Cost of Living Comparison Between Stavanger and Ubud, Bali Cost of Living Comparison Between Stavanger and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,695 in Stavanger versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $4,140 in Stavanger versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,584 in Stavanger versus $3,732 in Ubud, Bali.

Living in Stavanger is roughly 87% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stavanger 101% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$25.22 NOK 235

$3.57 Rp 61.6K

606.44%

Three-Course Dinner for Two, Mid-Range

$119 NOK 1,113

$32.58 Rp 562.6K

266.39%

Fast Food Meal (McDonalds, etc)

$15.32 NOK 143

$5.07 Rp 87.5K

202.17%

Cappuccino

$5.05 NOK 47.09

$2.83 Rp 48.8K

78.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.01 NOK 37.36

$1.34 Rp 23.1K

199.25%

Water (0.33 liter bottle)

$3.46 NOK 32.25

$0.69 Rp 12.0K

401.45%

Local Beer (0.5 liter draught)

$11.16 NOK 104

$2.99 Rp 51.6K

273.24%

Imported Beer (0.33 liter bottle)

$9.94 NOK 92.7

$3.85 Rp 66.4K

158.18%

Milk (1 liter)

$2.45 NOK 22.84

$1.74 Rp 30.1K

40.80%

White Bread (500g)

$3.10 NOK 28.90

$2.54 Rp 43.8K

22.05%

Rice (white) (1kg)

$4.61 NOK 42.97

$1.19 Rp 20.6K

287.39%

Eggs

$4.34 NOK 40.44

$2.43 Rp 41.9K

78.60%

Local Cheese (1kg)

$12.93 NOK 120

$14.66 Rp 253.2K

-11.80%

Chicken Fillets (1kg)

$16.27 NOK 152

$4.18 Rp 72.1K

289.23%

Beef Round Steak (1kg)

$27.67 NOK 258

$11.94 Rp 206.1K

131.74%

Apples (1kg)

$3.41 NOK 31.76

$3.69 Rp 63.6K

-7.59%

Banana (1kg)

$2.62 NOK 24.42

$1.61 Rp 27.7K

62.73%

Oranges (1kg)

$3.01 NOK 28.07

$2.69 Rp 46.4K

11.90%

Tomato (1kg)

$4.55 NOK 42.42

$2.33 Rp 40.2K

95.28%

Potato (1kg)

$2.07 NOK 19.28

$1.91 Rp 32.9K

8.38%

Onion (1kg)

$2.99 NOK 27.85

$2.19 Rp 37.7K

36.53%

Lettuce (1 head)

$2.47 NOK 23.00

$1.06 Rp 18.3K

133.02%

Water (1.5 liter bottle)

$1.84 NOK 17.14

$0.72 Rp 12.5K

155.56%

Cigarettes 20 Pack (Marlboro, Camel)

$15.09 NOK 141

$3.13 Rp 54.1K

382.11%

Wine (Bottle)

$19.20 NOK 179

$23.49 Rp 405.6K

-18.26%

Local Beer (0.5 liter bottle)

$3.55 NOK 33.07

$2.74 Rp 47.3K

29.56%

Imported Beer (0.33 liter bottle)

$4.01 NOK 37.39

$2.88 Rp 49.7K

39.24%

One-way Ticket (Public Transport)

$4.48 NOK 41.78

$0.29 Rp 5,010

1444.83%

Public Transport Monthly Pass (Regular Price)

$66.9 NOK 623

$8.17 Rp 141.0K

718.60%

Taxi Start (Normal Tariff)

$15.00 NOK 140

$0.45 Rp 7,834

3233.33%

Taxi (Normal Tariff) (1km)

$2.09 NOK 19.44

$0.42 Rp 7,278

397.62%

Taxi 1hour Waiting (Normal Tariff)

$102 NOK 951

$6.16 Rp 106.3K

1556.17%

Gasoline (1 liter)

$2.11 NOK 19.66

$0.84 Rp 14.5K

151.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K NOK 315.5K

$26.2K Rp 453.1M

28.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K NOK 307.7K

$32.5K Rp 560.8M

1.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 NOK 1,782

$78.4 Rp 1.4M

143.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.15 NOK 402

$3.95 Rp 68.2K

992.41%

Internet (50+ Mbps, Unlimited Data)

$80.5 NOK 750

$24.40 Rp 421.4K

229.84%

Gym Membership (Monthly)

$56.0 NOK 522

$96.5 Rp 1.7M

-41.96%

Tennis Court (1 Hour on Weekend)

$35.16 NOK 328

$6.35 Rp 109.6K

453.70%

Cinema Ticket

$19.31 NOK 180

$4.04 Rp 69.7K

377.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 NOK 2,998

$303 Rp 5.2M

6.29%

International Primary School, 1 Child (Yearly)

$13.2K NOK 123.5K

$6,523 Rp 112.6M

103.12%

Jeans (Levis 501 Or Similar)

$117 NOK 1,087

$53.8 Rp 929.5K

116.66%

Summer Dress (H&M, Zara, etc)

$58.7 NOK 547

$37.98 Rp 655.8K

54.48%

Sport Shoes (Adidas, Nike)

$107 NOK 994

$86.8 Rp 1.5M

22.88%

Men's Leather Business Shoes

$159 NOK 1,484

$78.9 Rp 1.4M

101.95%

1-bedroom Apartment, City Center (Monthly)

$1,580 NOK 14.7K

$1,012 Rp 17.5M

56.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,123 NOK 10.5K

$674 Rp 11.6M

66.44%

3-bedroom Apartment, City Center (Monthly)

$2,783 NOK 25.9K

$3,390 Rp 58.5M

-17.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,781 NOK 16.6K

$2,098 Rp 36.2M

-15.11%

Buy Apartment in City Center (m2)

$5,940 NOK 55.4K

$2,985 Rp 51.5M

99.02%

Buy Apartment Outside City Center (m2)

$5,361 NOK 50.0K

$2,339 Rp 40.4M

129.17%

Average Monthly Net Salary (After Tax)

$5,014 NOK 46.7K

$173 Rp 3.0M

2796.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

13.28

-66.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,580 in Stavanger and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stavanger pays 2796% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Stavanger vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $470 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 87% gap adds up to real monthly savings that compound significantly over time.

Stavanger pays 2796% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,580 in Stavanger versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,695 per month in Stavanger versus $1,438 in Ubud, Bali – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 719% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,438 in Ubud, Bali versus $2,695 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stavanger and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.