Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Stillwater, OK

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,059 in Stillwater, OK, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
99

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Stillwater, OK

🇺🇸 United States

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stillwater, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stillwater, OK actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,059 in Stillwater, OK, rent included.

Ubud, Bali $1,331
Stillwater, OK $2,059

A couple spends around $2,255 per month in Ubud, Bali vs $3,584 in Stillwater, OK, rent included.

Ubud, Bali $2,255
Stillwater, OK $3,584

A family of three spends $3,180 per month in Ubud, Bali vs $5,110 in Stillwater, OK, rent included.

Ubud, Bali $3,180
Stillwater, OK $5,110

Ubud, Bali is about 35% cheaper than Stillwater, OK, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Stillwater, OK is 52% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$15.04 $15.04

-77.53%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$40.23 $40.23

-13.87%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$9.64 $9.64

-42.22%

Cappuccino

$2.62 Rp 47.3K

$5.11 $5.11

-48.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.14 $2.14

-28.04%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.54 $1.54

-58.44%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$4.62 $4.62

-42.21%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$5.59 $5.59

-23.79%

Milk (1 liter)

$1.46 Rp 26.4K

$0.92 $0.92

58.70%

White Bread (500g)

$2.29 Rp 41.4K

$2.73 $2.73

-16.12%

Rice (white) (1kg)

$1.11 Rp 20.0K

$3.60 $3.60

-69.17%

Eggs

$2.10 Rp 38.0K

$4.26 $4.26

-50.70%

Local Cheese (1kg)

$15.94 Rp 288.1K

$7.31 $7.31

118.06%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$9.32 $9.32

-58.37%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

$13.63 $13.63

-16.36%

Apples (1kg)

$3.55 Rp 64.2K

$4.56 $4.56

-22.15%

Banana (1kg)

$1.54 Rp 27.8K

$2.99 $2.99

-48.49%

Oranges (1kg)

$2.23 Rp 40.3K

$6.99 $6.99

-68.10%

Tomato (1kg)

$1.97 Rp 35.6K

$5.43 $5.43

-63.72%

Potato (1kg)

$1.86 Rp 33.6K

$3.91 $3.91

-52.43%

Onion (1kg)

$2.42 Rp 43.7K

$3.43 $3.43

-29.45%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.89 $1.89

-46.03%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$1.78 $1.78

-70.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$8.96 $8.96

-75.45%

Wine (Bottle)

$21.79 Rp 393.8K

$11.16 $11.16

95.25%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.71 $1.71

36.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$4.94 $4.94

-39.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.78 $0.78

6.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$26.9K $26.9K

-9.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$25.9K $25.9K

22.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$165 $165

-52.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$43.79 $43.79

-85.98%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$63.6 $63.6

-70.25%

Gym Membership (Monthly)

$51.0 Rp 921.7K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$4.38 Rp 79.2K

$11.82 $11.82

-62.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,480 $1,480

-66.73%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$9,992 $9,992

22.32%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$79.1 $79.1

-42.87%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$38.50 $38.50

-9.38%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$99.1 $99.1

-20.95%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$100 $100

-22.42%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,050 $1,050

2.65%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$999 $999

-33.47%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$2,959 $2,959

18.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$2,865 $2,865

-41.68%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$1,763 $1,763

32.72%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$1,769 $1,769

26.42%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,992 $2,992

-94.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Stillwater, OK: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Stillwater, OK

$999 48.5% 50.3% $335

Groceries & Markets

Ubud, Bali

$279 21%

Stillwater, OK

$361 17.6% 29.3% $82

Clothing & Footwear

Ubud, Bali

$106 8%

Stillwater, OK

$143 6.9% 34.2% $36

Eating Out

Ubud, Bali

$106 8%

Stillwater, OK

$260 12.6% 146% $154

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Stillwater, OK

$272 13.2% 165% $170

Sport & Entertainment

Ubud, Bali

$60 4.5%

Stillwater, OK

$24 * 1.2% 60.4% $36

Getting Around

Ubud, Bali

$12 0.9%

Stillwater, OK

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,050 in Stillwater, OK. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stillwater, OK are about 18 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $40 in Stillwater, OK. Monthly groceries follow the same trend: $279 vs $361 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Stillwater, OK

🕒 Local time

23:33 11:33 PM

09:33 9:33 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

44,818

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Stillwater, OK 15,530 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Stillwater, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stillwater, OK: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $2,059 in Stillwater, OK – Ubud, Bali comes out roughly 35% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,088 in Stillwater, OK. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,078 in Ubud, Bali and $1,050 in Stillwater, OK. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $35 in Ubud, Bali and $40 in Stillwater, OK. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 29% more in Stillwater, OK, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,059 in Stillwater, OK. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,059 in Stillwater, OK. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Stillwater, OK makes more sense. Both are solid long-term options with distinct trade-offs.