Last update: Nov 2026

Cost of Living Comparison Between Seattle, WA and Stillwater, OK

For one person, living is cheaper in Stillwater, OK: $2,059 a month against $3,762 in Seattle, WA, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
99

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index

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Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Stillwater, OK

🇺🇸 United States

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Stillwater, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Stillwater, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,762 in Seattle, WA versus $2,059 in Stillwater, OK.

Seattle, WA $3,762
Stillwater, OK $2,059

Estimated couple costs with rent: $5,651 in Seattle, WA versus $3,584 in Stillwater, OK.

Seattle, WA $5,651
Stillwater, OK $3,584

Monthly costs for a family of three with rent: $7,541 in Seattle, WA versus $5,110 in Stillwater, OK.

Seattle, WA $7,541
Stillwater, OK $5,110

Living in Seattle, WA is roughly 83% more expensive than in Stillwater, OK, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 178% above, Stillwater, OK 52% above.

Meal at Budget Restaurant

$23.80 $23.80

$15.04 $15.04

58.24%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$40.23 $40.23

145.19%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$9.64 $9.64

54.98%

Cappuccino

$6.79 $6.79

$5.11 $5.11

32.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.14 $2.14

50.93%

Water (0.33 liter bottle)

$3.15 $3.15

$1.54 $1.54

104.55%

Local Beer (0.5 liter draught)

$8.21 $8.21

$4.62 $4.62

77.71%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$5.59 $5.59

40.79%

Milk (1 liter)

$1.17 $1.17

$0.92 $0.92

27.17%

White Bread (500g)

$5.29 $5.29

$2.73 $2.73

93.77%

Rice (white) (1kg)

$5.76 $5.76

$3.60 $3.60

60.00%

Eggs

$4.89 $4.89

$4.26 $4.26

14.79%

Local Cheese (1kg)

$20.25 $20.25

$7.31 $7.31

177.02%

Chicken Fillets (1kg)

$17.95 $17.95

$9.32 $9.32

92.60%

Beef Round Steak (1kg)

$23.35 $23.35

$13.63 $13.63

71.31%

Apples (1kg)

$5.94 $5.94

$4.56 $4.56

30.26%

Banana (1kg)

$1.89 $1.89

$2.99 $2.99

-36.79%

Oranges (1kg)

$5.35 $5.35

$6.99 $6.99

-23.46%

Tomato (1kg)

$6.57 $6.57

$5.43 $5.43

20.99%

Potato (1kg)

$3.39 $3.39

$3.91 $3.91

-13.30%

Onion (1kg)

$2.88 $2.88

$3.43 $3.43

-16.03%

Lettuce (1 head)

$2.89 $2.89

$1.89 $1.89

52.91%

Water (1.5 liter bottle)

$2.43 $2.43

$1.78 $1.78

36.52%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$8.96 $8.96

35.94%

Wine (Bottle)

$15.24 $15.24

$11.16 $11.16

36.56%

Local Beer (0.5 liter bottle)

$4.38 $4.38

$1.71 $1.71

156.14%

Imported Beer (0.33 liter bottle)

$5.89 $5.89

$4.94 $4.94

19.23%

One-way Ticket (Public Transport)

$2.96 $2.96

Public Transport Monthly Pass (Regular Price)

$109 $109

Taxi Start (Normal Tariff)

$2.52 $2.52

Taxi (Normal Tariff) (1km)

$1.72 $1.72

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

Gasoline (1 liter)

$1.51 $1.51

$0.78 $0.78

93.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$26.9K $26.9K

34.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.9K $25.9K

-0.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$165 $165

75.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.1 $69.1

$43.79 $43.79

57.68%

Internet (50+ Mbps, Unlimited Data)

$84.8 $84.8

$63.6 $63.6

33.42%

Gym Membership (Monthly)

$69.4 $69.4

Tennis Court (1 Hour on Weekend)

$35.05 $35.05

Cinema Ticket

$17.97 $17.97

$11.82 $11.82

52.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,819 $2,819

$1,480 $1,480

90.41%

International Primary School, 1 Child (Yearly)

$43.9K $43.9K

$9,992 $9,992

339.50%

Jeans (Levis 501 Or Similar)

$91.2 $91.2

$79.1 $79.1

15.33%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$38.50 $38.50

43.01%

Sport Shoes (Adidas, Nike)

$127 $127

$99.1 $99.1

28.28%

Men's Leather Business Shoes

$162 $162

$100 $100

61.41%

1-bedroom Apartment, City Center (Monthly)

$2,579 $2,579

$1,050 $1,050

145.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,943 $1,943

$999 $999

94.37%

3-bedroom Apartment, City Center (Monthly)

$5,100 $5,100

$2,959 $2,959

72.37%

3-bedroom Apartment, Outside City Center (Monthly)

$3,541 $3,541

$2,865 $2,865

23.61%

Buy Apartment in City Center (m2)

$7,357 $7,357

$1,763 $1,763

317.24%

Buy Apartment Outside City Center (m2)

$4,921 $4,921

$1,769 $1,769

178.21%

Average Monthly Net Salary (After Tax)

$6,448 $6,448

$2,992 $2,992

115.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

6.6

3.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: November 2, 2026

Last update for Stillwater, OK: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.6%

Stillwater, OK

$999 48.5% 48.6% $943

Groceries & Markets

Seattle, WA

$544 14.5%

Stillwater, OK

$361 17.6% 33.5% $182

Monthly Utilities & Internet

Seattle, WA

$443 11.8%

Stillwater, OK

$272 13.2% 38.5% $171

Eating Out

Seattle, WA

$399 10.6%

Stillwater, OK

$260 12.6% 35% $140

Clothing & Footwear

Seattle, WA

$196 5.2%

Stillwater, OK

$143 6.9% 27.2% $53

Getting Around

Seattle, WA

$132 3.5%

Stillwater, OK

- * 0% 100%

Sport & Entertainment

Seattle, WA

$105 2.8%

Stillwater, OK

$24 * 1.2% 77.6% $82

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,579 in Seattle, WA and $1,050 in Stillwater, OK. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $99 in Seattle, WA vs $40 in Stillwater, OK for a mid-range dinner for two. Groceries echo the gap at $544 vs $361 per month, with Stillwater, OK cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Stillwater, OK

🕒 Local time

07:33 7:33 AM

09:33 9:33 AM

2 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

44,818

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Seattle, WA Stillwater, OK 2,440 km ≈ 3 h 30 min nonstop flight

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Seattle, WA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Stillwater, OK: Cost of Living - Frequently Asked Questions

Stillwater, OK is about 45% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Seattle, WA is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,579 in Seattle, WA versus $1,050 in Stillwater, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,819 in Seattle, WA versus $1,480 in Stillwater, OK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stillwater, OK – a meal for two runs $40 versus $99 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,059 in Stillwater, OK versus $3,762 in Seattle, WA, a $3,000 budget is realistic in Stillwater, OK but tight or insufficient in Seattle, WA. The gap between the two cities makes Stillwater, OK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Stillwater, OK wins on affordability, Seattle, WA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.