Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stavanger

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,248 in Stavanger, rent and utilities included – about $22,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
156

Cost of Living Index in Stavanger
Learn more

Stavanger Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Stavanger

🇳🇴 Norway

$3,248

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stavanger

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stavanger actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,248 in Stavanger.

Ubud, Bali $1,349
Stavanger $3,248

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,717 in Stavanger.

Ubud, Bali $2,305
Stavanger $4,717

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,186 in Stavanger.

Ubud, Bali $3,261
Stavanger $6,186

Living in Ubud, Bali costs roughly 58% less than in Stavanger, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$24.67 NOK 227

-86.54%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$98.0 NOK 900

-63.62%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$16.23 NOK 149

-65.93%

Cappuccino

$2.72 Rp 49.3K

$6.22 NOK 57.1

-56.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$5.89 NOK 54.1

-71.14%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$4.53 NOK 41.60

-83.22%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$13.76 NOK 126

-80.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$10.62 NOK 97.6

-58.76%

Milk (1 liter)

$1.49 Rp 27.0K

$2.53 NOK 23.22

-41.11%

White Bread (500g)

$2.28 Rp 41.2K

$3.52 NOK 32.32

-35.23%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.98 NOK 36.53

-70.10%

Eggs

$2.04 Rp 36.9K

$4.75 NOK 43.68

-57.05%

Local Cheese (1kg)

$17.70 Rp 320.8K

$15.22 NOK 140

16.29%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$17.54 NOK 161

-77.42%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$36.16 NOK 332

-66.29%

Apples (1kg)

$3.66 Rp 66.2K

$3.53 NOK 32.44

3.68%

Banana (1kg)

$1.52 Rp 27.5K

$2.86 NOK 26.25

-46.85%

Oranges (1kg)

$2.23 Rp 40.4K

$3.62 NOK 33.25

-38.40%

Tomato (1kg)

$1.97 Rp 35.7K

$4.93 NOK 45.29

-60.04%

Potato (1kg)

$1.85 Rp 33.5K

$2.55 NOK 23.46

-27.45%

Onion (1kg)

$2.42 Rp 43.9K

$3.11 NOK 28.58

-22.19%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.90 NOK 26.61

-65.86%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$2.33 NOK 21.41

-78.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$18.27 NOK 168

-87.85%

Wine (Bottle)

$22.24 Rp 403.0K

$18.94 NOK 174

17.42%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.80 NOK 34.94

-40.53%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$4.51 NOK 41.44

-34.15%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$4.75 NOK 43.60

-94.74%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$85.4 NOK 785

-90.84%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$6.27 NOK 57.6

-92.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.80 NOK 16.54

-76.11%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$106 NOK 972

-94.89%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.46 NOK 22.64

-66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$49.1K NOK 451.1K

-51.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$42.2K NOK 387.8K

-24.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$260 NOK 2,385

-69.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$33.92 NOK 312

-80.98%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$79.9 NOK 734

-76.75%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$52.0 NOK 477

-4.77%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$37.64 NOK 346

-53.11%

Cinema Ticket

$4.27 Rp 77.4K

$22.16 NOK 204

-80.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$325 NOK 2,990

50.74%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$14.3K NOK 131.7K

-60.43%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$130 NOK 1,191

-65.57%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$61.9 NOK 569

-43.57%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$151 NOK 1,386

-47.03%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$206 NOK 1,890

-61.39%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,805 NOK 16.6K

-37.67%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,429 NOK 13.1K

-53.00%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,895 NOK 26.6K

23.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$2,145 NOK 19.7K

-19.64%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$6,468 NOK 59.4K

-57.77%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$5,430 NOK 49.9K

-57.93%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,086 NOK 46.7K

-96.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.24

162.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Stavanger: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Stavanger

$1.4K 44% 113% $757

Groceries & Markets

Ubud, Bali

$288 21.4%

Stavanger

$530 16.3% 83.9% $242

Eating Out

Ubud, Bali

$108 8%

Stavanger

$452 13.9% 320% $345

Clothing & Footwear

Ubud, Bali

$108 8%

Stavanger

$247 7.6% 129% $139

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Stavanger

$373 11.5% 259% $269

Sport & Entertainment

Ubud, Bali

$58 4.3%

Stavanger

$96 3% 65.9% $38

Getting Around

Ubud, Bali

$11 0.9%

Stavanger

$120 3.7% 948% $108

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,805 in Stavanger. Housing cost is often the main lever when comparing two cities.

Stavanger pays about 31 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $98 in Stavanger for a mid-range dinner for two. Groceries echo the gap at $288 vs $530 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Stavanger

🕒 Local time

22:27 10:27 PM

15:27 3:27 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

149,330

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of November 1, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.26 NOK (100 NOK = 9.75 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Stavanger 11,930 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Stavanger

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stavanger: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 58% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,805 in Stavanger. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $3,248 in Stavanger – Ubud, Bali is about 58% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Stavanger. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Stavanger are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 58% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.