Last update: Oct 2026

Cost of Living Comparison Between Stratford, ON and Toronto

For one person, living is cheaper in Stratford, ON: $1,992 a month against $2,589 in Toronto, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

96

Cost of Living Index in Stratford, ON
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Stratford, ON Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Stratford, ON

🇨🇦 Canada

$1,992

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Stratford, ON and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stratford, ON and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,992 in Stratford, ON versus $2,589 in Toronto.

Stratford, ON $1,992
Toronto $2,589

Estimated couple costs with rent: $3,189 in Stratford, ON versus $3,710 in Toronto.

Stratford, ON $3,189
Toronto $3,710

Monthly costs for a family of three with rent: $4,387 in Stratford, ON versus $4,831 in Toronto.

Stratford, ON $4,387
Toronto $4,831

Living in Stratford, ON costs roughly 23% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Stratford, ON 46% above, Toronto 90% above.

Meal at Budget Restaurant

$17.70 CA$24.76

$17.60 CA$24.62

0.57%

Three-Course Dinner for Two, Mid-Range

$49.39 CA$69.1

$77.8 CA$109

-36.52%

Fast Food Meal (McDonalds, etc)

$11.27 CA$15.76

$10.59 CA$14.81

6.42%

Cappuccino

$3.46 CA$4.83

$4.16 CA$5.82

-16.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 CA$2.08

$2.04 CA$2.86

-26.96%

Water (0.33 liter bottle)

$1.33 CA$1.85

$1.75 CA$2.45

-24.00%

Local Beer (0.5 liter draught)

$4.16 CA$5.82

$6.58 CA$9.20

-36.78%

Imported Beer (0.33 liter bottle)

$4.58 CA$6.40

$7.11 CA$9.95

-35.58%

Milk (1 liter)

$2.14 CA$2.99

$2.53 CA$3.55

-15.42%

White Bread (500g)

$2.90 CA$4.06

$2.70 CA$3.78

7.41%

Rice (white) (1kg)

$3.75 CA$5.25

$2.24 CA$3.13

67.41%

Eggs

$3.04 CA$4.25

$3.48 CA$4.87

-12.64%

Local Cheese (1kg)

$10.42 CA$14.57

$9.38 CA$13.11

11.09%

Chicken Fillets (1kg)

$11.60 CA$16.23

$11.60 CA$16.22

Beef Round Steak (1kg)

$22.09 CA$30.89

$14.68 CA$20.54

50.48%

Apples (1kg)

$3.63 CA$5.07

$3.74 CA$5.24

-2.94%

Banana (1kg)

$1.06 CA$1.49

$1.22 CA$1.71

-13.11%

Oranges (1kg)

$4.40 CA$6.16

$3.48 CA$4.87

26.44%

Tomato (1kg)

$4.55 CA$6.36

$4.32 CA$6.05

5.32%

Potato (1kg)

$3.46 CA$4.83

$1.85 CA$2.59

87.03%

Onion (1kg)

$2.30 CA$3.21

$1.69 CA$2.36

36.09%

Lettuce (1 head)

$2.49 CA$3.49

$2.23 CA$3.12

11.66%

Water (1.5 liter bottle)

$1.47 CA$2.06

$1.28 CA$1.79

14.84%

Cigarettes 20 Pack (Marlboro, Camel)

$11.13 CA$15.57

$14.04 CA$19.64

-20.73%

Wine (Bottle)

$10.88 CA$15.21

$14.43 CA$20.18

-24.60%

Local Beer (0.5 liter bottle)

$3.36 CA$4.70

$2.16 CA$3.02

55.56%

Imported Beer (0.33 liter bottle)

$3.16 CA$4.42

$2.52 CA$3.53

25.40%

One-way Ticket (Public Transport)

$2.09 CA$2.92

$2.37 CA$3.31

-11.81%

Public Transport Monthly Pass (Regular Price)

$49.32 CA$69.0

$112 CA$157

-56.14%

Taxi Start (Normal Tariff)

$2.33 CA$3.25

$3.04 CA$4.26

-23.36%

Taxi (Normal Tariff) (1km)

$1.84 CA$2.58

$1.24 CA$1.73

48.39%

Taxi 1hour Waiting (Normal Tariff)

$24.43 CA$34.17

$22.55 CA$31.55

8.34%

Gasoline (1 liter)

$1.08 CA$1.51

$1.24 CA$1.74

-12.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K CA$38.8K

$26.9K CA$37.6K

3.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K CA$31.8K

$21.4K CA$29.9K

6.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$125 CA$174

-2.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.64 CA$55.4

$33.05 CA$46.23

19.94%

Internet (50+ Mbps, Unlimited Data)

$31.75 CA$44.40

$47.96 CA$67.1

-33.80%

Gym Membership (Monthly)

$42.49 CA$59.4

$36.69 CA$51.3

15.81%

Tennis Court (1 Hour on Weekend)

$19.24 CA$26.92

$23.67 CA$33.11

-18.72%

Cinema Ticket

$10.31 CA$14.42

$13.08 CA$18.29

-21.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$823 CA$1,152

$759 CA$1,061

8.48%

International Primary School, 1 Child (Yearly)

$17.0K CA$23.7K

$23.8K CA$33.3K

-28.69%

Jeans (Levis 501 Or Similar)

$64.3 CA$90.0

$53.5 CA$74.9

20.15%

Summer Dress (H&M, Zara, etc)

$37.14 CA$52.0

$40.44 CA$56.6

-8.16%

Sport Shoes (Adidas, Nike)

$86.1 CA$120

$100 CA$141

-14.28%

Men's Leather Business Shoes

$126 CA$177

$125 CA$175

0.91%

1-bedroom Apartment, City Center (Monthly)

$1,209 CA$1,691

$1,630 CA$2,280

-25.81%

1-bedroom Apartment, Outside City Center (Monthly)

$883 CA$1,234

$1,416 CA$1,980

-37.66%

3-bedroom Apartment, City Center (Monthly)

$2,117 CA$2,961

$2,694 CA$3,768

-21.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,892 CA$2,646

$2,101 CA$2,939

-9.96%

Buy Apartment in City Center (m2)

$3,782 CA$5,290

$7,551 CA$10.6K

-49.91%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,335

Average Monthly Net Salary (After Tax)

$2,765 CA$3,868

$3,543 CA$4,956

-21.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

4.45

12.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stratford, ON: October 27, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stratford, ON

$883 44.3%

Toronto

$1.4K 54.7% 60.4% $533

Groceries & Markets

Stratford, ON

$385 19.4%

Toronto

$345 13.3% 10.5% $41

Eating Out

Stratford, ON

$258 13%

Toronto

$285 11% 10.3% $27

Monthly Utilities & Internet

Stratford, ON

$192 9.7%

Toronto

$206 7.9% 6.8% $13

Clothing & Footwear

Stratford, ON

$141 7.1%

Toronto

$144 5.6% 1.8% $2.6

Getting Around

Stratford, ON

$69 3.5%

Toronto

$131 5.1% 89.5% $62

Sport & Entertainment

Stratford, ON

$63 3.2%

Toronto

$63 2.4% 0.4% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,209 in Stratford, ON and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49 in Stratford, ON vs $78 in Toronto. Groceries flip the comparison at $385 vs $345, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Stratford, ON

🇨🇦 Toronto

🕒 Local time

20:37 8:37 PM

Same time as Stratford, ON

🌤 Weather

👥 Population

31,465

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

Exchange rates and currency converter

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Stratford, ON Toronto 130 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stratford, ON vs Toronto: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,992 in Stratford, ON and $2,589 in Toronto, so Stratford, ON is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 22% lower in Stratford, ON. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,209 in Stratford, ON versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,992 per month in Stratford, ON versus $2,589 in Toronto – Stratford, ON is about 23% cheaper, which adds up to real savings over time.

A monthly transit pass in Stratford, ON runs roughly 56% less than in Toronto. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Stratford, ON gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

It comes down to priorities – Stratford, ON wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.