Last update: Oct 2026

Cost of Living Comparison Between Stillwater, OK and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $2,077 in Stillwater, OK, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index
77

Cost of Living Index in Monterrey
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Monterrey Living Index

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Stillwater, OK

🇺🇸 United States

$2,077

/mo nomad

Monterrey

🇲🇽 Mexico

$1,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, OK and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, OK and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,077 in Stillwater, OK versus $1,599 in Monterrey.

Stillwater, OK $2,077
Monterrey $1,599

Estimated couple costs with rent: $3,601 in Stillwater, OK versus $2,493 in Monterrey.

Stillwater, OK $3,601
Monterrey $2,493

Monthly costs for a family of three with rent: $5,126 in Stillwater, OK versus $3,387 in Monterrey.

Stillwater, OK $5,126
Monterrey $3,387

Living in Stillwater, OK is roughly 30% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Stillwater, OK 53% above, Monterrey 18% above.

Meal at Budget Restaurant

$15.13 $15.13

$13.80 MX$255

9.64%

Three-Course Dinner for Two, Mid-Range

$40.50 $40.50

$47.99 MX$887

-15.61%

Fast Food Meal (McDonalds, etc)

$9.60 $9.60

$10.65 MX$197

-9.86%

Cappuccino

$5.07 $5.07

$3.99 MX$73.7

27.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 $2.21

$1.66 MX$30.76

33.13%

Water (0.33 liter bottle)

$1.46 $1.46

$0.99 MX$18.21

47.47%

Local Beer (0.5 liter draught)

$4.47 $4.47

$2.36 MX$43.64

89.41%

Imported Beer (0.33 liter bottle)

$5.42 $5.42

$4.43 MX$81.8

22.35%

Milk (1 liter)

$0.91 $0.91

$1.82 MX$33.58

-50.00%

White Bread (500g)

$2.71 $2.71

$2.83 MX$52.4

-4.24%

Rice (white) (1kg)

$3.45 $3.45

$1.92 MX$35.44

79.69%

Eggs

$4.37 $4.37

$2.48 MX$45.78

76.21%

Local Cheese (1kg)

$7.57 $7.57

$11.74 MX$217

-35.52%

Chicken Fillets (1kg)

$8.98 $8.98

$9.10 MX$168

-1.32%

Beef Round Steak (1kg)

$13.53 $13.53

$12.53 MX$232

7.98%

Apples (1kg)

$4.55 $4.55

$3.34 MX$61.6

36.23%

Banana (1kg)

$3.07 $3.07

$1.57 MX$29.10

95.54%

Oranges (1kg)

$6.74 $6.74

$2.16 MX$39.86

212.04%

Tomato (1kg)

$5.53 $5.53

$2.47 MX$45.65

123.89%

Potato (1kg)

$3.90 $3.90

$2.31 MX$42.64

68.83%

Onion (1kg)

$3.55 $3.55

$2.68 MX$49.47

32.46%

Lettuce (1 head)

$1.92 $1.92

$1.46 MX$26.90

31.51%

Water (1.5 liter bottle)

$1.72 $1.72

$1.19 MX$22.07

44.54%

Cigarettes 20 Pack (Marlboro, Camel)

$9.24 $9.24

$4.75 MX$87.8

94.53%

Wine (Bottle)

$11.08 $11.08

$13.58 MX$251

-18.41%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.92 MX$35.52

-7.81%

Imported Beer (0.33 liter bottle)

$4.88 $4.88

$2.88 MX$53.2

69.44%

One-way Ticket (Public Transport)

$0.79 MX$14.66

Public Transport Monthly Pass (Regular Price)

$31.36 MX$579

Taxi Start (Normal Tariff)

$1.59 MX$29.44

Taxi (Normal Tariff) (1km)

$1.06 MX$19.58

Taxi 1hour Waiting (Normal Tariff)

$10.80 MX$200

Gasoline (1 liter)

$0.83 $0.83

$1.55 MX$28.59

-46.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$24.2K MX$446.4K

14.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$24.3K MX$449.4K

7.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$117 MX$2,159

46.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.24 $43.24

$26.38 MX$488

63.91%

Internet (50+ Mbps, Unlimited Data)

$62.0 $62.0

$26.04 MX$481

138.10%

Gym Membership (Monthly)

$30.26 MX$559

Tennis Court (1 Hour on Weekend)

$21.25 MX$393

Cinema Ticket

$12.18 $12.18

$5.23 MX$96.6

132.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,095 $1,095

$673 MX$12.4K

62.76%

International Primary School, 1 Child (Yearly)

$11.1K MX$205.2K

Jeans (Levis 501 Or Similar)

$81.3 $81.3

$72.1 MX$1,332

12.76%

Summer Dress (H&M, Zara, etc)

$37.79 $37.79

$42.38 MX$783

-10.83%

Sport Shoes (Adidas, Nike)

$101 $101

$112 MX$2,066

-10.09%

Men's Leather Business Shoes

$98.2 $98.2

$119 MX$2,200

-17.49%

1-bedroom Apartment, City Center (Monthly)

$1,043 $1,043

$949 MX$17.5K

9.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,016 $1,016

$666 MX$12.3K

52.42%

3-bedroom Apartment, City Center (Monthly)

$2,923 $2,923

$1,821 MX$33.7K

60.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,879 $2,879

$1,271 MX$23.5K

126.45%

Buy Apartment in City Center (m2)

$1,729 $1,729

$4,050 MX$74.8K

-57.32%

Buy Apartment Outside City Center (m2)

$1,780 $1,780

$2,348 MX$43.4K

-24.17%

Average Monthly Net Salary (After Tax)

$3,014 $3,014

$1,155 MX$21.3K

160.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

11.79

-43.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, OK: October 19, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, OK

$1K 48.9%

Monterrey

$666 41.7% 34.4% $349

Groceries & Markets

Stillwater, OK

$359 17.3%

Monterrey

$304 19% 15.3% $55

Monthly Utilities & Internet

Stillwater, OK

$276 13.3%

Monterrey

$169 10.6% 38.8% $107

Eating Out

Stillwater, OK

$259 12.5%

Monterrey

$221 13.9% 14.3% $37

Clothing & Footwear

Stillwater, OK

$143 6.9%

Monterrey

$155 9.7% 8.6% $12

Sport & Entertainment

Stillwater, OK

$24 * 1.2%

Monterrey

$41 2.6% 67.1% $16

Getting Around

Stillwater, OK

- * 0%

Monterrey

$41 2.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,043 in Stillwater, OK and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Stillwater, OK pays 161% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Stillwater, OK vs $48.00 in Monterrey. Groceries flip the comparison at $359 vs $304, with Monterrey cheaper for home cooking.

Good to know

🇺🇸 Stillwater, OK

🇲🇽 Monterrey

🕒 Local time

12:02 12:02 PM

11:02 11:02 AM

1 h behind Stillwater, OK

🌤 Weather

👥 Population

44,818

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

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Between locations

Stillwater, OK Monterrey 1,200 km ≈ 2 h nonstop flight

From you

Stillwater, OK
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, OK vs Monterrey: Cost of Living - Frequently Asked Questions

Stillwater, OK and Monterrey differ by about 30% in total monthly costs ($2,077 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 161% higher in Stillwater, OK, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,043 in Stillwater, OK versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,095 in Stillwater, OK versus $673 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $40.00 in Stillwater, OK. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,599 in Monterrey versus $2,077 in Stillwater, OK, a $2,000 budget is realistic in Monterrey but tight or insufficient in Stillwater, OK. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 30% less than in Stillwater, OK. Beyond cost, consider language, visa policies, and how big the international community is in each city.