Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stratford, ON

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,992 in Stratford, ON, rent and utilities included – about $7,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
96

Cost of Living Index in Stratford, ON
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Stratford, ON Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Stratford, ON

🇨🇦 Canada

$1,992

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stratford, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stratford, ON actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,992 in Stratford, ON.

Ubud, Bali $1,349
Stratford, ON $1,992

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,189 in Stratford, ON.

Ubud, Bali $2,305
Stratford, ON $3,189

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,387 in Stratford, ON.

Ubud, Bali $3,261
Stratford, ON $4,387

Living in Ubud, Bali costs roughly 32% less than in Stratford, ON, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$17.70 CA$24.76

-81.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$49.39 CA$69.1

-27.84%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.27 CA$15.76

-50.93%

Cappuccino

$2.72 Rp 49.4K

$3.46 CA$4.83

-21.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.49 CA$2.08

14.09%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.33 CA$1.85

-42.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$4.16 CA$5.82

-36.30%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$4.58 CA$6.40

-4.37%

Milk (1 liter)

$1.49 Rp 27.1K

$2.14 CA$2.99

-30.37%

White Bread (500g)

$2.28 Rp 41.4K

$2.90 CA$4.06

-21.38%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.75 CA$5.25

-68.27%

Eggs

$2.04 Rp 37.0K

$3.04 CA$4.25

-32.89%

Local Cheese (1kg)

$17.70 Rp 321.9K

$10.42 CA$14.57

69.87%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$11.60 CA$16.23

-65.86%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$22.09 CA$30.89

-44.82%

Apples (1kg)

$3.66 Rp 66.5K

$3.63 CA$5.07

0.83%

Banana (1kg)

$1.52 Rp 27.6K

$1.06 CA$1.49

43.40%

Oranges (1kg)

$2.23 Rp 40.5K

$4.40 CA$6.16

-49.32%

Tomato (1kg)

$1.97 Rp 35.9K

$4.55 CA$6.36

-56.70%

Potato (1kg)

$1.85 Rp 33.6K

$3.46 CA$4.83

-46.53%

Onion (1kg)

$2.42 Rp 44.1K

$2.30 CA$3.21

5.22%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.49 CA$3.49

-60.24%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.47 CA$2.06

-65.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$11.13 CA$15.57

-80.05%

Wine (Bottle)

$22.24 Rp 404.4K

$10.88 CA$15.21

104.41%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.36 CA$4.70

-32.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.16 CA$4.42

-6.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$2.09 CA$2.92

-88.04%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$49.32 CA$69.0

-84.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$2.33 CA$3.25

-81.12%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.84 CA$2.58

-76.63%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$24.43 CA$34.17

-77.86%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 CA$1.51

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$27.7K CA$38.8K

-13.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$22.8K CA$31.8K

39.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$121 CA$169

-34.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$39.64 CA$55.4

-83.73%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$31.75 CA$44.40

-41.48%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$42.49 CA$59.4

16.45%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$19.24 CA$26.92

-8.26%

Cinema Ticket

$4.27 Rp 77.7K

$10.31 CA$14.42

-58.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$823 CA$1,152

-40.42%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$17.0K CA$23.7K

-66.54%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$64.3 CA$90.0

-30.61%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$37.14 CA$52.0

-5.90%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$86.1 CA$120

-7.23%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$126 CA$177

-37.15%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$1,209 CA$1,691

-6.98%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$883 CA$1,234

-23.91%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,117 CA$2,961

68.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,892 CA$2,646

-8.91%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$3,782 CA$5,290

-27.77%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,765 CA$3,868

-94.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.99

176.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Stratford, ON: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Stratford, ON

$883 44.3% 31.4% $211

Groceries & Markets

Ubud, Bali

$288 21.4%

Stratford, ON

$385 19.4% 33.6% $97

Eating Out

Ubud, Bali

$108 8%

Stratford, ON

$258 13% 140% $150

Clothing & Footwear

Ubud, Bali

$108 8%

Stratford, ON

$141 7.1% 31.4% $34

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Stratford, ON

$192 9.7% 84.9% $88

Sport & Entertainment

Ubud, Bali

$58 4.3%

Stratford, ON

$63 3.2% 8.8% $5.1

Getting Around

Ubud, Bali

$11 0.9%

Stratford, ON

$69 3.5% 506% $58

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,209 in Stratford, ON. Housing cost is often the main lever when comparing two cities.

Stratford, ON pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $49 in Stratford, ON for a mid-range dinner for two. Groceries echo the gap at $288 vs $385 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Stratford, ON

🕒 Local time

18:23 6:23 PM

06:23 6:23 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

31,465

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 CAD = 0.715 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Stratford, ON 15,830 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Stratford, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stratford, ON: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,992 in Stratford, ON, so Ubud, Bali is about 32% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,209 in Stratford, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,992 in Stratford, ON – Ubud, Bali is about 32% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 84% less than in Stratford, ON. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Stratford, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.