Last update: Oct 2026

Cost of Living Comparison Between Stirling and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,133 in Stirling, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Stirling
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Stirling Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stirling

🇬🇧 United Kingdom

$2,133

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Stirling and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stirling and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,133 per month in Stirling vs $1,349 in Ubud, Bali, rent included.

Stirling $2,133
Ubud, Bali $1,349

A couple spends around $3,249 per month in Stirling vs $2,305 in Ubud, Bali, rent included.

Stirling $3,249
Ubud, Bali $2,305

A family of three spends $4,365 per month in Stirling vs $3,261 in Ubud, Bali, rent included.

Stirling $4,365
Ubud, Bali $3,261

Stirling costs about 58% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.26 £15.14

$3.32 Rp 60.3K

510.24%

Three-Course Dinner for Two, Mid-Range

$93.5 £69.9

$35.64 Rp 646.5K

162.40%

Fast Food Meal (McDonalds, etc)

$10.62 £7.93

$5.53 Rp 100.4K

92.04%

Cappuccino

$4.68 £3.49

$2.72 Rp 49.3K

72.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 £1.83

$1.70 Rp 30.9K

44.12%

Water (0.33 liter bottle)

$1.83 £1.36

$0.76 Rp 13.8K

140.79%

Local Beer (0.5 liter draught)

$6.13 £4.58

$2.65 Rp 48.1K

131.32%

Imported Beer (0.33 liter bottle)

$4.56 £3.41

$4.38 Rp 79.5K

4.11%

Milk (1 liter)

$1.37 £1.02

$1.49 Rp 27.0K

-8.05%

White Bread (500g)

$1.36 £1.02

$2.28 Rp 41.3K

-40.35%

Rice (white) (1kg)

$1.89 £1.41

$1.19 Rp 21.6K

58.82%

Eggs

$3.72 £2.78

$2.04 Rp 36.9K

82.35%

Local Cheese (1kg)

$8.72 £6.51

$17.70 Rp 321.1K

-50.73%

Chicken Fillets (1kg)

$7.72 £5.77

$3.96 Rp 71.9K

94.95%

Beef Round Steak (1kg)

$6.58 £4.91

$12.19 Rp 221.1K

-46.02%

Apples (1kg)

$2.96 £2.21

$3.66 Rp 66.3K

-19.13%

Banana (1kg)

$1.34 £1.00

$1.52 Rp 27.5K

-11.84%

Oranges (1kg)

$2.85 £2.13

$2.23 Rp 40.4K

27.80%

Tomato (1kg)

$2.66 £1.99

$1.97 Rp 35.8K

35.03%

Potato (1kg)

$1.65 £1.23

$1.85 Rp 33.5K

-10.81%

Onion (1kg)

$1.50 £1.12

$2.42 Rp 44.0K

-38.02%

Lettuce (1 head)

$1.01 £0.75

$0.99 Rp 18.0K

2.02%

Water (1.5 liter bottle)

$1.49 £1.11

$0.51 Rp 9,313

192.16%

Cigarettes 20 Pack (Marlboro, Camel)

$22.67 £16.93

$2.22 Rp 40.3K

921.17%

Wine (Bottle)

$11.07 £8.27

$22.24 Rp 403.4K

-50.22%

Local Beer (0.5 liter bottle)

$2.72 £2.03

$2.26 Rp 41.0K

20.35%

Imported Beer (0.33 liter bottle)

$2.93 £2.19

$2.97 Rp 53.9K

-1.35%

One-way Ticket (Public Transport)

$6.25 £4.67

$0.25 Rp 4,553

2400.00%

Public Transport Monthly Pass (Regular Price)

$75.9 £56.7

$7.82 Rp 141.9K

870.08%

Taxi Start (Normal Tariff)

$3.91 £2.92

$0.44 Rp 7,972

788.64%

Taxi (Normal Tariff) (1km)

$2.42 £1.81

$0.43 Rp 7,801

462.79%

Taxi 1hour Waiting (Normal Tariff)

$23.97 £17.91

$5.41 Rp 98.1K

343.07%

Gasoline (1 liter)

$2.07 £1.55

$0.82 Rp 15.0K

152.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K £28.9K

$23.8K Rp 432.4M

62.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K £29.9K

$31.7K Rp 575.9M

25.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 £212

$79.1 Rp 1.4M

259.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.62 £11.67

$6.45 Rp 116.9K

142.17%

Internet (50+ Mbps, Unlimited Data)

$40.24 £30.06

$18.58 Rp 337.0K

116.58%

Gym Membership (Monthly)

$31.94 £23.86

$49.48 Rp 897.5K

-35.45%

Tennis Court (1 Hour on Weekend)

$16.97 £12.68

$17.65 Rp 320.1K

-3.85%

Cinema Ticket

$9.29 £6.94

$4.27 Rp 77.5K

117.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,875 £1,401

$491 Rp 8.9M

282.17%

International Primary School, 1 Child (Yearly)

$23.3K £17.4K

$5,674 Rp 102.9M

310.07%

Jeans (Levis 501 Or Similar)

$98.5 £73.6

$44.64 Rp 809.7K

120.56%

Summer Dress (H&M, Zara, etc)

$36.77 £27.47

$34.95 Rp 634.0K

5.21%

Sport Shoes (Adidas, Nike)

$92.6 £69.2

$79.9 Rp 1.4M

15.87%

Men's Leather Business Shoes

$54.3 £40.58

$79.4 Rp 1.4M

-31.60%

1-bedroom Apartment, City Center (Monthly)

$1,028 £768

$1,125 Rp 20.4M

-8.65%

1-bedroom Apartment, Outside City Center (Monthly)

$938 £701

$671 Rp 12.2M

39.71%

3-bedroom Apartment, City Center (Monthly)

$2,350 £1,756

$3,565 Rp 64.7M

-34.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 £1,270

$1,723 Rp 31.3M

-1.34%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$3,505 £2,618

$164 Rp 3.0M

2039.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

13.78

-62.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stirling: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stirling

$938 44%

Ubud, Bali

$672 49.8% 28.4% $267

Monthly Utilities & Internet

Stirling

$340 16%

Ubud, Bali

$104 7.7% 69.4% $236

Eating Out

Stirling

$307 14.4%

Ubud, Bali

$108 8% 64.9% $199

Groceries & Markets

Stirling

$253 11.9%

Ubud, Bali

$288 21.4% 13.9% $35

Clothing & Footwear

Stirling

$127 6%

Ubud, Bali

$108 8% 15.3% $19

Getting Around

Stirling

$117 5.5%

Ubud, Bali

$11 0.9% 90.2% $105

Sport & Entertainment

Stirling

$51 2.4%

Ubud, Bali

$58 4.3% 14.8% $7.5

Cost Breakdown

A central one-bedroom costs $1,028 in Stirling versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stirling are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94 in Stirling versus $36 in Ubud, Bali. Groceries tell a different story – $253 in Stirling vs $288 in Ubud, Bali – so Stirling wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Stirling

🇮🇩 Ubud, Bali

🕒 Local time

10:04 10:04 AM

18:04 6:04 PM

8 h ahead of Stirling

🌤 Weather

👥 Population

37,800

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Stirling Ubud, Bali 12,570 km ≈ 16 h nonstop flight

From you

Stirling
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stirling vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Stirling is pricier by about 58%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,199 per month in Stirling and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,028 in Stirling and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,133 in Stirling and $1,349 in Ubud, Bali. That makes Ubud, Bali about 37% cheaper.

Public transport costs about 90% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,133 in Stirling and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,133 in Stirling. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Stirling makes more sense. Both are solid long-term options with distinct trade-offs.