Cost of Living Comparison Between Ubud, Bali and Stavanger Cost of Living Comparison Between Ubud, Bali and Stavanger

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,773 in Stavanger.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $4,172 in Stavanger.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $5,570 in Stavanger.

Living in Ubud, Bali costs roughly 50% less than in Stavanger, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Stavanger 108% above.

Currency
🍽 Eating Out
Ubud, Bali
Stavanger
Difference
Meal at Budget Restaurant
$3.40 Rp 60.2K
$25.16 NOK 238
-86.49%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 573.6K
$120 NOK 1,137
-73.03%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 88.6K
$14.88 NOK 141
-66.40%
Cappuccino
$2.82 Rp 50.0K
$5.21 NOK 49.33
-45.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.4K
$3.91 NOK 37.04
-64.71%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$3.35 NOK 31.75
-78.21%
Local Beer (0.5 liter draught)
$2.98 Rp 52.8K
$10.96 NOK 104
-72.81%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.3K
$10.32 NOK 97.8
-61.53%
🛒 Groceries & Markets
Ubud, Bali
Stavanger
Difference
Milk (1 liter)
$1.79 Rp 31.8K
$2.34 NOK 22.21
-23.50%
White Bread (500g)
$2.46 Rp 43.7K
$3.14 NOK 29.78
-21.66%
Rice (white) (1kg)
$1.20 Rp 21.2K
$4.45 NOK 42.15
-73.03%
Eggs
$2.39 Rp 42.3K
$4.47 NOK 42.30
-46.53%
Local Cheese (1kg)
$14.40 Rp 255.1K
$13.02 NOK 123
10.60%
Chicken Fillets (1kg)
$4.28 Rp 75.9K
$16.38 NOK 155
-73.87%
Beef Round Steak (1kg)
$11.82 Rp 209.4K
$27.93 NOK 265
-57.68%
Apples (1kg)
$3.78 Rp 67.0K
$3.59 NOK 34.00
5.29%
Banana (1kg)
$1.63 Rp 28.9K
$2.55 NOK 24.13
-36.08%
Oranges (1kg)
$2.80 Rp 49.6K
$3.06 NOK 28.99
-8.50%
Tomato (1kg)
$2.26 Rp 40.0K
$4.74 NOK 44.89
-52.32%
Potato (1kg)
$2.00 Rp 35.3K
$2.15 NOK 20.36
-6.98%
Onion (1kg)
$2.21 Rp 39.2K
$2.91 NOK 27.57
-24.05%
Lettuce (1 head)
$1.07 Rp 18.9K
$2.53 NOK 23.96
-57.71%
Water (1.5 liter bottle)
$0.76 Rp 13.5K
$1.74 NOK 16.51
-56.32%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.4K
$14.98 NOK 142
-79.11%
Wine (Bottle)
$23.81 Rp 421.9K
$18.43 NOK 175
29.19%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.3K
$3.62 NOK 34.32
-21.55%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.2K
$4.14 NOK 39.23
-32.85%
🚌 Getting Around
Ubud, Bali
Stavanger
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,726
$4.45 NOK 42.11
-93.93%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 148.2K
$68.1 NOK 645
-87.70%
Taxi Start (Normal Tariff)
$0.45 Rp 8,034
$15.31 NOK 145
-97.06%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,578
$2.13 NOK 20.21
-79.81%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 105.9K
$100 NOK 951
-94.04%
Gasoline (1 liter)
$0.80 Rp 14.2K
$2.22 NOK 21.07
-63.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 457.2M
$34.2K NOK 324.3K
-24.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 563.4M
$33.3K NOK 315.6K
-4.55%
🧾 Monthly Utilities & Internet
Ubud, Bali
Stavanger
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$191 NOK 1,812
-57.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.3K
$42.07 NOK 398
-90.16%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 427.2K
$81.5 NOK 772
-70.39%
🎉 Sport & Entertainment
Ubud, Bali
Stavanger
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$55.9 NOK 530
74.77%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 117.7K
$35.10 NOK 332
-81.08%
Cinema Ticket
$4.04 Rp 71.5K
$18.95 NOK 180
-78.68%
🧸 Childcare & Education
Ubud, Bali
Stavanger
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$314 NOK 2,976
-5.47%
International Primary School, 1 Child (Yearly)
$6,590 Rp 116.7M
$12.8K NOK 121.5K
-48.62%
👕👟 Clothing & Footwear
Ubud, Bali
Stavanger
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 976.8K
$117 NOK 1,110
-52.96%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 682.1K
$60.1 NOK 569
-35.87%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$105 NOK 994
-17.96%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$156 NOK 1,480
-50.10%
🏠 Accommodation & Living
Ubud, Bali
Stavanger
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.5M
$1,591 NOK 15.1K
-38.06%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$1,148 NOK 10.9K
-42.10%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.0M
$2,775 NOK 26.3K
24.16%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.2M
$1,773 NOK 16.8K
15.19%
Buy Apartment in City Center (m2)
$2,829 Rp 50.1M
$6,070 NOK 57.5K
-53.39%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.4M
$5,176 NOK 49.0K
-55.91%
💵 Salaries & Financials
Ubud, Bali
Stavanger
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$4,897 NOK 46.4K
-96.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.51
194.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Stavanger: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,591 in Stavanger. Housing cost is often the main lever when comparing two cities.

Stavanger pays 2794% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $120 in Stavanger for a mid-range dinner for two. Groceries echo the gap at $299 vs $471 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Stavanger: Cost of Living - Frequently Asked Questions
Is Stavanger cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 99% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Stavanger?
On paper, Stavanger earns 2794% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Stavanger?
Rent for a central apartment: $985 in Ubud, Bali versus $1,591 in Stavanger. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali vs Stavanger?
All in, you'll spend $1,394 per month in Ubud, Bali versus $2,773 in Stavanger – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 713% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for Ubud, Bali or Stavanger?
At $1,394 in Ubud, Bali versus $2,773 in Stavanger, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stavanger. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Stavanger more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Stavanger, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Stavanger?
Safety-wise, Ubud, Bali and Stavanger are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 99% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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