Cost of Living Comparison Between Ubud, Bali and Stavanger Cost of Living Comparison Between Ubud, Bali and Stavanger

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,695 in Stavanger.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $4,140 in Stavanger.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $5,584 in Stavanger.

Living in Ubud, Bali costs roughly 47% less than in Stavanger, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Stavanger 101% above.

Currency
🍽 Eating Out
Ubud, Bali
Stavanger
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$25.22 NOK 235
-85.84%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$119 NOK 1,113
-72.71%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$15.32 NOK 143
-66.91%
Cappuccino
$2.83 Rp 49.0K
$5.05 NOK 47.09
-43.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$4.01 NOK 37.36
-66.58%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$3.46 NOK 32.25
-80.06%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$11.16 NOK 104
-73.21%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$9.94 NOK 92.7
-61.27%
🛒 Groceries & Markets
Ubud, Bali
Stavanger
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$2.45 NOK 22.84
-28.98%
White Bread (500g)
$2.54 Rp 44.0K
$3.10 NOK 28.90
-18.06%
Rice (white) (1kg)
$1.19 Rp 20.6K
$4.61 NOK 42.97
-74.19%
Eggs
$2.43 Rp 42.0K
$4.34 NOK 40.44
-44.01%
Local Cheese (1kg)
$14.66 Rp 254.1K
$12.93 NOK 120
13.38%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$16.27 NOK 152
-74.31%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$27.67 NOK 258
-56.85%
Apples (1kg)
$3.69 Rp 63.9K
$3.41 NOK 31.76
8.21%
Banana (1kg)
$1.61 Rp 27.8K
$2.62 NOK 24.42
-38.55%
Oranges (1kg)
$2.69 Rp 46.5K
$3.01 NOK 28.07
-10.63%
Tomato (1kg)
$2.33 Rp 40.4K
$4.55 NOK 42.42
-48.79%
Potato (1kg)
$1.91 Rp 33.0K
$2.07 NOK 19.28
-7.73%
Onion (1kg)
$2.19 Rp 37.9K
$2.99 NOK 27.85
-26.76%
Lettuce (1 head)
$1.06 Rp 18.3K
$2.47 NOK 23.00
-57.09%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$1.84 NOK 17.14
-60.87%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$15.09 NOK 141
-79.26%
Wine (Bottle)
$23.49 Rp 407.1K
$19.20 NOK 179
22.34%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$3.55 NOK 33.07
-22.82%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$4.01 NOK 37.39
-28.18%
🚌 Getting Around
Ubud, Bali
Stavanger
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$4.48 NOK 41.78
-93.53%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$66.9 NOK 623
-87.78%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$15.00 NOK 140
-97.00%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$2.09 NOK 19.44
-79.90%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$102 NOK 951
-93.96%
Gasoline (1 liter)
$0.84 Rp 14.6K
$2.11 NOK 19.66
-60.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$33.8K NOK 315.5K
-22.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$33.0K NOK 307.7K
-1.64%
🧾 Monthly Utilities & Internet
Ubud, Bali
Stavanger
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$191 NOK 1,782
-58.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$43.15 NOK 402
-90.85%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$80.5 NOK 750
-69.68%
🎉 Sport & Entertainment
Ubud, Bali
Stavanger
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$56.0 NOK 522
72.30%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$35.16 NOK 328
-81.94%
Cinema Ticket
$4.04 Rp 70.0K
$19.31 NOK 180
-79.08%
🧸 Childcare & Education
Ubud, Bali
Stavanger
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$322 NOK 2,998
-5.92%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$13.2K NOK 123.5K
-50.77%
👕👟 Clothing & Footwear
Ubud, Bali
Stavanger
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$117 NOK 1,087
-53.84%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$58.7 NOK 547
-35.27%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$107 NOK 994
-18.62%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$159 NOK 1,484
-50.48%
🏠 Accommodation & Living
Ubud, Bali
Stavanger
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$1,580 NOK 14.7K
-35.93%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$1,123 NOK 10.5K
-39.92%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$2,783 NOK 25.9K
21.81%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$1,781 NOK 16.6K
17.80%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$5,940 NOK 55.4K
-49.75%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$5,361 NOK 50.0K
-56.36%
💵 Salaries & Financials
Ubud, Bali
Stavanger
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$5,014 NOK 46.7K
-96.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.51
194.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Stavanger: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,580 in Stavanger. Housing cost is often the main lever when comparing two cities.

Stavanger pays 2796% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $119 in Stavanger for a mid-range dinner for two. Groceries echo the gap at $298 vs $470 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Stavanger: Cost of Living - Frequently Asked Questions
Is Stavanger cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 87% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Stavanger?
On paper, Stavanger earns 2796% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Stavanger?
Rent for a central apartment: $1,012 in Ubud, Bali versus $1,580 in Stavanger. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali vs Stavanger?
All in, you'll spend $1,438 per month in Ubud, Bali versus $2,695 in Stavanger – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 719% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for Ubud, Bali or Stavanger?
At $1,438 in Ubud, Bali versus $2,695 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Stavanger more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Stavanger?
Safety-wise, Ubud, Bali and Stavanger are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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