😐A single person spends $1,438 per month in Ubud, Bali vs $936 in St.James, rent included.
😐A couple spends around $2,585 per month in Ubud, Bali vs $1,628 in St.James, rent included.
😐A family of three spends $3,732 per month in Ubud, Bali vs $2,320 in St.James, rent included.
😐Ubud, Bali costs about 54% more than St.James, driven mainly by Sport & Entertainment.
📊Ubud, Bali sits 7% above the global median, while St.James is 30% below – they fall on opposite sides of the world average.
Moneda
🍽 Eating Out
Ubud, Bali
St.James
Diferencia
Meal at Budget Restaurant
$3.57Rp 61.9K
$10.25TTD 69.6
-65.17%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$89.4TTD 607
-63.55%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$7.46TTD 50.7
-32.04%
Cappuccino
$2.83Rp 49.0K
$3.67TTD 24.95
-22.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$1.09TTD 7.39
22.94%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$0.82TTD 5.58
-15.85%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$1.83TTD 12.41
63.39%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$3.04TTD 20.62
26.64%
🛒 Groceries & Markets
Ubud, Bali
St.James
Diferencia
Milk(1 liter)
$1.74Rp 30.2K
$2.68TTD 18.19
-35.07%
White Bread(500g)
$2.54Rp 44.0K
$2.81TTD 19.07
-9.61%
Rice(white)(1kg)
$1.19Rp 20.6K
$2.58TTD 17.54
-53.88%
Eggs
$2.43Rp 42.0K
$5.04TTD 34.24
-51.79%
Local Cheese(1kg)
$14.66Rp 254.1K
$7.99TTD 54.3
83.48%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$10.50TTD 71.3
-60.19%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$14.13TTD 95.9
-15.50%
Apples(1kg)
$3.69Rp 63.9K
$5.85TTD 39.71
-36.92%
Banana(1kg)
$1.61Rp 27.8K
$2.63TTD 17.83
-38.78%
Oranges(1kg)
$2.69Rp 46.5K
$4.33TTD 29.43
-37.88%
Tomato(1kg)
$2.33Rp 40.4K
$4.68TTD 31.80
-50.21%
Potato(1kg)
$1.91Rp 33.0K
$1.49TTD 10.12
28.19%
Onion(1kg)
$2.19Rp 37.9K
$1.67TTD 11.32
31.14%
Lettuce(1 head)
$1.06Rp 18.3K
$1.89TTD 12.82
-43.92%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$1.40TTD 9.52
-48.57%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$5.78TTD 39.26
-45.85%
Wine(Bottle)
$23.49Rp 407.1K
$19.31TTD 131
21.65%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$2.10TTD 14.25
30.48%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$2.69TTD 18.29
7.06%
🚌 Getting Around
Ubud, Bali
St.James
Diferencia
One-way Ticket(Public Transport)
$0.29Rp 5,029
-
-
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
-
-
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$1.05TTD 7.13
-57.14%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$1.24TTD 8.41
-66.13%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$14.98TTD 102
-58.88%
Gasoline(1 liter)
$0.84Rp 14.6K
$1.15TTD 7.79
-26.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$34.2KTTD 232.0K
-23.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$39.0KTTD 265.0K
-16.77%
🧾 Monthly Utilities & Internet
Ubud, Bali
St.James
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$80.0TTD 543
-1.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$47.03TTD 319
-91.60%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$61.6TTD 418
-60.39%
🎉 Sport & Entertainment
Ubud, Bali
St.James
Diferencia
Gym Membership(Monthly)
$96.5Rp 1.7M
-
-
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
-
-
Cinema Ticket
$4.04Rp 70.0K
$10.01TTD 68.0
-59.64%
🧸 Childcare & Education
Ubud, Bali
St.James
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$321TTD 2,181
-5.77%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$7,320TTD 49.7K
-10.89%
👕👟 Clothing & Footwear
Ubud, Bali
St.James
Diferencia
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$59.9TTD 407
-10.13%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$37.68TTD 256
0.80%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$143TTD 973
-39.48%
Men's Leather Business Shoes
$78.9Rp 1.4M
$126TTD 857
-37.50%
🏠 Accommodation & Living
Ubud, Bali
St.James
Diferencia
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
-
-
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
-
-
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
-
-
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
-
-
💵 Salaries & Financials
Ubud, Bali
St.James
Diferencia
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
5.38
146.84%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Ubud, Bali: April 28, 2026
Última actualización para St.James: April 26, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $33.00 in Ubud, Bali versus $89.0 in St.James. Monthly groceries follow the same trend: $298 vs $377 – making Ubud, Bali the more affordable choice for daily food spending.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Ubud, Bali vs St.James: Coste de vida - preguntas frecuentes
How do living costs in Ubud, Bali and St.James compare overall?
Monthly costs with rent: $1,438 in Ubud, Bali, $936 in St.James – roughly 54% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to St.James?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,404 in St.James. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city is more expensive overall: Ubud, Bali or St.James?
Monthly expenses with rent come to $1,438 in Ubud, Bali and $936 in St.James. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and St.James?
Kindergarten costs $303 per month in Ubud, Bali and $321 in St.James. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $936, than in Ubud, Bali at $1,438. In St.James it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and St.James?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $936 in St.James to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or St.James safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and St.James?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs otros destinos: coste de vida comparado