Last update: Oct 2026

Cost of Living Comparison Between Stillwater, OK and Austin, TX

For one person, living is cheaper in Stillwater, OK: $2,066 a month against $2,607 in Austin, TX, rent and utilities included – about $6,500 less a year. Rent and utilities account for about half of the difference.

100

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Stillwater, OK

🇺🇸 United States

$2,066

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, OK and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, OK and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,066 in Stillwater, OK versus $2,607 in Austin, TX.

Stillwater, OK $2,066
Austin, TX $2,607

Estimated couple costs with rent: $3,573 in Stillwater, OK versus $4,031 in Austin, TX.

Stillwater, OK $3,573
Austin, TX $4,031

Monthly costs for a family of three with rent: $5,080 in Stillwater, OK versus $5,454 in Austin, TX.

Stillwater, OK $5,080
Austin, TX $5,454

Living in Stillwater, OK costs roughly 21% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Stillwater, OK 52% above, Austin, TX 92% above.

Meal at Budget Restaurant

$15.18 $15.18

$20.35 $20.35

-25.41%

Three-Course Dinner for Two, Mid-Range

$39.85 $39.85

$84.7 $84.7

-52.96%

Fast Food Meal (McDonalds, etc)

$9.32 $9.32

$12.12 $12.12

-23.10%

Cappuccino

$4.87 $4.87

$5.65 $5.65

-13.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$3.68 $3.68

-39.40%

Water (0.33 liter bottle)

$1.46 $1.46

$2.36 $2.36

-38.14%

Local Beer (0.5 liter draught)

$4.54 $4.54

$7.87 $7.87

-42.31%

Imported Beer (0.33 liter bottle)

$5.34 $5.34

$8.82 $8.82

-39.46%

Milk (1 liter)

$0.97 $0.97

$1.14 $1.14

-14.91%

White Bread (500g)

$2.71 $2.71

$3.69 $3.69

-26.56%

Rice (white) (1kg)

$3.54 $3.54

$3.31 $3.31

6.95%

Eggs

$4.15 $4.15

Local Cheese (1kg)

$7.42 $7.42

$12.98 $12.98

-42.84%

Chicken Fillets (1kg)

$9.14 $9.14

$13.86 $13.86

-34.05%

Beef Round Steak (1kg)

$13.49 $13.49

$16.34 $16.34

-17.44%

Apples (1kg)

$4.47 $4.47

$4.69 $4.69

-4.69%

Banana (1kg)

$3.14 $3.14

$1.45 $1.45

116.55%

Oranges (1kg)

$6.88 $6.88

$5.11 $5.11

34.64%

Tomato (1kg)

$5.39 $5.39

$4.52 $4.52

19.25%

Potato (1kg)

$3.88 $3.88

$3.08 $3.08

25.97%

Onion (1kg)

$3.60 $3.60

$2.38 $2.38

51.26%

Lettuce (1 head)

$2.00 $2.00

$1.80 $1.80

11.11%

Water (1.5 liter bottle)

$1.78 $1.78

$2.22 $2.22

-19.82%

Cigarettes 20 Pack (Marlboro, Camel)

$8.76 $8.76

$9.97 $9.97

-12.14%

Wine (Bottle)

$10.97 $10.97

$15.05 $15.05

-27.11%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.91 $2.91

-39.18%

Imported Beer (0.33 liter bottle)

$4.92 $4.92

$3.33 $3.33

47.75%

One-way Ticket (Public Transport)

$1.22 $1.22

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

Taxi (Normal Tariff) (1km)

$1.65 $1.65

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

Gasoline (1 liter)

$0.76 $0.76

$0.95 $0.95

-20.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$34.2K $34.2K

-19.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.8K $26.8K

-0.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 $169

$223 $223

-24.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.73 $43.73

$58.5 $58.5

-25.22%

Internet (50+ Mbps, Unlimited Data)

$62.2 $62.2

$71.2 $71.2

-12.55%

Gym Membership (Monthly)

$53.0 $53.0

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$12.21 $12.21

$14.06 $14.06

-13.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,086 $1,086

$1,459 $1,459

-25.58%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$52.5 $52.5

50.96%

Summer Dress (H&M, Zara, etc)

$38.14 $38.14

$42.75 $42.75

-10.78%

Sport Shoes (Adidas, Nike)

$101 $101

$86.4 $86.4

17.04%

Men's Leather Business Shoes

$101 $101

$104 $104

-2.75%

1-bedroom Apartment, City Center (Monthly)

$1,024 $1,024

$2,112 $2,112

-51.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$1,230 $1,230

-18.22%

3-bedroom Apartment, City Center (Monthly)

$2,934 $2,934

$3,863 $3,863

-24.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,838 $2,838

$2,407 $2,407

17.92%

Buy Apartment in City Center (m2)

$1,721 $1,721

$7,426 $7,426

-76.82%

Buy Apartment Outside City Center (m2)

$1,733 $1,733

$3,060 $3,060

-43.36%

Average Monthly Net Salary (After Tax)

$2,945 $2,945

$5,179 $5,179

-43.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

6.82

-2.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, OK: October 26, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, OK

$1K 48.7%

Austin, TX

$1.2K 47.2% 22.3% $224

Groceries & Markets

Stillwater, OK

$361 17.5%

Austin, TX

$410 15.7% 13.7% $49

Monthly Utilities & Internet

Stillwater, OK

$275 13.3%

Austin, TX

$353 13.5% 28.1% $77

Eating Out

Stillwater, OK

$256 12.4%

Austin, TX

$348 13.4% 36% $92

Clothing & Footwear

Stillwater, OK

$144 7%

Austin, TX

$128 4.9% 10.6% $15

Sport & Entertainment

Stillwater, OK

$24 * 1.2%

Austin, TX

$81 3.1% 232% $57

Getting Around

Stillwater, OK

- * 0%

Austin, TX

$56 2.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,024 in Stillwater, OK and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 76% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $40 in Stillwater, OK vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $361 vs $410 per month, with Stillwater, OK cheaper across the board.

Good to know

🇺🇸 Stillwater, OK

🇺🇸 Austin, TX

🕒 Local time

11:57 11:57 AM

Same time as Stillwater, OK

🌤 Weather

👥 Population

44,818

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

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Between locations

Stillwater, OK Austin, TX 650 km ≈ 1 h 15 min nonstop flight

From you

Stillwater, OK
Austin, TX

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, OK vs Austin, TX: Cost of Living - Frequently Asked Questions

Stillwater, OK wins on cost – living expenses run 21% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Stillwater, OK the obvious pick if budget is a priority.

On paper, salaries run 43% lower in Stillwater, OK. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,024 in Stillwater, OK versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,086 in Stillwater, OK versus $1,459 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stillwater, OK – a meal for two runs $40 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Stillwater, OK gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Stillwater, OK wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.