Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $658 in Subic Bay Freeport Zone, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,006 in Subic Bay Freeport Zone, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,353 in Subic Bay Freeport Zone, rent included.

Ubud, Bali costs about 108% more than Subic Bay Freeport Zone, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Subic Bay Freeport Zone is 52% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$4.75 ₱298

-27.58%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$14.45 ₱906

151.28%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.25 ₱329

8.76%

Cappuccino

$2.67 Rp 47.3K

$2.20 ₱138

21.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.60 ₱37.36

191.67%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.31 ₱19.45

180.65%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.47 ₱92.1

100.68%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.02 ₱127

123.76%

Milk (1 liter)

$1.62 Rp 28.7K

$1.60 ₱101

1.25%

White Bread (500g)

$2.33 Rp 41.3K

$1.18 ₱74.0

97.46%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.06 ₱66.6

4.72%

Eggs

$2.20 Rp 39.0K

$1.94 ₱122

13.40%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.57 ₱287

287.09%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.71 ₱233

10.51%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$6.39 ₱401

90.61%

Apples (1kg)

$3.71 Rp 65.6K

$2.22 ₱139

67.12%

Banana (1kg)

$1.59 Rp 28.1K

$1.56 ₱98.1

1.92%

Oranges (1kg)

$2.28 Rp 40.4K

$2.65 ₱166

-13.96%

Tomato (1kg)

$1.95 Rp 34.6K

$1.18 ₱74.2

65.25%

Potato (1kg)

$1.91 Rp 33.7K

$2.05 ₱128

-6.83%

Onion (1kg)

$2.33 Rp 41.3K

$2.16 ₱136

7.87%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.75 ₱47.27

34.67%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.60 ₱37.78

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.92 ₱183

-23.63%

Wine (Bottle)

$23.07 Rp 408.6K

$8.02 ₱503

187.66%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.97 ₱60.8

149.48%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.90 ₱119

57.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.20 ₱12.52

35.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$9.83 ₱616

-8.65%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.81 ₱50.7

-40.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.23 ₱14.37

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.85 ₱116

204.86%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.04 ₱65.2

-23.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$21.9K ₱1.4M

13.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$16.7K ₱1.0M

89.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$141 ₱8,852

-42.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$15.67 ₱983

-58.58%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$16.38 ₱1,028

14.59%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$30.31 ₱1,901

87.63%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$4.68 ₱293

300.21%

Cinema Ticket

$4.54 Rp 80.4K

$5.09 ₱319

-10.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$129 ₱8,063

273.89%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$7,462 ₱468.0K

-23.46%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$35.14 ₱2,204

29.54%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$19.42 ₱1,218

84.76%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$63.3 ₱3,972

26.96%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$50.8 ₱3,187

54.83%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$128 ₱8,040

769.50%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$78.6 ₱4,931

787.37%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$327 ₱20.5K

1012.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$191 ₱12.0K

811.36%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,625 ₱164.6K

6.08%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$913 ₱57.3K

150.80%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Subic Bay Freeport Zone: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $128 in Subic Bay Freeport Zone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $14.00 in Subic Bay Freeport Zone. Monthly groceries follow the same trend: $295 vs $174 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 108% more than Subic Bay Freeport Zone, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $988 in Subic Bay Freeport Zone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $14.00 in Subic Bay Freeport Zone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $658 in Subic Bay Freeport Zone. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $658, than in Ubud, Bali at $1,368. In Subic Bay Freeport Zone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Subic Bay Freeport Zone costs $658 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Subic Bay Freeport Zone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.