Cost of Living Comparison Between St. Moritz and Bern Cost of Living Comparison Between St. Moritz and Bern

😐 Solo nomad: St. Moritz is 6.2% more expensive than Bern without rent, and 13.7% more expensive with rent.
🙂 Family of 3: St. Moritz is 8.7% cheaper than Bern without rent, and 32.7% more expensive with rent.
Currency
🍽 Eating Out
St. Moritz
Bern
Difference
Meal at Budget Restaurant
$31.01 CHF 24.25
$27.45 CHF 21.47
12.97%
Three-Course Dinner for Two, Mid-Range
$151 CHF 118
$107 CHF 83.4
41.28%
Fast Food Meal (McDonalds, etc)
$14.91 CHF 11.66
$17.00 CHF 13.29
-12.29%
Cappuccino
$6.20 CHF 4.85
$5.95 CHF 4.65
4.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.68 CHF 4.44
$4.80 CHF 3.75
18.33%
Water (0.33 liter bottle)
$4.72 CHF 3.69
$4.75 CHF 3.72
-0.63%
Local Beer (0.5 liter draught)
$10.09 CHF 7.89
$8.40 CHF 6.57
20.12%
Imported Beer (0.33 liter bottle)
$6.24 CHF 4.88
$5.98 CHF 4.68
4.35%
🛒 Groceries & Markets
St. Moritz
Bern
Difference
Milk (1 liter)
$1.33 CHF 1.04
$2.15 CHF 1.68
-38.14%
White Bread (500g)
$3.42 CHF 2.67
$3.45 CHF 2.70
-0.87%
Rice (white) (1kg)
$3.96 CHF 3.10
$4.09 CHF 3.20
-3.18%
Eggs
$7.30 CHF 5.71
$7.06 CHF 5.52
3.40%
Local Cheese (1kg)
$29.84 CHF 23.33
$28.55 CHF 22.33
4.52%
Chicken Fillets (1kg)
$33.02 CHF 25.82
$35.12 CHF 27.47
-5.98%
Beef Round Steak (1kg)
$50.1 CHF 39.17
$41.13 CHF 32.17
21.81%
Apples (1kg)
$4.03 CHF 3.15
$3.44 CHF 2.69
17.15%
Banana (1kg)
$2.91 CHF 2.28
$2.21 CHF 1.73
31.67%
Oranges (1kg)
$3.15 CHF 2.46
$2.76 CHF 2.16
14.13%
Tomato (1kg)
$5.09 CHF 3.98
$7.10 CHF 5.56
-28.31%
Potato (1kg)
$2.82 CHF 2.20
$2.25 CHF 1.76
25.33%
Onion (1kg)
$2.36 CHF 1.85
$2.17 CHF 1.69
8.76%
Lettuce (1 head)
$2.56 CHF 2.00
$2.56 CHF 2.00
-
Water (1.5 liter bottle)
$1.67 CHF 1.31
$1.10 CHF 0.86
51.82%
Cigarettes 20 Pack (Marlboro, Camel)
$11.03 CHF 8.63
$11.27 CHF 8.81
-2.13%
Wine (Bottle)
$15.57 CHF 12.17
$12.95 CHF 10.13
20.23%
Local Beer (0.5 liter bottle)
$2.63 CHF 2.06
$1.92 CHF 1.50
36.98%
Imported Beer (0.33 liter bottle)
$3.19 CHF 2.49
$2.27 CHF 1.78
40.53%
🚌 Getting Around
St. Moritz
Bern
Difference
One-way Ticket (Public Transport)
$3.88 CHF 3.03
$3.68 CHF 2.88
5.43%
Public Transport Monthly Pass (Regular Price)
$96.9 CHF 75.8
$95.7 CHF 74.8
1.31%
Taxi Start (Normal Tariff)
$7.84 CHF 6.13
$8.08 CHF 6.32
-2.97%
Taxi (Normal Tariff) (1km)
$4.53 CHF 3.54
$4.24 CHF 3.32
6.84%
Taxi 1hour Waiting (Normal Tariff)
$88.5 CHF 69.2
$94.1 CHF 73.6
-5.91%
Gasoline (1 liter)
$2.19 CHF 1.71
$2.14 CHF 1.67
2.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.8K CHF 31.1K
$40.5K CHF 31.7K
-1.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K CHF 31.2K
$58.2K CHF 45.5K
-31.49%
🧾 Monthly Utilities & Internet
St. Moritz
Bern
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.7 CHF 77.2
$371 CHF 290
-73.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.14 CHF 27.48
$58.6 CHF 45.81
-40.01%
Internet (50+ Mbps, Unlimited Data)
$58.4 CHF 45.65
$57.3 CHF 44.79
1.92%
🎉 Sport & Entertainment
St. Moritz
Bern
Difference
Gym Membership (Monthly)
$72.7 CHF 56.9
$82.7 CHF 64.7
-12.06%
Tennis Court (1 Hour on Weekend)
-
$47.72 CHF 37.32
-
Cinema Ticket
$18.72 CHF 14.64
$24.30 CHF 19.00
-22.96%
🧸 Childcare & Education
St. Moritz
Bern
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,354 CHF 2,623
$3,359 CHF 2,627
-0.14%
International Primary School, 1 Child (Yearly)
$39.0K CHF 30.5K
$40.7K CHF 31.8K
-4.16%
👕👟 Clothing & Footwear
St. Moritz
Bern
Difference
Jeans (Levis 501 Or Similar)
$138 CHF 108
$150 CHF 117
-7.51%
Summer Dress (H&M, Zara, etc)
$60.9 CHF 47.60
$68.8 CHF 53.8
-11.46%
Sport Shoes (Adidas, Nike)
$150 CHF 117
$175 CHF 137
-14.46%
Men's Leather Business Shoes
$198 CHF 155
$186 CHF 145
6.44%
🏠 Accommodation & Living
St. Moritz
Bern
Difference
1-bedroom Apartment, City Center (Monthly)
$1,690 CHF 1,322
$1,912 CHF 1,495
-11.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,975 CHF 1,545
$1,254 CHF 981
57.49%
3-bedroom Apartment, City Center (Monthly)
$2,821 CHF 2,206
$3,215 CHF 2,514
-12.26%
3-bedroom Apartment, Outside City Center (Monthly)
$4,621 CHF 3,614
$2,366 CHF 1,851
95.27%
Buy Apartment in City Center (m2)
-
$15.7K CHF 12.3K
-
Buy Apartment Outside City Center (m2)
$12.6K CHF 9,863
$12.2K CHF 9,573
3.03%
💵 Salaries & Financials
St. Moritz
Bern
Difference
Average Monthly Net Salary (After Tax)
$5,107 CHF 3,994
$7,483 CHF 5,852
-31.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.8
2.52
-28.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: April 13, 2026

Last update for Bern: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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