Last update: Oct 2026

Cost of Living Comparison Between Stratford, ON and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,992 in Stratford, ON, rent and utilities included – about $7,700 less a year. Other living expenses account for most of the difference.

96

Cost of Living Index in Stratford, ON
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Stratford, ON Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stratford, ON

🇨🇦 Canada

$1,992

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Stratford, ON and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stratford, ON and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,992 in Stratford, ON versus $1,349 in Ubud, Bali.

Stratford, ON $1,992
Ubud, Bali $1,349

Estimated couple costs with rent: $3,189 in Stratford, ON versus $2,305 in Ubud, Bali.

Stratford, ON $3,189
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,387 in Stratford, ON versus $3,261 in Ubud, Bali.

Stratford, ON $4,387
Ubud, Bali $3,261

Living in Stratford, ON is roughly 48% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.70 CA$24.76

$3.32 Rp 60.4K

433.13%

Three-Course Dinner for Two, Mid-Range

$49.39 CA$69.1

$35.64 Rp 648.1K

38.58%

Fast Food Meal (McDonalds, etc)

$11.27 CA$15.76

$5.53 Rp 100.6K

103.80%

Cappuccino

$3.46 CA$4.83

$2.72 Rp 49.4K

27.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 CA$2.08

$1.70 Rp 30.9K

-12.35%

Water (0.33 liter bottle)

$1.33 CA$1.85

$0.76 Rp 13.8K

75.00%

Local Beer (0.5 liter draught)

$4.16 CA$5.82

$2.65 Rp 48.3K

56.98%

Imported Beer (0.33 liter bottle)

$4.58 CA$6.40

$4.38 Rp 79.7K

4.57%

Milk (1 liter)

$2.14 CA$2.99

$1.49 Rp 27.1K

43.62%

White Bread (500g)

$2.90 CA$4.06

$2.28 Rp 41.4K

27.19%

Rice (white) (1kg)

$3.75 CA$5.25

$1.19 Rp 21.6K

215.13%

Eggs

$3.04 CA$4.25

$2.04 Rp 37.0K

49.02%

Local Cheese (1kg)

$10.42 CA$14.57

$17.70 Rp 321.9K

-41.13%

Chicken Fillets (1kg)

$11.60 CA$16.23

$3.96 Rp 72.1K

192.93%

Beef Round Steak (1kg)

$22.09 CA$30.89

$12.19 Rp 221.7K

81.21%

Apples (1kg)

$3.63 CA$5.07

$3.66 Rp 66.5K

-0.82%

Banana (1kg)

$1.06 CA$1.49

$1.52 Rp 27.6K

-30.26%

Oranges (1kg)

$4.40 CA$6.16

$2.23 Rp 40.5K

97.31%

Tomato (1kg)

$4.55 CA$6.36

$1.97 Rp 35.9K

130.96%

Potato (1kg)

$3.46 CA$4.83

$1.85 Rp 33.6K

87.03%

Onion (1kg)

$2.30 CA$3.21

$2.42 Rp 44.1K

-4.96%

Lettuce (1 head)

$2.49 CA$3.49

$0.99 Rp 18.0K

151.52%

Water (1.5 liter bottle)

$1.47 CA$2.06

$0.51 Rp 9,336

188.24%

Cigarettes 20 Pack (Marlboro, Camel)

$11.13 CA$15.57

$2.22 Rp 40.4K

401.35%

Wine (Bottle)

$10.88 CA$15.21

$22.24 Rp 404.4K

-51.08%

Local Beer (0.5 liter bottle)

$3.36 CA$4.70

$2.26 Rp 41.1K

48.67%

Imported Beer (0.33 liter bottle)

$3.16 CA$4.42

$2.97 Rp 54.0K

6.40%

One-way Ticket (Public Transport)

$2.09 CA$2.92

$0.25 Rp 4,564

736.00%

Public Transport Monthly Pass (Regular Price)

$49.32 CA$69.0

$7.82 Rp 142.3K

530.69%

Taxi Start (Normal Tariff)

$2.33 CA$3.25

$0.44 Rp 7,992

429.55%

Taxi (Normal Tariff) (1km)

$1.84 CA$2.58

$0.43 Rp 7,821

327.91%

Taxi 1hour Waiting (Normal Tariff)

$24.43 CA$34.17

$5.41 Rp 98.4K

351.57%

Gasoline (1 liter)

$1.08 CA$1.51

$0.82 Rp 15.0K

31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K CA$38.8K

$23.8K Rp 433.5M

16.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K CA$31.8K

$31.7K Rp 577.3M

-28.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$79.1 Rp 1.4M

53.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.64 CA$55.4

$6.45 Rp 117.2K

514.57%

Internet (50+ Mbps, Unlimited Data)

$31.75 CA$44.40

$18.58 Rp 337.8K

70.88%

Gym Membership (Monthly)

$42.49 CA$59.4

$49.48 Rp 899.8K

-14.13%

Tennis Court (1 Hour on Weekend)

$19.24 CA$26.92

$17.65 Rp 320.9K

9.01%

Cinema Ticket

$10.31 CA$14.42

$4.27 Rp 77.7K

141.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$823 CA$1,152

$491 Rp 8.9M

67.83%

International Primary School, 1 Child (Yearly)

$17.0K CA$23.7K

$5,674 Rp 103.2M

198.90%

Jeans (Levis 501 Or Similar)

$64.3 CA$90.0

$44.64 Rp 811.7K

44.11%

Summer Dress (H&M, Zara, etc)

$37.14 CA$52.0

$34.95 Rp 635.6K

6.27%

Sport Shoes (Adidas, Nike)

$86.1 CA$120

$79.9 Rp 1.5M

7.80%

Men's Leather Business Shoes

$126 CA$177

$79.4 Rp 1.4M

59.12%

1-bedroom Apartment, City Center (Monthly)

$1,209 CA$1,691

$1,125 Rp 20.5M

7.50%

1-bedroom Apartment, Outside City Center (Monthly)

$883 CA$1,234

$671 Rp 12.2M

31.43%

3-bedroom Apartment, City Center (Monthly)

$2,117 CA$2,961

$3,565 Rp 64.8M

-40.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,892 CA$2,646

$1,723 Rp 31.3M

9.78%

Buy Apartment in City Center (m2)

$3,782 CA$5,290

$2,732 Rp 49.7M

38.45%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$2,765 CA$3,868

$164 Rp 3.0M

1587.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

13.78

-63.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stratford, ON: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stratford, ON

$883 44.3%

Ubud, Bali

$672 49.8% 23.9% $211

Groceries & Markets

Stratford, ON

$385 19.4%

Ubud, Bali

$288 21.4% 25.2% $97

Eating Out

Stratford, ON

$258 13%

Ubud, Bali

$108 8% 58.3% $150

Monthly Utilities & Internet

Stratford, ON

$192 9.7%

Ubud, Bali

$104 7.7% 45.9% $88

Clothing & Footwear

Stratford, ON

$141 7.1%

Ubud, Bali

$108 8% 23.9% $34

Getting Around

Stratford, ON

$69 3.5%

Ubud, Bali

$11 0.9% 83.5% $58

Sport & Entertainment

Stratford, ON

$63 3.2%

Ubud, Bali

$58 4.3% 8% $5.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,209 in Stratford, ON and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stratford, ON pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $49 in Stratford, ON vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $385 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Stratford, ON

🇮🇩 Ubud, Bali

🕒 Local time

05:42 5:42 AM

17:42 5:42 PM

12 h ahead of Stratford, ON

🌤 Weather

👥 Population

31,465

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.641 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to CAD in detail →

On the map

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Between locations

Stratford, ON Ubud, Bali 15,830 km ≈ 20 h nonstop flight

From you

Stratford, ON
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stratford, ON vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,992 in Stratford, ON and $1,349 in Ubud, Bali, so Ubud, Bali is about 32% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Stratford, ON is about 17 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,209 in Stratford, ON versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,992 per month in Stratford, ON versus $1,349 in Ubud, Bali – Ubud, Bali is about 32% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 84% less than in Stratford, ON. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Stratford, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.