Last update: Oct 2026

Cost of Living Comparison Between Subic Bay Freeport Zone and Baguio

For one person, living is cheaper in Subic Bay Freeport Zone: $641 a month against $737 in Baguio, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Baguio outweigh lower spending on other living expenses.

31

Cost of Living Index in Subic Bay Freeport Zone
Learn more

Subic Bay Freeport Zone Living Index
36

Cost of Living Index in Baguio
Learn more

Baguio Living Index

Jump to prices

Subic Bay Freeport Zone

🇵🇭 Philippines

$641

/mo nomad

Baguio

🇵🇭 Philippines

$737

/mo nomad

Monthly Cost of Living

How much you'll spend in Subic Bay Freeport Zone and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Subic Bay Freeport Zone and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $641 in Subic Bay Freeport Zone versus $737 in Baguio.

Subic Bay Freeport Zone $641
Baguio $737

Estimated couple costs with rent: $978 in Subic Bay Freeport Zone versus $1,148 in Baguio.

Subic Bay Freeport Zone $978
Baguio $1,148

Monthly costs for a family of three with rent: $1,315 in Subic Bay Freeport Zone versus $1,558 in Baguio.

Subic Bay Freeport Zone $1,315
Baguio $1,558

Living in Subic Bay Freeport Zone costs roughly 13% less than in Baguio, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Subic Bay Freeport Zone 53% lower, Baguio 46% lower.

Meal at Budget Restaurant

$4.60 ₱293

$3.92 ₱250

17.35%

Three-Course Dinner for Two, Mid-Range

$14.04 ₱895

$16.66 ₱1,062

-15.73%

Fast Food Meal (McDonalds, etc)

$5.13 ₱327

$2.73 ₱174

87.91%

Cappuccino

$2.21 ₱141

$1.80 ₱115

22.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ₱43.06

$0.55 ₱35.11

23.64%

Water (0.33 liter bottle)

$0.33 ₱21.33

$0.33 ₱21.22

Local Beer (0.5 liter draught)

$1.39 ₱88.6

$0.99 ₱63.4

40.40%

Imported Beer (0.33 liter bottle)

$2.01 ₱128

$1.54 ₱97.9

30.52%

Milk (1 liter)

$1.58 ₱100

$1.59 ₱101

-0.63%

White Bread (500g)

$1.09 ₱69.6

$1.14 ₱72.9

-4.39%

Rice (white) (1kg)

$0.85 ₱54.2

$0.97 ₱61.5

-12.37%

Eggs

$1.93 ₱123

$1.99 ₱127

-3.02%

Local Cheese (1kg)

$4.86 ₱310

$5.11 ₱326

-4.89%

Chicken Fillets (1kg)

$3.99 ₱255

$3.27 ₱209

22.02%

Beef Round Steak (1kg)

$7.56 ₱481

$7.63 ₱486

-0.92%

Apples (1kg)

$2.13 ₱136

$2.19 ₱140

-2.74%

Banana (1kg)

$1.73 ₱110

$1.55 ₱99.1

11.61%

Oranges (1kg)

$2.54 ₱162

$2.26 ₱144

12.39%

Tomato (1kg)

$1.15 ₱73.3

$1.02 ₱64.9

12.75%

Potato (1kg)

$2.21 ₱141

$1.73 ₱110

27.75%

Onion (1kg)

$2.08 ₱133

$1.69 ₱108

23.08%

Lettuce (1 head)

$0.92 ₱58.7

$0.65 ₱41.13

41.54%

Water (1.5 liter bottle)

$0.61 ₱38.59

$0.51 ₱32.66

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱181

$2.94 ₱187

-3.40%

Wine (Bottle)

$7.35 ₱468

$8.50 ₱542

-13.53%

Local Beer (0.5 liter bottle)

$0.92 ₱58.8

$0.95 ₱60.3

-3.16%

Imported Beer (0.33 liter bottle)

$1.83 ₱117

$2.05 ₱131

-10.73%

One-way Ticket (Public Transport)

$0.18 ₱11.78

$0.22 ₱14.02

-18.18%

Public Transport Monthly Pass (Regular Price)

$12.86 ₱819

$12.90 ₱822

-0.31%

Taxi Start (Normal Tariff)

$0.80 ₱51.3

$0.81 ₱51.7

-1.23%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.38

$0.24 ₱15.35

-12.50%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₱118

$1.90 ₱121

-2.63%

Gasoline (1 liter)

$1.03 ₱65.9

$1.19 ₱76.0

-13.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ₱1.2M

$21.3K ₱1.4M

-10.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K ₱1.3M

$18.8K ₱1.2M

6.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ₱8,582

$136 ₱8,660

-0.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.33 ₱913

$17.08 ₱1,088

-16.10%

Internet (50+ Mbps, Unlimited Data)

$16.57 ₱1,056

$23.01 ₱1,466

-27.99%

Gym Membership (Monthly)

$30.08 ₱1,917

$20.76 ₱1,323

44.89%

Tennis Court (1 Hour on Weekend)

$5.28 ₱337

$5.23 ₱333

0.96%

Cinema Ticket

$5.23 ₱333

$5.03 ₱321

3.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$127 ₱8,082

$132 ₱8,442

-4.26%

International Primary School, 1 Child (Yearly)

$7,688 ₱489.9K

$10.6K ₱672.3K

-27.14%

Jeans (Levis 501 Or Similar)

$29.05 ₱1,851

$28.91 ₱1,842

0.48%

Summer Dress (H&M, Zara, etc)

$20.80 ₱1,325

$19.53 ₱1,244

6.50%

Sport Shoes (Adidas, Nike)

$63.5 ₱4,047

$71.5 ₱4,556

-11.16%

Men's Leather Business Shoes

$46.93 ₱2,991

$54.9 ₱3,497

-14.50%

1-bedroom Apartment, City Center (Monthly)

$124 ₱7,900

$393 ₱25.1K

-68.48%

1-bedroom Apartment, Outside City Center (Monthly)

$77.0 ₱4,908

$192 ₱12.2K

-59.93%

3-bedroom Apartment, City Center (Monthly)

$323 ₱20.6K

$819 ₱52.2K

-60.56%

3-bedroom Apartment, Outside City Center (Monthly)

$186 ₱11.9K

$463 ₱29.5K

-59.77%

Buy Apartment in City Center (m2)

$2,434 ₱155.1K

$3,156 ₱201.1K

-22.86%

Buy Apartment Outside City Center (m2)

$1,143 ₱72.8K

$1,526 ₱97.2K

-25.11%

Average Monthly Net Salary (After Tax)

$179 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

6.75

2.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Subic Bay Freeport Zone: October 24, 2026

Last update for Baguio: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Subic Bay Freeport Zone

$177 27.6%

Baguio

$171 23.2% 3.1% $5.5

Monthly Utilities & Internet

Subic Bay Freeport Zone

$166 25.8%

Baguio

$176 23.9% 6.3% $10

Eating Out

Subic Bay Freeport Zone

$94 14.6%

Baguio

$73 9.9% 22.4% $21

Accommodation & Living

Subic Bay Freeport Zone

$77 12%

Baguio

$192 26.1% 150% $115

Clothing & Footwear

Subic Bay Freeport Zone

$72 11.3%

Baguio

$79 10.7% 9.1% $6.5

Sport & Entertainment

Subic Bay Freeport Zone

$41 6.3%

Baguio

$31 4.2% 24% $9.7

Getting Around

Subic Bay Freeport Zone

$15 2.4%

Baguio

$16 2.1% 2.3% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $124 in Subic Bay Freeport Zone and $393 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $14 in Subic Bay Freeport Zone vs $17 in Baguio. Groceries flip the comparison at $177 vs $171, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Subic Bay Freeport Zone

🇵🇭 Baguio

🕒 Local time

03:32 3:32 AM

Same time as Subic Bay Freeport Zone

🌤 Weather

👥 Population

221,178

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Subic Bay Freeport Zone Baguio 180 km

From you

Subic Bay Freeport Zone
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Subic Bay Freeport Zone vs Baguio: Cost of Living - Frequently Asked Questions

Subic Bay Freeport Zone wins on cost – living expenses run 13% lower than in Baguio. Housing and daily spending are where you’ll feel the difference most, making Subic Bay Freeport Zone the obvious pick if budget is a priority.

You’d need roughly $962 in Subic Bay Freeport Zone and $1,106 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $124 in Subic Bay Freeport Zone versus $393 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Baguio pay roughly 3% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $641 per month in Subic Bay Freeport Zone versus $737 in Baguio – Subic Bay Freeport Zone is about 13% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Subic Bay Freeport Zone and Baguio are both considered safe, so it’s unlikely to be the deciding factor between them.