Last update: Oct 2026

Cost of Living Comparison Between St. Moritz and Athens

For one person, living is cheaper in Athens: $1,775 a month against $3,609 in St. Moritz, rent and utilities included – about $22,000 less a year. Rent and utilities account for about half of the difference.

175

Cost of Living Index in St. Moritz
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St. Moritz Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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St. Moritz

🇨🇭 Switzerland

$3,609

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Moritz and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Moritz and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,609 in St. Moritz versus $1,775 in Athens.

St. Moritz $3,609
Athens $1,775

Estimated couple costs with rent: $6,451 in St. Moritz versus $2,721 in Athens.

St. Moritz $6,451
Athens $2,721

Monthly costs for a family of three with rent: $9,292 in St. Moritz versus $3,666 in Athens.

St. Moritz $9,292
Athens $3,666

Living in St. Moritz is roughly 103% more expensive than in Athens, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: St. Moritz 167% above, Athens 31% above.

Meal at Budget Restaurant

$35.22 CHF 29.01

$16.69 €14.84

111.02%

Three-Course Dinner for Two, Mid-Range

$143 CHF 118

$67.8 €60.3

111.58%

Fast Food Meal (McDonalds, etc)

$14.44 CHF 11.89

$11.14 €9.91

29.62%

Cappuccino

$6.14 CHF 5.05

$4.03 €3.58

52.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.49 CHF 4.52

$2.77 €2.46

98.19%

Water (0.33 liter bottle)

$4.60 CHF 3.79

$0.55 €0.49

736.36%

Local Beer (0.5 liter draught)

$9.64 CHF 7.94

$5.74 €5.10

67.94%

Imported Beer (0.33 liter bottle)

$6.07 CHF 5.00

$5.45 €4.85

11.38%

Milk (1 liter)

$1.79 CHF 1.48

$1.82 €1.62

-1.65%

White Bread (500g)

$3.76 CHF 3.09

$1.38 €1.23

172.46%

Rice (white) (1kg)

$3.69 CHF 3.04

$2.80 €2.49

31.79%

Eggs

$7.46 CHF 6.14

$4.83 €4.30

54.45%

Local Cheese (1kg)

$26.32 CHF 21.68

$15.05 €13.39

74.88%

Chicken Fillets (1kg)

$27.45 CHF 22.61

$10.63 €9.45

158.23%

Beef Round Steak (1kg)

$60.5 CHF 49.86

$18.43 €16.39

228.49%

Apples (1kg)

$4.03 CHF 3.32

$2.20 €1.96

83.18%

Banana (1kg)

$2.82 CHF 2.32

$1.90 €1.69

48.42%

Oranges (1kg)

$3.36 CHF 2.77

$1.37 €1.22

145.26%

Tomato (1kg)

$4.50 CHF 3.71

$2.10 €1.87

114.29%

Potato (1kg)

$2.53 CHF 2.08

$1.08 €0.96

134.26%

Onion (1kg)

$2.14 CHF 1.76

$1.12 €1.00

91.07%

Lettuce (1 head)

$2.41 CHF 1.99

$1.12 €1.00

115.18%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$0.88 €0.79

42.05%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 CHF 8.98

$5.48 €4.88

99.09%

Wine (Bottle)

$14.04 CHF 11.56

$10.13 €9.01

38.60%

Local Beer (0.5 liter bottle)

$2.74 CHF 2.26

$2.13 €1.89

28.64%

Imported Beer (0.33 liter bottle)

$3.12 CHF 2.57

$2.25 €2.00

38.67%

One-way Ticket (Public Transport)

$3.77 CHF 3.10

$1.36 €1.21

177.21%

Public Transport Monthly Pass (Regular Price)

$92.4 CHF 76.1

$29.89 €26.59

209.20%

Taxi Start (Normal Tariff)

$8.02 CHF 6.60

$4.45 €3.96

80.22%

Taxi (Normal Tariff) (1km)

$4.58 CHF 3.77

$1.02 €0.90

349.02%

Taxi 1hour Waiting (Normal Tariff)

$88.1 CHF 72.5

$16.92 €15.05

420.57%

Gasoline (1 liter)

$2.10 CHF 1.73

$2.25 €2.00

-6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.8K CHF 32.8K

$28.0K €24.9K

41.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K CHF 31.4K

$28.2K €25.1K

35.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.5 CHF 80.3

$205 €182

-52.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.42 CHF 30.00

$26.65 €23.71

36.66%

Internet (50+ Mbps, Unlimited Data)

$56.0 CHF 46.14

$30.38 €27.02

84.40%

Gym Membership (Monthly)

$73.2 CHF 60.3

$54.5 €48.47

34.39%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$18.35 CHF 15.11

$10.42 €9.27

76.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,525 CHF 2,903

$569 €506

519.27%

International Primary School, 1 Child (Yearly)

$42.5K CHF 35.0K

$12.6K €11.2K

237.85%

Jeans (Levis 501 Or Similar)

$140 CHF 115

$88.7 €78.9

58.09%

Summer Dress (H&M, Zara, etc)

$59.2 CHF 48.72

$40.46 €35.99

46.22%

Sport Shoes (Adidas, Nike)

$163 CHF 134

$105 €93.3

55.55%

Men's Leather Business Shoes

$250 CHF 206

$121 €108

106.35%

1-bedroom Apartment, City Center (Monthly)

$1,799 CHF 1,481

$741 €659

142.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,740 CHF 1,433

$655 €582

165.82%

3-bedroom Apartment, City Center (Monthly)

$5,419 CHF 4,463

$1,300 €1,156

317.02%

3-bedroom Apartment, Outside City Center (Monthly)

$4,642 CHF 3,823

$1,148 €1,021

304.41%

Buy Apartment in City Center (m2)

$4,014 €3,570

Buy Apartment Outside City Center (m2)

$12.1K CHF 9,973

$3,460 €3,078

249.94%

Average Monthly Net Salary (After Tax)

$4,707 CHF 3,877

$1,242 €1,105

278.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

4.48

-59.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: October 11, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Moritz

$1.7K 48.2%

Athens

$655 36.9% 62.4% $1.1K

Groceries & Markets

St. Moritz

$656 18.2%

Athens

$310 17.5% 52.6% $345

Eating Out

St. Moritz

$499 13.8%

Athens

$268 15.1% 46.3% $231

Clothing & Footwear

St. Moritz

$276 7.6%

Athens

$160 9% 42% $116

Monthly Utilities & Internet

St. Moritz

$190 5.3%

Athens

$262 14.7% 37.8% $72

Getting Around

St. Moritz

$138 3.8%

Athens

$45 2.5% 67.6% $94

Sport & Entertainment

St. Moritz

$110 3.1%

Athens

$75 4.2% 31.5% $35

Cost Breakdown

A one-bedroom apartment in the center runs $1,799 in St. Moritz and $741 in Athens. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 279% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $143 in St. Moritz vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $656 vs $310 per month, with Athens cheaper across the board.

Good to know

🇨🇭 St. Moritz

🇬🇷 Athens

🕒 Local time

02:50 2:50 AM

03:50 3:50 AM

1 h ahead of St. Moritz

🌤 Weather

👥 Population

5,000

3,090,508 Capital

💱 Currency

Swiss Franc CHF Fr

Euro EUR €

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to CHF in detail →

On the map

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Between locations

St. Moritz Athens 1,480 km ≈ 2 h 15 min nonstop flight

From you

St. Moritz
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Athens: Cost of Living - Frequently Asked Questions

Athens wins on cost – living expenses run 103% lower than in St. Moritz. Housing and daily spending are where you'll feel the difference most, making Athens the obvious pick if budget is a priority.

Average pay runs 279% higher in St. Moritz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,799 in St. Moritz versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Athens – a meal for two runs $68.0 versus $143 in St. Moritz. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,609 per month in St. Moritz versus $1,775 in Athens – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,775 in Athens versus $3,609 in St. Moritz, a $2,000 budget is realistic in Athens but tight or insufficient in St. Moritz. The gap between the two cities makes Athens the clear choice for anyone on this budget.

Both work as nomad bases, but Athens delivers better value – similar infrastructure at $1,775 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Athens hard to pass up.

Safety-wise, St. Moritz and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Athens gentler on the wallet – expenses run 103% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.