Last update: Nov 2026

Cost of Living Comparison Between Stillwater, OK and Seattle, WA

For one person, living is cheaper in Stillwater, OK: $2,059 a month against $3,762 in Seattle, WA, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index
182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Stillwater, OK

🇺🇸 United States

$2,059

/mo nomad

Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, OK and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, OK and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,059 in Stillwater, OK versus $3,762 in Seattle, WA.

Stillwater, OK $2,059
Seattle, WA $3,762

Estimated couple costs with rent: $3,584 in Stillwater, OK versus $5,651 in Seattle, WA.

Stillwater, OK $3,584
Seattle, WA $5,651

Monthly costs for a family of three with rent: $5,110 in Stillwater, OK versus $7,541 in Seattle, WA.

Stillwater, OK $5,110
Seattle, WA $7,541

Living in Stillwater, OK costs roughly 45% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Stillwater, OK 52% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$15.04 $15.04

$23.80 $23.80

-36.81%

Three-Course Dinner for Two, Mid-Range

$40.23 $40.23

$98.6 $98.6

-59.22%

Fast Food Meal (McDonalds, etc)

$9.64 $9.64

$14.94 $14.94

-35.48%

Cappuccino

$5.11 $5.11

$6.79 $6.79

-24.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$3.23 $3.23

-33.75%

Water (0.33 liter bottle)

$1.54 $1.54

$3.15 $3.15

-51.11%

Local Beer (0.5 liter draught)

$4.62 $4.62

$8.21 $8.21

-43.73%

Imported Beer (0.33 liter bottle)

$5.59 $5.59

$7.87 $7.87

-28.97%

Milk (1 liter)

$0.92 $0.92

$1.17 $1.17

-21.37%

White Bread (500g)

$2.73 $2.73

$5.29 $5.29

-48.39%

Rice (white) (1kg)

$3.60 $3.60

$5.76 $5.76

-37.50%

Eggs

$4.26 $4.26

$4.89 $4.89

-12.88%

Local Cheese (1kg)

$7.31 $7.31

$20.25 $20.25

-63.90%

Chicken Fillets (1kg)

$9.32 $9.32

$17.95 $17.95

-48.08%

Beef Round Steak (1kg)

$13.63 $13.63

$23.35 $23.35

-41.63%

Apples (1kg)

$4.56 $4.56

$5.94 $5.94

-23.23%

Banana (1kg)

$2.99 $2.99

$1.89 $1.89

58.20%

Oranges (1kg)

$6.99 $6.99

$5.35 $5.35

30.65%

Tomato (1kg)

$5.43 $5.43

$6.57 $6.57

-17.35%

Potato (1kg)

$3.91 $3.91

$3.39 $3.39

15.34%

Onion (1kg)

$3.43 $3.43

$2.88 $2.88

19.10%

Lettuce (1 head)

$1.89 $1.89

$2.89 $2.89

-34.60%

Water (1.5 liter bottle)

$1.78 $1.78

$2.43 $2.43

-26.75%

Cigarettes 20 Pack (Marlboro, Camel)

$8.96 $8.96

$12.18 $12.18

-26.44%

Wine (Bottle)

$11.16 $11.16

$15.24 $15.24

-26.77%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$4.38 $4.38

-60.96%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$5.89 $5.89

-16.13%

One-way Ticket (Public Transport)

$2.96 $2.96

Public Transport Monthly Pass (Regular Price)

$109 $109

Taxi Start (Normal Tariff)

$2.52 $2.52

Taxi (Normal Tariff) (1km)

$1.72 $1.72

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

Gasoline (1 liter)

$0.78 $0.78

$1.51 $1.51

-48.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$36.2K $36.2K

-25.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.7K $25.7K

0.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$289 $289

-42.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.79 $43.79

$69.1 $69.1

-36.58%

Internet (50+ Mbps, Unlimited Data)

$63.6 $63.6

$84.8 $84.8

-25.05%

Gym Membership (Monthly)

$69.4 $69.4

Tennis Court (1 Hour on Weekend)

$35.05 $35.05

Cinema Ticket

$11.82 $11.82

$17.97 $17.97

-34.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,480 $1,480

$2,819 $2,819

-47.48%

International Primary School, 1 Child (Yearly)

$9,992 $9,992

$43.9K $43.9K

-77.25%

Jeans (Levis 501 Or Similar)

$79.1 $79.1

$91.2 $91.2

-13.29%

Summer Dress (H&M, Zara, etc)

$38.50 $38.50

$55.1 $55.1

-30.08%

Sport Shoes (Adidas, Nike)

$99.1 $99.1

$127 $127

-22.05%

Men's Leather Business Shoes

$100 $100

$162 $162

-38.04%

1-bedroom Apartment, City Center (Monthly)

$1,050 $1,050

$2,579 $2,579

-59.30%

1-bedroom Apartment, Outside City Center (Monthly)

$999 $999

$1,943 $1,943

-48.55%

3-bedroom Apartment, City Center (Monthly)

$2,959 $2,959

$5,100 $5,100

-41.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,865 $2,865

$3,541 $3,541

-19.10%

Buy Apartment in City Center (m2)

$1,763 $1,763

$7,357 $7,357

-76.03%

Buy Apartment Outside City Center (m2)

$1,769 $1,769

$4,921 $4,921

-64.06%

Average Monthly Net Salary (After Tax)

$2,992 $2,992

$6,448 $6,448

-53.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.8

-2.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, OK: November 1, 2026

Last update for Seattle, WA: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, OK

$999 48.5%

Seattle, WA

$1.9K 51.6% 94.4% $943

Groceries & Markets

Stillwater, OK

$361 17.6%

Seattle, WA

$544 14.5% 50.4% $182

Monthly Utilities & Internet

Stillwater, OK

$272 13.2%

Seattle, WA

$443 11.8% 62.7% $171

Eating Out

Stillwater, OK

$260 12.6%

Seattle, WA

$399 10.6% 53.8% $140

Clothing & Footwear

Stillwater, OK

$143 6.9%

Seattle, WA

$196 5.2% 37.3% $53

Sport & Entertainment

Stillwater, OK

$24 * 1.2%

Seattle, WA

$105 2.8% 346% $82

Getting Around

Stillwater, OK

- * 0%

Seattle, WA

$132 3.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,050 in Stillwater, OK and $2,579 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $40 in Stillwater, OK vs $99 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $361 vs $544 per month, with Stillwater, OK cheaper across the board.

Good to know

🇺🇸 Stillwater, OK

🇺🇸 Seattle, WA

🕒 Local time

06:54 6:54 AM

04:54 4:54 AM

2 h behind Stillwater, OK

🌤 Weather

👥 Population

44,818

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Stillwater, OK Seattle, WA 2,440 km ≈ 3 h 30 min nonstop flight

From you

Stillwater, OK
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, OK vs Seattle, WA: Cost of Living - Frequently Asked Questions

Stillwater, OK is about 45% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 54% lower in Stillwater, OK. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,050 in Stillwater, OK versus $2,579 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,480 in Stillwater, OK versus $2,819 in Seattle, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stillwater, OK – a meal for two runs $40 versus $99 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,059 in Stillwater, OK versus $3,762 in Seattle, WA, a $3,000 budget is realistic in Stillwater, OK but tight or insufficient in Seattle, WA. The gap between the two cities makes Stillwater, OK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Stillwater, OK wins on affordability, Seattle, WA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.