Last update: Oct 2026

Cost of Living Comparison Between St.James and Ubud, Bali

For one person, living is cheaper in St.James: $917 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

44

Cost of Living Index in St.James
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St.James Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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St.James

🇹🇹 Trinidad And Tobago

$917

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in St.James and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St.James and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $917 per month in St.James vs $1,349 in Ubud, Bali, rent included.

St.James $917
Ubud, Bali $1,349

A couple spends around $1,593 per month in St.James vs $2,305 in Ubud, Bali, rent included.

St.James $1,593
Ubud, Bali $2,305

A family of three spends $2,270 per month in St.James vs $3,261 in Ubud, Bali, rent included.

St.James $2,270
Ubud, Bali $3,261

St.James is about 32% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$10.13 TTD 68.0

$3.32 Rp 60.2K

205.12%

Three-Course Dinner for Two, Mid-Range

$88.4 TTD 593

$35.64 Rp 645.8K

147.92%

Fast Food Meal (McDonalds, etc)

$9.03 TTD 60.6

$5.53 Rp 100.3K

63.29%

Cappuccino

$3.65 TTD 24.49

$2.72 Rp 49.3K

34.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 TTD 6.67

$1.70 Rp 30.8K

-41.76%

Water (0.33 liter bottle)

$0.77 TTD 5.15

$0.76 Rp 13.8K

1.32%

Local Beer (0.5 liter draught)

$2.25 TTD 15.06

$2.65 Rp 48.1K

-15.09%

Imported Beer (0.33 liter bottle)

$3.67 TTD 24.62

$4.38 Rp 79.4K

-16.21%

Milk (1 liter)

$2.51 TTD 16.85

$1.49 Rp 27.0K

68.46%

White Bread (500g)

$2.48 TTD 16.67

$2.28 Rp 41.2K

8.77%

Rice (white) (1kg)

$2.80 TTD 18.82

$1.19 Rp 21.6K

135.29%

Eggs

$4.43 TTD 29.73

$2.04 Rp 36.9K

117.16%

Local Cheese (1kg)

$6.57 TTD 44.06

$17.70 Rp 320.8K

-62.88%

Chicken Fillets (1kg)

$9.90 TTD 66.4

$3.96 Rp 71.8K

150.00%

Beef Round Steak (1kg)

$11.79 TTD 79.1

$12.19 Rp 220.9K

-3.28%

Apples (1kg)

$5.66 TTD 37.97

$3.66 Rp 66.2K

54.64%

Banana (1kg)

$2.97 TTD 19.90

$1.52 Rp 27.5K

95.39%

Oranges (1kg)

$3.75 TTD 25.19

$2.23 Rp 40.4K

68.16%

Tomato (1kg)

$4.28 TTD 28.70

$1.97 Rp 35.7K

117.26%

Potato (1kg)

$2.21 TTD 14.84

$1.85 Rp 33.5K

19.46%

Onion (1kg)

$1.87 TTD 12.54

$2.42 Rp 43.9K

-22.73%

Lettuce (1 head)

$1.91 TTD 12.84

$0.99 Rp 17.9K

92.93%

Water (1.5 liter bottle)

$1.35 TTD 9.08

$0.51 Rp 9,303

164.71%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 TTD 38.48

$2.22 Rp 40.3K

158.11%

Wine (Bottle)

$19.28 TTD 129

$22.24 Rp 403.0K

-13.31%

Local Beer (0.5 liter bottle)

$2.21 TTD 14.82

$2.26 Rp 41.0K

-2.21%

Imported Beer (0.33 liter bottle)

$3.00 TTD 20.13

$2.97 Rp 53.8K

1.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$1.01 TTD 6.78

$0.44 Rp 7,964

129.55%

Taxi (Normal Tariff) (1km)

$1.23 TTD 8.26

$0.43 Rp 7,793

186.05%

Taxi 1hour Waiting (Normal Tariff)

$14.65 TTD 98.3

$5.41 Rp 98.0K

170.79%

Gasoline (1 liter)

$1.17 TTD 7.83

$0.82 Rp 14.9K

42.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K TTD 249.9K

$23.8K Rp 432.0M

56.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K TTD 273.4K

$31.7K Rp 575.3M

28.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.2 TTD 605

$79.1 Rp 1.4M

14.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 TTD 341

$6.45 Rp 116.8K

688.99%

Internet (50+ Mbps, Unlimited Data)

$56.0 TTD 376

$18.58 Rp 336.7K

201.40%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$9.06 TTD 60.8

$4.27 Rp 77.4K

112.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$398 TTD 2,669

$491 Rp 8.9M

-18.90%

International Primary School, 1 Child (Yearly)

$10.9K TTD 73.1K

$5,674 Rp 102.8M

92.09%

Jeans (Levis 501 Or Similar)

$54.3 TTD 364

$44.64 Rp 808.9K

21.68%

Summer Dress (H&M, Zara, etc)

$51.3 TTD 344

$34.95 Rp 633.4K

46.78%

Sport Shoes (Adidas, Nike)

$148 TTD 996

$79.9 Rp 1.4M

85.69%

Men's Leather Business Shoes

$103 TTD 693

$79.4 Rp 1.4M

30.13%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

13.78

-58.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.James: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

St.James

$356 38.8%

Ubud, Bali

$288 21.4% 18.9% $67

Monthly Utilities & Internet

St.James

$197 21.5%

Ubud, Bali

$104 7.7% 47.2% $93

Eating Out

St.James

$178 19.4%

Ubud, Bali

$108 8% 39.3% $70

Clothing & Footwear

St.James

$161 17.5%

Ubud, Bali

$108 8% 33.1% $53

Sport & Entertainment

St.James

$18 * 2%

Ubud, Bali

$58 4.3% 220% $40

Getting Around

St.James

$7.2 * 0.8%

Ubud, Bali

$11 0.9% 59.5% $4.3

Accommodation & Living

St.James

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $88 in St.James versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $356 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇹🇹 St.James

🇮🇩 Ubud, Bali

🕒 Local time

22:04 10:04 PM

10:04 10:04 AM

12 h ahead of St.James

🌤 Weather

👥 Population

4,342

74,800

💱 Currency

Trinidad and Tobago Dollar TTD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 TTD = 0.149 USD

1 TTD = 0.133 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TTD – Trinidad and Tobago Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇹 Trinidad and Tobago Dollar ($)

Trinidad and Tobago Dollar exchange rates as of November 2, 2026: 1 USD = 6.71 TTD (1 TTD = 0.149 USD). 1 EUR = 7.49 TTD (1 TTD = 0.133 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to TTD in detail →

On the map

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Highest

Between locations

St.James Ubud, Bali 19,590 km ≈ 25 h nonstop flight

From you

St.James
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St.James vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $917 in St.James, $1,349 in Ubud, Bali – St.James comes out roughly 32% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,375 per month in St.James and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $917 in St.James and $1,349 in Ubud, Bali. That makes St.James about 32% cheaper.

Kindergarten costs $398 per month in St.James and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in St.James, where all-in costs run around $917, than in Ubud, Bali at $1,349. In St.James it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.