₱139

21.93%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.24 ₱14.59

20.83%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$18.38 ₱1,116

-56.15%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.74 ₱44.74

-39.19%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.25 ₱15.16

80.00%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.18 ₱132

186.24%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.11 ₱67.4

-23.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$28.7K ₱1.7M

-9.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$17.5K ₱1.1M

80.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$130 ₱7,897

-37.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$10.94 ₱664

-62.89%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$18.52 ₱1,125

31.86%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$31.92 ₱1,938

205.98%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$4.35 ₱264

48.28%

Cinema Ticket

$4.04 Rp 72.4K

$7.42 ₱451

-45.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$151 ₱9,143

101.91%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,341 ₱263.6K

52.51%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$45.31 ₱2,751

19.69%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$34.05 ₱2,068

13.89%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$70.0 ₱4,248

23.13%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$114 ₱6,901

-32.54%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$144 ₱8,755

583.59%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$90.0 ₱5,462

631.38%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$360 ₱21.9K

834.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$489 ₱29.7K

322.52%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,226 ₱135.1K

23.18%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,082 ₱65.7K

105.95%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.17

115.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Subic Bay Freeport Zone: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $144 in Subic Bay Freeport Zone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $16.00 in Subic Bay Freeport Zone. Monthly groceries follow the same trend: $297 vs $220 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 87% more than Subic Bay Freeport Zone, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,124 in Subic Bay Freeport Zone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $16.00 in Subic Bay Freeport Zone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $749 in Subic Bay Freeport Zone. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $749, than in Ubud, Bali at $1,404. In Subic Bay Freeport Zone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Subic Bay Freeport Zone costs $749 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Subic Bay Freeport Zone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.