Cost of Living Comparison Between Ubud, Bali and Stratford, ON Cost of Living Comparison Between Ubud, Bali and Stratford, ON

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,037 in Stratford, ON.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,294 in Stratford, ON.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $4,551 in Stratford, ON.

Living in Ubud, Bali costs roughly 32% less than in Stratford, ON, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Stratford, ON 48% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$18.00 CA$24.96

-81.50%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$50.0 CA$69.4

-28.39%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.42 CA$15.84

-50.70%

Cappuccino

$2.82 Rp 49.7K

$3.51 CA$4.87

-19.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.51 CA$2.10

15.89%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.38 CA$1.91

-42.03%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$4.38 CA$6.07

-30.59%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.73 CA$6.55

-9.09%

Milk (1 liter)

$1.61 Rp 28.3K

$2.17 CA$3.01

-25.81%

White Bread (500g)

$2.27 Rp 39.9K

$2.97 CA$4.12

-23.57%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.82 CA$5.29

-69.37%

Eggs

$2.17 Rp 38.2K

$2.95 CA$4.10

-26.44%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.69 CA$13.43

81.94%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$11.44 CA$15.86

-64.60%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$34.97 CA$48.49

-65.17%

Apples (1kg)

$3.62 Rp 63.7K

$3.75 CA$5.19

-3.47%

Banana (1kg)

$1.64 Rp 28.8K

$1.03 CA$1.43

59.22%

Oranges (1kg)

$2.31 Rp 40.6K

$4.84 CA$6.71

-52.27%

Tomato (1kg)

$1.96 Rp 34.5K

$4.14 CA$5.75

-52.66%

Potato (1kg)

$1.84 Rp 32.5K

$3.36 CA$4.66

-45.24%

Onion (1kg)

$2.37 Rp 41.7K

$2.45 CA$3.39

-3.27%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.46 CA$3.41

-57.32%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.35 CA$1.87

-60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$11.36 CA$15.76

-79.75%

Wine (Bottle)

$23.08 Rp 406.4K

$11.08 CA$15.37

108.30%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.54 CA$4.90

-33.90%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.07 CA$4.26

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$2.14 CA$2.97

-88.32%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$50.1 CA$69.5

-81.20%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.37 CA$3.28

-79.32%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.87 CA$2.59

-74.87%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$24.33 CA$33.75

-76.98%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.08 CA$1.49

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$28.6K CA$39.6K

-12.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$20.6K CA$28.6K

50.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$127 CA$176

-34.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$39.53 CA$54.8

-83.58%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$32.27 CA$44.75

-41.77%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$44.24 CA$61.4

24.86%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$20.10 CA$27.88

-9.40%

Cinema Ticket

$4.30 Rp 75.7K

$10.58 CA$14.68

-59.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$831 CA$1,153

-40.55%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$17.2K CA$23.8K

-65.52%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$47.42 CA$65.8

-2.40%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$36.90 CA$51.2

-1.25%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$78.1 CA$108

3.34%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$126 CA$174

-37.30%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,227 CA$1,702

-9.21%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$920 CA$1,275

-24.61%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$2,181 CA$3,025

66.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,857 CA$2,575

-7.80%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,725 CA$5,166

-25.90%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,730 CA$3,786

-93.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.99

176.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Stratford, ON: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,227 in Stratford, ON. Housing cost is often the main lever when comparing two cities.

Stratford, ON pays 1534% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $50.0 in Stratford, ON for a mid-range dinner for two. Groceries echo the gap at $294 vs $422 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stratford, ON: Cost of Living - Frequently Asked Questions

Ubud, Bali and Stratford, ON differ by about 48% in total monthly costs ($1,378 vs $2,037 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1534% lower in Stratford, ON. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $1,227 in Stratford, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,378 per month in Ubud, Bali versus $2,037 in Stratford, ON – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 432% less than in Stratford, ON. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,378 in Ubud, Bali versus $2,037 in Stratford, ON, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stratford, ON. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Stratford, ON are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Stratford, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.