Last update: Oct 2026

Cost of Living Comparison Between Stavanger and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,248 in Stavanger, rent and utilities included – about $22,800 less a year. Rent and utilities account for about half of the difference.

156

Cost of Living Index in Stavanger
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Stavanger Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stavanger

🇳🇴 Norway

$3,248

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Stavanger and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stavanger and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,248 in Stavanger versus $1,349 in Ubud, Bali.

Stavanger $3,248
Ubud, Bali $1,349

Estimated couple costs with rent: $4,717 in Stavanger versus $2,305 in Ubud, Bali.

Stavanger $4,717
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $6,186 in Stavanger versus $3,261 in Ubud, Bali.

Stavanger $6,186
Ubud, Bali $3,261

Living in Stavanger is roughly 141% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$24.67 NOK 227

$3.32 Rp 60.2K

643.07%

Three-Course Dinner for Two, Mid-Range

$98.0 NOK 900

$35.64 Rp 645.8K

174.86%

Fast Food Meal (McDonalds, etc)

$16.23 NOK 149

$5.53 Rp 100.3K

193.49%

Cappuccino

$6.22 NOK 57.1

$2.72 Rp 49.3K

128.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.89 NOK 54.1

$1.70 Rp 30.8K

246.47%

Water (0.33 liter bottle)

$4.53 NOK 41.60

$0.76 Rp 13.8K

496.05%

Local Beer (0.5 liter draught)

$13.76 NOK 126

$2.65 Rp 48.1K

419.25%

Imported Beer (0.33 liter bottle)

$10.62 NOK 97.6

$4.38 Rp 79.4K

142.47%

Milk (1 liter)

$2.53 NOK 23.22

$1.49 Rp 27.0K

69.80%

White Bread (500g)

$3.52 NOK 32.32

$2.28 Rp 41.2K

54.39%

Rice (white) (1kg)

$3.98 NOK 36.53

$1.19 Rp 21.6K

234.45%

Eggs

$4.75 NOK 43.68

$2.04 Rp 36.9K

132.84%

Local Cheese (1kg)

$15.22 NOK 140

$17.70 Rp 320.8K

-14.01%

Chicken Fillets (1kg)

$17.54 NOK 161

$3.96 Rp 71.8K

342.93%

Beef Round Steak (1kg)

$36.16 NOK 332

$12.19 Rp 220.9K

196.64%

Apples (1kg)

$3.53 NOK 32.44

$3.66 Rp 66.2K

-3.55%

Banana (1kg)

$2.86 NOK 26.25

$1.52 Rp 27.5K

88.16%

Oranges (1kg)

$3.62 NOK 33.25

$2.23 Rp 40.4K

62.33%

Tomato (1kg)

$4.93 NOK 45.29

$1.97 Rp 35.7K

150.25%

Potato (1kg)

$2.55 NOK 23.46

$1.85 Rp 33.5K

37.84%

Onion (1kg)

$3.11 NOK 28.58

$2.42 Rp 43.9K

28.51%

Lettuce (1 head)

$2.90 NOK 26.61

$0.99 Rp 17.9K

192.93%

Water (1.5 liter bottle)

$2.33 NOK 21.41

$0.51 Rp 9,303

356.86%

Cigarettes 20 Pack (Marlboro, Camel)

$18.27 NOK 168

$2.22 Rp 40.3K

722.97%

Wine (Bottle)

$18.94 NOK 174

$22.24 Rp 403.0K

-14.84%

Local Beer (0.5 liter bottle)

$3.80 NOK 34.94

$2.26 Rp 41.0K

68.14%

Imported Beer (0.33 liter bottle)

$4.51 NOK 41.44

$2.97 Rp 53.8K

51.85%

One-way Ticket (Public Transport)

$4.75 NOK 43.60

$0.25 Rp 4,548

1800.00%

Public Transport Monthly Pass (Regular Price)

$85.4 NOK 785

$7.82 Rp 141.8K

992.20%

Taxi Start (Normal Tariff)

$6.27 NOK 57.6

$0.44 Rp 7,964

1325.00%

Taxi (Normal Tariff) (1km)

$1.80 NOK 16.54

$0.43 Rp 7,793

318.60%

Taxi 1hour Waiting (Normal Tariff)

$106 NOK 972

$5.41 Rp 98.0K

1855.82%

Gasoline (1 liter)

$2.46 NOK 22.64

$0.82 Rp 14.9K

200.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.1K NOK 451.1K

$23.8K Rp 432.0M

105.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.2K NOK 387.8K

$31.7K Rp 575.3M

32.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 NOK 2,385

$79.1 Rp 1.4M

228.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.92 NOK 312

$6.45 Rp 116.8K

425.89%

Internet (50+ Mbps, Unlimited Data)

$79.9 NOK 734

$18.58 Rp 336.7K

330.09%

Gym Membership (Monthly)

$52.0 NOK 477

$49.48 Rp 896.7K

5.01%

Tennis Court (1 Hour on Weekend)

$37.64 NOK 346

$17.65 Rp 319.8K

113.26%

Cinema Ticket

$22.16 NOK 204

$4.27 Rp 77.4K

418.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$325 NOK 2,990

$491 Rp 8.9M

-33.66%

International Primary School, 1 Child (Yearly)

$14.3K NOK 131.7K

$5,674 Rp 102.8M

152.69%

Jeans (Levis 501 Or Similar)

$130 NOK 1,191

$44.64 Rp 808.9K

190.46%

Summer Dress (H&M, Zara, etc)

$61.9 NOK 569

$34.95 Rp 633.4K

77.22%

Sport Shoes (Adidas, Nike)

$151 NOK 1,386

$79.9 Rp 1.4M

88.77%

Men's Leather Business Shoes

$206 NOK 1,890

$79.4 Rp 1.4M

159.00%

1-bedroom Apartment, City Center (Monthly)

$1,805 NOK 16.6K

$1,125 Rp 20.4M

60.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,429 NOK 13.1K

$671 Rp 12.2M

112.78%

3-bedroom Apartment, City Center (Monthly)

$2,895 NOK 26.6K

$3,565 Rp 64.6M

-18.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,145 NOK 19.7K

$1,723 Rp 31.2M

24.44%

Buy Apartment in City Center (m2)

$6,468 NOK 59.4K

$2,732 Rp 49.5M

136.79%

Buy Apartment Outside City Center (m2)

$5,430 NOK 49.9K

$2,284 Rp 41.4M

137.72%

Average Monthly Net Salary (After Tax)

$5,086 NOK 46.7K

$164 Rp 3.0M

3004.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.24

13.78

-61.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stavanger

$1.4K 44%

Ubud, Bali

$672 49.8% 53% $757

Groceries & Markets

Stavanger

$530 16.3%

Ubud, Bali

$288 21.4% 45.6% $242

Eating Out

Stavanger

$452 13.9%

Ubud, Bali

$108 8% 76.2% $345

Monthly Utilities & Internet

Stavanger

$373 11.5%

Ubud, Bali

$104 7.7% 72.1% $269

Clothing & Footwear

Stavanger

$247 7.6%

Ubud, Bali

$108 8% 56.4% $139

Getting Around

Stavanger

$120 3.7%

Ubud, Bali

$11 0.9% 90.5% $108

Sport & Entertainment

Stavanger

$96 3%

Ubud, Bali

$58 4.3% 39.7% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,805 in Stavanger and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stavanger pays about 31 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $98 in Stavanger vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $530 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Stavanger

🇮🇩 Ubud, Bali

🕒 Local time

21:21 9:21 PM

04:21 4:21 AM

7 h ahead of Stavanger

🌤 Weather

👥 Population

149,330

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of November 1, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.26 NOK (100 NOK = 9.75 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

Lowest

Highest

Between locations

Stavanger Ubud, Bali 11,930 km ≈ 15 h nonstop flight

From you

Stavanger
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 58% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Stavanger is about 31 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,805 in Stavanger versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,248 per month in Stavanger versus $1,349 in Ubud, Bali – Ubud, Bali is about 58% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Stavanger. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Stavanger and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 58% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.