Cost of Living Comparison Between Stavanger and Ubud, Bali Cost of Living Comparison Between Stavanger and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,689 in Stavanger versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $4,070 in Stavanger versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,451 in Stavanger versus $3,694 in Ubud, Bali.

Living in Stavanger is roughly 91% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stavanger 100% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$25.39 NOK 241

$3.57 Rp 64.0K

611.20%

Three-Course Dinner for Two, Mid-Range

$120 NOK 1,138

$32.50 Rp 582.3K

268.95%

Fast Food Meal (McDonalds, etc)

$15.31 NOK 145

$4.86 Rp 87.1K

215.02%

Cappuccino

$5.03 NOK 47.77

$2.75 Rp 49.2K

82.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.88 NOK 36.83

$1.32 Rp 23.7K

193.94%

Water (0.33 liter bottle)

$3.47 NOK 32.89

$0.70 Rp 12.6K

395.71%

Local Beer (0.5 liter draught)

$10.98 NOK 104

$2.91 Rp 52.2K

277.32%

Imported Beer (0.33 liter bottle)

$10.21 NOK 96.9

$3.79 Rp 68.0K

169.39%

Milk (1 liter)

$2.31 NOK 21.93

$1.71 Rp 30.6K

35.09%

White Bread (500g)

$3.12 NOK 29.59

$2.47 Rp 44.3K

26.32%

Rice (white) (1kg)

$4.58 NOK 43.48

$1.20 Rp 21.5K

281.67%

Eggs

$4.48 NOK 42.52

$2.44 Rp 43.8K

83.61%

Local Cheese (1kg)

$12.90 NOK 122

$14.38 Rp 257.7K

-10.29%

Chicken Fillets (1kg)

$16.73 NOK 159

$4.31 Rp 77.1K

288.17%

Beef Round Steak (1kg)

$27.83 NOK 264

$12.21 Rp 218.7K

127.93%

Apples (1kg)

$3.48 NOK 33.01

$3.68 Rp 66.0K

-5.43%

Banana (1kg)

$2.64 NOK 25.03

$1.55 Rp 27.8K

70.32%

Oranges (1kg)

$3.11 NOK 29.53

$2.79 Rp 49.9K

11.47%

Tomato (1kg)

$4.68 NOK 44.37

$2.33 Rp 41.8K

100.86%

Potato (1kg)

$2.08 NOK 19.77

$1.97 Rp 35.3K

5.58%

Onion (1kg)

$3.08 NOK 29.27

$2.31 Rp 41.4K

33.33%

Lettuce (1 head)

$2.47 NOK 23.47

$1.06 Rp 19.1K

133.02%

Water (1.5 liter bottle)

$1.83 NOK 17.38

$0.73 Rp 13.1K

150.68%

Cigarettes 20 Pack (Marlboro, Camel)

$14.97 NOK 142

$3.28 Rp 58.8K

356.40%

Wine (Bottle)

$18.46 NOK 175

$22.79 Rp 408.4K

-19.00%

Local Beer (0.5 liter bottle)

$3.68 NOK 34.89

$2.81 Rp 50.3K

30.96%

Imported Beer (0.33 liter bottle)

$4.10 NOK 38.90

$2.78 Rp 49.9K

47.48%

One-way Ticket (Public Transport)

$4.58 NOK 43.47

$0.29 Rp 5,217

1479.31%

Public Transport Monthly Pass (Regular Price)

$68.6 NOK 651

$8.06 Rp 144.4K

750.74%

Taxi Start (Normal Tariff)

$15.31 NOK 145

$0.45 Rp 8,047

3302.22%

Taxi (Normal Tariff) (1km)

$2.06 NOK 19.57

$0.45 Rp 8,094

357.78%

Taxi 1hour Waiting (Normal Tariff)

$100 NOK 953

$6.24 Rp 111.7K

1508.33%

Gasoline (1 liter)

$2.11 NOK 20.01

$0.85 Rp 15.2K

148.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K NOK 326.1K

$26.0K Rp 465.4M

32.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K NOK 307.3K

$31.7K Rp 567.2M

2.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 NOK 1,806

$80.8 Rp 1.4M

135.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.20 NOK 401

$4.06 Rp 72.7K

939.41%

Internet (50+ Mbps, Unlimited Data)

$83.1 NOK 789

$24.42 Rp 437.6K

240.29%

Gym Membership (Monthly)

$55.9 NOK 531

$97.7 Rp 1.7M

-42.74%

Tennis Court (1 Hour on Weekend)

$35.16 NOK 334

$6.45 Rp 115.5K

445.12%

Cinema Ticket

$19.57 NOK 186

$4.04 Rp 72.4K

384.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$321 NOK 3,048

$304 Rp 5.4M

5.63%

International Primary School, 1 Child (Yearly)

$13.0K NOK 123.1K

$6,621 Rp 118.6M

95.93%

Jeans (Levis 501 Or Similar)

$116 NOK 1,098

$54.2 Rp 971.7K

113.33%

Summer Dress (H&M, Zara, etc)

$58.0 NOK 550

$38.78 Rp 694.7K

49.43%

Sport Shoes (Adidas, Nike)

$107 NOK 1,017

$86.1 Rp 1.5M

24.41%

Men's Leather Business Shoes

$160 NOK 1,519

$76.7 Rp 1.4M

108.70%

1-bedroom Apartment, City Center (Monthly)

$1,595 NOK 15.1K

$986 Rp 17.7M

61.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,126 NOK 10.7K

$658 Rp 11.8M

71.13%

3-bedroom Apartment, City Center (Monthly)

$2,732 NOK 25.9K

$3,369 Rp 60.4M

-18.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,774 NOK 16.8K

$2,066 Rp 37.0M

-14.13%

Buy Apartment in City Center (m2)

$6,036 NOK 57.3K

$2,741 Rp 49.1M

120.19%

Buy Apartment Outside City Center (m2)

$5,366 NOK 50.9K

$2,228 Rp 39.9M

140.88%

Average Monthly Net Salary (After Tax)

$5,104 NOK 48.4K

$163 Rp 2.9M

3023.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

13.28

-66.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stavanger: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,595 in Stavanger and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stavanger pays 3023% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in Stavanger vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $473 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stavanger vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 91% gap adds up to real monthly savings that compound significantly over time.

Stavanger pays 3023% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,595 in Stavanger versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,689 per month in Stavanger versus $1,404 in Ubud, Bali – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 751% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,404 in Ubud, Bali versus $2,689 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stavanger and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 91% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.