Cost of Living Comparison Between Subic Bay Freeport Zone and Baguio Cost of Living Comparison Between Subic Bay Freeport Zone and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $658 in Subic Bay Freeport Zone versus $766 in Baguio.

Estimated couple costs with rent: $1,006 in Subic Bay Freeport Zone versus $1,168 in Baguio.

Monthly costs for a family of three with rent: $1,353 in Subic Bay Freeport Zone versus $1,570 in Baguio.

Living in Subic Bay Freeport Zone costs roughly 14% less than in Baguio, driven mainly by Eating Out.

Both cities sit below the global median: Subic Bay Freeport Zone 52% lower, Baguio 44% lower.

Meal at Budget Restaurant

$4.75 ₱298

$4.03 ₱253

17.87%

Three-Course Dinner for Two, Mid-Range

$14.45 ₱906

$16.53 ₱1,037

-12.58%

Fast Food Meal (McDonalds, etc)

$5.25 ₱329

$2.77 ₱174

89.53%

Cappuccino

$2.20 ₱138

$1.84 ₱116

19.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₱37.36

$0.60 ₱37.76

Water (0.33 liter bottle)

$0.31 ₱19.45

$0.33 ₱20.84

-6.06%

Local Beer (0.5 liter draught)

$1.47 ₱92.1

$1.03 ₱64.3

42.72%

Imported Beer (0.33 liter bottle)

$2.02 ₱127

$1.57 ₱98.3

28.66%

Milk (1 liter)

$1.60 ₱101

$1.66 ₱104

-3.61%

White Bread (500g)

$1.18 ₱74.0

$1.15 ₱72.2

2.61%

Rice (white) (1kg)

$1.06 ₱66.6

$1.01 ₱63.3

4.95%

Eggs

$1.94 ₱122

$2.02 ₱127

-3.96%

Local Cheese (1kg)

$4.57 ₱287

$4.99 ₱313

-8.42%

Chicken Fillets (1kg)

$3.71 ₱233

$3.47 ₱218

6.92%

Beef Round Steak (1kg)

$6.39 ₱401

$7.80 ₱489

-18.08%

Apples (1kg)

$2.22 ₱139

$2.31 ₱145

-3.90%

Banana (1kg)

$1.56 ₱98.1

$1.53 ₱95.8

1.96%

Oranges (1kg)

$2.65 ₱166

$2.30 ₱145

15.22%

Tomato (1kg)

$1.18 ₱74.2

$1.04 ₱65.1

13.46%

Potato (1kg)

$2.05 ₱128

$1.65 ₱104

24.24%

Onion (1kg)

$2.16 ₱136

$1.77 ₱111

22.03%

Lettuce (1 head)

$0.75 ₱47.27

$0.67 ₱41.75

11.94%

Water (1.5 liter bottle)

$0.60 ₱37.78

$0.52 ₱32.90

15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₱183

$2.98 ₱187

-2.01%

Wine (Bottle)

$8.02 ₱503

$8.49 ₱533

-5.54%

Local Beer (0.5 liter bottle)

$0.97 ₱60.8

$0.96 ₱60.2

1.04%

Imported Beer (0.33 liter bottle)

$1.90 ₱119

$2.04 ₱128

-6.86%

One-way Ticket (Public Transport)

$0.20 ₱12.52

$0.23 ₱14.36

-13.04%

Public Transport Monthly Pass (Regular Price)

$9.83 ₱616

$12.81 ₱803

-23.26%

Taxi Start (Normal Tariff)

$0.81 ₱50.7

$0.81 ₱50.9

Taxi (Normal Tariff) (1km)

$0.23 ₱14.37

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₱116

$1.88 ₱118

-1.60%

Gasoline (1 liter)

$1.04 ₱65.2

$1.20 ₱75.0

-13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K ₱1.4M

$21.5K ₱1.3M

1.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K ₱1.0M

$19.1K ₱1.2M

-12.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ₱8,852

$138 ₱8,659

2.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.67 ₱983

$17.68 ₱1,109

-11.37%

Internet (50+ Mbps, Unlimited Data)

$16.38 ₱1,028

$23.45 ₱1,471

-30.15%

Gym Membership (Monthly)

$30.31 ₱1,901

$21.64 ₱1,357

40.06%

Tennis Court (1 Hour on Weekend)

$4.68 ₱293

$5.27 ₱331

-11.20%

Cinema Ticket

$5.09 ₱319

$5.13 ₱322

-0.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 ₱8,063

$131 ₱8,230

-2.03%

International Primary School, 1 Child (Yearly)

$7,462 ₱468.0K

$10.8K ₱674.6K

-30.63%

Jeans (Levis 501 Or Similar)

$35.14 ₱2,204

$29.37 ₱1,842

19.65%

Summer Dress (H&M, Zara, etc)

$19.42 ₱1,218

$19.10 ₱1,198

1.68%

Sport Shoes (Adidas, Nike)

$63.3 ₱3,972

$72.9 ₱4,569

-13.08%

Men's Leather Business Shoes

$50.8 ₱3,187

$56.0 ₱3,510

-9.20%

1-bedroom Apartment, City Center (Monthly)

$128 ₱8,040

$399 ₱25.0K

-67.90%

1-bedroom Apartment, Outside City Center (Monthly)

$78.6 ₱4,931

$200 ₱12.5K

-60.66%

3-bedroom Apartment, City Center (Monthly)

$327 ₱20.5K

$853 ₱53.5K

-61.67%

3-bedroom Apartment, Outside City Center (Monthly)

$191 ₱12.0K

$463 ₱29.0K

-58.81%

Buy Apartment in City Center (m2)

$2,625 ₱164.6K

$2,603 ₱163.3K

0.84%

Buy Apartment Outside City Center (m2)

$913 ₱57.3K

$928 ₱58.2K

-1.64%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Subic Bay Freeport Zone: September 14, 2026

Last update for Baguio: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $128 in Subic Bay Freeport Zone and $399 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Subic Bay Freeport Zone vs $17.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $174 vs $174 per month, with Subic Bay Freeport Zone cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Subic Bay Freeport Zone vs Baguio: Cost of Living - Frequently Asked Questions

Subic Bay Freeport Zone wins on cost – living expenses run 16% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Subic Bay Freeport Zone the obvious pick if budget is a priority.

You'd need roughly $988 in Subic Bay Freeport Zone and $1,149 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $128 in Subic Bay Freeport Zone versus $399 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $658 per month in Subic Bay Freeport Zone versus $766 in Baguio – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Subic Bay Freeport Zone runs roughly 30% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Subic Bay Freeport Zone gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Subic Bay Freeport Zone and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Subic Bay Freeport Zone gentler on the wallet – expenses run 16% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.