😐Monthly costs for one person with rent: $2,099 in Stirling versus $2,008 in Bilbao.
😐Estimated couple costs with rent: $3,262 in Stirling versus $2,876 in Bilbao.
😐Monthly costs for a family of three with rent: $4,426 in Stirling versus $3,743 in Bilbao.
😐Living in Stirling is roughly 5% more expensive than Bilbao, driven mainly by Getting Around.
📊Both cities are pricier than the global median: Stirling57% above, Bilbao50% above.
Currency
🍽 Eating Out
Stirling
Bilbao
Difference
Meal at Budget Restaurant
$15.99£11.91
$17.06€14.69
-6.27%
Three-Course Dinner for Two, Mid-Range
$81.0£60.3
$70.6€60.8
14.67%
Fast Food Meal(McDonalds, etc)
$9.88£7.36
$11.36€9.78
-13.03%
Cappuccino
$3.83£2.85
$2.30€1.98
66.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.03£1.51
$3.01€2.59
-32.56%
Water(0.33 liter bottle)
$1.58£1.17
$1.98€1.71
-20.20%
Local Beer(0.5 liter draught)
$5.98£4.45
$3.67€3.16
62.94%
Imported Beer(0.33 liter bottle)
$5.85£4.36
$3.75€3.23
56.00%
🛒 Groceries & Markets
Stirling
Bilbao
Difference
Milk(1 liter)
$0.92£0.68
$1.29€1.11
-28.68%
White Bread(500g)
$1.67£1.25
$1.49€1.28
12.08%
Rice(white)(1kg)
$1.81£1.35
$1.71€1.47
5.85%
Eggs
$3.73£2.77
$2.92€2.51
27.74%
Local Cheese(1kg)
$8.90£6.63
$15.66€13.49
-43.17%
Chicken Fillets(1kg)
$8.39£6.25
$8.66€7.46
-3.12%
Beef Round Steak(1kg)
$13.85£10.32
$13.63€11.73
1.61%
Apples(1kg)
$2.74£2.04
$2.69€2.32
1.86%
Banana(1kg)
$1.72£1.28
$2.33€2.01
-26.18%
Oranges(1kg)
$2.89£2.15
$2.43€2.09
18.93%
Tomato(1kg)
$4.18£3.11
$2.45€2.11
70.61%
Potato(1kg)
$1.19£0.88
$1.69€1.45
-29.59%
Onion(1kg)
$1.38£1.03
$2.24€1.93
-38.39%
Lettuce(1 head)
$1.18£0.88
$1.45€1.25
-18.62%
Water(1.5 liter bottle)
$1.32£0.98
$1.14€0.99
15.79%
Cigarettes 20 Pack(Marlboro, Camel)
$17.80£13.26
$6.99€6.02
154.65%
Wine(Bottle)
$11.24£8.37
$8.34€7.18
34.77%
Local Beer(0.5 liter bottle)
$2.19£1.63
$1.35€1.16
62.22%
Imported Beer(0.33 liter bottle)
$2.26£1.69
$2.68€2.30
-15.67%
🚌 Getting Around
Stirling
Bilbao
Difference
One-way Ticket(Public Transport)
$3.73£2.78
$1.94€1.67
92.27%
Public Transport Monthly Pass(Regular Price)
$76.8£57.2
$48.89€42.10
57.01%
Taxi Start(Normal Tariff)
$4.51£3.36
$5.46€4.70
-17.40%
Taxi(Normal Tariff)(1km)
$1.35£1.00
$0.91€0.79
48.35%
Taxi 1hour Waiting(Normal Tariff)
$15.69£11.68
$33.74€29.06
-53.50%
Gasoline(1 liter)
$1.87£1.39
$1.82€1.57
2.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.9K£29.0K
$39.0K€33.6K
-0.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.5K£30.9K
$32.4K€27.9K
28.04%
🧾 Monthly Utilities & Internet
Stirling
Bilbao
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$376£280
$155€134
142.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.20£12.07
$21.95€18.90
-26.20%
Internet(50+ Mbps, Unlimited Data)
$38.43£28.62
$34.79€29.96
10.46%
🎉 Sport & Entertainment
Stirling
Bilbao
Difference
Gym Membership(Monthly)
$28.38£21.14
$56.3€48.48
-49.59%
Tennis Court(1 Hour on Weekend)
-
$10.19€8.77
-
Cinema Ticket
$9.00£6.70
$10.19€8.77
-11.68%
🧸 Childcare & Education
Stirling
Bilbao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,851£1,378
$542€466
241.76%
International Primary School, 1 Child(Yearly)
$15.2K£11.3K
$9,116€7,850
66.77%
👕👟 Clothing & Footwear
Stirling
Bilbao
Difference
Jeans(Levis 501 Or Similar)
$83.0£61.9
$85.5€73.6
-2.82%
Summer Dress(H&M, Zara, etc)
$39.97£29.77
$34.97€30.11
14.30%
Sport Shoes(Adidas, Nike)
$93.8£69.8
$82.7€71.2
13.37%
Men's Leather Business Shoes
$77.1£57.4
$112€96.8
-31.44%
🏠 Accommodation & Living
Stirling
Bilbao
Difference
1-bedroom Apartment, City Center(Monthly)
$1,009£752
$1,107€953
-8.79%
1-bedroom Apartment, Outside City Center(Monthly)
$846£630
$944€813
-10.36%
3-bedroom Apartment, City Center(Monthly)
$2,357£1,755
$1,795€1,546
31.30%
3-bedroom Apartment, Outside City Center(Monthly)
$1,782£1,328
$1,353€1,165
31.71%
Buy Apartment in City Center(m2)
-
$5,928€5,105
-
Buy Apartment Outside City Center(m2)
-
$3,727€3,209
-
💵 Salaries & Financials
Stirling
Bilbao
Difference
Average Monthly Net Salary(After Tax)
$3,470£2,585
$2,453€2,112
41.47%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.53
3.38
63.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stirling: May 31, 2026
Last update for Bilbao: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,009 in Stirling and $1,107 in Bilbao. Housing cost is often the main lever when comparing two cities.
💰Stirling pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $81.0 in Stirling vs $71.0 in Bilbao. Groceries flip the comparison at $280 vs $285, with Stirling cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stirling vs Bilbao: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Stirling and Bilbao?
Stirling and Bilbao differ by about 5% in total monthly costs ($2,099 vs $2,008 including rent). Bilbao is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Stirling or Bilbao?
Stirling pays 41% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Stirling and Bilbao?
Rent for a central apartment: $1,009 in Stirling versus $1,107 in Bilbao. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Stirling and Bilbao?
Childcare runs $1,851 in Stirling versus $542 in Bilbao. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Shoppers in Stirling pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more doable on $3,000 per month?
At $2,008 in Bilbao versus $2,099 in Stirling, a $3,000 budget is realistic in Bilbao but tight or insufficient in Stirling. The gap between the two cities makes Bilbao the clear choice for anyone on this budget.
How does quality of life compare between Stirling and Bilbao?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Stirling or Bilbao safer for residents?
Safety-wise, Stirling and Bilbao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Stirling or Bilbao?
Expats usually find Bilbao gentler on the wallet – expenses run 5% less than in Stirling. Beyond cost, consider language, visa policies, and how big the international community is in each city.