Cost of Living Comparison Between Stavanger and Ubud, Bali Cost of Living Comparison Between Stavanger and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,699 in Stavanger versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $4,150 in Stavanger versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,601 in Stavanger versus $3,723 in Ubud, Bali.

Living in Stavanger is roughly 94% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stavanger 103% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$25.22 NOK 239

$3.57 Rp 64.5K

606.44%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,167

$32.32 Rp 583.4K

280.66%

Fast Food Meal (McDonalds, etc)

$15.08 NOK 143

$5.01 Rp 90.4K

201.00%

Cappuccino

$5.02 NOK 47.61

$2.82 Rp 51.0K

78.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.89 NOK 36.85

$1.35 Rp 24.4K

188.15%

Water (0.33 liter bottle)

$3.40 NOK 32.26

$0.73 Rp 13.2K

365.75%

Local Beer (0.5 liter draught)

$10.99 NOK 104

$2.93 Rp 53.0K

275.09%

Imported Beer (0.33 liter bottle)

$10.26 NOK 97.3

$3.94 Rp 71.1K

160.41%

Milk (1 liter)

$2.40 NOK 22.72

$1.78 Rp 32.1K

34.83%

White Bread (500g)

$3.11 NOK 29.46

$2.45 Rp 44.2K

26.94%

Rice (white) (1kg)

$4.64 NOK 44.03

$1.15 Rp 20.7K

303.48%

Eggs

$4.52 NOK 42.88

$2.41 Rp 43.6K

87.55%

Local Cheese (1kg)

$12.98 NOK 123

$14.33 Rp 258.7K

-9.42%

Chicken Fillets (1kg)

$16.24 NOK 154

$4.19 Rp 75.6K

287.59%

Beef Round Steak (1kg)

$27.67 NOK 262

$12.06 Rp 217.7K

129.44%

Apples (1kg)

$3.53 NOK 33.45

$3.64 Rp 65.7K

-3.02%

Banana (1kg)

$2.52 NOK 23.92

$1.57 Rp 28.3K

60.51%

Oranges (1kg)

$3.05 NOK 28.94

$2.79 Rp 50.3K

9.32%

Tomato (1kg)

$4.66 NOK 44.17

$2.24 Rp 40.5K

108.04%

Potato (1kg)

$2.05 NOK 19.44

$1.98 Rp 35.7K

3.54%

Onion (1kg)

$3.04 NOK 28.86

$2.28 Rp 41.1K

33.33%

Lettuce (1 head)

$2.58 NOK 24.47

$1.05 Rp 19.0K

145.71%

Water (1.5 liter bottle)

$1.75 NOK 16.56

$0.79 Rp 14.2K

121.52%

Cigarettes 20 Pack (Marlboro, Camel)

$15.11 NOK 143

$3.19 Rp 57.6K

373.67%

Wine (Bottle)

$17.96 NOK 170

$23.49 Rp 424.1K

-23.54%

Local Beer (0.5 liter bottle)

$3.54 NOK 33.60

$2.90 Rp 52.3K

22.07%

Imported Beer (0.33 liter bottle)

$4.08 NOK 38.69

$2.76 Rp 49.7K

47.83%

One-way Ticket (Public Transport)

$4.58 NOK 43.44

$0.27 Rp 4,813

1596.30%

Public Transport Monthly Pass (Regular Price)

$69.1 NOK 656

$8.37 Rp 151.1K

726.05%

Taxi Start (Normal Tariff)

$15.37 NOK 146

$0.45 Rp 8,167

3315.56%

Taxi (Normal Tariff) (1km)

$2.07 NOK 19.62

$0.46 Rp 8,298

350.00%

Taxi 1hour Waiting (Normal Tariff)

$103 NOK 972

$6.07 Rp 109.6K

1588.63%

Gasoline (1 liter)

$2.21 NOK 20.92

$0.86 Rp 15.6K

156.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K NOK 329.2K

$26.6K Rp 480.0M

30.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K NOK 310.2K

$32.5K Rp 587.6M

0.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 NOK 1,821

$79.0 Rp 1.4M

143.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.41 NOK 402

$4.09 Rp 73.9K

936.92%

Internet (50+ Mbps, Unlimited Data)

$80.9 NOK 767

$23.85 Rp 430.5K

239.04%

Gym Membership (Monthly)

$55.8 NOK 529

$98.8 Rp 1.8M

-43.50%

Tennis Court (1 Hour on Weekend)

$35.17 NOK 333

$6.35 Rp 114.7K

453.86%

Cinema Ticket

$19.02 NOK 180

$4.01 Rp 72.3K

374.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$314 NOK 2,975

$297 Rp 5.4M

5.56%

International Primary School, 1 Child (Yearly)

$12.9K NOK 122.1K

$6,602 Rp 119.2M

95.12%

Jeans (Levis 501 Or Similar)

$116 NOK 1,096

$53.4 Rp 964.5K

116.28%

Summer Dress (H&M, Zara, etc)

$58.4 NOK 553

$38.11 Rp 688.1K

53.14%

Sport Shoes (Adidas, Nike)

$107 NOK 1,018

$88.7 Rp 1.6M

21.12%

Men's Leather Business Shoes

$157 NOK 1,493

$76.6 Rp 1.4M

105.49%

1-bedroom Apartment, City Center (Monthly)

$1,595 NOK 15.1K

$1,020 Rp 18.4M

56.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,135 NOK 10.8K

$680 Rp 12.3M

66.91%

3-bedroom Apartment, City Center (Monthly)

$2,798 NOK 26.5K

$3,469 Rp 62.6M

-19.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,777 NOK 16.9K

$2,090 Rp 37.7M

-14.96%

Buy Apartment in City Center (m2)

$6,005 NOK 56.9K

$2,729 Rp 49.3M

120.05%

Buy Apartment Outside City Center (m2)

$5,223 NOK 49.5K

$2,295 Rp 41.4M

127.55%

Average Monthly Net Salary (After Tax)

$4,909 NOK 46.6K

$164 Rp 3.0M

2899.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

13.28

-66.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,595 in Stavanger and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stavanger pays 2899% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $123 in Stavanger vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $468 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 94% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2899% higher in Stavanger, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,595 in Stavanger versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,699 per month in Stavanger versus $1,392 in Ubud, Bali – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 726% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,392 in Ubud, Bali versus $2,699 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stavanger and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 94% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.