Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stirling

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,133 in Stirling, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Stirling, United Kingdom
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Stirling
🇬🇧 United Kingdom
$2,133
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stirling

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stirling actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,133 in Stirling, rent included.

  • Ubud, Bali $1,349
  • Stirling $2,133

A couple spends around $2,305 per month in Ubud, Bali vs $3,249 in Stirling, rent included.

  • Ubud, Bali $2,305
  • Stirling $3,249

A family of three spends $3,261 per month in Ubud, Bali vs $4,365 in Stirling, rent included.

  • Ubud, Bali $3,261
  • Stirling $4,365

Ubud, Bali is about 37% cheaper than Stirling, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Stirling
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$20.26 £15.14
-83.61%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$93.5 £69.9
-61.89%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$10.62 £7.93
-47.93%
Cappuccino
$2.72 Rp 49.3K
$4.68 £3.49
-41.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.45 £1.83
-30.61%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.83 £1.36
-58.47%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$6.13 £4.58
-56.77%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$4.56 £3.41
-3.95%
🛒 Groceries & Markets
Ubud, Bali
Stirling
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.37 £1.02
8.76%
White Bread (500g)
$2.28 Rp 41.3K
$1.36 £1.02
67.65%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.89 £1.41
-37.04%
Eggs
$2.04 Rp 36.9K
$3.72 £2.78
-45.16%
Local Cheese (1kg)
$17.70 Rp 321.1K
$8.72 £6.51
102.98%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$7.72 £5.77
-48.70%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$6.58 £4.91
85.26%
Apples (1kg)
$3.66 Rp 66.3K
$2.96 £2.21
23.65%
Banana (1kg)
$1.52 Rp 27.5K
$1.34 £1.00
13.43%
Oranges (1kg)
$2.23 Rp 40.4K
$2.85 £2.13
-21.75%
Tomato (1kg)
$1.97 Rp 35.8K
$2.66 £1.99
-25.94%
Potato (1kg)
$1.85 Rp 33.5K
$1.65 £1.23
12.12%
Onion (1kg)
$2.42 Rp 44.0K
$1.50 £1.12
61.33%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.01 £0.75
-1.98%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$1.49 £1.11
-65.77%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$22.67 £16.93
-90.21%
Wine (Bottle)
$22.24 Rp 403.4K
$11.07 £8.27
100.90%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$2.72 £2.03
-16.91%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.93 £2.19
1.37%
🚌 Getting Around
Ubud, Bali
Stirling
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$6.25 £4.67
-96.00%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$75.9 £56.7
-89.69%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$3.91 £2.92
-88.75%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$2.42 £1.81
-82.23%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$23.97 £17.91
-77.43%
Gasoline (1 liter)
$0.82 Rp 15.0K
$2.07 £1.55
-60.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$38.7K £28.9K
-38.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$40.0K £29.9K
-20.61%
🧾 Monthly Utilities & Internet
Ubud, Bali
Stirling
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$284 £212
-72.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$15.62 £11.67
-58.71%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$40.24 £30.06
-53.83%
🎉 Sport & Entertainment
Ubud, Bali
Stirling
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$31.94 £23.86
54.92%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$16.97 £12.68
4.01%
Cinema Ticket
$4.27 Rp 77.5K
$9.29 £6.94
-54.04%
🧸 Childcare & Education
Ubud, Bali
Stirling
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$1,875 £1,401
-73.83%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$23.3K £17.4K
-75.61%
👕👟 Clothing & Footwear
Ubud, Bali
Stirling
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$98.5 £73.6
-54.66%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$36.77 £27.47
-4.95%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$92.6 £69.2
-13.70%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$54.3 £40.58
46.21%
🏠 Accommodation & Living
Ubud, Bali
Stirling
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,028 £768
9.47%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$938 £701
-28.42%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$2,350 £1,756
51.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,700 £1,270
1.36%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
-
-
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Stirling
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$3,505 £2,618
-95.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
5.11
169.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Stirling: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Stirling
$938 39.7% $267
Groceries & Markets
Ubud, Bali
$288
Stirling
$253 12.2% $35
Eating Out
Ubud, Bali
$108
Stirling
$307 185% $199
Clothing & Footwear
Ubud, Bali
$108
Stirling
$127 18.1% $19
Monthly Utilities & Internet
Ubud, Bali
$104
Stirling
$340 227% $236
Sport & Entertainment
Ubud, Bali
$58
Stirling
$51 12.9% $7.5
Getting Around
Ubud, Bali
$11
Stirling
$117 923% $105

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,028 in Stirling. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stirling are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $94 in Stirling. Groceries tell a different story – $288 in Ubud, Bali vs $253 in Stirling – so Stirling wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇬🇧 Stirling
🕒 Local time
18:44 6:44 PM
10:44 10:44 AM
8 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
37,800
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • Ubud, Bali Stirling 12,570 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Stirling

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Stirling: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Stirling?
Yes – Stirling is pricier by about 58%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,199 in Stirling. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What is the rent difference between Ubud, Bali and Stirling?
A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,028 in Stirling. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
What are total monthly expenses in Ubud, Bali and in Stirling?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,133 in Stirling. That makes Ubud, Bali about 37% cheaper.
Which city has cheaper public transport?
Public transport costs about 90% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Ubud, Bali or in Stirling?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,133 in Stirling. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ubud, Bali or in Stirling?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,133 in Stirling. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Ubud, Bali or Stirling?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Stirling makes more sense. Both are solid long-term options with distinct trade-offs.

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