Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone Cost of Living Comparison Between Ubud, Bali and Subic Bay Freeport Zone

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $746 in Subic Bay Freeport Zone, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,291 in Subic Bay Freeport Zone, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,835 in Subic Bay Freeport Zone, rent included.

Ubud, Bali costs about 87% more than Subic Bay Freeport Zone, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Subic Bay Freeport Zone is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$4.36 ₱267

-18.12%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$15.63 ₱957

106.78%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.58 ₱219

39.94%

Cappuccino

$2.82 Rp 51.0K

$2.43 ₱149

16.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.87 ₱53.0

55.17%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.49 ₱30.13

48.98%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.49 ₱91.5

96.64%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.34 ₱143

68.38%

Milk (1 liter)

$1.78 Rp 32.1K

$1.81 ₱111

-1.66%

White Bread (500g)

$2.45 Rp 44.2K

$1.53 ₱93.8

60.13%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.94 ₱57.6

22.34%

Eggs

$2.41 Rp 43.6K

$1.99 ₱122

21.11%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.94 ₱486

80.48%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$5.11 ₱313

-18.00%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$13.42 ₱822

-10.13%

Apples (1kg)

$3.64 Rp 65.7K

$2.96 ₱181

22.97%

Banana (1kg)

$1.57 Rp 28.3K

$1.80 ₱110

-12.78%

Oranges (1kg)

$2.79 Rp 50.3K

$1.42 ₱86.9

96.48%

Tomato (1kg)

$2.24 Rp 40.5K

$1.20 ₱73.3

86.67%

Potato (1kg)

$1.98 Rp 35.7K

$1.69 ₱103

17.16%

Onion (1kg)

$2.28 Rp 41.1K

$1.35 ₱82.7

68.89%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.06 ₱64.7

-0.94%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.88 ₱54.1

-10.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.52 ₱154

26.59%

Wine (Bottle)

$23.49 Rp 424.1K

$8.11 ₱497

189.64%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.81 ₱49.89

258.02%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.28 ₱139

21.05%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.22 ₱13.42

22.73%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$17.75 ₱1,087

-52.85%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.72 ₱44.22

-37.50%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.25 ₱15.15

84.00%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.08 ₱127

191.83%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.16 ₱71.3

-25.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$28.2K ₱1.7M

-5.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$17.6K ₱1.1M

84.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$130 ₱7,947

-39.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$10.78 ₱660

-62.06%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$18.88 ₱1,156

26.32%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$31.43 ₱1,924

214.29%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$4.50 ₱275

41.11%

Cinema Ticket

$4.01 Rp 72.3K

$7.60 ₱465

-47.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$154 ₱9,404

93.49%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$4,331 ₱265.1K

52.43%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$45.58 ₱2,790

17.22%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$33.88 ₱2,074

12.49%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$67.8 ₱4,150

30.75%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$117 ₱7,184

-34.71%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$141 ₱8,624

623.84%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$88.7 ₱5,431

666.66%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$365 ₱22.4K

849.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$474 ₱29.0K

341.29%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,328 ₱142.5K

17.21%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,096 ₱67.1K

109.49%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.17

115.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Subic Bay Freeport Zone: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $141 in Subic Bay Freeport Zone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $16.00 in Subic Bay Freeport Zone. Monthly groceries follow the same trend: $298 vs $219 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 87% more than Subic Bay Freeport Zone, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,119 in Subic Bay Freeport Zone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $16.00 in Subic Bay Freeport Zone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $746 in Subic Bay Freeport Zone. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $746, than in Ubud, Bali at $1,392. In Subic Bay Freeport Zone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Subic Bay Freeport Zone costs $746 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Subic Bay Freeport Zone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.