Cost of Living Comparison Between Stavanger and Ubud, Bali Cost of Living Comparison Between Stavanger and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,202 in Stavanger versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $4,642 in Stavanger versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,082 in Stavanger versus $3,327 in Ubud, Bali.

Living in Stavanger is roughly 134% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stavanger 134% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$25.74 NOK 243

$3.44 Rp 60.9K

648.26%

Three-Course Dinner for Two, Mid-Range

$97.4 NOK 917

$36.31 Rp 643.0K

168.11%

Fast Food Meal (McDonalds, etc)

$16.15 NOK 152

$5.71 Rp 101.0K

182.84%

Cappuccino

$6.37 NOK 60.0

$2.67 Rp 47.3K

138.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.34 NOK 50.3

$1.75 Rp 31.0K

205.14%

Water (0.33 liter bottle)

$4.43 NOK 41.75

$0.87 Rp 15.4K

409.20%

Local Beer (0.5 liter draught)

$13.88 NOK 131

$2.95 Rp 52.3K

370.51%

Imported Beer (0.33 liter bottle)

$12.16 NOK 115

$4.52 Rp 80.0K

169.03%

Milk (1 liter)

$2.50 NOK 23.55

$1.62 Rp 28.7K

54.32%

White Bread (500g)

$3.60 NOK 33.96

$2.33 Rp 41.3K

54.51%

Rice (white) (1kg)

$3.96 NOK 37.33

$1.11 Rp 19.6K

256.76%

Eggs

$5.05 NOK 47.55

$2.20 Rp 39.0K

129.55%

Local Cheese (1kg)

$15.10 NOK 142

$17.69 Rp 313.3K

-14.64%

Chicken Fillets (1kg)

$17.22 NOK 162

$4.10 Rp 72.5K

320.00%

Beef Round Steak (1kg)

$35.93 NOK 339

$12.18 Rp 215.6K

194.99%

Apples (1kg)

$3.71 NOK 34.97

$3.71 Rp 65.6K

Banana (1kg)

$2.78 NOK 26.20

$1.59 Rp 28.1K

74.84%

Oranges (1kg)

$3.49 NOK 32.84

$2.28 Rp 40.4K

53.07%

Tomato (1kg)

$5.04 NOK 47.53

$1.95 Rp 34.6K

158.46%

Potato (1kg)

$2.51 NOK 23.69

$1.91 Rp 33.7K

31.41%

Onion (1kg)

$3.12 NOK 29.43

$2.33 Rp 41.3K

33.91%

Lettuce (1 head)

$2.91 NOK 27.45

$1.01 Rp 17.8K

188.12%

Water (1.5 liter bottle)

$2.42 NOK 22.84

$0.55 Rp 9,773

340.00%

Cigarettes 20 Pack (Marlboro, Camel)

$17.89 NOK 169

$2.23 Rp 39.5K

702.24%

Wine (Bottle)

$18.83 NOK 177

$23.07 Rp 408.6K

-18.38%

Local Beer (0.5 liter bottle)

$3.94 NOK 37.16

$2.42 Rp 42.8K

62.81%

Imported Beer (0.33 liter bottle)

$4.51 NOK 42.46

$3.00 Rp 53.1K

50.33%

One-way Ticket (Public Transport)

$4.82 NOK 45.41

$0.27 Rp 4,814

1685.19%

Public Transport Monthly Pass (Regular Price)

$87.4 NOK 824

$8.98 Rp 159.1K

873.50%

Taxi Start (Normal Tariff)

$6.37 NOK 60.0

$0.48 Rp 8,566

1227.08%

Taxi (Normal Tariff) (1km)

$1.72 NOK 16.18

$0.43 Rp 7,679

300.00%

Taxi 1hour Waiting (Normal Tariff)

$106 NOK 1,003

$5.64 Rp 99.9K

1788.12%

Gasoline (1 liter)

$2.25 NOK 21.21

$0.80 Rp 14.2K

181.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.6K NOK 467.6K

$24.9K Rp 441.7M

98.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K NOK 398.5K

$31.7K Rp 561.5M

33.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 NOK 2,362

$81.5 Rp 1.4M

207.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.70 NOK 336

$6.49 Rp 115.0K

450.08%

Internet (50+ Mbps, Unlimited Data)

$83.6 NOK 788

$18.77 Rp 332.4K

345.44%

Gym Membership (Monthly)

$52.5 NOK 495

$56.9 Rp 1.0M

-7.68%

Tennis Court (1 Hour on Weekend)

$37.19 NOK 350

$18.73 Rp 331.7K

98.56%

Cinema Ticket

$22.57 NOK 213

$4.54 Rp 80.4K

397.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 NOK 3,112

$481 Rp 8.5M

-31.28%

International Primary School, 1 Child (Yearly)

$14.5K NOK 136.6K

$5,711 Rp 101.1M

153.86%

Jeans (Levis 501 Or Similar)

$131 NOK 1,230

$45.52 Rp 806.0K

186.73%

Summer Dress (H&M, Zara, etc)

$60.9 NOK 574

$35.88 Rp 635.4K

69.79%

Sport Shoes (Adidas, Nike)

$158 NOK 1,492

$80.4 Rp 1.4M

97.01%

Men's Leather Business Shoes

$210 NOK 1,978

$78.7 Rp 1.4M

166.76%

1-bedroom Apartment, City Center (Monthly)

$1,708 NOK 16.1K

$1,115 Rp 19.7M

53.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,391 NOK 13.1K

$698 Rp 12.4M

99.39%

3-bedroom Apartment, City Center (Monthly)

$2,794 NOK 26.3K

$3,637 Rp 64.4M

-23.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,084 NOK 19.6K

$1,737 Rp 30.8M

19.98%

Buy Apartment in City Center (m2)

$6,179 NOK 58.2K

$2,784 Rp 49.3M

121.91%

Buy Apartment Outside City Center (m2)

$5,479 NOK 51.6K

$2,290 Rp 40.5M

139.28%

Average Monthly Net Salary (After Tax)

$5,006 NOK 47.2K

$168 Rp 3.0M

2879.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.27

13.78

-61.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,708 in Stavanger and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stavanger pays 2880% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $97.0 in Stavanger vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $532 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 134% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2880% higher in Stavanger, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,708 in Stavanger versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,202 per month in Stavanger versus $1,368 in Ubud, Bali – a 134% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 873% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $3,202 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stavanger and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 134% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.