Cost of Living Comparison Between Stavanger and Ubud, Bali Cost of Living Comparison Between Stavanger and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,773 in Stavanger versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $4,172 in Stavanger versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,570 in Stavanger versus $3,708 in Ubud, Bali.

Living in Stavanger is roughly 99% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stavanger 108% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$25.16 NOK 238

$3.40 Rp 60.2K

640.00%

Three-Course Dinner for Two, Mid-Range

$120 NOK 1,137

$32.38 Rp 573.6K

270.78%

Fast Food Meal (McDonalds, etc)

$14.88 NOK 141

$5.00 Rp 88.6K

197.60%

Cappuccino

$5.21 NOK 49.33

$2.82 Rp 50.0K

84.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.91 NOK 37.04

$1.38 Rp 24.4K

183.33%

Water (0.33 liter bottle)

$3.35 NOK 31.75

$0.73 Rp 13.0K

358.90%

Local Beer (0.5 liter draught)

$10.96 NOK 104

$2.98 Rp 52.8K

267.79%

Imported Beer (0.33 liter bottle)

$10.32 NOK 97.8

$3.97 Rp 70.3K

159.95%

Milk (1 liter)

$2.34 NOK 22.21

$1.79 Rp 31.8K

30.73%

White Bread (500g)

$3.14 NOK 29.78

$2.46 Rp 43.7K

27.64%

Rice (white) (1kg)

$4.45 NOK 42.15

$1.20 Rp 21.2K

270.83%

Eggs

$4.47 NOK 42.30

$2.39 Rp 42.3K

87.03%

Local Cheese (1kg)

$13.02 NOK 123

$14.40 Rp 255.1K

-9.58%

Chicken Fillets (1kg)

$16.38 NOK 155

$4.28 Rp 75.9K

282.71%

Beef Round Steak (1kg)

$27.93 NOK 265

$11.82 Rp 209.4K

136.29%

Apples (1kg)

$3.59 NOK 34.00

$3.78 Rp 67.0K

-5.03%

Banana (1kg)

$2.55 NOK 24.13

$1.63 Rp 28.9K

56.44%

Oranges (1kg)

$3.06 NOK 28.99

$2.80 Rp 49.6K

9.29%

Tomato (1kg)

$4.74 NOK 44.89

$2.26 Rp 40.0K

109.73%

Potato (1kg)

$2.15 NOK 20.36

$2.00 Rp 35.3K

7.50%

Onion (1kg)

$2.91 NOK 27.57

$2.21 Rp 39.2K

31.67%

Lettuce (1 head)

$2.53 NOK 23.96

$1.07 Rp 18.9K

136.45%

Water (1.5 liter bottle)

$1.74 NOK 16.51

$0.76 Rp 13.5K

128.95%

Cigarettes 20 Pack (Marlboro, Camel)

$14.98 NOK 142

$3.13 Rp 55.4K

378.59%

Wine (Bottle)

$18.43 NOK 175

$23.81 Rp 421.9K

-22.60%

Local Beer (0.5 liter bottle)

$3.62 NOK 34.32

$2.84 Rp 50.3K

27.46%

Imported Beer (0.33 liter bottle)

$4.14 NOK 39.23

$2.78 Rp 49.2K

48.92%

One-way Ticket (Public Transport)

$4.45 NOK 42.11

$0.27 Rp 4,726

1548.15%

Public Transport Monthly Pass (Regular Price)

$68.1 NOK 645

$8.37 Rp 148.2K

713.14%

Taxi Start (Normal Tariff)

$15.31 NOK 145

$0.45 Rp 8,034

3302.22%

Taxi (Normal Tariff) (1km)

$2.13 NOK 20.21

$0.43 Rp 7,578

395.35%

Taxi 1hour Waiting (Normal Tariff)

$100 NOK 951

$5.98 Rp 105.9K

1578.09%

Gasoline (1 liter)

$2.22 NOK 21.07

$0.80 Rp 14.2K

177.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K NOK 324.3K

$25.8K Rp 457.2M

32.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K NOK 315.6K

$31.8K Rp 563.4M

4.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 NOK 1,812

$80.7 Rp 1.4M

136.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.07 NOK 398

$4.14 Rp 73.3K

916.18%

Internet (50+ Mbps, Unlimited Data)

$81.5 NOK 772

$24.12 Rp 427.2K

237.73%

Gym Membership (Monthly)

$55.9 NOK 530

$97.8 Rp 1.7M

-42.78%

Tennis Court (1 Hour on Weekend)

$35.10 NOK 332

$6.64 Rp 117.7K

428.61%

Cinema Ticket

$18.95 NOK 180

$4.04 Rp 71.5K

369.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$314 NOK 2,976

$297 Rp 5.3M

5.78%

International Primary School, 1 Child (Yearly)

$12.8K NOK 121.5K

$6,590 Rp 116.7M

94.63%

Jeans (Levis 501 Or Similar)

$117 NOK 1,110

$55.1 Rp 976.8K

112.57%

Summer Dress (H&M, Zara, etc)

$60.1 NOK 569

$38.51 Rp 682.1K

55.93%

Sport Shoes (Adidas, Nike)

$105 NOK 994

$86.1 Rp 1.5M

21.89%

Men's Leather Business Shoes

$156 NOK 1,480

$78.0 Rp 1.4M

100.41%

1-bedroom Apartment, City Center (Monthly)

$1,591 NOK 15.1K

$985 Rp 17.5M

61.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,148 NOK 10.9K

$665 Rp 11.8M

72.72%

3-bedroom Apartment, City Center (Monthly)

$2,775 NOK 26.3K

$3,446 Rp 61.0M

-19.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,773 NOK 16.8K

$2,042 Rp 36.2M

-13.19%

Buy Apartment in City Center (m2)

$6,070 NOK 57.5K

$2,829 Rp 50.1M

114.56%

Buy Apartment Outside City Center (m2)

$5,176 NOK 49.0K

$2,282 Rp 40.4M

126.80%

Average Monthly Net Salary (After Tax)

$4,897 NOK 46.4K

$169 Rp 3.0M

2793.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

13.28

-66.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: June 15, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,591 in Stavanger and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stavanger pays 2794% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in Stavanger vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $471 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 99% gap adds up to real monthly savings that compound significantly over time.

Stavanger pays 2794% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,591 in Stavanger versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,773 per month in Stavanger versus $1,394 in Ubud, Bali – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 713% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,394 in Ubud, Bali versus $2,773 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stavanger and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 99% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.