Last update: Oct 2026

Cost of Living Comparison Between Athens and St. Moritz

For one person, living is cheaper in Athens: $1,775 a month against $3,609 in St. Moritz, rent and utilities included – about $22,000 less a year. Rent and utilities account for about half of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
175

Cost of Living Index in St. Moritz
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St. Moritz Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

St. Moritz

🇨🇭 Switzerland

$3,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in St. Moritz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in St. Moritz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $3,609 in St. Moritz.

Athens $1,775
St. Moritz $3,609

Estimated couple costs with rent: $2,721 in Athens versus $6,451 in St. Moritz.

Athens $2,721
St. Moritz $6,451

Monthly costs for a family of three with rent: $3,666 in Athens versus $9,292 in St. Moritz.

Athens $3,666
St. Moritz $9,292

Living in Athens costs roughly 51% less than in St. Moritz, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Athens 31% above, St. Moritz 167% above.

Meal at Budget Restaurant

$16.69 €14.84

$35.22 CHF 29.01

-52.61%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$143 CHF 118

-52.74%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$14.44 CHF 11.89

-22.85%

Cappuccino

$4.03 €3.58

$6.14 CHF 5.05

-34.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$5.49 CHF 4.52

-49.54%

Water (0.33 liter bottle)

$0.55 €0.49

$4.60 CHF 3.79

-88.04%

Local Beer (0.5 liter draught)

$5.74 €5.10

$9.64 CHF 7.94

-40.46%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$6.07 CHF 5.00

-10.21%

Milk (1 liter)

$1.82 €1.62

$1.79 CHF 1.48

1.68%

White Bread (500g)

$1.38 €1.23

$3.76 CHF 3.09

-63.30%

Rice (white) (1kg)

$2.80 €2.49

$3.69 CHF 3.04

-24.12%

Eggs

$4.83 €4.30

$7.46 CHF 6.14

-35.25%

Local Cheese (1kg)

$15.05 €13.39

$26.32 CHF 21.68

-42.82%

Chicken Fillets (1kg)

$10.63 €9.45

$27.45 CHF 22.61

-61.28%

Beef Round Steak (1kg)

$18.43 €16.39

$60.5 CHF 49.86

-69.56%

Apples (1kg)

$2.20 €1.96

$4.03 CHF 3.32

-45.41%

Banana (1kg)

$1.90 €1.69

$2.82 CHF 2.32

-32.62%

Oranges (1kg)

$1.37 €1.22

$3.36 CHF 2.77

-59.23%

Tomato (1kg)

$2.10 €1.87

$4.50 CHF 3.71

-53.33%

Potato (1kg)

$1.08 €0.96

$2.53 CHF 2.08

-57.31%

Onion (1kg)

$1.12 €1.00

$2.14 CHF 1.76

-47.66%

Lettuce (1 head)

$1.12 €1.00

$2.41 CHF 1.99

-53.53%

Water (1.5 liter bottle)

$0.88 €0.79

$1.25 CHF 1.03

-29.60%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$10.91 CHF 8.98

-49.77%

Wine (Bottle)

$10.13 €9.01

$14.04 CHF 11.56

-27.85%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$2.74 CHF 2.26

-22.26%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$3.12 CHF 2.57

-27.88%

One-way Ticket (Public Transport)

$1.36 €1.21

$3.77 CHF 3.10

-63.93%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$92.4 CHF 76.1

-67.66%

Taxi Start (Normal Tariff)

$4.45 €3.96

$8.02 CHF 6.60

-44.51%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$4.58 CHF 3.77

-77.73%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$88.1 CHF 72.5

-80.79%

Gasoline (1 liter)

$2.25 €2.00

$2.10 CHF 1.73

7.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$39.8K CHF 32.8K

-29.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$38.2K CHF 31.4K

-26.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$97.5 CHF 80.3

109.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$36.42 CHF 30.00

-26.83%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$56.0 CHF 46.14

-45.77%

Gym Membership (Monthly)

$54.5 €48.47

$73.2 CHF 60.3

-25.59%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$10.42 €9.27

$18.35 CHF 15.11

-43.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$3,525 CHF 2,903

-83.85%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$42.5K CHF 35.0K

-70.40%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$140 CHF 115

-36.74%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$59.2 CHF 48.72

-31.61%

Sport Shoes (Adidas, Nike)

$105 €93.3

$163 CHF 134

-35.71%

Men's Leather Business Shoes

$121 €108

$250 CHF 206

-51.54%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$1,799 CHF 1,481

-58.81%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$1,740 CHF 1,433

-62.38%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$5,419 CHF 4,463

-76.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$4,642 CHF 3,823

-75.27%

Buy Apartment in City Center (m2)

$4,014 €3,570

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$12.1K CHF 9,973

-71.42%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$4,707 CHF 3,877

-73.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

1.8

148.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for St. Moritz: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

St. Moritz

$1.7K 48.2% 166% $1.1K

Groceries & Markets

Athens

$310 17.5%

St. Moritz

$656 18.2% 111% $345

Eating Out

Athens

$268 15.1%

St. Moritz

$499 13.8% 86.3% $231

Monthly Utilities & Internet

Athens

$262 14.7%

St. Moritz

$190 5.3% 27.4% $72

Clothing & Footwear

Athens

$160 9%

St. Moritz

$276 7.6% 72.5% $116

Sport & Entertainment

Athens

$75 4.2%

St. Moritz

$110 3.1% 45.9% $35

Getting Around

Athens

$45 2.5%

St. Moritz

$138 3.8% 208% $94

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $1,799 in St. Moritz. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 279% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Athens vs $143 in St. Moritz for a mid-range dinner for two. Groceries echo the gap at $310 vs $656 per month, with Athens cheaper across the board.

Good to know

🇬🇷 Athens

🇨🇭 St. Moritz

🕒 Local time

04:27 4:27 AM

03:27 3:27 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

5,000

💱 Currency

Euro EUR €

Swiss Franc CHF Fr

📈 Exchange rate

1 EUR = 1.12 USD

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Athens St. Moritz 1,480 km ≈ 2 h 15 min nonstop flight

From you

Athens
St. Moritz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs St. Moritz: Cost of Living - Frequently Asked Questions

Athens wins on cost – living expenses run 103% lower than in St. Moritz. Housing and daily spending are where you'll feel the difference most, making Athens the obvious pick if budget is a priority.

On paper, salaries run 279% lower in St. Moritz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $741 in Athens versus $1,799 in St. Moritz. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Athens – a meal for two runs $68.0 versus $143 in St. Moritz. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $3,609 in St. Moritz – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,775 in Athens versus $3,609 in St. Moritz, a $2,000 budget is realistic in Athens but tight or insufficient in St. Moritz. The gap between the two cities makes Athens the clear choice for anyone on this budget.

Both work as nomad bases, but Athens delivers better value – similar infrastructure at $1,775 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Athens hard to pass up.

Safety-wise, Athens and St. Moritz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Athens gentler on the wallet – expenses run 103% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.