Last update: Nov 2026

Cost of Living Comparison Between Stillwater, OK and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,059 in Stillwater, OK, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stillwater, OK

🇺🇸 United States

$2,059

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, OK and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, OK and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,059 per month in Stillwater, OK vs $1,331 in Ubud, Bali, rent included.

Stillwater, OK $2,059
Ubud, Bali $1,331

A couple spends around $3,584 per month in Stillwater, OK vs $2,255 in Ubud, Bali, rent included.

Stillwater, OK $3,584
Ubud, Bali $2,255

A family of three spends $5,110 per month in Stillwater, OK vs $3,180 in Ubud, Bali, rent included.

Stillwater, OK $5,110
Ubud, Bali $3,180

Stillwater, OK costs about 55% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Stillwater, OK sits 52% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.04 $15.04

$3.38 Rp 61.0K

344.97%

Three-Course Dinner for Two, Mid-Range

$40.23 $40.23

$34.65 Rp 626.3K

16.10%

Fast Food Meal (McDonalds, etc)

$9.64 $9.64

$5.57 Rp 100.7K

73.07%

Cappuccino

$5.11 $5.11

$2.62 Rp 47.3K

95.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$1.54 Rp 27.8K

38.96%

Water (0.33 liter bottle)

$1.54 $1.54

$0.64 Rp 11.6K

140.63%

Local Beer (0.5 liter draught)

$4.62 $4.62

$2.67 Rp 48.2K

73.03%

Imported Beer (0.33 liter bottle)

$5.59 $5.59

$4.26 Rp 77.1K

31.22%

Milk (1 liter)

$0.92 $0.92

$1.46 Rp 26.4K

-36.99%

White Bread (500g)

$2.73 $2.73

$2.29 Rp 41.4K

19.21%

Rice (white) (1kg)

$3.60 $3.60

$1.11 Rp 20.0K

224.32%

Eggs

$4.26 $4.26

$2.10 Rp 38.0K

102.86%

Local Cheese (1kg)

$7.31 $7.31

$15.94 Rp 288.1K

-54.14%

Chicken Fillets (1kg)

$9.32 $9.32

$3.88 Rp 70.2K

140.21%

Beef Round Steak (1kg)

$13.63 $13.63

$11.40 Rp 206.1K

19.56%

Apples (1kg)

$4.56 $4.56

$3.55 Rp 64.2K

28.45%

Banana (1kg)

$2.99 $2.99

$1.54 Rp 27.8K

94.16%

Oranges (1kg)

$6.99 $6.99

$2.23 Rp 40.3K

213.45%

Tomato (1kg)

$5.43 $5.43

$1.97 Rp 35.6K

175.63%

Potato (1kg)

$3.91 $3.91

$1.86 Rp 33.6K

110.22%

Onion (1kg)

$3.43 $3.43

$2.42 Rp 43.7K

41.74%

Lettuce (1 head)

$1.89 $1.89

$1.02 Rp 18.5K

85.29%

Water (1.5 liter bottle)

$1.78 $1.78

$0.52 Rp 9,441

242.31%

Cigarettes 20 Pack (Marlboro, Camel)

$8.96 $8.96

$2.20 Rp 39.7K

307.27%

Wine (Bottle)

$11.16 $11.16

$21.79 Rp 393.8K

-48.78%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.33 Rp 42.0K

-26.61%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$2.97 Rp 53.7K

66.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

Gasoline (1 liter)

$0.78 $0.78

$0.83 Rp 15.0K

-6.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$24.4K Rp 441.9M

10.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$31.7K Rp 572.9M

-18.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$77.5 Rp 1.4M

112.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.79 $43.79

$6.14 Rp 111.1K

613.19%

Internet (50+ Mbps, Unlimited Data)

$63.6 $63.6

$18.92 Rp 341.9K

236.10%

Gym Membership (Monthly)

$51.0 Rp 921.7K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$11.82 $11.82

$4.38 Rp 79.2K

169.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,480 $1,480

$492 Rp 8.9M

200.61%

International Primary School, 1 Child (Yearly)

$9,992 $9,992

$12.2K Rp 220.9M

-18.24%

Jeans (Levis 501 Or Similar)

$79.1 $79.1

$45.16 Rp 816.3K

75.04%

Summer Dress (H&M, Zara, etc)

$38.50 $38.50

$34.89 Rp 630.6K

10.35%

Sport Shoes (Adidas, Nike)

$99.1 $99.1

$78.3 Rp 1.4M

26.51%

Men's Leather Business Shoes

$100 $100

$77.9 Rp 1.4M

28.91%

1-bedroom Apartment, City Center (Monthly)

$1,050 $1,050

$1,078 Rp 19.5M

-2.58%

1-bedroom Apartment, Outside City Center (Monthly)

$999 $999

$665 Rp 12.0M

50.32%

3-bedroom Apartment, City Center (Monthly)

$2,959 $2,959

$3,510 Rp 63.4M

-15.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,865 $2,865

$1,671 Rp 30.2M

71.46%

Buy Apartment in City Center (m2)

$1,763 $1,763

$2,340 Rp 42.3M

-24.65%

Buy Apartment Outside City Center (m2)

$1,769 $1,769

$2,236 Rp 40.4M

-20.90%

Average Monthly Net Salary (After Tax)

$2,992 $2,992

$166 Rp 3.0M

1698.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, OK: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, OK

$999 48.5%

Ubud, Bali

$665 50% 33.5% $335

Groceries & Markets

Stillwater, OK

$361 17.6%

Ubud, Bali

$279 21% 22.7% $82

Monthly Utilities & Internet

Stillwater, OK

$272 13.2%

Ubud, Bali

$103 7.7% 62.3% $170

Eating Out

Stillwater, OK

$260 12.6%

Ubud, Bali

$106 8% 59.3% $154

Clothing & Footwear

Stillwater, OK

$143 6.9%

Ubud, Bali

$106 8% 25.5% $36

Sport & Entertainment

Stillwater, OK

$24 * 1.2%

Ubud, Bali

$60 4.5% 153% $36

Getting Around

Stillwater, OK

- * 0%

Ubud, Bali

$12 0.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,050 in Stillwater, OK versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stillwater, OK are about 18 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40 in Stillwater, OK versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $361 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Stillwater, OK

🇮🇩 Ubud, Bali

🕒 Local time

09:23 9:23 AM

23:23 11:23 PM

14 h ahead of Stillwater, OK

🌤 Weather

👥 Population

44,818

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Stillwater, OK Ubud, Bali 15,530 km ≈ 20 h nonstop flight

From you

Stillwater, OK
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, OK vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,059 in Stillwater, OK, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 35% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,088 per month in Stillwater, OK and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,050 in Stillwater, OK and $1,078 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $40 in Stillwater, OK and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 29% more in Stillwater, OK, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,059 in Stillwater, OK and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,059 in Stillwater, OK. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Stillwater, OK makes more sense. Both are solid long-term options with distinct trade-offs.