Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone

For one person, living is cheaper in Subic Bay Freeport Zone: $641 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
31

Cost of Living Index in Subic Bay Freeport Zone
Learn more

Subic Bay Freeport Zone Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Subic Bay Freeport Zone

🇵🇭 Philippines

$641

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Subic Bay Freeport Zone

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Subic Bay Freeport Zone actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $641 in Subic Bay Freeport Zone, rent included.

Ubud, Bali $1,349
Subic Bay Freeport Zone $641

A couple spends around $2,305 per month in Ubud, Bali vs $978 in Subic Bay Freeport Zone, rent included.

Ubud, Bali $2,305
Subic Bay Freeport Zone $978

A family of three spends $3,261 per month in Ubud, Bali vs $1,315 in Subic Bay Freeport Zone, rent included.

Ubud, Bali $3,261
Subic Bay Freeport Zone $1,315

Ubud, Bali costs about 110% more than Subic Bay Freeport Zone, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$4.60 ₱293

-27.83%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$14.04 ₱894

153.85%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.13 ₱327

7.80%

Cappuccino

$2.72 Rp 49.3K

$2.21 ₱141

23.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.68 ₱43.04

150.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.33 ₱21.32

130.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.39 ₱88.6

90.65%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.01 ₱128

117.91%

Milk (1 liter)

$1.49 Rp 27.0K

$1.58 ₱100

-5.70%

White Bread (500g)

$2.28 Rp 41.3K

$1.09 ₱69.5

109.17%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.85 ₱54.1

40.00%

Eggs

$2.04 Rp 36.9K

$1.93 ₱123

5.70%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.86 ₱310

264.20%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.99 ₱254

-0.75%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$7.56 ₱481

61.24%

Apples (1kg)

$3.66 Rp 66.3K

$2.13 ₱136

71.83%

Banana (1kg)

$1.52 Rp 27.5K

$1.73 ₱110

-12.14%

Oranges (1kg)

$2.23 Rp 40.4K

$2.54 ₱162

-12.20%

Tomato (1kg)

$1.97 Rp 35.8K

$1.15 ₱73.3

71.30%

Potato (1kg)

$1.85 Rp 33.5K

$2.21 ₱141

-16.29%

Onion (1kg)

$2.42 Rp 44.0K

$2.08 ₱133

16.35%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.92 ₱58.6

7.61%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.61 ₱38.57

-16.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.84 ₱181

-21.83%

Wine (Bottle)

$22.24 Rp 403.4K

$7.35 ₱468

202.59%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.92 ₱58.8

145.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.83 ₱117

62.30%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.18 ₱11.78

38.89%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$12.86 ₱819

-39.19%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.80 ₱51.3

-45.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.21 ₱13.37

104.76%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.85 ₱118

192.43%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.03 ₱65.8

-20.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$19.1K ₱1.2M

24.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$20.0K ₱1.3M

59.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$135 ₱8,578

-41.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$14.33 ₱913

-54.99%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$16.57 ₱1,055

12.13%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$30.08 ₱1,916

64.49%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$5.28 ₱337

234.28%

Cinema Ticket

$4.27 Rp 77.5K

$5.23 ₱333

-18.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$127 ₱8,078

286.77%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,688 ₱489.6K

-26.20%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$29.05 ₱1,850

53.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$20.80 ₱1,325

68.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$63.5 ₱4,046

25.79%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$46.93 ₱2,989

69.23%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$124 ₱7,896

807.28%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$77.0 ₱4,905

771.84%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$323 ₱20.6K

1003.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$186 ₱11.9K

825.91%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,434 ₱155.0K

12.21%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,143 ₱72.8K

99.89%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.92

99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Subic Bay Freeport Zone: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Subic Bay Freeport Zone

$77 12% 88.5% $594

Groceries & Markets

Ubud, Bali

$288 21.4%

Subic Bay Freeport Zone

$177 27.6% 38.7% $112

Eating Out

Ubud, Bali

$108 8%

Subic Bay Freeport Zone

$94 14.6% 12.9% $14

Clothing & Footwear

Ubud, Bali

$108 8%

Subic Bay Freeport Zone

$72 11.3% 32.9% $35

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Subic Bay Freeport Zone

$166 25.8% 59.1% $62

Sport & Entertainment

Ubud, Bali

$58 4.3%

Subic Bay Freeport Zone

$41 6.3% 30.1% $17

Getting Around

Ubud, Bali

$11 0.9%

Subic Bay Freeport Zone

$15 2.4% 35.3% $4

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $124 in Subic Bay Freeport Zone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $14 in Subic Bay Freeport Zone. Monthly groceries follow the same trend: $288 vs $177 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Subic Bay Freeport Zone

🕒 Local time

15:32 3:32 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

221,178

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.69 PHP (100 PHP = 1.57 USD). 1 EUR = 71.08 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Subic Bay Freeport Zone 2,650 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Subic Bay Freeport Zone

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 110% more than Subic Bay Freeport Zone, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $962 in Subic Bay Freeport Zone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments: a one-bedroom in the center costs $124 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $14 in Subic Bay Freeport Zone. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $641 in Subic Bay Freeport Zone. That makes Subic Bay Freeport Zone about 52% cheaper.

A $800 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $641, than in Ubud, Bali at $1,349. In Subic Bay Freeport Zone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Subic Bay Freeport Zone – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.