Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Stillwater, OK

For one person, living is cheaper in Stillwater, OK: $2,066 a month against $2,607 in Austin, TX, rent and utilities included – about $6,500 less a year. Rent and utilities account for about half of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
100

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Stillwater, OK

🇺🇸 United States

$2,066

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Stillwater, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Stillwater, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,066 in Stillwater, OK.

Austin, TX $2,607
Stillwater, OK $2,066

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,573 in Stillwater, OK.

Austin, TX $4,031
Stillwater, OK $3,573

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,080 in Stillwater, OK.

Austin, TX $5,454
Stillwater, OK $5,080

Living in Austin, TX is roughly 26% more expensive than in Stillwater, OK, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 92% above, Stillwater, OK 52% above.

Meal at Budget Restaurant

$20.35 $20.35

$15.18 $15.18

34.06%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$39.85 $39.85

112.57%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.32 $9.32

30.04%

Cappuccino

$5.65 $5.65

$4.87 $4.87

16.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.23 $2.23

65.02%

Water (0.33 liter bottle)

$2.36 $2.36

$1.46 $1.46

61.64%

Local Beer (0.5 liter draught)

$7.87 $7.87

$4.54 $4.54

73.35%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$5.34 $5.34

65.17%

Milk (1 liter)

$1.14 $1.14

$0.97 $0.97

17.53%

White Bread (500g)

$3.69 $3.69

$2.71 $2.71

36.16%

Rice (white) (1kg)

$3.31 $3.31

$3.54 $3.54

-6.50%

Eggs

$4.15 $4.15

Local Cheese (1kg)

$12.98 $12.98

$7.42 $7.42

74.93%

Chicken Fillets (1kg)

$13.86 $13.86

$9.14 $9.14

51.64%

Beef Round Steak (1kg)

$16.34 $16.34

$13.49 $13.49

21.13%

Apples (1kg)

$4.69 $4.69

$4.47 $4.47

4.92%

Banana (1kg)

$1.45 $1.45

$3.14 $3.14

-53.82%

Oranges (1kg)

$5.11 $5.11

$6.88 $6.88

-25.73%

Tomato (1kg)

$4.52 $4.52

$5.39 $5.39

-16.14%

Potato (1kg)

$3.08 $3.08

$3.88 $3.88

-20.62%

Onion (1kg)

$2.38 $2.38

$3.60 $3.60

-33.89%

Lettuce (1 head)

$1.80 $1.80

$2.00 $2.00

-10.00%

Water (1.5 liter bottle)

$2.22 $2.22

$1.78 $1.78

24.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$8.76 $8.76

13.81%

Wine (Bottle)

$15.05 $15.05

$10.97 $10.97

37.19%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.77 $1.77

64.41%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$4.92 $4.92

-32.32%

One-way Ticket (Public Transport)

$1.22 $1.22

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

Taxi (Normal Tariff) (1km)

$1.65 $1.65

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

Gasoline (1 liter)

$0.95 $0.95

$0.76 $0.76

25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$27.5K $27.5K

24.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.6K $26.6K

0.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$169 $169

31.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$43.73 $43.73

33.73%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$62.2 $62.2

14.35%

Gym Membership (Monthly)

$53.0 $53.0

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$12.21 $12.21

15.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,086 $1,086

34.38%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$79.2 $79.2

-33.76%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$38.14 $38.14

12.09%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$101 $101

-14.56%

Men's Leather Business Shoes

$104 $104

$101 $101

2.82%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,024 $1,024

106.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,006 $1,006

22.29%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,934 $2,934

31.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,838 $2,838

-15.20%

Buy Apartment in City Center (m2)

$7,426 $7,426

$1,721 $1,721

331.43%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$1,733 $1,733

76.56%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$2,945 $2,945

75.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.65

2.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Stillwater, OK: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Stillwater, OK

$1K 48.7% 18.2% $224

Groceries & Markets

Austin, TX

$410 15.7%

Stillwater, OK

$361 17.5% 12% $49

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Stillwater, OK

$275 13.3% 21.9% $77

Eating Out

Austin, TX

$348 13.4%

Stillwater, OK

$256 12.4% 26.4% $92

Clothing & Footwear

Austin, TX

$128 4.9%

Stillwater, OK

$144 7% 11.9% $15

Sport & Entertainment

Austin, TX

$81 3.1%

Stillwater, OK

$24 * 1.2% 69.9% $57

Getting Around

Austin, TX

$56 2.2%

Stillwater, OK

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,024 in Stillwater, OK. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 76% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $40 in Stillwater, OK for a mid-range dinner for two. Groceries echo the gap at $410 vs $361 per month, with Stillwater, OK cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Stillwater, OK

🕒 Local time

14:02 2:02 PM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

44,818

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Austin, TX Stillwater, OK 650 km ≈ 1 h 15 min nonstop flight

From you

Austin, TX
Stillwater, OK

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Stillwater, OK: Cost of Living - Frequently Asked Questions

Stillwater, OK wins on cost – living expenses run 21% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Stillwater, OK the obvious pick if budget is a priority.

Average pay runs 76% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,024 in Stillwater, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,459 in Austin, TX versus $1,086 in Stillwater, OK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stillwater, OK – a meal for two runs $40 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Stillwater, OK gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Stillwater, OK wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.