Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Stirling

For one person, living is cheaper in Stirling: $2,088 a month against $2,663 in Austin, TX, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
102

Cost of Living Index in Stirling
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Stirling Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Stirling

🇬🇧 United Kingdom

$2,088

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Stirling

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Stirling actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,088 in Stirling.

Austin, TX $2,663
Stirling $2,088

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,217 in Stirling.

Austin, TX $4,133
Stirling $3,217

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,347 in Stirling.

Austin, TX $5,603
Stirling $4,347

Living in Austin, TX is roughly 28% more expensive than in Stirling, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Stirling 55% above.

Meal at Budget Restaurant

$20.77 $20.77

$19.80 £14.86

4.90%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$93.8 £70.4

-9.86%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.54 £7.91

16.89%

Cappuccino

$5.63 $5.63

$4.66 £3.50

20.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.45 £1.83

51.84%

Water (0.33 liter bottle)

$2.50 $2.50

$1.89 £1.42

32.28%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.96 £4.47

35.07%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$4.53 £3.40

98.90%

Milk (1 liter)

$1.12 $1.12

$1.36 £1.02

-17.65%

White Bread (500g)

$3.75 $3.75

$1.36 £1.02

175.74%

Rice (white) (1kg)

$3.26 $3.26

$1.91 £1.43

70.68%

Eggs

$4.17 $4.17

$3.52 £2.64

18.47%

Local Cheese (1kg)

$12.90 $12.90

$8.85 £6.64

45.76%

Chicken Fillets (1kg)

$14.16 $14.16

$7.63 £5.72

85.58%

Beef Round Steak (1kg)

$16.22 $16.22

$6.74 £5.06

140.65%

Apples (1kg)

$4.33 $4.33

$2.96 £2.22

46.28%

Banana (1kg)

$1.46 $1.46

$1.34 £1.01

8.96%

Oranges (1kg)

$4.51 $4.51

$2.71 £2.03

66.42%

Tomato (1kg)

$4.34 $4.34

$2.58 £1.93

68.22%

Potato (1kg)

$2.58 $2.58

$1.63 £1.22

58.28%

Onion (1kg)

$2.35 $2.35

$1.44 £1.08

63.19%

Lettuce (1 head)

$1.78 $1.78

$1.03 £0.77

72.82%

Water (1.5 liter bottle)

$2.22 $2.22

$1.43 £1.07

55.24%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$21.77 £16.33

-54.62%

Wine (Bottle)

$15.08 $15.08

$10.91 £8.18

38.22%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.76 £2.07

5.80%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.98 £2.23

16.11%

One-way Ticket (Public Transport)

$1.49 $1.49

$6.17 £4.63

-75.85%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$75.6 £56.7

-44.80%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.95 £2.96

-30.89%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.44 £1.83

-31.97%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$23.54 £17.66

49.96%

Gasoline (1 liter)

$0.95 $0.95

$2.00 £1.50

-52.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.2K £28.6K

-5.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$39.9K £29.9K

-32.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$274 £206

-16.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$15.17 £11.38

291.50%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$39.10 £29.33

78.80%

Gym Membership (Monthly)

$57.2 $57.2

$31.86 £23.90

79.66%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$16.57 £12.43

-1.45%

Cinema Ticket

$14.28 $14.28

$8.96 £6.72

59.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,729 £1,297

-12.89%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$23.0K £17.3K

-6.79%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$95.4 £71.6

-44.63%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$36.37 £27.28

20.48%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$94.2 £70.7

-10.00%

Men's Leather Business Shoes

$103 $103

$53.0 £39.73

94.51%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,042 £782

83.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$914 £686

39.39%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,379 £1,785

54.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,714 £1,286

48.07%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,411 £2,559

50.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.11

32.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Stirling: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Stirling

$914 43.8% 28.3% $360

Groceries & Markets

Austin, TX

$405 15.2%

Stirling

$251 12% 38% $154

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Stirling

$329 15.8% 8.3% $30

Eating Out

Austin, TX

$354 13.3%

Stirling

$302 14.5% 14.6% $52

Clothing & Footwear

Austin, TX

$128 4.8%

Stirling

$126 6% 1.9% $2.5

Sport & Entertainment

Austin, TX

$86 3.2%

Stirling

$50 2.4% 42% $36

Getting Around

Austin, TX

$59 2.2%

Stirling

$116 5.6% 98.3% $58

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,042 in Stirling. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 50% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $94.0 in Stirling. Groceries flip the comparison at $405 vs $251, with Stirling cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇬🇧 Stirling

🕒 Local time

11:39 11:39 AM

17:39 5:39 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

37,800

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

Austin, TX Stirling 7,480 km ≈ 10 h nonstop flight

From you

Austin, TX
Stirling

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Stirling: Cost of Living - Frequently Asked Questions

Stirling wins on cost – living expenses run 28% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Stirling the obvious pick if budget is a priority.

Average pay runs 50% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,042 in Stirling. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,088 in Stirling – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Stirling runs roughly 81% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,088 in Stirling versus $2,663 in Austin, TX, a $2,500 budget is realistic in Stirling but tight or insufficient in Austin, TX. The gap between the two cities makes Stirling the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Stirling are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Stirling gentler on the wallet – expenses run 28% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.