Cost of Living Comparison Between Stratford, ON and Ubud, Bali Cost of Living Comparison Between Stratford, ON and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,037 in Stratford, ON versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $3,294 in Stratford, ON versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,551 in Stratford, ON versus $3,275 in Ubud, Bali.

Living in Stratford, ON is roughly 48% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stratford, ON 48% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$18.00 CA$24.96

$3.33 Rp 58.7K

440.54%

Three-Course Dinner for Two, Mid-Range

$50.0 CA$69.4

$35.82 Rp 630.7K

39.64%

Fast Food Meal (McDonalds, etc)

$11.42 CA$15.84

$5.63 Rp 99.1K

102.84%

Cappuccino

$3.51 CA$4.87

$2.82 Rp 49.7K

24.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 CA$2.10

$1.75 Rp 30.8K

-13.71%

Water (0.33 liter bottle)

$1.38 CA$1.91

$0.80 Rp 14.0K

72.50%

Local Beer (0.5 liter draught)

$4.38 CA$6.07

$3.04 Rp 53.6K

44.08%

Imported Beer (0.33 liter bottle)

$4.73 CA$6.55

$4.30 Rp 75.7K

10.00%

Milk (1 liter)

$2.17 CA$3.01

$1.61 Rp 28.3K

34.78%

White Bread (500g)

$2.97 CA$4.12

$2.27 Rp 39.9K

30.84%

Rice (white) (1kg)

$3.82 CA$5.29

$1.17 Rp 20.6K

226.50%

Eggs

$2.95 CA$4.10

$2.17 Rp 38.2K

35.94%

Local Cheese (1kg)

$9.69 CA$13.43

$17.63 Rp 310.5K

-45.04%

Chicken Fillets (1kg)

$11.44 CA$15.86

$4.05 Rp 71.4K

182.47%

Beef Round Steak (1kg)

$34.97 CA$48.49

$12.18 Rp 214.5K

187.11%

Apples (1kg)

$3.75 CA$5.19

$3.62 Rp 63.7K

3.59%

Banana (1kg)

$1.03 CA$1.43

$1.64 Rp 28.8K

-37.20%

Oranges (1kg)

$4.84 CA$6.71

$2.31 Rp 40.6K

109.52%

Tomato (1kg)

$4.14 CA$5.75

$1.96 Rp 34.5K

111.22%

Potato (1kg)

$3.36 CA$4.66

$1.84 Rp 32.5K

82.61%

Onion (1kg)

$2.45 CA$3.39

$2.37 Rp 41.7K

3.38%

Lettuce (1 head)

$2.46 CA$3.41

$1.05 Rp 18.5K

134.29%

Water (1.5 liter bottle)

$1.35 CA$1.87

$0.54 Rp 9,560

150.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.36 CA$15.76

$2.30 Rp 40.6K

393.91%

Wine (Bottle)

$11.08 CA$15.37

$23.08 Rp 406.4K

-51.99%

Local Beer (0.5 liter bottle)

$3.54 CA$4.90

$2.34 Rp 41.2K

51.28%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.26

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$2.14 CA$2.97

$0.25 Rp 4,365

756.00%

Public Transport Monthly Pass (Regular Price)

$50.1 CA$69.5

$9.42 Rp 165.9K

431.85%

Taxi Start (Normal Tariff)

$2.37 CA$3.28

$0.49 Rp 8,631

383.67%

Taxi (Normal Tariff) (1km)

$1.87 CA$2.59

$0.47 Rp 8,349

297.87%

Taxi 1hour Waiting (Normal Tariff)

$24.33 CA$33.75

$5.60 Rp 98.6K

334.46%

Gasoline (1 liter)

$1.08 CA$1.49

$0.81 Rp 14.2K

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$39.6K

$25.0K Rp 440.3M

14.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K CA$28.6K

$31.1K Rp 547.0M

-33.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 CA$176

$82.7 Rp 1.5M

53.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.53 CA$54.8

$6.49 Rp 114.2K

509.09%

Internet (50+ Mbps, Unlimited Data)

$32.27 CA$44.75

$18.79 Rp 330.8K

71.74%

Gym Membership (Monthly)

$44.24 CA$61.4

$55.2 Rp 972.6K

-19.91%

Tennis Court (1 Hour on Weekend)

$20.10 CA$27.88

$18.21 Rp 320.6K

10.38%

Cinema Ticket

$10.58 CA$14.68

$4.30 Rp 75.7K

146.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$831 CA$1,153

$494 Rp 8.7M

68.22%

International Primary School, 1 Child (Yearly)

$17.2K CA$23.8K

$5,917 Rp 104.2M

190.06%

Jeans (Levis 501 Or Similar)

$47.42 CA$65.8

$46.28 Rp 814.8K

2.46%

Summer Dress (H&M, Zara, etc)

$36.90 CA$51.2

$36.44 Rp 641.6K

1.26%

Sport Shoes (Adidas, Nike)

$78.1 CA$108

$80.7 Rp 1.4M

-3.23%

Men's Leather Business Shoes

$126 CA$174

$78.8 Rp 1.4M

59.49%

1-bedroom Apartment, City Center (Monthly)

$1,227 CA$1,702

$1,114 Rp 19.6M

10.14%

1-bedroom Apartment, Outside City Center (Monthly)

$920 CA$1,275

$693 Rp 12.2M

32.64%

3-bedroom Apartment, City Center (Monthly)

$2,181 CA$3,025

$3,639 Rp 64.1M

-40.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,857 CA$2,575

$1,712 Rp 30.1M

8.46%

Buy Apartment in City Center (m2)

$3,725 CA$5,166

$2,761 Rp 48.6M

34.95%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$2,730 CA$3,786

$167 Rp 2.9M

1533.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

13.78

-63.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stratford, ON: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,227 in Stratford, ON and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stratford, ON pays 1534% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Stratford, ON vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $422 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stratford, ON vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Stratford, ON and Ubud, Bali differ by about 48% in total monthly costs ($2,037 vs $1,378 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1534% higher in Stratford, ON, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,227 in Stratford, ON versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,037 per month in Stratford, ON versus $1,378 in Ubud, Bali – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 432% less than in Stratford, ON. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,378 in Ubud, Bali versus $2,037 in Stratford, ON, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stratford, ON. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Stratford, ON and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Stratford, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.