Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $747 in Subic Bay Freeport Zone, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,304 in Subic Bay Freeport Zone, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,861 in Subic Bay Freeport Zone, rent included.

Ubud, Bali costs about 93% more than Subic Bay Freeport Zone, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Subic Bay Freeport Zone is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$4.52 ₱279

-21.02%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$15.84 ₱977

105.68%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.65 ₱225

38.90%

Cappuccino

$2.83 Rp 49.0K

$2.46 ₱152

15.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.85 ₱52.6

57.65%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.46 ₱28.35

50.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.44 ₱88.8

107.64%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.28 ₱141

68.86%

Milk (1 liter)

$1.74 Rp 30.2K

$1.81 ₱111

-3.87%

White Bread (500g)

$2.54 Rp 44.0K

$1.54 ₱94.8

64.94%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.00 ₱61.4

19.00%

Eggs

$2.43 Rp 42.0K

$2.00 ₱124

21.50%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.03 ₱495

82.57%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.08 ₱313

-17.72%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.49 ₱832

-11.49%

Apples (1kg)

$3.69 Rp 63.9K

$2.95 ₱182

25.08%

Banana (1kg)

$1.61 Rp 27.8K

$1.80 ₱111

-10.56%

Oranges (1kg)

$2.69 Rp 46.5K

$1.40 ₱86.4

92.14%

Tomato (1kg)

$2.33 Rp 40.4K

$1.18 ₱72.9

97.46%

Potato (1kg)

$1.91 Rp 33.0K

$1.72 ₱106

11.05%

Onion (1kg)

$2.19 Rp 37.9K

$1.36 ₱83.8

61.03%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.12 ₱68.9

-5.36%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.84 ₱51.7

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.42 ₱149

29.34%

Wine (Bottle)

$23.49 Rp 407.1K

$8.22 ₱507

185.77%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.81 ₱50.2

238.27%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.23 ₱137

29.15%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.22 ₱13.56

31.82%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$18.15 ₱1,119

-54.99%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.68 ₱41.77

-33.82%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.27 ₱16.78

55.56%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.17 ₱134

183.87%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.11 ₱68.4

-24.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$28.2K ₱1.7M

-7.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$17.9K ₱1.1M

81.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$131 ₱8,060

-39.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$11.04 ₱681

-64.22%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$18.26 ₱1,126

33.63%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$31.90 ₱1,968

202.63%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$4.36 ₱269

45.64%

Cinema Ticket

$4.04 Rp 70.0K

$7.35 ₱454

-45.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$151 ₱9,322

100.24%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,274 ₱263.6K

52.62%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$46.37 ₱2,860

16.11%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$33.81 ₱2,085

12.33%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$68.0 ₱4,192

27.64%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$113 ₱6,968

-30.19%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$141 ₱8,725

615.60%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$89.7 ₱5,535

651.56%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$363 ₱22.4K

833.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$488 ₱30.1K

329.77%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,511 ₱154.9K

18.86%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.17

115.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Subic Bay Freeport Zone: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $141 in Subic Bay Freeport Zone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $16.00 in Subic Bay Freeport Zone. Monthly groceries follow the same trend: $298 vs $220 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 93% more than Subic Bay Freeport Zone, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,120 in Subic Bay Freeport Zone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $16.00 in Subic Bay Freeport Zone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $747 in Subic Bay Freeport Zone. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $747, than in Ubud, Bali at $1,438. In Subic Bay Freeport Zone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Subic Bay Freeport Zone costs $747 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Subic Bay Freeport Zone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.