🙂Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,773 in Stavanger.
🙂Estimated couple costs with rent: $2,551 in Ubud, Bali versus $4,172 in Stavanger.
🙂Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $5,570 in Stavanger.
🙂Living in Ubud, Bali costs roughly 50% less than in Stavanger, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali5% above, Stavanger108% above.
Currency
🍽 Eating Out
Ubud, Bali
Stavanger
Difference
Meal at Budget Restaurant
$3.40Rp 60.2K
$25.16NOK 238
-86.49%
Three-Course Dinner for Two, Mid-Range
$32.38Rp 573.6K
$120NOK 1,137
-73.03%
Fast Food Meal(McDonalds, etc)
$5.00Rp 88.6K
$14.88NOK 141
-66.40%
Cappuccino
$2.82Rp 50.0K
$5.21NOK 49.33
-45.87%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.4K
$3.91NOK 37.04
-64.71%
Water(0.33 liter bottle)
$0.73Rp 13.0K
$3.35NOK 31.75
-78.21%
Local Beer(0.5 liter draught)
$2.98Rp 52.8K
$10.96NOK 104
-72.81%
Imported Beer(0.33 liter bottle)
$3.97Rp 70.3K
$10.32NOK 97.8
-61.53%
🛒 Groceries & Markets
Ubud, Bali
Stavanger
Difference
Milk(1 liter)
$1.79Rp 31.8K
$2.34NOK 22.21
-23.50%
White Bread(500g)
$2.46Rp 43.7K
$3.14NOK 29.78
-21.66%
Rice(white)(1kg)
$1.20Rp 21.2K
$4.45NOK 42.15
-73.03%
Eggs
$2.39Rp 42.3K
$4.47NOK 42.30
-46.53%
Local Cheese(1kg)
$14.40Rp 255.1K
$13.02NOK 123
10.60%
Chicken Fillets(1kg)
$4.28Rp 75.9K
$16.38NOK 155
-73.87%
Beef Round Steak(1kg)
$11.82Rp 209.4K
$27.93NOK 265
-57.68%
Apples(1kg)
$3.78Rp 67.0K
$3.59NOK 34.00
5.29%
Banana(1kg)
$1.63Rp 28.9K
$2.55NOK 24.13
-36.08%
Oranges(1kg)
$2.80Rp 49.6K
$3.06NOK 28.99
-8.50%
Tomato(1kg)
$2.26Rp 40.0K
$4.74NOK 44.89
-52.32%
Potato(1kg)
$2.00Rp 35.3K
$2.15NOK 20.36
-6.98%
Onion(1kg)
$2.21Rp 39.2K
$2.91NOK 27.57
-24.05%
Lettuce(1 head)
$1.07Rp 18.9K
$2.53NOK 23.96
-57.71%
Water(1.5 liter bottle)
$0.76Rp 13.5K
$1.74NOK 16.51
-56.32%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 55.4K
$14.98NOK 142
-79.11%
Wine(Bottle)
$23.81Rp 421.9K
$18.43NOK 175
29.19%
Local Beer(0.5 liter bottle)
$2.84Rp 50.3K
$3.62NOK 34.32
-21.55%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.2K
$4.14NOK 39.23
-32.85%
🚌 Getting Around
Ubud, Bali
Stavanger
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,726
$4.45NOK 42.11
-93.93%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 148.2K
$68.1NOK 645
-87.70%
Taxi Start(Normal Tariff)
$0.45Rp 8,034
$15.31NOK 145
-97.06%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,578
$2.13NOK 20.21
-79.81%
Taxi 1hour Waiting(Normal Tariff)
$5.98Rp 105.9K
$100NOK 951
-94.04%
Gasoline(1 liter)
$0.80Rp 14.2K
$2.22NOK 21.07
-63.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8KRp 457.2M
$34.2KNOK 324.3K
-24.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KRp 563.4M
$33.3KNOK 315.6K
-4.55%
🧾 Monthly Utilities & Internet
Ubud, Bali
Stavanger
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.7Rp 1.4M
$191NOK 1,812
-57.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.14Rp 73.3K
$42.07NOK 398
-90.16%
Internet(50+ Mbps, Unlimited Data)
$24.12Rp 427.2K
$81.5NOK 772
-70.39%
🎉 Sport & Entertainment
Ubud, Bali
Stavanger
Difference
Gym Membership(Monthly)
$97.8Rp 1.7M
$55.9NOK 530
74.77%
Tennis Court(1 Hour on Weekend)
$6.64Rp 117.7K
$35.10NOK 332
-81.08%
Cinema Ticket
$4.04Rp 71.5K
$18.95NOK 180
-78.68%
🧸 Childcare & Education
Ubud, Bali
Stavanger
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
$314NOK 2,976
-5.47%
International Primary School, 1 Child(Yearly)
$6,590Rp 116.7M
$12.8KNOK 121.5K
-48.62%
👕👟 Clothing & Footwear
Ubud, Bali
Stavanger
Difference
Jeans(Levis 501 Or Similar)
$55.1Rp 976.8K
$117NOK 1,110
-52.96%
Summer Dress(H&M, Zara, etc)
$38.51Rp 682.1K
$60.1NOK 569
-35.87%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$105NOK 994
-17.96%
Men's Leather Business Shoes
$78.0Rp 1.4M
$156NOK 1,480
-50.10%
🏠 Accommodation & Living
Ubud, Bali
Stavanger
Difference
1-bedroom Apartment, City Center(Monthly)
$985Rp 17.5M
$1,591NOK 15.1K
-38.06%
1-bedroom Apartment, Outside City Center(Monthly)
$665Rp 11.8M
$1,148NOK 10.9K
-42.10%
3-bedroom Apartment, City Center(Monthly)
$3,446Rp 61.0M
$2,775NOK 26.3K
24.16%
3-bedroom Apartment, Outside City Center(Monthly)
$2,042Rp 36.2M
$1,773NOK 16.8K
15.19%
Buy Apartment in City Center(m2)
$2,829Rp 50.1M
$6,070NOK 57.5K
-53.39%
Buy Apartment Outside City Center(m2)
$2,282Rp 40.4M
$5,176NOK 49.0K
-55.91%
💵 Salaries & Financials
Ubud, Bali
Stavanger
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
$4,897NOK 46.4K
-96.54%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.51
194.46%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 14, 2026
Last update for Stavanger: June 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,591 in Stavanger. Housing cost is often the main lever when comparing two cities.
💰Stavanger pays 2794% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Ubud, Bali vs $120 in Stavanger for a mid-range dinner for two. Groceries echo the gap at $299 vs $471 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Stavanger: Cost of Living - Frequently Asked Questions
Is Stavanger cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 99% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Stavanger?
On paper, Stavanger earns 2794% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Stavanger?
Rent for a central apartment: $985 in Ubud, Bali versus $1,591 in Stavanger. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali vs Stavanger?
All in, you'll spend $1,394 per month in Ubud, Bali versus $2,773 in Stavanger – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 713% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for Ubud, Bali or Stavanger?
At $1,394 in Ubud, Bali versus $2,773 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Stavanger more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Stavanger?
Safety-wise, Ubud, Bali and Stavanger are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 99% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared