Last update: Oct 2026

Cost of Living Comparison Between Stirling and Austin, TX

For one person, living is cheaper in Stirling: $2,088 a month against $2,663 in Austin, TX, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

Stirling
🇬🇧 United Kingdom
$2,088
/mo nomad
Austin, TX
🇺🇸 United States
$2,663
/mo nomad
Monthly Cost of Living

How much you'll spend in Stirling and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stirling and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,088 in Stirling versus $2,663 in Austin, TX.

  • Stirling $2,088
  • Austin, TX $2,663

Estimated couple costs with rent: $3,217 in Stirling versus $4,133 in Austin, TX.

  • Stirling $3,217
  • Austin, TX $4,133

Monthly costs for a family of three with rent: $4,347 in Stirling versus $5,603 in Austin, TX.

  • Stirling $4,347
  • Austin, TX $5,603

Living in Stirling costs roughly 22% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Stirling 55% above, Austin, TX 97% above.

Currency
🍽 Eating Out
Stirling
Austin, TX
Difference
Meal at Budget Restaurant
$19.80 £14.86
$20.77 $20.77
-4.67%
Three-Course Dinner for Two, Mid-Range
$93.8 £70.4
$84.6 $84.6
10.94%
Fast Food Meal (McDonalds, etc)
$10.54 £7.91
$12.32 $12.32
-14.45%
Cappuccino
$4.66 £3.50
$5.63 $5.63
-17.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.45 £1.83
$3.72 $3.72
-34.14%
Water (0.33 liter bottle)
$1.89 £1.42
$2.50 $2.50
-24.40%
Local Beer (0.5 liter draught)
$5.96 £4.47
$8.05 $8.05
-25.96%
Imported Beer (0.33 liter bottle)
$4.53 £3.40
$9.01 $9.01
-49.72%
🛒 Groceries & Markets
Stirling
Austin, TX
Difference
Milk (1 liter)
$1.36 £1.02
$1.12 $1.12
21.43%
White Bread (500g)
$1.36 £1.02
$3.75 $3.75
-63.73%
Rice (white) (1kg)
$1.91 £1.43
$3.26 $3.26
-41.41%
Eggs
$3.52 £2.64
$4.17 $4.17
-15.59%
Local Cheese (1kg)
$8.85 £6.64
$12.90 $12.90
-31.40%
Chicken Fillets (1kg)
$7.63 £5.72
$14.16 $14.16
-46.12%
Beef Round Steak (1kg)
$6.74 £5.06
$16.22 $16.22
-58.45%
Apples (1kg)
$2.96 £2.22
$4.33 $4.33
-31.64%
Banana (1kg)
$1.34 £1.01
$1.46 $1.46
-8.22%
Oranges (1kg)
$2.71 £2.03
$4.51 $4.51
-39.91%
Tomato (1kg)
$2.58 £1.93
$4.34 $4.34
-40.55%
Potato (1kg)
$1.63 £1.22
$2.58 $2.58
-36.82%
Onion (1kg)
$1.44 £1.08
$2.35 $2.35
-38.72%
Lettuce (1 head)
$1.03 £0.77
$1.78 $1.78
-42.13%
Water (1.5 liter bottle)
$1.43 £1.07
$2.22 $2.22
-35.59%
Cigarettes 20 Pack (Marlboro, Camel)
$21.77 £16.33
$9.88 $9.88
120.34%
Wine (Bottle)
$10.91 £8.18
$15.08 $15.08
-27.65%
Local Beer (0.5 liter bottle)
$2.76 £2.07
$2.92 $2.92
-5.48%
Imported Beer (0.33 liter bottle)
$2.98 £2.23
$3.46 $3.46
-13.87%
🚌 Getting Around
Stirling
Austin, TX
Difference
One-way Ticket (Public Transport)
$6.17 £4.63
$1.49 $1.49
314.09%
Public Transport Monthly Pass (Regular Price)
$75.6 £56.7
$41.72 $41.72
81.16%
Taxi Start (Normal Tariff)
$3.95 £2.96
$2.73 $2.73
44.69%
Taxi (Normal Tariff) (1km)
$2.44 £1.83
$1.66 $1.66
46.99%
Taxi 1hour Waiting (Normal Tariff)
$23.54 £17.66
$35.30 $35.30
-33.31%
Gasoline (1 liter)
$2.00 £1.50
$0.95 $0.95
110.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K £28.6K
$36.0K $36.0K
5.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K £29.9K
$27.1K $27.1K
47.25%
🧾 Monthly Utilities & Internet
Stirling
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$274 £206
$229 $229
19.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.17 £11.38
$59.4 $59.4
-74.46%
Internet (50+ Mbps, Unlimited Data)
$39.10 £29.33
$69.9 $69.9
-44.07%
🎉 Sport & Entertainment
Stirling
Austin, TX
Difference
Gym Membership (Monthly)
$31.86 £23.90
$57.2 $57.2
-44.34%
Tennis Court (1 Hour on Weekend)
$16.57 £12.43
$16.33 $16.33
1.47%
Cinema Ticket
$8.96 £6.72
$14.28 $14.28
-37.25%
🧸 Childcare & Education
Stirling
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,729 £1,297
$1,506 $1,506
14.80%
International Primary School, 1 Child (Yearly)
$23.0K £17.3K
$21.5K $21.5K
7.28%
👕👟 Clothing & Footwear
Stirling
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$95.4 £71.6
$52.8 $52.8
80.59%
Summer Dress (H&M, Zara, etc)
$36.37 £27.28
$43.82 $43.82
-17.00%
Sport Shoes (Adidas, Nike)
$94.2 £70.7
$84.8 $84.8
11.11%
Men's Leather Business Shoes
$53.0 £39.73
$103 $103
-48.59%
🏠 Accommodation & Living
Stirling
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,042 £782
$1,907 $1,907
-45.38%
1-bedroom Apartment, Outside City Center (Monthly)
$914 £686
$1,274 $1,274
-28.26%
3-bedroom Apartment, City Center (Monthly)
$2,379 £1,785
$3,664 $3,664
-35.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,714 £1,286
$2,538 $2,538
-32.46%
Buy Apartment in City Center (m2)
-
$7,614 $7,614
-
Buy Apartment Outside City Center (m2)
-
$3,157 $3,157
-
💵 Salaries & Financials
Stirling
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$3,411 £2,559
$5,121 $5,121
-33.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.11
6.79
-24.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stirling: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Stirling
$914
Austin, TX
$1.3K 39.4% $360
Monthly Utilities & Internet
Stirling
$329
Austin, TX
$358 9% $30
Eating Out
Stirling
$302
Austin, TX
$354 17.1% $52
Groceries & Markets
Stirling
$251
Austin, TX
$405 61.2% $154
Clothing & Footwear
Stirling
$126
Austin, TX
$128 2% $2.5
Getting Around
Stirling
$116
Austin, TX
$59 49.6% $58
Sport & Entertainment
Stirling
$50
Austin, TX
$86 72.3% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,042 in Stirling and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 50% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Stirling vs $85.0 in Austin, TX. Groceries flip the comparison at $251 vs $405, with Stirling cheaper for home cooking.

Good to know
🇬🇧 Stirling
🇺🇸 Austin, TX
🕒 Local time
16:48 4:48 PM
10:48 10:48 AM
6 h behind Stirling
🌤 Weather
👥 Population
37,800
974,447
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Stirling Austin, TX 7,480 km ≈ 10 h nonstop flight
From you
  • Stirling
  • Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stirling vs Austin, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stirling or Austin, TX?
Stirling wins on cost – living expenses run 28% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Stirling the obvious pick if budget is a priority.
Are salaries higher in Stirling or in Austin, TX?
On paper, salaries run 50% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Stirling compared to Austin, TX?
Rent for a central apartment: $1,042 in Stirling versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Stirling compared to Austin, TX?
All in, you'll spend $2,088 per month in Stirling versus $2,663 in Austin, TX – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Stirling compared to Austin, TX?
A monthly transit pass in Stirling runs roughly 81% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,500/month in Stirling or in Austin, TX?
At $2,088 in Stirling versus $2,663 in Austin, TX, a $2,500 budget is realistic in Stirling but tight or insufficient in Austin, TX. The gap between the two cities makes Stirling the clear choice for anyone on this budget.
Which city offers a better quality of life: Stirling or Austin, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Stirling compared to Austin, TX?
Safety-wise, Stirling and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Stirling gentler on the wallet – expenses run 28% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Stirling vs other spots: cost of living compared

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